WELCOME

TO
OUR PRESENTATION
 Our Group(KITES)

Mohan Datta 1364

Jannatul Tania Sultana 1332

Tufayel Ahmed 1354

Tausun Bashar 1350

Mohan Datta

ID: 1364
Finance Companies in Bangladesh

Like ‘IDLC’
 Organization Profile at a glance (IDLC Finance LTD.)
Type of Organization Non-Banking Financial Institution
Ownership Public Limited Company
Governing Act Financial Institution Act 1993
1. IDLC Securities Limited (Since September 18, 2006) and
Subsidiaries
2. IDLC Investments Limited (Since August 16, 2011)
Bangladesh Bank & Capital Market Operations are regulated by the Securities Exchange
Regulatory Authority
Commission

Branches 31 Branches

Bay’s Galleria
Registered Address
57, Gulshan Avenue, Gulshan 1, Dhaka-1212

Products/Services Corporate Division, Consumer Division, SME Division & Capital Market
Since It was incorporated on May 23, 1985 and commenced its operation on February 22, 1986.
Website www.idlc.com
 Types of Finance Company

CONSUMER BUSINESS

Captive Finance Subsidiaries

 Financial Situation at a Glance of IDLC

Balance Total Net

Sheet Disburse Interest
Size: Taka ments: Income:
58,927 Taka Taka
million 26,020 2,889
million million
Total Profit
Loans and Total
Return on Deposits: After Tax:
Advances: Taka Return on
Assets:
Taka Taka
2.28% 1,246 Equity:
47,069 36,595
million 20.95%
million million
Organization Analysis

Vision Strategy

Strategic
Posture
of IDLC

Smart
Objectives
Goals
Jannatul Tania Sultana

ID: 1332
 Sources of Funds of ‘IDLC’

• Loans from Banks

• Deposits

• Capital
 Product & Service of ‘IDLC’
NANE OF PRODUCT LINE PRODUCT NAME
  Syndication

  Advisory Services
Merger & Acquisition
Structure Financing
Securitization
Local Enterprise Investment Center
  Real Estate Finance

Real Estate Financing Home Loan

Short term Financing Factoring of Account Receivable

Work order Finance
  Cumulative Term Deposit

  Annual Profit Earner Deposit

Monthly Earner Deposit
Deposit Schemes
Double Money Deposit
 
 Product & Service of ‘IDLC’
  Car Loan

Personal Loan Personal Loan

Portfolio Management
Capital Market
Investment Banking
   
Brokerage
Issue Management
 
Underwriting
Merchant Banking Services
Private Placement
Portfolio Management
Trust ship Management
Tufayel Ahmed

ID: 1354
 Financial Situations

8,587 7,402
6,258 6,013 [2014]
4,201 Million [2013]
Million
Million 5,169
[2013] [2014] [2012]
2,867 [2012] 3,525
Million [2011]
2,439 [2011] 2,556
Million [2010]
[2010]

Total amount of Consumer Total Number of Loan

Loan Disbursements Customers
 Financial Situations

680 2,083
327 [2014] 1,519 [2014]
[2013] [2013]
93 1,053
[2012] [2012]
124 1,024
[2011] [2011]

118 1,07
[201 7
0] [201
0]
Total Number of Car Loan Total Number of Home
Finance Loan Finance
 Current Performance(Ratio Analysis)
Particulars 2010 2011 2012 2013 2014

Debt equity ratio (Times) 8.65 8.16 8.38 9.50 9.04

Financial expenses coverage ratio 1.77 1.39 1.33 1.34 1.45

Current ratio (Times) 1.39:1 1.31:1 1.21:1 1.14:1 1.13:1

Return on total assets (%) 3.43 2.93 1.81 1.92 2.18

Return on Investment (ROI) 2.31 2.66
Loans to deposit ratio (total loans/total deposits) 1.28 1.24

Return on shareholders equity (%) 35.99 27.51 16.76 19.24 22.37

Earnings per share 4.01 4.00 2.93 4.03 5.74

Tausun Bashar

ID: 1350
 Some Risk of ‘IDLC’

Credit Risk

Liquidity Risk

Interest rate Risk

Strategic Risk

Environmental and Social Risk

Valuation of Financial Companies
∆ 𝑬 ( 𝑪𝑭 )=𝒇 ( 𝑬𝑪𝑶𝑵 , ∆ 𝑹𝒇 , ∆ 𝑰𝑵𝑫𝑼𝑺 , ∆ 𝑴𝑨𝑵𝑨𝑩)
 

+¿
  −  ? +¿
 

Change in Economic Growth

Change in the Risk-Free Interest Rates

Change in Industry Conditions

Change in Management Abilities

THANKS FOR BEING WITH
US.