Analysis of the

Companies
Presented by:
Keerthana S
PGDM No. 19026
Bharat Financial Inclusion Ltd

INCEPTION- Bharath Financial Inclusion Limited (BFIL) is formerly known as SKS

Microfinance Limited BFIL is a non-banking finance company (NBFC) , licensed by the
Reserve Bank of India , It was founded in the year in 1997 by Vikram Akula.
MISSION- To provide financial services to the poor under the premise that providing
financial services to poor borrowers helps to alleviate poverty
VISION- To serve 50million households across India and other parts of the world. And also
to create a commercial microfinance model that delivers high value to our customers.
OPERATIONAL MODEL- JLG model
PRODUCTS AND SERVICES-
• Income Generation Loans (IGL) Aarambh
• Midterm Loan (MTL) VRIDDHI
• Long Term Loan

FINANCIAL POSITION-
Company is in profits. The asset position has
increased and debts have decreased over the
years.
Svathanthra Microfinance

INCEPTION- Svatantra Microfin was founded in 2012 by Ananya Birla,

Co-Chairperson of ASSOCHAM’s Microfinance Council of India and
daughter of Indian industrialist Kumar Mangalam Birla.
MISSION- Aim to address the growing income gap in India, and the
company is dedicated towards the financial inclusion of rural women.
VISION- Svatantra is a next - generation microfinance entity offering
differential banking solutions. At Svatantra, we constantly leverage
technological innovation in order to bank the unbanked.
OPERATIONAL MODEL- Group lending model
PRODUCTS AND SERVICES-
• Income generation loans
• Interim loans
• Insurance products
FINANCIAL POSITION-
Company is in profits. Over the years, asset
value has increased.
Suryoday Small Finance Bank

INCEPTION- Suryoday Micro Finance Ltd is a registered Non-Banking

Finance Company, engaged in providing loans to women from economically
weaker sections who do not have meaningful access to traditional banking
services. It is established in the year 2009 by R. Bhaskar Babu.
VISION- To be a world-class financial services organisation that provides
products and value-added services to the economically challenged, helping
them generate higher incomes, build an asset base and achieve a sustainably
better standard of living.
OPERATIONAL MODEL– Joint Liability Group
SERVICES-
Loans and financial aid to women in rural and poor
sectors.
FINANCIAL POSITION-
Slowly the profit is raising for the past three years.
Thank You