Star Unique Insurance Policy

About Star Insurance

Vision:
PROTECTING HEALTH, PROMOTING HEALTH

Mission:
Ultimate Customer Satisfaction 
 
Trust and Ethics:
They believe that along with the essentials of honesty and integrity,
a strong customer focus and reliability are key to their success.
 
Teamwork:
Led by stalwarts of the insurance industry, the team blends vast
industry expertise with high service standards to provide you the
best of healthcare options.
 Policy Benefits
 
• Expenses covered are:
• Room rent, Boarding and Nursing Expenses @ 1% of sum insured
subject to a maximum of Rs.3000/- per day.
• Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist
Fees.
• Anaesthesia, Blood, Oxygen, Operation Theatre charges, Surgical
Appliances, Medicines and Drugs, Diagnostic Materials and X-ray,
Dialysis, Chemotherapy, Radiotherapy, cost of Pacemaker and
similar expenses.
• Emergency ambulance charges for tranporting the insured person
upto a sum of Rs.750/- per hospitalisation and overall limit of
Rs.1500/- per policy period.
 Eligibility

• Any person aged between 18 years and 65

years residing in India. Renewals would be
accepted upto 70 years.
• Beyond 70 years renewals would be provided
under any other health insurance policy of the
company.
 Claims Procedure

• Call the 24 hour help-line for assistance - 1800 425 2255

• Inform the ID number for easy reference
• In case of planned hospitalization inform 24 hours prior to
admission in the hospital
• In case of emergency hospitalization information to be given
within 24 hours after hospitalization
• Cashless facility can be availed in all net-work hospitals
• In non-network hospitals payment must be made up-front and
then reimbursement will be effected on submission of
documents.
 Star Advantages

• No Third Party Administrator; direct in-house claims settlement

• Faster & hassle-free claim settlement
• Cashless hospitalization
• Network of more than 4600 hospitals across India
• 24x7 Toll- free Helpline
• Free General Physician Consultation over phone. Doctors on
duty 24x7. By quoting the policy number, any person can
contact our Doctor on the toll free number 1800 425 2255 for
medical advices.
• Free Health magazines are issued to policy holders at regular
intervals
 Accident Care Benefits
• Accidental death
• Permanent disability total or partial following
an accident
• Temporary total disablement the Insured
Person is eligible for a weekly benefit at 1% of
Capital Sum Insured (following an accident)
subject to maximum of Rs.5000/- per week for
a 100 weeks
 Student Insurance
• Under the pressure to perform and to compete, and
coping with the dynamic pace and complexity of the
modern world, students are more vulnerable to illnesses.
• Star Health has a policy that not only reimburses
hospitalisation expenses, it can also enable the student's
education to continue despite the demise of an earning
parent.
• It also grants compensation in the event of death or
disability of the student.
• Star Student Care Insurance Policy is available separately
for School and for College students. Schools and Colleges
respectively can avail of this policy.