الرښود استاد :پوهنیار برهان الدین Credit Lyonnais On the last working day of 1992, Monsieur Jean-Yves Harberer, Chairman of Credit Lyonnais (CL), once again reaffirmed his plan to transform CL from a staid, state controlled French bank into a high-performance pan-European universal bank, a key player in both commercial and investment banking markets and a cornerstone of European finance by the turn of the century. In financial services,according to Harberer, CL would be France’s chosen instrument.To achieve this objective, Harberer had three goals: Counti…. To make CL very, very large, with 1% to 2% of all bank deposits in the 15 (25 since 2004) European Community countries. To achieve this goal, CL would have to capture significant market share in multiple areas of banking and securities activities at once. CL needed to expand and operate Europe-wide. Credit Lyonnais had to exert significant control over its corporate banking customers, using strategies such as deep lending, ‘‘relationship’’ investment banking with key nonfinancial firms, and having ownership stakes in many of these same firms.