Model 2: Daily Rs 1500 deposit model

SCB Mon
t
EMI hly Borrower’s
account at Borrower fails to
Subidha submit Rs 1500 per
1500 (or more) day
50,000 loan as overdraft
Subidha Borrower

n
L oa ost
y
tter ing c al)
a g n
i l y B har optio
Da ily C ng (
Daily da savi ay
n
u er d
Deposit or m
i n 00 p
i
collection Charging M 15
Station Rs
 Model 2: Daily Rs 1500 deposit model
EMI payment via overdraft

Monthly EMI Service

SCB Saving
Vendors

Left tokens
Borrower
50,000 loan as overdraft Minimum
Rs 1500 per day
Subidha

Daily
Deposit or
collection Charging
Station