REAL ESTATE

TYPES OF REAL ESTATE

LAND
RESIDENTIAL
COMMERCIAL
INDUSTRIAL
EXAMPLES OF REAL ESTATE
SINGLE FAMILY DWELLING
MULTI-FAMILY DWELLING
ATTACHED
APARTMENT
MULTI-FAMILY HOUSE
PORTABLE HOUSE
MOBILE HOME
EXAMPLES OF REAL ESTATE
VILLA
HUT
INVESTING IN REAL ESTATE WITHOUT
BUYING PROPERTY
1. INVEST IN REAL ESTATE INVESTMENT
TRUSTS (REITs)
2. REAL ESTATE MUTUAL FUNDS
3. SHARES OF REAL ESTATE COMPANIES
REASON FOR INVESTMENT IN REAL
ESTATE
REAL ESTATE FINANCIAL
PLANNING
VARIOUS ASPECTS OF REAL ESTATE
PLANNING
1. BUYING OR BUILDING A DREAM HOME
2. YOUR LOAN EMI
3. YOU CAN BUILD YOUR DREAM HOME
4. INSTEAD OF CARRYING THE EMI LOAD
5. PAY YOURSELF FIRST
6. KEEP YOUR CREDIT SCORE 750+ FOR THE
BEST DEALS
ADVANTAGE OF INVESTING IN REAL
ESTATE
1. ALLOWS DIVERSIFICATION OF ASSET
2. INSTANTANEOUS DUAL INCOME
3. GREAT INFLATION HEDGE
4. SAVES INCOME TAX
5. PROVIDES LEVERAGE
6. POTENTIAL PROFITS
DISADVANTAGE OF INVESTING IN
REAL ESTATE
1. CAPITAL GAIN TAX IS APPLICABLE
2. HIGH COST
3. HIGH COST OF MAINTENANCE
4. REAL ESTATE HAS LOW LIQUIDITY
5. REAL ESTATE HAS HIGHER TRANSACTION
COSTS
6. PROPERTY TAXES
7. OTHER DISADVANTAGES OF REAL ESTATE
INVESTMENT
TAX IMPLICATION OF INVESTING IN
REAL ESTATE
1. TAX SAVINGS ON RENTAL
ACCOMMODATION
2. TAX SAVINGS ON GIFTING A PROPERTY
3. TAX SAVINGS ON LOAN
4. TAX ON CAPITAL GAIN