Portfolio Management

Te a m m e m b e r s

• Cohen CHANG 56900814

• Claire ZHANG 56915563
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Objective & Strategy
• Investment Objective
• To deliver predominantly income and some growth returns with a low probability
of loss over the short term. The portfolio aims to track the overall return of a
diversified portfolio of underlying investments.

• Investment strategy
• The portfolio has exposure to a diverse mix of assets with a majority (about
60%) in the defensive assets of cash and fixed interest and a modest investment
(about 40%) in growth assets, such as shares and listed property securities. The
portfolio’s exposure to these asset classes will be obtained primarily by investing
directly into index funds or exchange traded funds.
2022 Portfolio Management FR
Investment Analyses
Most sources cite a low-risk portfolio as being made up of 15-40% equities.
Medium risk ranges from 40-60%. High risk is generally from 70% upwards.
Assume that INVESTOR is willing to take risk to the extent of 10% of his funds
casue last year the Hang Seng Index ETF is -13.85%.

NO. Investment Percentage

01 Shares 20.00%

02 Bonds 20.00%

03 Fixed Deposits 35.00%

04 Mutual Funds 25.00%

Total 100%
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Share
• It is a liquid investment.

• Investment in share is risky but it provides higher returns if investment is

made carefully.The shares can be sold through the broker and money can be
realized within 3 days.

• Invest in blue chips like profit making and dividend paying companies.Invest in
four to five companies from different industries like IT, Pharma, New energy
and Banking.
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Enbridge Inc.
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Camtek Ltd.
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ING Groep N.V.
 Bonds FR

• Bonds are fixed income securities.

• Investors get interest on regular basis from companies. Interest may be

paid quarterly, half-yearly or yearly. The risk involved is also limited
particularly when money is deposited with a reputed company.

• The interest offered is higher than the interest rate offered by banks.These
securities are highly liquid asset as it can sold easily. Even tax benefits
are available for such securities.

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U.S. Municipal Bonds
 Fixed Deposits FR

• The risk of Fixed deposit involved is nearly zero.

• The investor can invest in fixed deposits of banks particularly in nationalized

banks while the returns are reasonable. The returns generated from fixed
deposits are around 2% p.a.

• It provides liquidity because the fixed deposits can be withdrawn before

maturity in case of emergency or loan can be raised.

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Bank of China (HK) FR
 Mutual Fund FR

• Mutual Fund Company mobilizes the saving of variance small investors and
invests them in stock market securities.

• The returns generated are distributed amongst the investor. These

companies have expertise knowledge of investment. The funds are invested
in safe, secured and profitable manner incompanies belonging to different
industries.

• Here,the risk of loss is diversified among different investors. So individually

an investor has to face minimumrisk while the returns are high. Investor can
expect 15% returns on mutual funds.

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Vanguard Value Index Fund Investor Shares Inv
 References FR

• 定期存款優惠 | 存款 | 中銀香港 . (2022). Retrieved 9 January 2022, from

https://www.bochk.com/tc/deposits/promotion/timedeposits.html

• Hang Seng Index ETF (HSXUF) Stock Price Today, Quote & News | Seeking
Alpha. (2022). Retrieved 9 January 2022, from
https://seekingalpha.com/symbol/HSXUF

• Bloomberg - The M&A Boom Times Are Set to Continue in 2022. (2022).
Retrieved 9 January 2022, from
https://www.bloomberg.com/news/articles/2022-01-06/stock-market-
investors-should-prepare-for-another-big-year-of-m-a-deals-in-2022

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