THE VARIOUS SCHEMES THAT WILL IMPROVE THE ECONOMY OF

INDIA

PRESENTED BY

NAME - P PRATHEESH

SUBJECT - ECONOMIC ANALYSIS FOR BUSINESS

SECTION - ‘A’

COURSE - MBA UNDER THE GUIDANCE

DR. G. MANOJ
ASSISTANT PROFESSOR
SCHOOL OF MANAGEMENT
PRADHAN MANTRI JAN DHAN
YOJANA(PMJDY)
 This scheme is launched for the economically weaker sections of the society, especially the
one who do not even have a bank account. PMJDY facilitates basic financial services like
savings accounts, deposits accounts, insurance, pension, remittance, etc. It’s national
mission for financial inclusion and was announced on the eve of Independence Day in 2014.
 BENEFICIARIES :
Individuals who do not have any access to basic financial services and for individuals working in
an organised section.
 FEATURES :
 No minimum or maximum contributions.
 1lakh accident insurance cover, Rs. 30,000 life insurance cover for people who have opened
a bank under this scheme.
 4% Interest/Year on money deposit.
 No minimum balance and get money of government schemes directly in your bank account.
PRADHAN MANTRI JEEVAN JYOTI BIMA
YOJANA(PMJJBY)
 This is a life insurance scheme backed by the government of India. The
scheme was introduced in the Union Budget of 2015. It was launched with an
aim to increase the number of insurers in India as the number was very low.
 BENEFICIARIES:
 Individuals who is the sole earning member of the family having dependents
under him or her.
 Anyone who has a bank account and is in the age group between 18 and 50
year can avail the scheme.
 BENEFITS :
 Life cover of Rs 2 Lakh is available at a payment of Rs330 P.A.
 Death benefits received by the nominee.
 The cover is for one year and can be renewed every year.
RAJIV GANDHI JEEVANDAYEE AROGYA
YOJANA
 Launched in 2012, the scheme is a universal health
program or the economically backward in Maharashtra.
 Anyone holding one of the 4 cards issued by government is
eligible for this scheme.
 This project provides free access to medical care in 488
Government hospitals across the state.
STAND UP INDIA

 Government of India launched the stand up India scheme on 5th April,

2016. The scheme facilitates bank loans between Rs.10 Lakh and
Rs.1 Crore.
 At least one schedule cast / scheduled tribe borrowers and at least
one women borrower per bank branch are allowed for setting up
green-fields enterprises, which can either be in manufacturing,
services or the trading sector.
 The scheme which is being implemented through all Scheduled
Commercial Bank, is to benefit at least 2.5 lakh borrowers.
 Stand Up India scheme caters to promoting entrepreneurship
amongst women, SC & ST category i.e. those section of the
population facing significant hurdles.
PRADHAN MANTRI MUDRA YOJANA

 This scheme was launched on 8th April 2015.

 Under the sub-scheme ‘Shishu’ the loan of Rs.50,000 is given.
 Between Rs. 50,000 to 5 Lakh, under sub-scheme ‘Kishore’.
 Between Rs. 5 lakh to 10 lakh under sub scheme ‘Tarun’.
 Loans taken do not require collaterals.
 These measures are aimed at increasing the confidence of
educated or skilled workers, who would now be able to aspire
to become first generation entrepreneurs.
ATAL PENSION YOJANA(APY)

 APY was launched on 9th may 2015 by the Prime Minister of INDIA.
 APY is open to all saving bank/post office saving bank account
holders in the age group of 18 to 40 years and the contribution differ,
based on pension amount chosen.
 Subscribed would receive the guarantee minimum monthly pension of
Rs.1,000 or Rs2,000 or Rs3,000 or Rs 4,000 or Rs 5,000 till the age of
60 years.
 Under APY , the monthly pension corpus, as accumulated at age 60 of
the subscriber, would be returned to the nominee of the subscriber.
SUKANYA SAMRIDDHI YOJANA(SSY)

 This scheme was launched by the Prime Minister Of INDIA, under the “BETI
BACHAO BETI PADHAO” campaign on 22nd JAN 2015.
 The main aim of this scheme is to meet the education and marriage of the
girl child.
 FEATURES & BENEFITS
 It permits opening of one account per girl child.
 A family can have maximum of 2 accounts, if there are two girl children.
 Minimum of 1k and maximum of 1.5 lakh can be deposited during one
financial year.
 Up to 50% of balance can be withdrawn to meet education requirements of
the girl child after she turns 18 years of age.
 Offers 8.6% interest rate and provides income tax benefits.
THANK YOU