Submitted To :

Dr. Varsha Dixit

Submitted By : Nazim Khan

17/IMB/013
Comparative Study Of Health
Insurance Policies Offered by
companies in Greater Noida
Table Of Content

CONTENT SLIDE NUMBER

1.INTRODUCTION 4
2. OBJECTIVE 5
3.LITERATURE REVIEW 6
4.RESEARCH METHODOLOGY 9
INTRODUCTION
➜ Health insurance as it is different from other segments of insurance
business is more complex because of serious conflicts arising out of
adverse selection, moral hazard, and information gap problems.
➜ Health care finance plays a critical role in access to health care. Health
insurance provides an opportunity to pool the risk and resources
amongst people, which can then enable enhanced access to health care.
➜ The health care system in India is characterized by multiple systems of
medicine, mixed ownership patterns and different kinds of delivery
structures. It is interesting to note that although compared to other
countries in the Asian continent, Indians are heavy users of healthcare
services (about 5% of GDP being spent on healthcare, 80 percent of
which is private expenditure).
OBJECTIVE

➜ To understand the position of health insurance

policies in Greater Noida.

➜ To understand the different health insurance

policies provided by different companies in
Greater Noida.

➜ To find out the future of Health Insurance

sector in Greater Noida.
 Literature Review
➜ Patel & Davidson’s (1994) ideas of organizing the literature before
carrying out the actual text. Prioritizing the literature was followed by a
thorough review of the highly prioritized books. I made this by making a
document each for all the literature with the highest rating. In the
documents I specified the main context their angle of approach and for
which areas in our frame of reference it could be of interest. By doing
this, we facilitated the organization and production of the frame of
reference.
➜ Johansson& Svedner (1998) suggest that a draft should be made as soon
as possible since it stimulates the work and thinking of the researcher. I
have tried to keep a critical approach to the theories and to get different
angels on all areas of interest in the process of change while reviewing
the literature. Knowledge critique is a way of adapting logical thoughts
➜ According to Eriksson & Wiedersheim-Paul(1999). I am aware that
caution should be taken when using consultant literature since it intends
to be uncritical and written in a selling way.
➜ Husniyah, Norhasmah, & Amim, 2017 This research paper is
focusing on the factors Effecting the demand for Medical Health
Insurance and Takaful among the public in Malaysia. Based on the
searching in the academic database using a journal, the researcher list
all factors that Effect the demand for Medical Health Insurance and
Takaful among the public in Malaysia. The researcher collected all
information and fact of the selected journal. They are several factors
that Effect the demand for Medical Health Insurance and Takaful
among the public in Malaysia.
➜ Kucinkiene, & Moullec (2013), the researcher found that there is a positive
relationship between social influence and health life insurance demand. Peer effect,
family, insurance agent is part of social influence. The price also can be a
determining factor of demand for Medical Health Insurance and Takaful among the
public. The high price of insurance and even the premium will decrease the
demands of Medical Health Insurance.
➜ Sheila et al. (2015), the lower-income group in Malaysia is the sample in
this research. Selected Sampling was applied for interview approach.
According to Sekaran and Bougie (2010), an interview is a useful data
collection method, especially during the exploratory stages as the objective
of this research is to study the status and seek insight into the Takaful
industry. The interviews also help the researcher to gather valid information
that is relevant to the research questions and objectives. Types of interviews
used were semi-structured interviews. The primary criteria of respondents’
selection are to study which factor that Effect the demand for medical health
Insurance and Takaful in Malaysia.
Research Methodology

➜ The significance of the study is to determine , the

comparison between the health insurance policies offered by
companies . The scope of the study is limited to the Greater
Noida region , chosen for their responses .

➜ The method which will be used in this research is mixed

method where both (quantitative and qualitative). The
collection of data is based on quantitative and qualitative
method that embraces an inductive and deductive approach
which would investigate the different health insurance plan
offered by the companies . Primary data will be used in this
research.
THANK YOU