• Dr.

Ibrahim Al-Zibin, a professor of

sociology at Imam Mohammed bin Saud
Islamic University in Riyadh.
"People are constantly faced with financial
Side notes to challenges, he added, but to ensure
financial stability they must change their
talk about attitudes toward spending, which requires
the development of good financial habits“
https://www.arabnews.com/node/1673336/s
audi-arabia
Nearly half of the
people worldwide
(~3.4B) struggle
financially*(1)*
 Only 44 %of Saudi adults
reported saving (48% Low
income courtiers, 71% high
income countries) *(5)*
People with money knowledge
and management have
improved their financial
situation by 82%*(2)*
The essential factor of building
a full clear picture and control
of your personal cash flow is
Tracking your Expenses.
GrnGish       
‫ق رنقش‬                                       

GrnGish is an application helps users

to manage their money to gain insight and
clear picture of their spending habits by
tracking how much and what on; every
Riyal gets spent on.

‫قرنقش هو تطبيق يساعد المستخدم على ادارة دخله الشخصي‬

‫بمنحه صورة واضحه عن عادات الصرف لدى المستخدم‬
‫بمتابعة كل لاير تم صرفه و كمية الصرف‬
 The Goal of GG‫دفمن‬4‫له‬44‫ا‬
‫رنقش‬44‫ق‬                         
 Having a complete picture of your cash flow in
one place, anytime to make money easier to be
managed
 Overcome the stress about where every Riyal
was spent on

‫ يعطي تحليل كامل للحركة المالية للدخل في مكان واحد في اي وقت‬

‫ المال اسهل‬ ‫ليجعل ادارة‬
‫ يزيل هم المستخدم من التساؤل عن صرفيته و حركة ماله الخاص‬
 Market Size

Worldwide  Local 615.44 Target 62 Million

6114.62 Million million SAR SAR
SAR
Potential Users (KSA)

117K
11.6M
1.16M
 Revenue (KSA)

11.7K Users

10.99 SAR

129K SAR
Potential Users (KSA_GOSI)

278K
2.77M
8.3M
 Revenue (KSA_GOSI)

27K Users

10.99 SAR

297K SAR
Potential Users (KSA_25-39)

203K
2.03M
6.1M
 Revenue (KSA_25-39)

20K Users

10.99 SAR

219K SAR
Potential Users (GCC)

187K
1.87M
18.7M
 Revenue (GCC)

18.7K Users

10.99 SAR

206K SAR
Competitors
Simplicity

Arabic
GG Visual

Saving/Assets
Tracking
 What features GG offers
Creating Wallets
Organizing
Track expenses and Budgets plus
transactions
sub-budgets

Taking Pictures of
Categorize Analyzing money
receipt for any
expenditures flow
spending

Sharing wallets
and budgets with Tracking assets
family/friends
 ‫مميزات قرنقش‬
‫فتح محفظة و ميزانية‬
‫يتابع المصروفات‬ ‫ينظم المصاريف‬
‫و ميزانية فرعية‬

‫تصويف الفواتير‬ ‫تصنيف المصاريف‬ ‫تحليل تدفق المال‬

‫مشاركة المحفظة و‬ ‫متابعة االوصول او‬

‫الميزانيات‬ ‫الموجودات‬
 Benefits ‫ئد‬4‫لفوا‬44‫ا‬
• It serves as your Personal Money Manager
• Developing financial management skills
• Improving spending habits because it gives the user the tools to
measure their spending habits and improve them 
• Planning and Employment for each Riyal (giving every Riyal a job)
‫• يخدم المستخدم كالمدير المالي الشخصي‬
‫• يطور من مهارة ادارة المال‬
‫• يحسن عادات الصرف‬
)‫• يساعد في التخطيط و التوظيف لكل لاير لدى المستخدم ( اعطاء كل لاير وظيفة محدده‬
GrnGish is
Your
Personal
Money
Manager 
 1. https://www.worldbank.org/en/news/press-release/201
8/10/17/nearly-half-the-world-lives-on-less-than-550-a-
day
2. Research article of Annamaria Lusardi and Olivia
Mitchell
https://www.aeaweb.org/articles?id=10.1257/jel.52.1.5
3. https://www.personal-growthnow.com/2018/04/Manag

References 4.
ement-personal-finances.html
Dr. Ibrahim Al-Zibin, a professor of sociology at Imam
Mohammed bin Saud Islamic University in Riyadh.
.https://www.arabnews.com/node/1673336/saudi-arabi
a
5. https://kkf.org.sa/media/ipuh5olx/2-financial-inclusion-i
n-saudi-arabia-2018.pdf
6. https://www.marketwatch.com/press-release/personal-
financial-management-tools-market-size-2020-swot-a
nalysis-top-countries-data-defination-market-share-gro
wth-factors-segmentation-and-forecast-to-2026-2020-
05-02
7. https://www.gccstat.org/images/gccstat/docman/public
ations/GCC_Outlook_2019.pdf