S.

K COLLEGE
JUI AMBURLE
2022080002
F.Y BBI

OVERVIEW ON BANKING
SECTOR
 INDEX

• WHAT IS BANKING
• HISTORY OF BANKING
• PHASES OF BANKING SECTOR DEVELOMENT
• TYPES OF BANKS
• DIFFERENT WAYS OF BANKING
• ROLE / IMPORTANCE OF BANKING
• BANK SERVICES
• BANK FACILITATED FOREIGN EXCHANGE
• E-BANKING SCENARIO
• WORLD BANK (IBRD)
What is Banking ?

Banking is a service industry providing services

to those who want to lend borrow or invest
HISTORY OF BANKING
Modern banking in India originated in the mid of 18th century.
Among the first banks were the Bank of Hindustan, which was
established in 1770 and liquidated in 1829-32; and the General Bank of
India, established in 1786 but failed in 1791.
 THE BANKING SECTOR DEVELOPMENT CAN BE
DIVIDED INTO THREE PHASES

 Phase1: The Early Phase Which lasted from 1770 to 1969

 Phase2: The Nationalisation Phase which lasted from 1969 to 1991

 Phase3: The Liberalisation or the Banking Sector Reforms Phase
which began in 1991 and continues to flourish till date
 CENTRAL
PAYMENTS BANKS BANK COOPERATIVE
BANKS

LOCAL AREA BANKS

(LAB)
TYPES OF COMMERCIAL
BANKS
BANKS

SPECIALIZED BANKS

REGIONAL RURAL
SMALL FINANCE BANKS BANKS (RRB)
DIFFERENT WAYS OF BANKING

 Branch Banking

 Online Banking

 Post Office
Banking

 Telephone
Banking

 Cash Machines
 ROLE / IMPORTANCE OF BANKING
 Act as an indermediary
 Economic Development
 Capital Formation
 Services to Business
 Reduces use of Currency
 Mobilisation of Savings
 Raising the Standard of living
 Benefits to Rural Economy
 Balanced Regional Development
 Development of Credit Policy
 Facilitates Foreign Treade
BANKS PROVIED MANY OTHER SERVICES

 SAFE DEPOSIT LOCKER

 LIFE INSURANCE

 PROPERTIES INSURANCE AND MANY MORE TYPES OF

INSURANCE

 BILL DISCOUNTING AND COLLECTION FACILITIES

 HONOURING THE STANDING INSTRUCTIONS OF THEIR CLIENTS.

ETC.
BANK FACILITATE FOREIGN EXCHANGE
RESERVES
 IMPORT EXPORT

 BUILD-UP FOREIGN EXCHANGE

 ECONOMIC DEVELOPMENT

 FOREIGN CURRENCY, DEPOSITS,

BONDS, ETC
 A WORD OF CAUTION IN PRESENT E-BANKING
SCENERIO

 NOT TO INFORM YOUR LOGIN , TRANSACTION PIN

TO ANY OUTSIDER.
 MOBILES TO BE LOCKED BY SECURE PASSWORD.
 SUITABLE CARE TO BE TAKEN WHILE OPERATING
THE ATM SITES OF THE BANK.
 MOBILE CALLS LURING LOTTERY , JACKPOT WIN
ETC. SHOULD NOT BE ATTENDED.
 LAISON WITH THE POLICE DEPARTMENT CYBER
CRIME BRANCH TO BE ESTABLISHED IMMEDIATELY
AFTER SOME DOUBTFUL CALL OR TRANSACTION
IN YOUR ACCOUNT.
 WORLD BANK
INTERNATIONAL BANK FOR RECONSTRUCTION AND
DEVELOPMENT (IBRD)
 BANK’S ARE THE WHEELS OF ECONOMY OF ANY COUNTRY.
 THE BEST BANK’S IN THE COUNTRY AND THEIR OPERATIONS ARE
RECOGNISED GLOBALLY .
 THE NATION ESTABLISHES A LINK BETWEEN THE WORLD BANK
FOR THE DEVELOPMENT OF EXTRA ORDINARY LARGE PROJECTS
IN THE COUNTRY.
 THE INTERNATIONAL BANK FOR RECONSTRUCTION AND
DEVELOPMENT WHICH IS THE WORLD BANK HELP’S THE
COUNTRIES TO CARRY ON LARGE DEVELOPMENT PROJECTS IN
THE COUNTRY AND ALSO HELPS THE DEPRIVED NATIONNS TO TIE
UP DURING DIFFICULT TIMES LIKE FLOOD, FAMINE, EARTHQUAKE
OR ANY OTHER NATURAL DISASTER’S. WITHOUT ANY INTEREST
CONCLUSION

A BANK ACCOUNT IA NOT ONLY ABOUT SAVING

MONEY, IT’S ALSO ABOUT MANAGING MONEY
 THANK YOU TO ONE AND
ALL OVER HERE FOR GIVING
ME THIS OPPORTUNITY ,
YOUR PRECIOUS TIME AND
ATTENTION