BASIC METHODS TO OBTAIN

FINANCIAL FREEDOM
(FOR STUDENTS, FRESH GRADUATES
AND NEW-HIRES)
USING MODERN TOOLS AND WEB
APPLICATIONS

by
Sudarsanam (AP-Sr.G/CYS)
 Disclaimer
• I am NOT a SEBI registered financial advisor. Names
of companies/persons quoted in this course is
intended only for educational purpose(s).
• This shall NOT be construed as my recommendation
to buy (or sell) that company’s
securities/bonds/NCDs/any other equivalent
financial instrument.
• I strongly advise you to consult a SEBI registered
financial advisor (or) Fiduciary before making any
investment decision.
 Areas to be covered
• What is Money ?
• How to lose money (rapidly) ?
• Calculating the funds required for one’s
important life events (like Marriage, Child birth,
Child’s school fees, Child’s college fees...)
• What is an asset & what is a liability ? Finding
the answer to the question, whether owning a
house is an asset or a liability ?
 Areas to be covered

• Different types of Assets

• Metrics to be verified before buying a
company
• How to use Kite/ NSE verify trade / CDSL web
portals
• Bonds – detailed information & how to buy
one ?
• Difference between a Bond and an NCD
 Areas to be covered
• Comparison of traditional savings schemes
with that of ETFs
• Procedure to choose a Term insurance and
Medical insurance
• Why General insurance must be avoided ?
• How to maintain the same lifestyle even when
price of goods increases ?
 What is Money
• A symbol of trust between the giver and the
receiver to exchange goods or services.

• Its value is always linked with time & location

• Meaning, not only a rupee note but also even

a bottle cap could be used as money
 What is Money

Credit : The Ascent of Money - 1of6 - Dreams of Avarice –

(17 November 2008) - BBC
What is Money
What is Money
What is Money
What is Money
How to lose Money (rapidly) ?
How to lose Money (rapidly) ?
How to lose Money (rapidly) ?
How to lose Money (rapidly) ?
How to lose Money (rapidly) ?
How to lose Money (rapidly) ?
How to lose Money (rapidly) ?
How to lose Money (rapidly) ?
 What is the way to make money ?

• Not to do things listed before

• Sell a product (or) Sell your time

Not this type of Product / Service / Job

Credit : Tamil movie - Sathuranka Vettai,2014

Not this type of Product / Service / Job
Not this type of Product / Service / Job
Not this type of Product / Service / Job
To sum up
 List of billionaires

Credit :
https://www.visualcapitalist.com/wp-content/uploads/2022/
03/Main_2022-Billionaires.jpeg
Napoleon Bonaparte Vs Rothschild