P AND I CLUB

• SHIP OWNERS INSURE AGAINST LOSS OF OR DAMAGE TO THEIR

SHIPS WITH HULL UNDERWRITERS. THEY LOOK TO THE P&I CLUBS
FOR INSURANCE AGAINST THEIR LIABILITIES TO OTHERS.
• THESE INCLUDE THEIR EXPOSURE TO CLAIMS FOR DAMAGE OR
COMPENSATION IN RESPECT OF THE FOLLOWING HEADS OF
COVER:
• 1. PERSONAL INJURY TO OR ILLNESS OR LOSS OF LIFE OF CREW
MEMBERS
• 2. PERSONAL INJURY TO OR LOSS OF LIFE OF STEVEDORES
• 3. PERSONAL INJURY TO OR ILLNESS OR LOSS OF LIFE OF
PASSENGERS AND OTHERS
• 4. LOSS OF PERSONAL EFFECTS
• 5. DIVERSION EXPENSES
• 6. LIFE SALVAGE
• 7. COLLISION LIABILITIES
• I. ONE-FOURTH COLLISION LIABILITY
• II. OTHER RISKS EXCLUDED FROM THE RUNNING DOWN CLAUSE
• III. EXCESS COLLISION LIABILITY
# 12 ASM P & I Insurance PKS 1
Notes Jul 13
 P AND I CLUB
• 8. LOSS OR DAMAGE TO PROPERTY OTHER THAN CARGO
• 9. POLLUTION
• 10. TOWAGE CONTRACT LIABILITIES
• 11. LIABILITIES UNDER CONTRACTS AND INDEMNITIES
• 12. WRECK LIABILITIES
• 13. CARGO LIABILITIES
• 14. CARGO'S PROPORTION OF GENERAL AVERAGE OR SALVAGE
• 15. CERTAIN EXPENSES OF SALVORS
• 16. FINES
• 17. LEGAL COSTS
• 18. "OMNIBUS" COVER
• 19. OVERALL CONDITIONS OF COVER
• 20. EXCLUSION OF WAR RISKS
• 21. SELECTION BY SHIPOWNERS OF PARTICULAR HEADS OF COVER
AND OF DEDUCTIBLES
• 22. COVER FOR CHARTERERS

# 12 ASM P & I Insurance PKS 2

Notes Jul 13