Good Change for the World

Cooperative Development Updates and Plans

Guiuan CDP
Guiuan Eastern Samar
 Cooperative Development
PLAN (March 2019) Formation ACTUAL (To date)
Time
Target Activity Accomplishment Date Remarks
frame
During the savings group formation;
April to Formed add’l 5 April-
Savings Group Formation coop inputs have been discussed to
Sept Groups June
the groups.
Assessment of the Savings April to Assessed 13 Savings April- Have identified potential SG members
Group formed Sept Group July and encouraged for COOP
Coordinated with
Coordination to diff. April to CDA, DTI, OMAS, May- With CDA on the process; and with
Coop stakeholders Sept MPDO, City Coop July MLGU on plans and support needed
Development Officer
April to May,
Learning Visit Visited 4 Coops  PHMPCI; DMMPCI; BACO; SMPCI
Oct 2019

Capacity Building of Staff July

Coop Development Oct to

Trainings Dec
Activity:
Legworking; Savings Group Orientation on COOP
Activity:
Legworking; Assessment on Savings Group process for Coop Development
Activity:
Learning Visit and
Coordination with Cooperative
Development Authority

To date: Regular Coordination

and consultation with CD
Specialist in charge in Guiuan
Activity:
Learning Visit @
Perpetual Help
Multi-purpose
Cooperative
Activity:
Learning Visit and
Consultation with Ms.
Mate; Tacloban City
Cooperative Officer;
Chairman - Divine
Mercy Multi-Purpose
Cooperative
Activity:
Learning Visit and Consultation with Ms. Annie - chairman, Balangkayan Coperative
(BACO); Learning Visit and Consultation @ Salcedo Multi - purpose Cooperative
 LEARNINGS /
 Practice of Transparency INSIGHTS
 Establish systematized
and Accountability recordkeeping
 Establish comprehensive  No external loan if possible
constitution and by laws  Legwork should follow process
 Passion and commitment to to avoid unreadiness /
Vision & Mission unpreparedness of members
 Regular Monitoring  Establish partnership with
 Feasibility studies & Return Philippine Center for
of Investment (ROI) for Cooperative Fund (PCF), other
business proposals NGOs and GAs
 Loan borrower must consider  Dream big, yet improvise
its capacity to pay available resources
 Challenges Foreseen
 During organizing; expenses of members on transportation during
meetings
 Completion of requirements, e.g. Tin ID / Cedula, Valid ID
 Establishment of CBU / Working Capital; e.g. completion of 15k
 Surety Bond and other operational Expenses e.g., open bank account
 During operation; Delinquent Loans
 Fraud Cases
 Inactive / Non-vigilant Members
 BUSINESS MODEL 1 :
Perpetual Help Multi-Purpose Cooperative
Highlights of Coop after 5 Decades:

Programs/Services:
 Savings & Loans
 Lot Rentals
 Pre-School Academy  Asset- from P1,201 to P1.8B
 Members- from 33 to 33,000

• Annual Assembly • Service open Mon-Sat

• Annual Incentive / Patronage Refund • Provision of Calamity Loan
• No external Loan • Amnesty program for Delinquent loans
• Quarterly Internal and External Audit • Competitive Loan Interest
 BUSINESS MODEL 2 :
Divine Mercy Multi-Purpose Cooperative
Highlights of Coop after 12 Years:

Programs/Services:
 Savings & Credit
 Photocopier
 Bayad Center  Asset- from P2,000 to P19M
 Members- from 20 to 400

• Annual Assembly • Quarterly Internal and External Audit

• Annual Incentive / Patronage Refund • Amnesty program for Delinquent loans
• No external Loan • Competitive Loan Interest
 GUCDP Plan (September to December)
Other
Time Potential Remarks/inc.
Target Activity Resources Needed
frame Partners assistance
from HO
60 members;
Budget for Transportation
Sept. 7, target of 100+
Pre-Registration Seminar Expenses, Meals and CDA
2019 members for
Accommodation
2020

Coop Drafting of CBL and election Budget for Transportation

CDA
Establishm of Interim Officers Expenses, Meals
Sept, 2019
ent
Finalization of CBL and Budget for Transportation Logistics Support
CDA
Officers Printing & materials, Meals
Completion of documents /
Sept- Nov, Budget for Transportation
Requirements / Bank CDA
2019 and meals
account
 GUCDP Plan (September to December)
Other
Time Potential Remarks/inc.
Target Activity Resources Needed
frame Partners assistance
from HO
Reservation of COOP’s Budget for Reservation and
Nov, 2019 CDA
Name Transportation and meals

Budget for Transportation

Orientation of Officers
Expenses, Meals and CDA
Cooperative @ CDA
Accommodation Logistics Support
Establishment Nov- Dec
Establishment of
Budget for Transportation;
Surety bond; Chairman, CDA
Surety Bond and Meals
Manager, Treasurer
Registration of Budget for Transportation
Dec 2019 CDA
Cooperative and meals
 CONCERNS

• Support on expenses of members on transportation during

meetings?
• Support on the Completion of requirements?
e.g. Tin ID / Cedula, Valid ID; Notarial Services; Printing and materials
• Support on CBU / Working Capital?
• Support on establishment of Surety Bond & to open bank account?
• Support on transportation expenses during registration process? E.g.
Orientation of Officers @ CDA, until Registration
• Support on Expenses for future Trainings?
• Other support?
03
Thank you!