1

ESTABLISHING NEW BANKS,

BRANCHES, ATMS, TELEPHONE
SERVICES AND WEB SITES
Dr Kyar Ngon Sann
 2

Options for Financial Firms

 3

• In US, a new one have to express the approval of federal

or state authorities
 4

• The banking commissions in each state and the OCC can

issue a charter of incorporation
• Can choose federal or state charter
5
6
7
8
9
 10

Choosing Locations and Designing New Branches

• Branches are much cheaper and less capital are required
• Application is less detail and less duplication of staff
• Location, design and service depend on the preference of
customers, secondly, management and employees
•
11
12
13
14
 15

ATMs
16