(LEASE CONTRACT)

 PT Antar Lintas Nusantara decided to get a ship

at a cash price of RP. 50,000,000,000 by leasing
the ship for 10 years with an interest rate of 10%.
a. How much does the ship cost by leasing, 10
years installments with an interest rate of 10%?
 How many monthly installments?
 If interest is calculated against the remaining
value of the debt/rent, how much is the
contract rent payment each year?
 How much is the monthly installment in the
5th year?
 Asked:
 Cash price Rp.50.000.000.000
i = 10%
n = 10 year
Po = a x PVIFA
50.000.000.000 = a x 6.145
a= 50.000.000.000/ 6.145
a = Rp. 8.136.696.500/ year
Price of ship by renting (lease) :
= 10 year x 8.136.696.500
= Rp. 81.366.965.000
 Monthly installment = 8.136.696.500/ 12
= Rp. 678.058.000
1 Year 0 1 2 3 4 5 6 7 8 9 10
2 Saldo end - 50 45 40 35 30 25 20 15 10 5
of year
tree debt
3 Basic rent 5 5 5 5 5 5 5 5 5 5
debt
installme
nts
4 10% 5 4,5 4 3,5 3 2,5 2 1,5 1 0,5
interest
payment
5 Total rent 10 9,5 9 8,5 8 7,5 7 6,6 6 5,5
payments
 MONTHLY INSTALLMENT IN YEAR 5 =
8.000.000.000/12 = Rp. 666.666.666
 The procurement of new ships is paid in cash
for Rp.50,000,000,000
a. How much is the price of a ship with
installments for 5 years with an interest rate
of 15% per year
 How many installments per month
 If you want to be in installments for 5 years

with an interest rate of (i) 15%

 Asked:
CASH SHIP PRICE = RP 50.000.000.000
i = 15%
n= 5 tahun
Po = a x PVIFA
Rp.50.000.000.000 = a x 33522
a= Rp.50.000.000.000 / 33522
a = Rp. 14.915.577.829

So the price of the ship for 5 years = 5 x Rp.

14,915,577,829 = Rp. 74,577,889,145
 Monthly installment = Rp. 14.915.577.829 / 12
= Rp. 1.
242.964.819