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The HMAC function does not involve getting the symmetric key
to the destination securely. That would have to happen through
one of the other technologies we have discussed already
(Diffie-Hellman and key agreement, or RSA and key exchange).
3.11.2 CBC-MAC
If a CBC-MAC is being used, the message is encrypted with a
symmetric block cipher in CBC mode, and the output of the final
block of ciphertext is used as the MAC.