FINANCIAL SECTORS

( An Overview on Investment in Financial Sectors )

FINANCIAL SECTORS

BANK
STOCK MARKET
GOLD
REAL ESTATE
MUTUAL FUNDS
PUBLIC
PROVIDENT
FUNDS
LIFE INSURANCE
POST OFFICE
 BANK {FIXED DEPOSITS & RECURRING
DEPOSITS}

Growth of Banking and Economy is Interdependent.

As the Indian Economy is expected to do better than
Other economies in future, the banking sector will also
perform in line with the economy.
Many people invest in bank Fixed Deposits (FDs)
Because they believe it is the safest location to
keep their money. This is due to the fact that, when it
comes to investing, most investors prioritise the safety
Of their principle, pushing other criteria like interest
Rate, liquidity, and post-tax return to the background.
 PROS & CONS OF INVESTING IN
BANKING SECTOR

…………………PROS………………... ………….........CONS........................
 SAFETY AND SECURITY  LOW RETURNS
 REGULATED BY RESERVE BANK OF  NO TAX BENEFITS
INDIA
 PENALITIES ON PREMATURE
 FIXED & ASSURED (GURANTEED) WITHDRAWL
RETURNS
 LOAN FACILITY – Can take loan against
this by using as collateral
 EASY LIQUIDITY
 DIGITALISATION
STOCK MARKET
The Stock Market gives investors the opportunity to
make more money . If the stock market appreciates
in value over time, the price of a specific stock may
grow or decline. Investors that have put their money
in reliable enterprises, on the other hand, will enjoy
profit increase. People invest in stocks primarily with
hopes of profiting from rising stock prices. Under the
correct circumstances, the gains or profits from rising
prices might be enormous.
 PROS & CONS OF INVESTING IN
SHARE MARKET

.....................PROS…………..... ………………..CONS……...………..
 HIGH CHANCES OF RETURNS  FLUCTUATING RETURNS
 EASY LIQUIDITY  RISKY INVESTMENTS
 REGULATED SECTORS [ BY – SEBI ]  NO TAX BENEFITS
 OWNERSHIP PERKS  EXCELLENT MARKET KNOWLEDGE
 VARIETY OF OPTIONS AVAILABLE TO REQUIRED
INVEST  NECESITY OF DEMAT ACCOUNT
 EASY TO BUY  PRICES CAN BE ERRATIC
 DIVIDEND INCOME  NO GURANTEED RETURNS
Investing in GOLD
 PROS & CONS OF INVESTING IN
GOLD

………………… ………….........CONS........................
PROS………………...
REAL ESTATE
 PROS & CONS OF INVESTING IN
PUBLIC PROVIDENT FUND

.....................PROS…………..... ………………..CONS……...………..

MUTUAL FUNDS
 PROS & CONS OF INVESTING IN
MUTUAL FUNDS

………………… ………….........CONS........................
PROS………………...
PUBLIC PROVIDENT FUND
 PROS & CONS OF INVESTING IN
PUBLIC PROVIDENT FUND

.....................PROS…………..... ………………..CONS……...………..

LIFE INSURANCE
 PROS & CONS OF INVESTING IN
LIFE INSUANCE

………………… ………….........CONS........................
PROS………………...
POST OFFICE
 PROS & CONS OF INVESTING IN
POST OFFICE

.....................PROS…………..... ………………..CONS……...………..

Thank You
MEHAK GROVER
MATA SUNDRI COLLEGE FOR WOMEN {MSCW}
Email I’d : grovermehak116@ms.du.ac.in