LokOS can enable a gamut of use cases for the MoRD

Bank loan
GeM integration Product tracking AGEY
Saksham
High-order
Enterprise registry e-Saras.in Lakhpati Didi
enterprise support
Bank Linkage

Integrated
SVEP Saras Mela PM-FME scheme MKSP Farming cluster (IFC) Enterprise financing

Producer group Custom Hiring Centre Overdraft proposal

NON-FARM FARM Insurance

Model-CLF
LIVELIHOOD LIVELIHOOD

Udyami
Gender MIS
LokOS
Digital finance
Core Master
FNHW Profile data Datasets
IBCB- GOVT. FINANCIAL
- SHG members - Geo-masters TRANSACTION INCLUSION Financial literacy
SISD SYSTEMS
- SHGs
Ultra-poor - VOs (LGD Codes)
- CLFs - Bank branches Bank Sakhi
- User Mgmt

VPRP • Development – Complete Supported by BMGF

FDM Project mgmt • Pilot – On-going
Application is Live
• Subsequent transaction
Ready to go Live
data uptake would
Convergence app Cadre mgmt Training mgmt enable many FI use Requires re-wiring

cases New Development req

 The national roll-out of LokOS has been progressing rapidly since March ‘23

98
National roll-out :Progress since March 2023
Million

90 Mobilization Status of Mar ‘23 Oct ‘23

Million

~8 M members added # Blocks covered 6,893 7,141

@ 1.1 M / month
No. of SHG members on LokOS

# Self Help groups 8.3 M 8.9 M

Centrally-managed; Social
mobilization campaign to # Village Organizations 455 K 489 K
bring 100M women under
NRLM expedited the
national roll-out >2 folds
#Cluster-level
Federation
30 K 31 K
10 ~80 M members added
Million @ 0.5 M / month

# Households mobilized 90 M 98 M

2011 Mar Oct # Mahila Kishan 29.8 M 33.1 M

2023 2023