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  • Project On Life Insurance Corporation of India: Click To Edit Master Subtitle Style

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    Aditya Bansal
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    This document discusses Life Insurance Corporation of India (LIC), including its founding in 1956, market share of 74.18%, and wide range of products. It analyzes LIC's strengths such as its brand image and government guarantee, weaknesses like corruption and issues between management and employees, as well as opportunities like the internal market and threats like new competitors. The document also provides ratio analyses of LIC from 2010-2009, including current ratio, debt-equity ratio, total assets to debt ratio, proprietary ratio, return on investment, earnings per share, fixed assets turnover ratio, and current assets turnover ratio. Finally, it discusses difficulties faced by LIC such as concentrating investments and retaining profits, as well as recommendations to improve training

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    This document discusses Life Insurance Corporation of India (LIC), including its founding in 1956, market share of 74.18%, and wide range of products. It analyzes LIC's strengths such as its brand image and government guarantee, weaknesses like corruption and issues between management and employees, as well as opportunities like the internal market and threats like new competitors. The document also provides ratio analyses of LIC from 2010-2009, including current ratio, debt-equity ratio, total assets to debt ratio, proprietary ratio, return on investment, earnings per share, fixed assets turnover ratio, and current assets turnover ratio. Finally, it discusses difficulties faced by LIC such as concentrating investments and retaining profits, as well as recommendations to improve training

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
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    7 views15 pages

    Project On Life Insurance Corporation of India: Click To Edit Master Subtitle Style

    Uploaded by

    Aditya Bansal
    This document discusses Life Insurance Corporation of India (LIC), including its founding in 1956, market share of 74.18%, and wide range of products. It analyzes LIC's strengths such as its brand image and government guarantee, weaknesses like corruption and issues between management and employees, as well as opportunities like the internal market and threats like new competitors. The document also provides ratio analyses of LIC from 2010-2009, including current ratio, debt-equity ratio, total assets to debt ratio, proprietary ratio, return on investment, earnings per share, fixed assets turnover ratio, and current assets turnover ratio. Finally, it discusses difficulties faced by LIC such as concentrating investments and retaining profits, as well as recommendations to improve training

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
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    of 15

    PROJECT ON LIFE INSURANCE CORPORATION OF INDIA

    Click to edit Master subtitle style

    3/31/12

    Introduction to LIC
    National company founded on 1st September 1956 & Registered Office is situated in MUMBAI. LIC had a healthy market share of 74.18 per cent Estimated turnover for the financial year 2010-2011 was 71000 crore Serves the nation with wide range of products like Children's Policy , Endowment Policy, and many more

    3/31/12

    Swot analysis of LIC


    Strengths : : characteristics that place the firm at a Weakness characteristics of the to others disadvantage relative i. business or team that Large scale Corruption in Main Office ii. give it an problems between Top Management and internal advantage over others lower employees i. Brand Image ii. Government Guarantee iii. Claims settlement iv. Large product portfolio

    3/31/12

    Opportunities: external chances to make greater sales Threats: external elements in the environment that i. ii.

    could cause the environment or profits in trouble for the businessInternal Market Pension discord New players Health Insurance

    3/31/12

    RATIO ANALYSIS OF LIC

    3/31/12

    Current Ratio= Current Assets/Current Liabilities


    CURRENT RATIO MAR10 MAR09 4947809.41/2190219.82 4871466.75/1959021.90 2.259 2.486

    Current Ratio
    12 10 8 in lacs 6 4 2 0 3/31/12

    Debt-Equity Ratio= Debts(long term loans)/Equity(shares fund)

    DEBT-EQUITY RATIO

    MAR10 MAR09

    8299708.74/36587.32 7947711.55/33607.91

    226.84 236.48

    Debt-Equity Ratio
    12 10 8 in lacs 6 4 2 0 3/31/12

    Total Assets to Debt ratio=Total Assets/Debts

    DEBT-EQUITY RATIO

    MAR10 MAR09

    8299708.74/36587.32 7947711.55/33607.91

    226.84 236.48

    Total Assests to Debt Ratio


    12 10 8 in lacs 6 4 2 0

    3/31/12

    Proprietory Ratio=Shareholders funds/Total Assets


    0.0026

    PROPRIETARY RATIO

    MAR10

    36587.32/

    8365802.97+

    312298.86+4947809.41 MAR09 33607.91/ 63928120.7+0.0004

    297980.44+ 4871466.75

    Proprietary Ratio
    12 10 8 in lacs 6 4 2 0

    3/31/12

    ROI: Profit before interest, tax and dividend / capital employed X 100
    RETURN ON INVESTMENT MAR10 MAR09 106071.68 / 312298.86+ 8365802.97+ 2757589.59 X 0.927

    100 95739.88/ 297980.44 + 63928120.7 + 2912444.85 X0.07 100

    ROI
    12 10 8 6 4 2 0 3/31/12

    Earningsper share(EPS) Ratio = (Net profit after tax Preferencedividend) / No. of equity shares.
    106071.68-103092.27 /500 EARNING PER SHARE 5.95 95734.88-92911.58/ 500 5.64 MAR10 MAR09

    Earning Per Share


    12 10 8 6 4 2 0 3/31/12

    Fixed AssetsTurnover Ratio= Cost of Sales / NetFixed Assets


    FIXEDASSETS RATIO TURNOVER 20653717.42/312298.86 17796071.6/297980.44 66.134 59.722

    MAR10 MAR09

    Fixed Asset Turnover Ratio


    12 10 8 in lacs 6 4 2 0

    3/31/12

    Current AssetsTurnover Ratio = Net Sales /Current Assets


    CURRENT ASSETS TURNOVER RATIO 20653717.42/4947809.41 17796071.6/4871466.75 4.174 3.653

    MAR10 MAR09

    Current assets turnover ratio


    12 10 8 in lacs 6 4 2 0

    3/31/12

    EXPERIENCE ABOUT THE WORKING ENVIRONMENT


    DIFFICULTIES FACED RECOMMENDATIONS
    i. i. i. ii. i.

    AND SUGGESTIONS:

    Concentrate on better investment policy Time of training is less Customers are not fully aware Shouldgiven to us is very difficult to meet Target retain profits for internal financing Persuading customers difficult job to perform

    i.

    3/31/12

    THANK YOU

    3/31/12

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