FEDERAL BANK – MOCK WRITTEN EXAMINATION

TEST I

GENERAL & FINANCIAL AWARENESS

This test is intended to give an index of your awareness of people, events and financial happenings past
and present.
Q.1. Tarapore atomic power plant is located in ---------
(1) Bihar (2) Gujarat (3) Madhya Pradesh (4) Rajasthan (5) None of these

Q.2. The total number of banks nationalised so far is ---------

(1) 7 (2) 14 (3) 20 (4) 24 (5) None of these

Q.3. Indian Institute of Science is located at ---------

(1) Ahmedabad (2) Jaipur (3) Jamshedpur (4) Mumbai (5) Bangalore

Q.4. Lending to agriculture should be at least -

(1) 15% of the adjusted net bank credit or off balance sheet exposure whichever is higher.
(2) 18% of the adjusted net bank credit or off balance sheet exposure whichever is higher.
(3) 20% of the adjusted net bank credit or off balance sheet exposure whichever is higher.
(4) 40% of the adjusted net bank credit or off balance sheet exposure whichever is higher.
(5) None of these

Q.5. The common data communication network for banks and other financial institutions on co-operative
basis launched by RBI is known as ---------
(1) SWIFT (2) SBI NET (3) BANK NET (4) COPRA (5) None of these

TEST II
ENGLISH LANGUAGE

This is a test to see how well you know English. Your English language ability would be tested through
questions on grammar & vocabulary, synonyms, antonyms, sentence completion, comprehension of a
passage etc.

Q.6-7 Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error,
if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the
answer is ‘5’.(Ignore the errors of punctuation, if any).

Q.6. Most of the third world / country are experiencing / the ethnic or communal problem / in varying
degrees. /
(1) (2) (3) (4) (5)

Q.7. The regaining of freedom / as we well know has given rise for / many dormant issues / and conflicts
in our society.

(1) (2) (3) (4) (5)

Q.8-9. Pick out from the words given below each sentence the word which would complete the sentence
correctly and meaningfully.

Q. 8. Continuous unemployment has induced in the people a kind of _____ which is most depressing.
(1) laziness (2) encouragement (3) satisfaction (4) anger (5) awakening

Q. 9. He wants me to look ____ his garden during his absence.

(1) at (2) over (3) after (4) into (5) from

Q.10-15. In the following passage there are blanks, each of which has been numbered. These numbers
are printed below the passage and against each, five words are suggested, one of which fits the blank
appropriately.
Find out the appropriate word in each case.

The true (10) of rights is duty. If we all (11) our duties, rights will not be (12) to seek. If leaving
duties unperformed we run (13) rights, they will (14) us like an elusive person. The more we
pursue them, the farther (15) they fly.

Q.10. (1) end (2) source (3) joy (4) purpose (5) power
Q.11. (1) deny (2) devote (3) discharge (4) imagine (5) fulfill
Q.12. (1) far (2) close (3) easy (4) against (5) common
Q.13. (1) as (2) after (3) at (4) from (5) for
Q.14. (1) hold (2) grab (3) fight (4) escape (5) chase
Q.15. (1) off (2) can (3) did (4) could (5) towards

TEST III
QUANTITATIVE APTITUDE

This is a test designed to see how fast and accurately you can deal with numbers viz. computation,
quantitative reasoning, interpretation of data etc.

Q.16. If 3 workers can collect 48 kgs cotton in 4 days, how many kgs of cotton can 9 workers collect in 2
days ?
(1) 216 (2) 32 (3) 108 (4) 72 (5) None of these

Q.17. Sohanlal purchased 120 reams of paper at Rs.100 per ream. The expenditure on transport was
Rs.480.He had to pay an octroi duty of 50 paise per ream and the coolie charges were Rs.60. What
should be the selling price of each ream if he wants a profit of 20% ?
(1) Rs.126 (2) Rs.115.50 (3) Rs.105 (4) Rs. 120 (5) None of these

Q.18. The interest on a certain deposit at 9% per annum is Rs.405 in one year. How much will be the
additional interest in one year on the same deposit at 10% per annum ?
(1) Rs. 40.50 (2) Rs. 450 (3) Rs. 855 (4) Rs.45 (5) None of these

Q.19. The breadth of a rectangular hall is three-fifth of its length. If the area of the hall is 135 sq.m. what is
the difference between the length and breadth of the hall in metres ?
(1) 3 (2) 6 (3) 9 (4) 15 (5) None of these
Q.20-22. Directions : Given below is a table showing percentages out of a total of 700 employees ranking
six attributes that help promotion. Rank I is the highest. Study the table carefully and answer questions
that follow :

Q.20. Which attribute for promotion has received the highest rank ?
(1) Perseverance (2) Seniority (3) Honesty (4) Sociability (5) Efficiency

Q.21. How many employees gave rank III to intelligence?

(1) 119 (2) 98 (3) 77 (4) 70 (5) 10

Q.22. Which attribute is considered the least important for Promotion ?

(1) Honesty (2) Intelligence (3) Perseverance (4) Efficiency (5) Sociability

TEST IV
REASONING

Q.23-27. Below is given a passage followed by several inferences drawn from the facts stated in the
passage. Examine each inference separately in the context of the passage and decide upon its degree of
truth or falsity. Give answer (1) if you think the inference is definitely true i.e. it properly follows from the
statement of facts given; give answer (2) if you think the inference is ‘probably true’ though not definitely
true in the light of the facts given; give answer (3) if you think the data are inadequate i.e. from the facts
given you cannot say whether the inference is likely to be true or false; give answer (4) if you think the
inference is ‘probably false’ though not definitely false in the light of the facts given; give answer (5) if you
think the inference is ‘definitely false’ i.e. it cannot possibly be drawn from the facts given or it contradicts
the given facts.

Now read the following passage and the inferences given below it and mark your answers on the
answersheet.

The caffeine in one’s morning coffee or tea may improve the complex reasoning ability of extroverts but
has the opposite effect on introverts. More than 700 people were given caffeine equal to no more than
three cups of coffee and then tested on word analogies, sentence completion and identification of
antonyms. The researchers believe that the caffeine was beneficial to the extroverts in the morning
because they take longer to wake up. Introverts are more alert in the morning and become over
stimulated by the drug that interferes with their reasoning power.

Q.23. Extroverts do not find caffeine beneficial in the evening.

Q.24. Caffeine affects reasoning ability of people who drink tea or coffee.

Q.25. Caffeine has a greater effect early in the morning

Q.26. The adverse effect on the reasoning power of introverts is not due to caffeine.

Q.27. Complex reasoning ability is made up of word analogies, sentence completion and identification of
antonyms.

Q.28-29. In each question below are given two statements followed by two conclusions numbered I and II.
You have to take the two given statements to be true even if they seem to be at variance from commonly
known facts, consider the two conclusions together and then decide which of the given conclusions
logically follows from the two given statements, disregarding commonly known facts. Give answer (1) if
only conclusion I follows; give answer (2) if only conclusion II follows; give answer (3) if either I or II
follows, give answer (4) if neither I nor II follows and give answer (5) if both I and II follows.

Q.28. Statements : All machines are windows. All windows are clouds
Conclusions : I All machines are clouds
II All clouds are machines
Q.29. Statements : All athletes are beds. No bed is an arrow
Conclusions : I No athlete is an arrow
II Some beds are athletes

TEST V

COMPUTER KNOWLEDGE AND APTITUDE

Q.30. In Excel a cell in identified by a (n) _______

(1) label (2) number (3) formula (4) address (5) None of these

Q.31. Unsolicited commercial email is commonly known as _______

(1) junk (2) hoax (3) spam (4) virus (5) None of these

Q.32. ___________ is a part of the computer system that one can touch
(1) hardware (2) software (3) data (4) input (5) None of these
 TEST VI
Marketing and Financial Awareness Questions

33. The International Bank for Reconstruction and Development (IBRD) is better known as
(A) World Bank
(B) Asian Development Bank
(C) IMF
(D) It is known by its name

34. When was the Reserve Bank of India established?

(A) 1935
(B) 1920
(C) 1928
(D) 1947

35. Which is the largest commercial bank in India?

(A) Reserve Bank of India
(B) State Bank of India
(C) ICICI Bank
(D) Bank of India

36. The Bank of Calcutta, Bank of Bombay and Bank of Madras were merged in 1921 to
form
(A) Reserve Bank of India
(B) Imperial Bank of India
(C) Bank of India
(D) Union Bank of India

37. Which sister organization of the World Bank helps private activity in developing
countries by financing projects with long-term capital in the form of equity and loans?
(A) Asian Development Bank
(B) IMF
(C) International Developmental Association
(D) International Finance Corporation

38. Which sister organization of the World Bank provides long term loans at zero interest to
the poorest developing countries?
(A) Asian Development Bank
(B) IMF
(C) International Developmental Association
(D) International Finance Corporation

39. Who is known as the ‘Father of Economics’?

(A) Adam Smith
(B) Chanakya
(C) Machiavelli
(D) None of these

40. Which was the first Indian Bank to introduce credit card?
(A) State Bank of India
(B) Central Bank of India
(C) Union Bank of India
(D) ICICI

41. What does devaluation of a currency mean?

(A) decrease in the internal value of money
(B) decrease in the external value of money
(C) decrease both in the external and internal values of money
(D) none of these

42.Which of the following is known as plastic money?

(A) bearer cheques
(B) credit cards
(C) demand drafts
(D) gift cheques

43. Which of the following statements best describes the concept of involvement in the
context of buyer behaviour?
(A) The length of time involved in the buying process
(B) The potential impact of a product on an individual's self-identity
(C) The number of people involved in the decision-making unit
(D) The complexity of an order

44. Buying decisions generally follow a pattern of overlapping stages. Which of the following
best describes the typical stages of the buying process?
(A) Need recognition > Information search > Evaluation > Decision > Post purchase
evaluation
(B) Need recognition > Evaluation > Information search > Decision > Post purchase
evaluation
(C) Information search > Need recognition > Evaluation > Decision > Post purchase
evaluation
(D) Need recognition > Information search > Decision > Evaluation > Post purchase
evaluation

45. Needs differ from wants because:

(A) Wants are a socialized manifestation of underlying needs
(B) Needs are a socialized manifest Needs are historical; wants are about the futuretation of
underlying wants
(C) Needs are historical; wants are about the future
(D) Needs and wants are exactly the same

46. Which of the following levels of Maslow's Hierarchy of Needs is most likely to be
associated with consumers' purchase of goods which appeal to their inner sense of peace of
mind (e.g. art classes)?
(A) Self-actualization
(B) Love
(C) Security
(D) Physiological

47. An individual is considering buying a new microwave cooker and is faced with the
possibility of several models. Which of the following describes the widest range of
microwave cookers, which the buyer considers in some form?
(A) The choice set
(B) The awareness set
(C) The total set
(D) The pre-evaluation set

48. A company uses The Coors to endorse its range of snack foods. This endorsement is
likely to be particularly effective if the Coors are seen by Large numbers of the company's
target market as:
(A) A primary reference group.
(B) A tertiary reference group.
(C) A secondary reference group.
(D) A non-reference group.

49. Which of the following consumer responses is LEAST likely to overcome cognitive
dissonance experienced by a consumer who is dissatisfied with their purchase?
(A) Rationalizing to ourselves that a product is actually quite good
(B) Seeing the product in a different light so that we emphasize the bad aspects of a
product
(C) Seeing the product in a different light so that we emphasize the good aspects of a
product
(D) Complaining and returning goods to the supplier

50.Which of the following labels is NOT associated with a role in a buying Decision Making
Unit?
(A) Supplier
(B) Gatekeeper
(C) Decision maker
(D) User

LCM n HCF

http://www.ilovemaths.com/1lcmandhcf.asp

http://www.jamit.com.au/htmlFolder/FRAC1004.html

Priority sector lending

http://www.papaflyfilms.com/64837/priority-sector-lending-by-commercial-
banks/