BANK PERSERO (STATE OWNED BANKS)

PT. BANK MANDIRI (PERSERO), Tbk.

Plaza Mandiri, Jl. Gatot Subroto Kav. 36-38, Jakarta 12190 Telp. : (021) 5245006, 5245858, 5245849 Fax : (021) 5263459, 5263460, 5268246 Telex : - , Swift Code : Website : www.bankmandiri.co.id

DATA POKOK POSISI DESEMBER 2010 / MAIN DATA AS OF DECEMBER 2010 Surat Keputusan (SK) Pendirian Bank/ Decision Letter of Bank Establishment Sebutan Bank / Called Bank Sejarah Penggantian Nama / Historical Change of Name Penggabungan Usaha / Merger : 29 Juli 1999 : BANK MANDIRI : 1. PT. BANK MANDIRI (PERSERO) - 29 Juli 1999 2. PT. BANK MANDIRI (PERSERO), Tbk. - 19 April 2004 : 1. 2. 3. 4. PT. PT. PT. PT. BANK BANK BANK BANK BUMI DAYA (PERSERO) - 29 Juli 1999 EKSPOR IMPOR (PERSERO) - 29 Juli 1999 DAGANG NEGARA (PERSERO) - 29 Juli 1999 PEMBANGUNAN INDONESIA (PERSERO) - 29 Juli 1999

Izin menjadi Bank Devisa / : SK. GUBERNUR BI No. 1/1/KEP.GBI/1999, Tgl. 31 Mei 1999 License to opperate as Foreign Exchange Bank Tanggal Masuk Bursa / Listing Date : JUMLAH KANTOR / NUMBER OF OFFICES DALAM NEGERI / DOMESTIC Kantor Pusat / Head Office Kantor Wilayah / Regional/Office Kantor Cabang / Branch Office Kantor Cabang Pembantu / Sub Branch Office Kantor Kas / Cash Office Kantor Fungsional / Functional Office Anjungan Tunai Mandiri / Automatic Teller Machine Kegiatan Layanan Kas Lainnya / Other Activities Cash Services UNIT USAHA SYARIAH / : 1 : 12 : 130 : 907 : 71 : 165 : 4.996 : 446 SHARIA BUSINESS UNIT LUAR NEGERI / OVERSEAS Kantor Cabang Luar Negeri / Overseas Branch Office : 5 : -

DEWAN KOMISARIS / BOARD OF COMMISSIONERS Komisaris Utama / President Commissioner Wakil Komisaris Utama / Vice President Commissioner Komisaris Independen / Independent Commissioner Komisaris / Commissioner : Edwin Gerungan : Muchayat : - Gunarni Soeworo - Krisna Wijaya - Pradjoto : - Mahmuddin Yasin - Cahyana Ahmadjayadi

DIREKSI / BOARD OF DIRECTORS Direktur Utama / President Director Wakil Direktur Utama / Vice President Director Direktur / Director : Zulkifli Zaini : Riswinandi : - Sunarso - Budi Gunadi Sadikin - Kresno Sediarsi - Fransisca N. Mok - Ogi Prastomiyono - Thomas Arifin - Sentot A. Sentausa - Abdul Rachman - Pahala N. Mansyuri

DEWAN PENGAWAS SYARIAH / SHARIA SUPERVISORY BOARD

PEMEGANG SAHAM / SHAREHOLDERS Negara Republik Indonesia / The Republic of Indonesia Publik / Public JUMLAH PEGAWAI / NUMBER OF EMPLOYEES : 66,77% : 33,23% : 25.411

PEMEGANG SAHAM PENGENDALI TERAKHIR / ULTIMATE SHAREHOLDERS Negara Republik Indonesia /The Republic of Indonesia

TENAGA KERJA ASING / FOREIGN WORKERS : 2

Direktori Perbankan Indonesia 2010 - Vol. 12, September 2011 (Indonesia Banking Directory 2010 - Vol. 12, September 2011)

BANK PERSERO (STATE OWNED BANKS)

PT. BANK MANDIRI (PERSERO), Tbk. NERACA (BALANCE SHEETS) Per Desember 2010 dan 2009 (As at December, 2010 and 2009)
No Pos - Pos ( Accounts )

( Dalam Jutaan Rupiah / In Million IDR )

BANK Des 2010 Des 2009

8.397.724 33.655.840 28.881.503 173.128 102.336.843 13.702.912 25.858.481 62.775.450 0 0 4.814.742 4.356.773 179.687.845 0 0 0 179.687.845 0 0 3.693.572 0 12.992.434 33.745 11.594.955 1.363.734 1.209.162 983.689 8.004.796 3.501.880 201.621 134.605 304.759 0 0 0 23.388 909.791 0 5.940.042 6.929.221 370.310.994

KONSOLIDASI (CONSOLIDATION) Des 2010

9.521.713 41.019.046 21.459.351 41.069 105.183.170 18.413.603 59.596.359 27.173.208 0 0 8.980.757 3.950.506 244.026.984 0 0 0 244.026.984 2.173.592 0 7.533 7.212.113 13.238.096 225.661 11.481.725 1.530.710 1.314.036 1.051.355 9.513.101 4.248.782 186.328 153.057 912.400 0 0 0 20.478 740.012 0 4.401.088 9.017.430 449.774.551

Des 2009
8.867.881 35.154.321 30.140.753 178.356 107.066.150 13.943.105 26.243.442 66.879.603 0 0 4.936.029 4.356.773 197.126.229 0 0 0 197.126.229 1.420.388 0 188.954 0 13.871.419 50.755 12.435.525 1.385.139 1.209.162 983.689 8.623.767 3.885.934 201.854 161.822 304.759 0 0 0 23.388 936.623 0 6.014.085 8.366.374 394.616.604

1 2 3 4 5

6 7 8 9

10 11 12 13 14

15 16 17 18 19 20

21 22 23 24 25

ASET (ASSETS) Kas (Cash) Penempatan pada Bank Indonesia (Placement to Bank Indonesia) Penempatan pada bank lain (Interbank placement) Tagihan spot dan derivatif (Spot and derivatives claims) Surat berharga (Securities) a. Diukur pada nilai wajar melalui laporan laba/rugi (Measured at fair value through profit and loss) b. Tersedia untuk dijual (Available for sale) c. Dimiliki hingga jatuh tempo (Hold to maturity) d. Pinjaman yang diberikan dan piutang (Loan and receivables) Surat berharga yang dijual dengan janji dibeli kembali (repo) (Securities sold under repurchase agreement (repo)) Tagihan atas surat berharga yang dibeli dengan janji dijual kembali (reverse repo) (Claims on securities bought under reverse repo) Tagihan akseptasi (Acceptance claims) Kredit (Loans) a. Diukur pada nilai wajar melalui laporan laba/rugi (Measured at fair value through profit and loss) b. Tersedia untuk dijual (Available for sale) c. Dimiliki hingga jatuh tempo (Hold to maturity) d. Pinjaman yang diberikan dan piutang (Loan and receivables) Piutang pembiayaan konsumen (Consumer financing receivables) Pembiayaan syariah (Sharia financing) Penyertaan (Equity investment) Investasi Pemegang Polis Pada Kontrak Unit Link (Policy Holders Investment Unit Link-Contracts) Cadangan kerugian penurunan nilai aset keuangan -/- (Impairment on financial assets -/-) a. Surat berharga (Securities) b. Kredit (Loans) c. Lainnya (Others) Aset tidak berwujud (Intangible assets) Akumulasi amortisasi aset tidak berwujud -/- (Accumulated amortisation on intangible assets -/-) Aset tetap dan inventaris (Fixed assets and equipment) Akumulasi penyusutan aset tetap dan inventaris -/- (Accumulated depreciation on fixed assets and equipment -/-) Properti terbengkalai (Abandoned property) Aset yang diambil alih (Foreclosed assets) Rekening tunda (Suspense accounts) Aset antarkantor (Interbranch assets) a. Melakukan kegiatan operasional di Indonesia (Conducting operational activities in Indonesia) b. Melakukan kegiatan operasional di luar Indonesia (Conducting operational activities outside Indonesia) Cadangan kerugian penurunan nilai aset lainnya -/- (Impairment on other assets -/-) Penyisihan penghapusan aset non produktif -/- (Non earning assets provision -/-) Sewa pembiayaan (Leasing ) Aset pajak tangguhan (Deferred tax assets) Rupa-rupa aset (Other assets) TOTAL ASET (TOTAL ASSETS) KEWAJIBAN DAN MODAL (LIABILITIES AND CAPITAL) Giro (Current account) Tabungan (Saving account) Simpanan berjangka (Time deposit) Dana investasi revenue sharing (Revenue sharing investment) Kewajiban kepada Bank Indonesia (Liabilities to Bank Indonesia) Kewajiban kepada bank lain (Interbank liabilities) Kewajiban spot dan derivatif (Spot and derivatives liabilities) Kewajiban atas surat berharga yang dijual dengan janji dibeli kembali (repo) (Liabilities on securities sold under repurchase agreement) Kewajiban akseptasi (Acceptance liabilities) Surat berharga yang diterbitkan (Issued securities) Pinjaman yang diterima (Loans received) Setoran jaminan (Margin deposit) Kewajiban antarkantor (Interbranch liabilities) a. Melakukan kegiatan operasional di Indonesia (Conducting operational activities in Indonesia) b. Melakukan kegiatan operasional di luar Indonesia (Conducting operational activities outside Indonesia) Kewajiban pajak tangguhan (Deferred tax liabilities) Penyisihan penghapusan transaksi rekening administratif (Provision on commitment and contingencies) Kewajiban Kepada Pemegang Polis Unit Link (Policy Holders Account Balances - Unit Linked) Rupa-rupa kewajiban (Other liabilities) Dana investasi profit sharing (Profit Sharing investment) Kepentingan minoritas (Minority Interest) Modal pinjaman (Loaned capital) Modal disetor (Paid in capital) a. Modal dasar (Capital) b. Modal yang belum disetor -/- (Unpaid capital -/-) c. Saham yang dibeli kembali (treasury stock) -/- (treasury stock -/-) Tambahan modal disetor (Additional paid in capital) a. Agio (Agio) b. Disagio -/- (Disagio -/-) c. Modal sumbangan (Donated capital) d. Penyesuaian akibat penjabaran laporan keuangan (Translation adjustment) e. Pendapatan (kerugian) komprehensif lainnya (Other comprehensive gain (loss)) f. Lainnya (Others) g. Dana setoran modal (Fund for paid up capital) Selisih penilaian kembali aset tetap (Reserves of fixed asset revaluation) Selisih kuasi reorganisasi (Reserves of quaty reorganization) Selisih restrukturisasi entitas sepengendali (Reserves of restructuring under common control) Cadangan (Reserves) a. Cadangan umum (General reserves) b. Cadangan tujuan (Appropriated reserves) Laba/rugi (Gain/loss) a. Tahun-tahun lalu (Previous years) b. Tahun berjalan (Current year) TOTAL KEWAJIBAN DAN MODAL (TOTAL LIABILITIES AND CAPITAL)

8.799.241 37.382.767 19.943.956 40.469 100.785.832 17.819.232 59.127.163 23.839.437 0 0 8.977.703 3.950.506 219.032.483 0 0 0 219.032.483 0 0 4.154.053 0 12.030.851 164.785 10.379.434 1.486.632 1.314.036 1.051.355 8.629.409 3.783.996 186.095 130.036 912.400 0 0 0 20.478 717.353 0 4.262.422 6.928.786 407.826.161

1 2 3 4 5 6 7 8 9 10 11 12 13

14 15 16 17 18 19 20 21

22

23 24 25 26

27

64.519.886 123.497.868 144.710.102 0 27.121 7.261.213 36.837 0 3.950.506 564 4.686.900 1.419.359 229.973 1.676.758 -1.446.785 0 368.063 0 9.512.775 0 6.062.186 10.498.247 16.000.000 5.501.753 0 6.602.374 6.960.680 0 0 69.593 -427.899 0 0 0 0 0 2.659.986 2.112.986 547.000 21.782.201 12.563.903 9.218.298 407.826.161

69.862.562 106.449.859 123.409.519 0 135.822 9.735.677 42.845 316.356 4.356.773 564 3.173.016 1.031.019 390.380 2.749.854 -2.359.474 0 326.566 0 9.754.199 0 6.217.068 10.485.058 16.000.000 5.514.942 0 6.765.078 6.911.587 0 0 120.963 -283.646 16.174 0 0 0 0 2.659.986 2.112.986 547.000 15.198.647 8.043.183 7.155.464 370.310.994

68.372.347 133.585.356 160.254.451 0 27.121 7.629.862 37.835 0 3.950.506 1.024.187 5.607.791 1.419.359 229.973 1.676.758 -1.446.785 0 371.665 7.212.113 11.925.377 0 527.228 6.056.572 10.498.247 16.000.000 5.501.753 0 6.602.374 6.960.680 0 0 69.593 -427.899 0 0 0 0 2.659.986 2.112.986 547.000 21.782.201 12.563.903 9.218.298 449.774.551

72.696.847 113.795.011 133.058.523 0 135.822 10.786.527 42.845 316.356 4.356.773 1.048.960 3.809.542 1.031.019 390.380 2.749.854 -2.359.474 0 329.362 0 11.303.306 0 189.494 6.217.068 10.485.058 16.000.000 5.514.942 0 6.765.078 6.911.587 0 0 120.963 -283.646 16.174 0 0 0 2.659.986 2.112.986 547.000 15.198.647 8.043.183 7.155.464 394.616.604

Direktori Perbankan Indonesia 2010 - Vol. 12, September 2011 (Indonesia Banking Directory 2010 - Vol. 12, September 2011)

BANK PERSERO (STATE OWNED BANKS)

PT. BANK MANDIRI (PERSERO), Tbk. LAPORAN LABA-RUGI (INCOME STATEMENTS) Per Desember 2010 dan 2009 (As at December, 2010 and 2009)
( Dalam Jutaan Rupiah / In Million IDR )

No

Pos - Pos ( Accounts )

PENDAPATAN DAN BEBAN OPERASIONAL (OPERATIONAL INCOME AND EXPENSES) Pendapatan dan Beban Bunga (Interest income and expenses) Pendapatan Bunga (Interest income) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Beban Bunga (Interest expenses) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Pendapatan iB (iB income) Beban iB (iB expenses) Pendapatan (Beban) Bunga bersih (Net interest income (expenses)) Pendapatan dan Beban Operasional selain Bunga (Operational Income and Expenses Other than Interest) Pendapatan Operasional Selain Bunga (Operational Income Other than Interest) a. Peningkatan nilai wajar aset keuangan (mark to market) (Positive mark to market on financial assets) i. Surat berharga (Securities) ii. Kredit (Loans) iii. Spot dan derivatif (Spot and derivatives) iv. Aset keuangan lainnya (Other financial assets) b. Penurunan nilai wajar kewajiban keuangan (mark to market) (Negative mark to market on financial liabilities) c. Keuntungan penjualan aset keuangan (Gain on sale of financial assets) i. Surat berharga (Securities) ii. Kredit (Loans) iii. Aset keuangan lainnya (Other financial assets) d. Keuntungan transaksi spot dan derivatif (realised) (Gain on spot and derivatives (realised)) e. Dividen, keuntungan dari penyertaan dengan equity method, (Dividend, gain on investment under equity method,) komisi/provisi/fee dan administrasi (comission/provision/fee and administration) f. Koreksi atas cadangan kerugian penurunan nilai, penyisihan penghapusan aset non produktif, dan penyisihan penghapusan transaksi rekening administratif. (Reversal of impairment, non earning assets provision, and provision on commitment and contingencies) g. Pendapatan lainnya (Other income) Beban Operasional Selain Bunga (Operational Expenses Other than Interest) a. Penurunan nilai wajar aset keuangan (mark to market) (Negative mark to market on financial assets) i. Surat berharga (Securities) ii. Kredit (Loans) iii. Spot dan derivatif (Spot and derivatives) iv. Aset keuangan lainnya (Other financial assets) b. Peningkatan nilai wajar kewajiban keuangan (mark to market) (Positive mark to market on financial liabilities) c. Kerugian penjualan aset keuangan (Loss on sale of financial assets) i. Surat berharga (Securities) ii. Kredit (Loans) iii. Aset keuangan lainnya (Other financial assets) d. Kerugian transaksi spot dan derivatif (realised) (Loss on spot and derivatives (realised)) e. Kerugian penurunan nilai aset keuangan (impairment) (Impairment of financial assets) i. Surat berharga (Securities) ii. Kredit (Loans) iii. Pembiayaan syariah (Sharia financing) iv. Aset keuangan lainnya (Other financial assets) f. Penyisihan penghapusan transaksi rekening administratif (Provision expense of commitment and contingencies) g. Penyisihan kerugian risiko operasional (Provision expense of operational risk) h. Kerugian terkait risiko operasional (Losses on operational risk) i. Kerugian dari penyertaan dengan equity method, (Losses on investment under equity method,) komisi/provisi/fee dan administrasi (comission/provision/fee and administration) j. Kerugian penurunan nilai aset lainnya (non keuangan) (Impairment of other assets (non financial assets)) k. Penyisihan penghapusan aset non produktif (Provision expenses of non earning assets) l. Beban tenaga kerja (Personnel expenses) m. Beban promosi (Promotion expenses) n. Beban lainnya (Other expenses) Pendapatan (Beban) Operasional Selain Bunga Bersih (Net Operational Income (Expenses) Other than Interest) LABA (RUGI) OPERASIONAL (OPERATIONAL INCOME (EXPENSES)) PENDAPATAN (BEBAN) NON OPERASIONAL (NON OPERATIONAL INCOME (EXPENSES) ) Keuntungan (kerugian) penjualan aset tetap dan inventaris (Gain (loss) on sale of fixed assets and equipment) Keuntungan (kerugian) penjabaran transaksi valuta asing (Gain (loss) on foreign exchange translation ) Pendapatan (beban) non operasional lainnya (Other non operational income (expenses) ) LABA (RUGI) NON OPERASIONAL (NON OPERATIONAL PROFIT (LOSS)) LABA (RUGI) TAHUN BERJALAN SEBELUM PAJAK (CURRENT YEAR PROFIT (LOSS)) Transfer laba (rugi) ke kantor Pusat (Transfer of profit (loss) to head office) Pajak Penghasilan (Income taxes) a. Taksiran pajak tahun berjalan (Estimated current year tax) b. Pendapatan (beban) pajak tangguhan (Deferred tax income (expenses)) LABA (RUGI) TAHUN BERJALAN SETELAH PAJAK - BERSIH (NET PROFIT (LOSS)) KEPENTINGAN MINORITAS (MINORITY INTEREST) (PROFIT (LOSS) MINORITY INTEREST) LABA (RUGI) SETELAH KEPENTINGAN MINORITAS (MINORITY INTEREST) (PROFIT (LOSS) AFTER MINORITY INTEREST) DIVIDEN (DIVIDEND) LABA (RUGI) BERSIH PER SAHAM *) (NET EARNINGS (LOSS) PER SHARE)

BANK

KONSOLIDASI (CONSOLIDATION)

Des 2010 Des 2009 Des 2010 Des 2009

A. 1. 2. 3. 4. B. 1.

30.447.660 28.268.966 2.178.694 12.344.711 12.031.361 313.350 0 0 18.102.949 8.529.607 458.878 19.937 0 438.941 0 0 242.767 242.767 0 0 138.627 4.962.696 217.622 2.509.017 13.236.224 0 0 0 0 0 0 0 0 0 0 0 2.422.317 98.267 1.974.589 0 349.461 52.596 117.219 0 381.669 0 0 4.552.606 749.661 4.960.156 -4.706.617 13.396.332 66.454 0 48.907 115.361 13.511.693 0 4.293.395 2.656.204 -1.637.191 9.218.298 0 0

29.876.946 27.577.195 2.299.751 13.980.545 12.875.268 1.105.277 0 0 15.896.401 5.329.301 460.504 0 0 460.504 0 0 129.866 129.866 0 0 161.070 4.247.901 0 329.960 10.916.490 2.052 2.052 0 0 0 0 0 0 0 0 0 845.134 -46.458 1.266.628 0 -375.036 37.596 271.981 0 321.911 0 538.066 3.998.324 526.026 4.375.400 -5.587.189 10.309.212 56.453 0 223.913 280.366 10.589.578 3.434.114 3.271.570 -162.544 7.155.464 0 0

33.931.650 31.621.570 2.310.080 13.761.983 13.415.544 346.439 1.025.306 472.394 20.722.579 8.941.460 438.941 0 0 438.941 0 0 286.870 286.870 0 0 156.508 5.238.117 221.774 2.599.250 15.927.497 23.401 23.401 0 0 0 0 0 0 0 0 0 2.986.234 142.125 2.450.235 0 393.874 53.358 117.219 0 381.669 21.254 0 5.484.185 881.846 5.978.331 -6.986.037 13.736.542 66.862 -106 168.864 235.620 13.972.162 4.602.936 3.026.466 -1.576.470 9.369.226 -150.928 9.218.298 0 439,38

32.598.964 30.114.058 2.484.906 15.240.877 14.087.828 1.153.049 0 0 17.358.087 5.665.115 460.504 0 0 460.504 0 0 180.752 180.752 0 0 176.561 4.435.718 0 411.580 12.591.980 2.155 2.155 0 0 0 0 0 0 0 0 0 1.147.540 -42.032 1.539.817 0 -350.245 37.782 271.981 0 321.911 0 541.684 4.603.808 647.882 5.017.237 -6.926.865 10.431.222 60.262 0 332.590 392.852 10.824.074 0 3.625.586 3.479.867 -145.719 7.198.488 -43.024 7.155.464 0 341,72

2.

1. 2. 3. 1. 2.

Direktori Perbankan Indonesia 2010 - Vol. 12, September 2011 (Indonesia Banking Directory 2010 - Vol. 12, September 2011)

BANK PERSERO (STATE OWNED BANKS)

PT. BANK MANDIRI (PERSERO), Tbk. LAPORAN KOMITMEN DAN KONTINJENSI TRIWULANAN (COMMITMENTS AND CONTINGENCIES STATEMENTS) Per Desember 2010 dan 2009 (As at December, 2010 and 2009)
( Dalam Jutaan Rupiah / In Million IDR )

No

Pos - Pos ( Accounts )

BANK Des 2010 Des 2009

KONSOLIDASI (CONSOLIDATION) Des 2010 Des 2009

I. 1.

TAGIHAN KOMITMEN (COMMITTED CLAIMS) Fasilitas pinjaman yang belum ditarik (Unused borrowing) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Posisi pembelian spot dan derivatif yang masih berjalan (Out standing spot and derivatives (purchased)) Lainnya (Others) KEWAJIBAN KOMITMEN (COMMITTED LIABILITIES) Fasilitas kredit kepada nasabah yang belum ditarik (Undisbursed loan facilities to debtors) a. BUMN (BUMN) i. Committed (Committed) - Rupiah (Rupiah) - Valuta Asing (Foreign Currency) ii. Uncommitted (Uncommitted ) - Rupiah ( Rupiah) - Valuta Asing (Foreign Currency) b. Lainnya (Others) i. Committed (Committed ) ii. Uncommitted (Uncommitted)

136.372 136.372 59.383.693 51.614.746 8.369.836 3.385.832 2.800.182 585.650 4.984.004 4.636.031 347.973 43.244.910 12.773.873 30.471.037 126.564 283 283 126.281 118.399 7.882 7.509.906 5.080.184 2.429.722 132.477 8.831.112 3.800.301 246.811 3.553.490 4.998.082 4.961.151 36.931 32.729 24.277.123 24.240.786 13.624.522 10.616.264 36.337

45.586.251 37.691.081 6.174.243 6.174.243 5.355.704 818.539 31.516.838 31.516.838 265.839 265.839 257.621 8.218 7.629.331 5.968.453 1.660.878 9.336.640 3.584.294 271.692 3.312.602 5.719.620 5.681.554 38.066 32.726 21.354.818 21.294.520 10.637.105 10.657.415 60.298

273.873 273.873 60.754.034 52.698.245 8.369.836 3.385.832 2.800.182 585.650 4.984.004 4.636.031 347.973 44.328.409 12.798.584 31.529.825 126.564 283 283 126.281 118.399 7.882 7.658.888 5.150.400 2.508.488 270.337 8.908.630 3.803.084 246.911 3.556.173 5.072.817 4.963.029 109.788 32.729 24.619.542 24.583.205 13.870.334 10.712.871 36.337

46.804.562 38.802.155 6.174.243 6.174.243 5.355.704 818.539 32.627.912 32.627.912 265.839 265.839 257.621 8.218 7.736.568 6.058.377 1.678.191 9.388.805 3.587.554 271.692 3.315.862 5.768.219 5.683.252 84.967 33.032 21.623.705 21.563.407 10.838.094 10.725.313 60.298

2. 3. II. 1.

2.

Fasilitas kredit kepada bank lain yang belum ditarik (Undisbursed loan facilities to other banks) a. Committed (Committed) - Rupiah (Rupiah) - Valuta Asing (Foreign Currency) b. Uncommitted (Uncommitted ) - Rupiah (Rupiah) - Valuta Asing (Foreign Currency) Irrevocable L/C yang masih berjalan (Outstanding irrevocable L/C ) a. L/C luar negeri (Foreign L/C) b. L/C dalam negeri (L/C dalam negeri Local L/C) Posisi penjualan spot dan derivatif yang masih berjalan (Outstanding spot and derivatives (sold))

3.

4.

5. Lainnya (Others) III. TAGIHAN KONTINJENSI (CONTINGENT CLAIMS) 1. Garansi yang diterima (Received guarantees) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) 2. Pendapatan bunga dalam penyelesaian (Accrued interest) a. Bunga kredit yang diberikan (Loan interest) b. Bunga lainnya (Other interest) 3. Lainnya (Others) IV. KEWAJIBAN KONTINJENSI (CONTINGENT LIABILITIES) 1. Garansi yang diberikan (Issued guarantees) a. Rupiah (Rupiah) 2. b. Valuta Asing (Foreign currency) Lainnya (Others)
Direktori Perbankan Indonesia 2010 - Vol. 12, September 2011 (Indonesia Banking Directory 2010 - Vol. 12, September 2011)

BANK PERSERO (STATE OWNED BANKS)

PT. BANK MANDIRI (PERSERO), Tbk. LAPORAN KUALITAS ASET PRODUKTIF DAN INFORMASI LAINNYA (QUALITY EARNING ASSETS & OTHER INFORMATION STATEMENTS) Per Desember 2010 dan 2009 (As at December, 2010 and 2009)
( Dalam Jutaan Rupiah / In Million IDR )

No

Pos - Pos ( Accounts )

I. PIHAK TERKAIT (RELATED PARTIES) Penempatan pada bank lain (Interbank placement ) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan spot dan derivatif (Spot dan derivative claims) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Surat berharga (Securities) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Surat Berharga yang dijual dengan janji dibeli kembali (Repo) (Securities sold under repurchase agreement (repo)) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan atas surat berharga yang dibeli dengan janji dijual kembali (Reverse Repo) (Claims on securities bought under reverse repo) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan Akseptasi (Acceptance claims) Kredit (Loans) a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM) (Micro, small and medium enterprises (UMKM)) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) b. Bukan debitur UMKM (Non micro, small and medium enterprises (UMKM)) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) c. Kredit yang direstrukturisasi (Restructured loans) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) d. Kredit Properti (Loan on property) Penyertaan (Equity investment) Penyertaan modal sementara (Temporary equity investment) Komitmen dan Kontinjensi (Commitment and contingencies) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Aset yang diambil alih (Foreclosed assets) II. PIHAK TIDAK TERKAIT (NON RELATED PARTIES ) Penempatan pada bank lain (Interbank placement ) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan spot dan derivatif (Spot dan derivative claims) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Surat berharga (Securities) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Surat Berharga yang dijual dengan janji dibeli kembali (Repo) (Securities sold under repurchase agreement (repo)) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan atas surat berharga yang dibeli dengan janji dijual kembali (Reverse Repo) (Claims on securities bought under reverse repo) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan Akseptasi (Acceptance claims) Tagihan Lain - Transaksi Perdagangan (Other Receivable - Trade Transaction) Kredit (Loans) a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM) (Micro, small and medium enterprises (UMKM)) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) b. Bukan debitur UMKM (Non micro, small and medium enterprises (UMKM)) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) c. Kredit yang direstrukturisasi (Restructured loans) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) d. Kredit Properti (Loan on property) Penyertaan (Equity investment) Penyertaan modal sementara (Temporary equity investment) Komitmen dan Kontinjensi (Commitment and contingencies) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Aset yang diambil alih (Foreclosed assets) III. INFORMASI LAIN (OTHERS INFORMATIONS) Total aset bank yang dijaminkan : (Assets pledged as collateral) a. Pada Bank Indonesia (To Bank Indonesia) b. Pada pihak lain (To other parties) Total CKPN aset keuangan atas aset produktif (Impairment provision on earning assets) Total PPA yang wajib dibentuk atas aset produktif (Required regulatory provision on assets) Persentase kredit kepada UMKM terhadap total kredit (Percentage of loans to micro, small, and medium enterprises (UMKM) to total loans) Persentase kredit kepada Usaha Mikro Kecil (Percentage of loans to micro and small enterprises (UMK)) (UMK) terhadap total kredit (to total loans) Persentase jumlah debitur UMKM terhadap total debitur (Percentage of micro, small, and medium enterprises (UMKM) debtor to total debtor) Persentase jumlah debitur Usaha Mikro Kecil (UMK) (Percentage of micro and small enterprises (UMK) debtor) terhadap total debitur (to total debtor) Lainnya (Others) a. Penerusan kredit (Channeling) b. Penyaluran dana Mudharabah Muqayyadah (Mudharabah Muqayyadah Financing) c. Aset produktif yang dihapus buku (Written off earning assets) d. Aset produktif dihapusbuku yg dipulihkan/berhasil ditagih (Written off earning assets that has been re-collected) e. Aset produktif yang dihapus tagih (Charged off earning assets)

DESEMBER 2010
L (Current)
251.669 0 251.669 0 0 0 0 0 0 0 0 0 0 0 0 0 792.855 21.129 21.129 0 771.726 539.563 232.163 0 0 0 3.850 4.152.809 0 97.769 90.679 7.090 0 19.617.590 955.416 18.662.174 40.469 40.450 19 100.700.163 99.584.105 1.116.058 0 0 0 8.977.703 8.977.703 0 3.642.453 2.820.664 197.562.365 29.582.786 29.245.516 337.270 167.979.579 136.660.771 31.318.808 5.208.808 4.328.855 879.953 14.440.947 0 0 31.209.640 15.209.619 16.000.021 0 -

DPK (Special KL D Mention) (Sub Standar (Doubtful)

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 483 94 94 0 389 389 0 0 0 0 16 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 307.543 516.367 15.757.756 2.206.722 2.191.218 15.504 13.551.034 8.543.599 5.007.435 7.768.575 3.417.786 4.350.789 1.736.313 0 0 297.431 138.644 158.787 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 510 4.117 1.054.736 118.441 116.639 1.802 936.295 382.506 553.789 550.109 107.182 442.927 32.174 0 0 135.655 128.841 6.814 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 621.530 225.331 225.331 0 396.199 348.306 47.893 78.539 54.783 23.756 44.286 0 1.244 5 5 0 130.036 -

M (Loss)
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 74.697 0 74.697 0 0 0 85.669 85.669 0 0 0 0 0 0 0 0 771.885 3.242.558 657.974 654.647 3.327 2.584.584 1.247.899 1.336.685 646.441 498.118 148.323 287.992 0 0 10.192 9.952 240 0 -

Jumlah (Total)
251.669 0 251.669 0 0 0 0 0 0 0 0 0 0 0 0 0 793.338 21.223 21.223 0 772.115 539.952 232.163 0 0 0 3.866 4.152.809 0 97.769 90.679 7.090 0 19.692.287 955.416 18.736.871 40.469 40.450 19 100.785.832 99.669.774 1.116.058 0 0 0 8.977.703 8.977.703 0 3.950.506 4.113.033 218.238.945 32.791.254 32.433.351 357.903 185.447.691 147.183.081 38.264.610 14.252.472 8.406.724 5.845.748 16.541.712 0 1.244 31.652.923 15.487.061 16.165.862 130.036 0 0 0 12.030.851 11.049.159 14,99 5,24 63,07 61,48 3.438.889 0 2.921.053 2.146.818 0

1. 2. 3. 4.

5.

6. 7.

8. 9. 10. 11. 1. 2. 3. 4.

5.

6. 7.

8. 9. 10. 11. 1. 2. 3. 4. 5. 6. 7. 8.

Direktori Perbankan Indonesia 2010 - Vol. 12, September 2011 (Indonesia Banking Directory 2010 - Vol. 12, September 2011)

BANK PERSERO (STATE OWNED BANKS)

PT. BANK MANDIRI (PERSERO), Tbk. LAPORAN KUALITAS ASET PRODUKTIF DAN INFORMASI LAINNYA (QUALITY EARNING ASSETS & OTHER INFORMATION STATEMENTS) Per Desember 2010 dan 2009 (As at December, 2010 and 2009)
( Dalam Jutaan Rupiah / In Million IDR )

No

Pos - Pos ( Accounts )

I. PIHAK TERKAIT (RELATED PARTIES) Penempatan pada bank lain (Interbank placement ) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan spot dan derivatif (Spot dan derivative claims) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Surat berharga (Securities) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Surat Berharga yang dijual dengan janji dibeli kembali (Repo) (Securities sold under repurchase agreement (repo)) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan atas surat berharga yang dibeli dengan janji dijual kembali (Reverse Repo) (Claims on securities bought under reverse repo) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan Akseptasi (Acceptance claims) Kredit (Loans) a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM) (Micro, small and medium enterprises (UMKM)) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) b. Bukan debitur UMKM (Non micro, small and medium enterprises (UMKM)) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) c. Kredit yang direstrukturisasi (Restructured loans) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) d. Kredit Properti (Loan on property) Penyertaan (Equity investment) Penyertaan modal sementara (Temporary equity investment) Komitmen dan Kontinjensi (Commitment and contingencies) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Aset yang diambil alih (Foreclosed assets) II. PIHAK TIDAK TERKAIT (NON RELATED PARTIES ) Penempatan pada bank lain (Interbank placement ) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan spot dan derivatif (Spot dan derivative claims) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Surat berharga (Securities) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Surat Berharga yang dijual dengan janji dibeli kembali (Repo) (Securities sold under repurchase agreement (repo)) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan atas surat berharga yang dibeli dengan janji dijual kembali (Reverse Repo) (Claims on securities bought under reverse repo) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Tagihan Akseptasi (Acceptance claims) Tagihan Lain - Transaksi Perdagangan (Other Receivable - Trade Transaction) Kredit (Loans) a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM) (Micro, small and medium enterprises (UMKM)) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) b. Bukan debitur UMKM (Non micro, small and medium enterprises (UMKM)) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) c. Kredit yang direstrukturisasi (Restructured loans) i. Rupiah (Rupiah) ii. Valuta Asing (Foreign currency) d. Kredit Properti (Loan on property) Penyertaan (Equity investment) Penyertaan modal sementara (Temporary equity investment) Komitmen dan Kontinjensi (Commitment and contingencies) a. Rupiah (Rupiah) b. Valuta Asing (Foreign currency) Aset yang diambil alih (Foreclosed assets) III. INFORMASI LAIN (OTHERS INFORMATIONS) Total aset bank yang dijaminkan : (Assets pledged as collateral) a. Pada Bank Indonesia (To Bank Indonesia) b. Pada pihak lain (To other parties) Total CKPN aset keuangan atas aset produktif (Impairment provision on earning assets) Total PPA yang wajib dibentuk atas aset produktif (Required regulatory provision on assets) Persentase kredit kepada UMKM terhadap total kredit (Percentage of loans to micro, small, and medium enterprises (UMKM) to total loans) Persentase kredit kepada Usaha Mikro Kecil (Percentage of loans to micro and small enterprises (UMK)) (UMK) terhadap total kredit (to total loans) Persentase jumlah debitur UMKM terhadap total debitur (Percentage of micro, small, and medium enterprises (UMKM) debtor to total debtor) Persentase jumlah debitur Usaha Mikro Kecil (UMK) (Percentage of micro and small enterprises (UMK) debtor) terhadap total debitur (to total debtor) Lainnya (Others) a. Penerusan kredit (Channeling) b. Penyaluran dana Mudharabah Muqayyadah (Mudharabah Muqayyadah Financing) c. Aset produktif yang dihapus buku (Written off earning assets) d. Aset produktif dihapusbuku yg dipulihkan/berhasil ditagih (Written off earning assets that has been re-collected) e. Aset produktif yang dihapus tagih (Charged off earning assets)

DESEMBER 2009
L (Current)
243.221 0 243.221 0 0 0 24.785 24.785 0 0 0 0 0 0 0 0 591.138 5.360 5.360 0 585.778 208.863 376.915 24.515 24.515 0 3.462 3.693.572 0 32.363 31.788 575 0 28.507.770 1.340.761 27.167.009 173.072 171.737 1.335 102.198.122 101.541.545 656.577 0 0 0 4.814.742 4.814.742 0 4.126.632 3.091.824 156.200.596 23.860.436 23.559.128 301.308 132.340.160 112.591.922 19.748.238 5.359.268 4.473.906 885.362 11.296.083 0 0 28.303.727 11.594.459 16.709.268 0 -

DPK (Special KL D Mention) (Sub Standar (Doubtful)

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 63 18 18 0 45 45 0 0 0 0 29 0 0 0 0 0 0 0 0 0 56 56 0 0 0 0 0 0 0 0 0 0 230.141 355.594 17.505.835 2.090.517 2.053.758 36.759 15.415.318 8.587.884 6.827.434 10.497.116 4.604.039 5.893.077 2.090.869 0 0 551.374 334.528 216.846 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 113.936 85.757 28.179 0 0 0 0 0 0 0 0 613.861 121.531 121.531 0 492.330 462.686 29.644 180.124 150.529 29.595 68.574 0 0 29.781 8.924 20.857 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 903.577 179.560 177.995 1.565 724.017 322.212 401.805 183.280 183.280 0 94.974 0 0 0 0 0 134.605 -

M (Loss)
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 130.512 0 130.512 0 0 0 0 0 0 0 0 0 0 0 0 0 798.631 3.872.775 618.900 611.137 7.763 3.253.875 1.232.702 2.021.173 859.292 192.981 666.311 164.564 0 0 6.609 6.006 603 0 -

Jumlah (Total)
243.221 0 243.221 0 0 0 24.785 24.785 0 0 0 0 0 0 0 0 591.201 5.378 5.378 0 585.823 208.908 376.915 24.515 24.515 0 3.491 3.693.572 0 32.363 31.788 575 0 28.638.282 1.340.761 27.297.521 173.128 171.793 1.335 102.312.058 101.627.302 684.756 0 0 0 4.814.742 4.814.742 0 4.356.773 4.246.049 179.096.644 26.870.944 26.523.549 347.395 152.225.700 123.197.406 29.028.294 17.079.080 9.604.735 7.474.345 13.715.064 0 0 28.891.491 11.943.917 16.947.574 134.605 0 0 0 12.992.434 12.093.693 14,96 4,83 60,21 58,52 12,784,797 0 2,223,520 1,880,138 0

1. 2. 3. 4.

5.

6. 7.

8. 9. 10. 11. 1. 2. 3. 4.

5.

6. 7.

8. 9. 10. 11. 1. 2. 3. 4. 5. 6. 7. 8.

Direktori Perbankan Indonesia 2010 - Vol. 12, September 2011 (Indonesia Banking Directory 2010 - Vol. 12, September 2011)

BANK PERSERO (STATE OWNED BANKS)

PT. BANK MANDIRI (PERSERO), Tbk. PERHITUNGAN KEWAJIBAN PENYEDIAAN MODAL MINIMUM (KPMM) (CAPITAL ADEQUACY RATIO CALCULATION) Per Desember 2010 dan 2009 (As at December, 2010 and 2009)
( Dalam Jutaan Rupiah / In Million IDR )

No
I.

Pos - Pos ( Accounts )

BANK
Des 2010 Des 2009
22.626.476 10.485.058 13.988.176 13.988.176 6.911.587 0 2.112.985 547.000 847.036 3.448.605 120.963 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1.846.758 0 1.846.758 7.830.502 3.819.046 0 0 0 0 0 0 1.371.121 2.447.925 0 5.858.214 0 5.858.214 0 1.846.758 1.846.758 0 0 0 30.456.978 30.456.978

KONSOLIDASI (CONSOLIDATION) Des 2010 Des 2009

30.256.402 10.498.247 19.623.937 19.623.937 6.960.680 0 2.112.986 547.000 4.742.510 5.191.168 69.593 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 105.666 105.666 0 0 239.884 10.015.966 4.732.047 0 0 0 0 0 0 1.371.121 3.360.926 0 5.283.919 0 5.283.919 0 0 0 0 0 0 40.272.368 40.272.368 24.546.186 10.485.058 13.988.176 13.988.176 6.911.587 0 2.112.985 547.000 847.036 3.448.605 120.963 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 140.871 140.871 0 0 213.823 9.882.322 4.024.108 0 0 0 0 0 0 1.371.121 2.652.987 0 5.858.214 0 5.858.214 0 0 0 0 0 0 34.428.508 34.428.508

KOMPONEN MODAL (COMPONENT CAPITAL) A. Modal Inti (Core Capital) 1. Modal Disetor (Paid in Capital) 2. Cadangan Tambahan Modal (Disclosed reserves) 2.1 Faktor penambah *) (Additional factors) a. Agio (Agio) b. Modal Sumbangan (Contributed capital) c. Cadangan Umum (General reserves) d. Cadangan Tujuan (Spesific reserves) e. Laba tahun-tahun lalu yang dapat diperhitungkan (100%) (Previous years profit which can be calculated into capital (100%)) f. Laba tahun berjalan yang dapat diperhitungkan (50%) (Current year profit which can be calculated into capital (50%)) g. Selisih lebih karena penjabaran laporan keuangan (Positive translation adjustment of financial statement) h. Dana setoran modal (Capital fund) i. Waran yang diterbitkan (50%) (Issued warrant (50%)) j. Opsi saham yang diterbitkan dalam rangka program kompensasi berbasis saham (50%) (Stock option issued related to compensation program) 2.2 Faktor Pengurang *) (Deduction) a. Disagio (Disagio) b. Rugi tahun-tahun lalu yang dapat diperhitungkan (100%) (Previous years loss which can be calculated into capital (100%)) c. Rugi tahun berjalan yang dapat diperhitungkan (100%) (Current year loss which can be calculated into capital (100%)) d. Selisih kurang karena penjabaran laporan keuangan (Negative translation adjustment of financial statement) e. Pendapatan komprehensif lain : Kerugian dari penurunan nilai wajar atas penyertaan dalam kategori Tersedia untuk Dijual (Other comprehensive income : losses from equity investment for available for sale category (100%)) f. Selisih kurang antara PPA dan cadangan kerugian penurunan nilai atas aset produktif (Negative differences between regulatory provision and impairment of earning assets) g. Selisih kurang jumlah penyesuaian nilai wajar dari instrumen keuangan dalam trading book (Negative differences on adjustment of fair value on financial instrument in the trading book) 3. Modal Inovatif (Innovative Capital) 3.1 Surat berharga subordinasi (perpetual non kumulatif) (Subordinated securities (perpetual non cumulative)) 3.2 Pinjaman Subordinasi (perpetual non kumulatif) (Subordinated loans (perpetual non cumulative)) 3.3 Instrumen Modal Inovatif lainnya (Other innovative capital instruments) 4. Faktor Pengurang Modal Inti (Deduction Factor of Tier 1 Capital) 4.1 Goodwill (Goodwill) 4.2 Aset tidak berwujud lainnya (Other intangible assets) 4.3 Penyertaan (50%) (Equity investment (50%)) 4.4 Kekurangan modal pada perusahaan anak asuransi (50%) (Shortfall on the capital of insurance subsidiary (50%)) 5. Kepentingan Minoritas (Minority Interest) B. Modal Pelengkap (Suplementary Capital) 1. Level Atas (Upper Tier 2) (Upper Tier 2) 1.1 Saham preferen (perpetual kumulatif) (Preferred stock (perpetual cumulative)) 1.2 Surat berharga subordinasi (perpetual kumulatif) (Subordinated securities (perpetual cumulative)) 1.3 Pinjaman Subordinasi (perpetual kumulatif) (Subordinated loans (perpetual cumulative)) 1.4 Mandatory convertible bond (Mandatory convertible bond) 1.5 Modal Inovatif yang tidak diperhitungkan sebagai Modal inti (Innovative capital which is not calculated as core (tier 1) capital) 1.6 Instrumen modal pelengkap level atas (upper tier 2) lainnya (Other instruments of upper tier 2 capital) 1.7 Revaluasi aset tetap (Fixed assets revaluation) 1.8 Cadangan umum aset produktif (maks 1,25% ATMR) (General provision of earning assets (maximum 1,25% of RWA)) 1.9 Pendapatan komprehensif lain : Keuntungan dari peningkatan nilai wajar atas (Other comprehensive income : gain from equity investment for) penyertaan dlm kategori Tersedia untuk Dijual (45%) (available for sale category (45%)) 2. Level Bawah (Lower Tier 2) maksimum 50% Modal Inti (Lower Tier 2 maximum 50% of Tier 1 Capital) 2.1 Redeemable preference shares (Redeemable preference shares) 2.2 Pinjaman atau obligasi subordinasi yang dapat diperhitungkan (Subordinated loans/bonds which can be calculated) 2.3 Instrumen modal pelengkap level bawah (lower tier 2) lainnya (Other instruments of lower tier 2 capital) 3. Faktor Pengurang Modal Pelengkap (Deduction Factor of Tier 2 Capital) 3.1 Penyertaan (50%) (Equity investment (50%)) 3.2 Kekurangan modal pada perusahaan anak asuransi (50%) (Shortfall on the capital of insurance subsidiary (50%)) C. Faktor Pengurang Modal Inti dan Modal Pelengkap (Deduction Factor for Tier 1 Capital and Tier 2 Capital) Eksposur Sekuritisasi (Exposure of Securitisation) D. Modal Pelengkap Tambahan Yang Memenuhi Persyaratan (Tier 3) (Additional Supplementary Capital (Tier 3)) E. Modal Pelengkap Tambahan yang Dialokasikan untuk Mengantisipasi Risiko pasar (Additional Supplementary Capital which is allocated to anticipate Market Risk) II. TOTAL MODAL INTI DAN MODAL PELENGKAP (A+B-C) (TOTAL TIER 1 CAPITAL AND TIER 2 CAPITAL (A + B - C)) III. TOTAL MODAL INTI, MODAL PELENGKAP,DAN MODAL PELENGKAP TAMBAHAN YANG (TOTAL TIER 1 CAPITAL, TIER 2 CAPITAL, AND TIER 3 CAPITAL ALLOCATED TO ANTICIPATE MARKET RISK (A + B - C + E)) DIALOKASIKAN UTK MENGANTISIPASI RISIKO PASAR (A+B-C+E) (ALLOCATED TO ANTICIPATE MARKET RISK (A + B - C + E)) IV. ASET TERTIMBANG MENURUT RISIKO (ATMR) UNTUK RISIKO KREDIT (RISK WEIGHTED ASSET (RWA) FOR CREDIT RISK) V. ASET TERTIMBANG MENURUT RISIKO (ATMR) UNTUK RISIKO OPERASIONAL (RISK WEIGHTED ASSET (RWA) FOR OPERATIONAL RISK) VI. ASET TERTIMBANG MENURUT RISIKO (ATMR) UNTUK RISIKO PASAR (RISK WEIGHTED ASSET (RWA) FOR MARKET RISK) VII. RASIO KEWAJIBAN PENYEDIAAN MODAL MINIMUM UNTUK RISIKO KREDIT DAN RISIKO OPERASIONAL [II:(IV+V)] (CAPITAL ADEQUACY RATIO FOR CREDIT RISK AND OPERATIONAL RISK [II:(IV+V)]) VIII. RASIO KEWAJIBAN PENYEDIAAN MODAL MINIMUM UNTUK RISIKO KREDIT, RISIKO (CAPITAL ADEQUACY RATIO FOR CREDIT RISK, OPERATIONAL RISK) OPERASIONAL, DAN RISIKO PASAR [III : (IV + V + VI)] (AND MARKET RISK [III : (IV + V + VI)])

28.045.806 10.498.247 19.623.937 19.623.937 6.960.680 0 2.112.986 547.000 4.742.510 5.191.168 69.593 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2.076.378 0 2.076.378 7.608.927 4.401.386 0 0 0 0 0 0 1.371.121 3.030.265 0 5.283.919 0 5.283.919 0 2.076.378 2.076.378 0 0 0 35.654.733 35.654.733

242.421.222 22.544.113 1.881.306 -

195.833.993 0 1.592.975 -

268.874.011 25.168.368 2.294.148 -

215.686.589 0 1.876.499 -

Direktori Perbankan Indonesia 2010 - Vol. 12, September 2011 (Indonesia Banking Directory 2010 - Vol. 12, September 2011)

BANK PERSERO (STATE OWNED BANKS)

PT. BANK MANDIRI (PERSERO), Tbk. PERHITUNGAN RASIO KEUANGAN (FINANCIAL RATIO CALCULATIONS) Per Desember 2010 dan 2009 (As at December, 2010 and 2009)

(Dalam Persen / Percent )

No
I.

Pos - Pos ( Accounts )

Rasio Kinerja (Performance Ratio) 1. Kewajiban Penyediaan Modal Minimum (KPMM) (CAR) 2. Aset produktif bermasalah dan aset non produktif (Non performing earning assets and non earning assets) bermasalah terhadap total aset produktif dan aset non produktif (to total earning assets and non earning assets) 3. Aset produktif bermasalah terhadap total aset produktif (Non performing earning assets and non earning assets) 4. Cadangan kerugian penurunan nilai (CKPN) aset keuangan (Impairment provision on earning assets) terhadap aset produktif (to total earning assets) 5. NPL gross (Gross NPL) 6. NPL net (Net NPL) 7. Return on Asset (ROA) (ROA) 8. Return on Equity (ROE) (ROE) 9. Net Interest Margin (NIM) (NIM) 10. Biaya Operasional terhadap Pendapatan Operasional (BOPO) (Operating Expenses to Operating Revenues) 11. Loan to Deposit Ratio (LDR) (LDR) Kepatuhan (Compliance) 1. a. Persentase Pelanggaran BMPK (Percentage Violation of Legal Lending Limit) i. Pihak terkait (Related parties) ii. Pihak tidak terkait (Non related parties) b. Persentase Pelampauan BMPK (Percentage Lending in Excess of The Legal Lending Limit) i. Pihak terkait (Related parties) ii. Pihak tidak terkait (Non related parties) 2. Giro Wajib Minimum (GWM) (Reserve Requirement (Rupiahs)) a. GWM Utama Rupiah (Reserve Requirement (Rupiah)) b. GWM Valuta asing (Reserve Requirement (Foreign currency)) 3. Posisi Devisa Neto (PDN) secara keseluruhan (Net Open Position)

DESEMBER DESEMBER 2010 2009

13,36 1,57 1,56 3,21 2,21 0,54 3,63 34,86 5,39 65,63 65,44 0 0 0 0 8 1,01 1,85 15,43 1,87 1,86 3,75 2,62 0,32 3,13 30,26 5,19 70,72 59,15 0 0 0 0 5 1,32 3,44

II.

PT. BANK MANDIRI (PERSERO), Tbk. TRANSAKSI SPOT DAN DERIVATIF TRIWULANAN (QUARTERLY SPOT AND DERIVATIVE TRANSACTIONS) Per Desember 2010 (As at December 2010)

( Dalam Jutaan Rupiah / In Million IDR )

BANK
No Transaksi (Transaction) Tujuan (Purpose) Nilai National (National Value)
A. Terkait dengan Nilai Tukar (Exchanged Rate Related) 1. Spot (Spot) 2. Forward (Forward) 3. Option (Option) a. Jual (Purchased) b. Beli (Written) 4. Future (Future) 5. Swap (Swap) 6. Lainnya (Other) B. Terkait dengan Suku Bunga (Interest Rate Related) 1. Forward (Forward) 2. Option (Option) a. Jual (Purchased) b. Beli (Written) 3. Future (Future) 4. Swap (Swap) 5. Lainnya (Other) C. Lainnya (Others) JUMLAH (TOTAL) 12.187.410 3.148.869 1.871.851 0 0 0 0 7.166.690 0 3.410.000 0 0 0 0 0 3.410.000 0 91.859 15.689.269

Tag. & Kewajiban Derivatif (Claims & Liabilities Derivative)

Trading
10.370.818 3.131.799 79.104 0 0 0 0 7.159.915 0 0 0 0 0 0 0 0 0 0 10.370.818

Hedging
1.816.592 17.070 1.792.747 0 0 0 0 6.775 0 3.410.000 0 0 0 0 0 3.410.000 0 91.859 5.318.451

Tagihan (Claims)
40.423 3.973 1.902 0 0 0 0 34.548 0 27 0 0 0 0 0 27 0 19 40.469

Kewajiban (Liabilities)
22.264 4.590 5.876 0 0 0 0 11.798 0 14.189 0 0 0 0 0 14.189 0 384 36.837

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Direktori Perbankan Indonesia 2010 - Vol. 12, September 2011 (Indonesia Banking Directory 2010 - Vol. 12, September 2011)

BANK PERSERO (STATE OWNED BANKS)

PT. BANK MANDIRI (PERSERO), Tbk. CADANGAN PENYISIHAN KERUGIAN (IMPAIRMENT LOSS ALLOWANCE) Per Desember 2010 dan 2009 (As at December, 2010 and 2009)
( Dalam Jutaan Rupiah / In Million IDR )

DESEMBER 2010

DESEMBER 2009
CKPN (ILA) PPA yg wajib di bentuk (Required Regulatory Provision) Khusus (Spesific)
130.512 3 17.090 0

No

Transaksi (Transaction)

CKPN (ILA)

PPA yg wajib di bentuk (Required Regulatory Provision) Khusus (Spesific)

74.697 0 85.669 0

Individual

Kolektif Umum (Collec(General) tive)

66.099 0 54.990 0 198.693 365 67.770 0

Individual

Kolektif Umum (Collec(General) tive)

130.512 3 17.400 0 287.509 1.710 10.147 0

1 2 3 4

Penempatan pada bank lain (Interbank placement) Tagihan spot dan derivatif (Spot and derivatives claims) Surat Berharga (Securities) Surat Berharga yang dijual dengan janji dibeli kembali (Repo)

74.697 0 109.795 0

298.572 1.762 16.345 0

(Securities sold under repurchase agreement (repo))

5 Tagihan atas surat berharga yang dibeli dengan janji dijual kembali (Reverse Repo) 0 160.508 0 10.589 59.603 36.425 0 15.454 30.488 41.266 0 11.507 29.276 41.266 0 11.507

(Claims on securities bought under reverse repo)

6 7 8 9 10 Tagihan akseptasi (Acceptance claims) Kredit (Loans) Tagihan Lain - Transaksi Perdagangan (Other Receivable - Trade Transaction) Penyertaan (Equity investment) Penyertaan modal sementara (Temporary equity investment)

1.158.922

10.638

28.206

798.321 6.769.215 0 622

31.107

816.411

30.918

816.411 8.932.606 0 0

7.245.171 3.134.263 2.914.069 4.557 622 0 0 50 0

1.791.627 9.803.328 1.782.862 2.050 0 56 0 1.876 0

Direktori Perbankan Indonesia 2010 - Vol. 12, September 2011 (Indonesia Banking Directory 2010 - Vol. 12, September 2011)

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