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2012-2013 A_eQii Kwl I cjx FY
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Agricultural & Rural Credit Policy and
Programme for the FY 2012-2013
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Agricultural & Rural Credit Policy and Programme for the FY 2012-2013
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2012-2013 A_ eQii Kwl I cjx FY bxwZgvjv I Kgm~Px|

Agricultural & Rural Credit Policy and Programme
for the Fiscal Year 2012-2013.
2012-13 A_ eQii Kwl I cjx FY bxwZgvjv I Kgm~Px cYqb Kiv nqQ hv GZ`&m mshvwRZ njv|
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3.0
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weMZ A_eQii (2011-2012) Kwl/cjx FY bxwZgvjv I Kgm~Pxi chvjvPbv............................. 10
2.01 weMZ A_eQii (2011-2012) jgvv I ARb....................................................... 10
2.02 weMZ A_eQi MnxZ c`cmg~ni evevqb............................................................ 11
2.03 Kwl I MvgxY Dbqb mnvqK Kvhg.......................................................................... 11
2.04 gy`vbxwZ evevqb mnvqK f~wgKv............................................................................. 11
2012-13 A_eQii Kwl I cjx FY weZiYi jgvv......................................................... 12
2012-13 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Pxi DjLhvM ewk............................. 12
Kwl I cjx FY weZiY cwZ........................................................................................... 14
5.01 cKZ KlK/FY MnxZv mbvKiY............................................................................. 14
5.02 FY MnxZvi hvMZv ............................................................................................. 14
5.03 Ave`b dig mnRxKiY......................................................................................... 14
5.04 Ave`bc MnY, cvw^xKvi I weePbv..................................................................... 15
5.05 Ave`bc cwqvKiYi wd/PvR............................................................................ 15
5.06 FYi mevP mxgv ............................................................................................... 15
5.07 wmAvBwe wicvU I wmAvBwe BbKvqvwi...................................................................... 15
5.08 RvgvbZ ............................................................................................................ 15
5.09 FY weZiYi Rb eivKZ GjvKv........................................................................... 15
5.10 Kwl FY cvk eB.................................................................................................. 15
5.11 dmj Drcv`b cwKv gvZveK h_vmgq FY weZiY ................................................... 16
5.12 wgk dmj/mv_x dmj/wij Pvl................................................................................. 16
5.13 km egyLxKiY (Crop Diversification).................................................................... 16
5.14 Gwiqv GvcvP cwZi eenvi................................................................................. 16
5.15 Kwl FYi cavb (core) LvZ FY weZiY................................................................... 16
5.16 ^Q cwqvq Kwl FY weZiYi eev MnY................................................................ 16
5.17 dvBbvwqvj BbKzkbi Ask wnmve 10 UvKvq Lvjv KlK GKvDUavixìK GKvDU
Gi gvag FY weZiY Ges D GKvDU mPj ivLZ Drmvn c`vb.................................. 16
5.18 AveZbkxj kmFY mxgv cwZ................................................................................ 17
5.19 Pzwe Drcv`b/KUv dvwgs (contract farming) Gi mv_ mswk KlKì FY c`vb........... 17
5.20 gvBv wWU ijUix A_wiwU (GgAviG) Gi Abygv`b cv z`FY cwZvb (MFIs)- Gi
mv_ cvUbviwkci wfwZ Kwl I cjx FY Kvhg..................................................... 18
2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px
05
6.0
6.05
6.06
6.07
6.08
6.09
6.10
6.11
6.12
6.13
06
5.21
Kwl I cjx FY weZiY I Av`vq Kvhg cwiPvjbvq cqvRbxq jvKej wbqvM............ 18
Kwl I cjx FY Kgm~Px ............................................................................................... 18
6.01
Kgm~Pxi AvIZvfy LvZ/ DcLvZmg~n................................................................. 19
6.02
FY wbqgvPvi I FYi cwigvY wbaviY ................................................................ 19
6.03
Kwl I cjx FY weZiY jgvv wbaviY I evevqb...............................................19
6.03.1 km/dmj LvZ FYi Rb A_ eiv................................................................. 20
6.04
grm m` LvZ FY c`vb.............................................................................. 20
6.04.1 grm Pvl LvZ FY c`vb................................................................................. 20
6.04.2 DcK~jxq grmRxexì gvQ aivi mivg q FY c`vb..........................................20
6.04.3 Rjvkq/Rjgnvj/nvIi grm Pvl FY c`vb ...................................................... 20
6.04.4 LuvPvq gvQ Pvl FY c`vb ............................................................................... 21
6.04.5 DcKjxq G KvqvKvjPvi LvZ FY c`vb ............................................................21
cvwYmc` LvZ FY c`vb........................................................................................... 21
6.05.1 Mevw`c .................................................................................................... 21
6.05.2 mgw^Z Mi cvjb (Mvfx cvjb/Mi gvUvZvRvKiY) I evqvMvm cvU vcb .............. 21
6.05.3 cvjwU LvZ................................................................................................. 22
mP hcvwZ I Kwl hcvwZ LvZ FY c`vb................................................................... 22
6.06.1 dmj KvUv/gvovBqi h (Harvester) LvZ FY c`vb............................................ 22
6.06.2 mikw PvwjZ mPh q FY c`vb.............................................................. 23
km/dmj `vg I evRviRvZKiY LvZ cKZ KlKìK FY c`vb....................................... 23
DPg~j dmj (High Value Crops) LvZ FY c`vb............................................................. 23
wUmy KvjPvi LvZ FY c`vb.......................................................................................... 23
cvU Pvl LvZ FY c`vb................................................................................................ 23
Iqjcvg Pvl FY c`vb .............................................................................................. 24
bvmvwi vcbi Rb FY................................................................................................ 24
wekl/AMvwaKvi LvZmg~n............................................................................................. 24
6.13.1 wbw` dmji Rb iqvwZ my`nvi FY weZiY..................................................... 24
6.13.2 iqvwZ my`nvi jeY PvwlìK FY c`vb........................................................... 26
6.13.3 cvb Pvli Rb FY weZiY.............................................................................. 26
6.13.4 gay Pvli Rb FY weZiY............................................................................... 26
6.13.5 AbMmi Ges DcwZ GjvKvq AMvwaKvi wfwZ FY c`vb.................................... 26
6.13.6 cvwK, zz` KlK I eMvPvwlì AbyK~j FY c`vb............................................... 27
6.13.7 mdj KlKì AbyK~j FY c`vb...................................................................... 27
6.13.8 gvkig Pvli Rb FY c`vb........................................................................... 27
6.13.9 ikg Pvl FY c`vb...................................................................................... 27
6.13.10 Zzjv Pvl FY c`vb....................................................................................... 28
6.13.11 MvgxY A_vqb .............................................................................................. 28
6.13.12 ZvuZ wk FY c`vb...................................................................................... 28
6.13.13 Kwl I Kwl welqK KgKvi mv_ m bvixì FY c`vb................................... 28
6.13.14 kvixwiK cwZexì FY c`vb......................................................................... 28
7.0
7.01
7.02
7.03
7.04
Kwl I cjx Dbqb mnvqK wekl FY Kgm~Px............................................................. 29

eMvPvwlì Rb evsjv`k evsKi wekl FY Kgm~Px................................................. 29
mikw, mgw^Z Mi cvjb I evqvMvm cvU vcb LvZ evsjv`k evsKi
wekl cybtA_vqb Kgm~Px .................................................................................... 29
Di-cwg km egyLxKiY cK...........................................................................29
wZxq km egyLxKiY cK ................................................................................ 29
8.0 Kwl FYi my`.............................................................................................................. 30

9.0 Kwl FY eevq Z_ chywi eenvi.................................................................................. 30
10.0 Kwl I cjx FY Kvhg gwbUwis........................................................................................ 30
10.01 evsK chvq gwbUwis.......................................................................................... 30
10.02 K`xq evsK chvq gwbUwis................................................................................. 31
10.03 K`xq evsK vwcZ MvnK ^v_ msiY K`-Gi mnvqZv MnY.................................... 32
10.04 Rjv Kwl FY KwgwU KZK gwbUwis........................................................................ 32
11.0 Kwl I cjx FY Av`vq.................................................................................................... 33
11.01 Kwl I cjx FY Av`vqi iZ................................................................................ 33
11.02 Kwl I cjx FY Av`vq msv mPZbZv................................................................... 33
11.03 Kwl I cjx FY Av`vq wekl eev MnY................................................................. 33
12.0
13.0
14.0
15.0
16.0
17.0
Kwl I cjx FY msv Z_i mnRjfZv.......................................................................... 34

Rjevqy cwieZbi bwZevPK cfve gvKvwejv..................................................................... 34
mPZbZv I cwkY...................................................................................................... 36
Z_ weeiYx mieivn ..................................................................................................... 36
Kwl I cjx FY Kvhg mvdji cYv`bv................................................................. 36
evsKmg~ni ^-^ Kwl I cjx FY bxwZgvjv I Kgm~Px cYqb ................................................... 36
cwiwk-K _K cwiwk-O ch ........................................................................................37-54
07
08
2012-2013 A_ eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

Agricultural and Rural Credit Policy and Programme
for the Fiscal Year 2012-2013
1.0| fwgKv
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evsjv`k evsKi Afywg~jK cewi (inclusive growth) Kkj MnY Ges miKvii mvgvwRK wbivcv ebxi
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hvq, 2005 mvj hLvb `vwiìLvi wbP AevbKvix RbmsLvi nvi wQj 40.4 kZvsk Zv 2010 mvj nvm cq
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me bq| Kwl I cjx LvZi Dbqbi gvag Kwl Drcv`b ew Ki wekvj RbMvwi Lv` wbivcv wbwZ Kivi
cvkvcvwk cjx GjvKvq Avq Drmvix KgKv cmvii gvag AwaKZi ^-Kgmsvb mw Ki RvZxq A_bxwZi
wfZK AviI gReyZ Kivi Ici iZ c`vb KiZ ne| Avi Kwl I cjx LvZi Dbqbi Rb Kwl FY GKwU
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km Drcv`bi welqwU AZ iZen| Avgvì Kwl LvZ ewea mgmvi myLxb| RbmsLv ew, Avevw` Rwgi
cwigvY nvm, Kwli Drcv`b eq ew BZvw` Kwl LvZi AMMwZK evavM KiQ| GQvov, ewkK Rjevqy
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gvag Lv` Drcv`b KvwZ ^qsm~YZv ARb evsjv`ki A_bwZK wwZkxjZv Ges Dbqbi GKwU cavb
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cwigvY wewbqvMi mvg_ AwaKvsk KlKi wekl Ki z`, cvwK KlK I eMvPvwlì c me nq IVwb|
m weePbvq mgqgZ Kwl DcKiY msMn mnvqZvi Rb fwgnxb KlK I eMvPvwlmn cKZ KlKì KvQ h_vmgq
cqvRbxq cwigvY Kwl FY mieivn Kiv AZ Riix|
ejvevj, geagvb RbmsLvi Rb evowZ Lvì hvMvb `qvi j Kwli gZv GKwU evcK Drcv`bkxj LvZ
mvdj ARb hyMvchvMx bxwZgvjv Ges mswk mKji mgw^Z cPv _vKv AvekK| Kwl mvdj ARbi
c_ we`gvb Aivqmg~n gvKvwejv Ki `ki Lv` I cyw Pvwn`v c~iYi Rb KlKMY hvZ DP djbkxj
(Ddkx) dmj, grm Ges cvwYm` LvZ DbZ chyw eenvi mg nq m evcvi miKvii cvkvcvwk mswk
mKjK GwMq AvmZ ne| Kwl wbiewQb mvdji Rb AvaywbK Kwl eev Mo Zvjv, DbZ cRvwZi
dmj Pvl chyw eenvi KlKì AvMnx I Af Ki Zvjv, Kwli Drcv`bkxjZv ewi Rb Ddkx dmj Pvli
eev MnY, kmveZb I km egyLxKiY, Rjevqy cwieZbi mv_ mnR AwfhvRbKvix dmj Pvl, kvK-mewR
Pvl, wUmy KvjPvi, KwlwfwK wk vcb, Kwl cYi msiY I wecYb eevi Dbqb BZvwì Ici iZ Avivc
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miKvii Kwl I KlK eve bxwZi mv_ mwZ iL Ges mswkì gZvgZ weePbvq wbq 2012-13 A_eQii
Kwl I cjx FY bxwZgvjv I Kgm~Px cYqb Kiv nqQ| weMZ A_eQii (2011-12) Kwl/cjx FY bxwZgvjv I
Kgm~Pxi g~j w`Kjv we`gvb iL KqKwU bZzb welq G bxwZgvjvq mshvRb Kiv nqQ| Gi ga Kwl I cjx
FYi AvIZv ew, cjx GjvKvq evswKs KgKv mmviY KkjMZ cwZ MnY, KlKì evsKgyLx Kiv Z_v
Avw_K mevq AfywKiY, Avg`vwb weK dmj Pvl evowZ Drmvn c`vb, grm I cvwYm` Dbqb iZ
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c`vb, DvweZ bZzb dmj I chyw mK aviYv `qv BZvw` DjLhvM| G bxwZgvjv KvwZ Kwl Drcv`b
cZ mnvqZvi cvkvcvwk KlKì AbyKj A_ cevn ew, `vwi` wegvPb Ges cjx Aji RbmvaviYi Rxeb
gvb Dbqb mnvqK fwgKv cvjb Kie ej Avkv Kiv hvq|
2.0| weMZ A_eQii (2011-2012) Kwl I cjx FY bxwZgvjv I Kgm~Pxi chvjvPbv
Kwl FYi AvIZv ew, Avw_K AfywKiY, cjx GjvKvq evswKs Kvhg mmviY chywi cmvimn cjx
GjvKvq A_ cevn ewi gvag Lv` wbivcv Rvi`vi Ges MvgxY `vwi` wegvPbi Dk 13,800 KvwU UvKvi
Kwl I cjx FY weZiY jgvv wbq weMZ 2011-12 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px NvlYv Kiv
nq| km I dmj FYi cvkvcvwk Kwli Ab `ywU cavb LvZ-grm I cvwYm` LvZ, Kwli mnvqK LvZmg~ni
cvkvcvwk cjx Aji Avq Drmvix KgKv I `vwi` wegvPb LvZ Kwl I cjx FY Kgm~Pxi AvIZvq chv FY
weZiYi cwiKbv MnY Kiv nq|
2.01| weMZ A_eQii (2011-2012) jgvv I ARb
2011-12 A_eQi ivxq gvwjKvbvaxb 04wU evwYwRK evsK, weklvwqZ 03wU evsK, 29wU emiKvwi evwYwRK
evsK I 09wU we`wk evwYwRK evsK wgj `k gvU 13132.15 KvwU UvKv Kwl I cjx FY weZiY KiQ, hv
gvU jgvvi cvq 95.16 kZvsk| FY weZiYi G cwigvY c~eeZx A_eQii (2010-11) Zzjbvq 1700.22
KvwU UvKv ev 14.87 kZvsk ewk| GQvov weAviwWwe KZK 2011-12 A_eQi 567.48 KvwU UvKv Kwl I cjx
FY weZiY Kiv nqQ| DjL h, emiKvwi evsKjvi ga KqKwU evsK BZvga Avjv`v Kwl I cjx FY
wefvM ev DcwefvM MVb Ki ` Rbej wbqvMi gvag wbRì mgZv Zwi KiQ|
2.02| weMZ A_eQi MnxZ c`cmg~ni evevqb
2011-12 A_eQi gvU 30,36,144 Rb Kwl I cjx FY cqQb, hvi ga 320,428 Rb bvix wewfb
evsK nZ cvq 735.14 KvwU UvKv FY cqQb|
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Abvb MYgvb eweMi DcwwZZ wewfb evsKi D`vM Kwl FY weZiY Kiv nq| 2011-12
A_eQi wewfb evsK KZK AvqvwRZ gvU 7683 wU cKvk FY weZiY Kgm~Pxi gvag 1.12 j KlKi
gvS cvq 224 KvwU UvKv Kwl FY cKvk weZiY Kiv nq|
2011-12 A_eQi cvq 21.07 j z` I cvwK Pvwl wewfb evsK _K 8064.62 KvwU UvKv Kwl FY
cqQb|
2011-12 A_eQi Pi, nvIi cfwZ AbMmi GjvKvi 3093 Rb KlKi gvS wewfb evsKi D`vM
969.86 j UvKv Kwl I cjx FY weZiY Kiv nqQ|
2011-12 A_eQi 4914 Rb mdj KlK wewfb evsK nZ cvq 43.21 KvwU UvKv Kwl FY cqQb|
KlKì Rb ivxq gvwjKvbvaxb evsKjvZ gv 10 UvKv Rgv MnYc~eK G ch cvq 95.86 j wnmve
Lvjv nq| Gme wnmvei gvag miKvi KZK c` fZyKx QvovI Kwl FY weZiY, mq Rgv I Dvjb,
iwgUv Rgv BZvw` KvR eenvii Rb evsKjvK civgk `qv nqQ| GB wnmvemgyn ^vfvweK
evswKs Kvhg wKfve eeZ nQ m evcvi evsjv`k evsK wbqwgZ Z`viwK KiQ| weMZ A_eQi
Gme wnmve FY weZiY, mq, e`wkK iwgUv I AvfixY iwgUvi cwigvY h_vg 223.54
KvwU, 114.50 KvwU, 38.80 KvwU I 22.25 KvwU UvKv|
Avg`vwb weK wbw` wKQz dmj (Wvj, ZjexR, gmjv RvZxq dmj I fzv) 4 kZvsk iqvwZ my`nvi Kwl
FY weZiY Kvhg evsjv`k evsK KZK evcK cPviYvi dj KlKì gvS G RvZxq dmj Pvl Kivi
welq AvMn mw nqQ| GB LvZ 2011-12 A_eQi 81.63 KvwU UvKv FY weZiY Kiv nqQ| hvi
dj vbxqfve Gme dmji Drcv`b wKQzUv eoQ Ges evRviI Gi cfve coQ| DjL, 2010-11
A_eQi G LvZ weZiYKZ FYi cwigvY wQj 70.60 KvwU UvKv|
2011-12 A_eQi cveZ PMvgi 3wU Rjvq cvq 13100 Rb DcRvwZ KlKi gvS gv 5 kZvsk
my`nvi cvq 27.39 KvwU UvKv FY weZiY Kiv nqQ|
10
2011-12 A_eQi Kwl I cjx FY Kgm~Pxi AvIZvq miwe`yr PvwjZ mP cv, mgw^Z Micvjb I
evqvMvm cvU Ges mvjvi nvg wmg LvZ h_vg 0.84, 13.32 Ges 1.05 KvwU UvKvi FY weZiY
Kiv nq|
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MvnKì iv Kiv Ges Zvì AwfhvM `Z wbwi j evsjv`k evsK MvnK ^v_ msiY
K`-Customers Interests Protection Center (CIPC) vcb Kiv nqQ| D K` 16236 bîi
GKwU nUjvBbI Pvjy Kiv nqQ| D K` cv Kwl I cjx FY welqK AwfhvMmg~ni wfwZ h_vh_
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KlKì Kwl FY cvwi evcvi wbqwgZ LuvR Lei bqv nq|
2.03 | Kwl I MvgxY Dbqb mnvqK Kvhg
evsK FY myweavewZ eMvPvwlì gvS Kwl FY myweav cuQ w`Z evsjv`k evsKi wekl FY Kgm~Pxi
AvIZvq Ryb, 2012 ch evKi gvag evsjv`ki 39wU Rjvi 181 wU DcRjvq evsK FYi AvIZvi
evBi _vKv 4,31,841 Rb eMvPvwl km I dmj FY eve` cvq 512.11 KvwU UvKv Kwl FY cqQb|
Dei Rwg _vKv mI `vwi`wK evsjv`ki Di cwg Aji `vwi` wbimbi Dk mbvZbx Kwli
cwieZ DPg~j dmj/mewR/dj Drcv`bi gvag miKvi KZK evevqbvaxb Di-cwg km
egyLxKiY cKi/Northwest Crop Diversification Project (NCDP) gqv` 30 Ryb 2009 ZvwiL
kl nq| D cKi avivevwnKZvq ivRkvnx I iscyi wefvMi 16wU Rjvi 61wU DcRjvq 174KvwU
UvKvi wifjwfs dv nZ evsjv`k evsK MZ A_eQi ivRkvnx Kwl Dbqb evsKi nvjmwjs Kvhgi
gvag weZiYi Rb 4 wU z`FY cwZvb (GgGdAvB)-Gi gvag KlK chvq DPg~j dmj Drcv`bi
Rb 60 KvwU UvKv FY c`vb KiQ|
NCDP
cKi bvq Second Crop Diversification Project (SCDP)-Gi AvIZvq GgGdAvB

wbevPbi KvR kl nqQ Ges MZ A_eQi Bvb evsK wjt Ges ewmK evsK wjt-Gi nvjmwjs
eevcbvq evKi gvag hvM KlKì gvS FY weZiY i nqQ|
geagvb Rvjvwb msKU I cwiek `~lYRwbZ mgmv nZ DiYi j mikw, evqvMvm I eR
cwikvab cvU LvZ mnR kZ FY c`vbi Rb evsjv`k evsKi wbR^ Znwej nZ MwVZ 200 KvwU
UvKvi AveZbkxj cybtA_vqb xg nZ 2011-12 A_eQi mvjvi nvg wmg LvZ we`yr myweavwenxb
GjvKvq 554wU evmMn mvjvi nvg wmg vcb A_vqbi wecixZ evsKjvK 1.05 KvwU UvKv Ges
mikw PvwjZ 5wU mP cv vcb A_vqbi wecixZ evsKmg~nK 0.84 KvwU UvKv cybtA_vqb myweav
c`vb Kiv nqQ| GZ gvU 160 GKi Rwg mPi AvIZvq Avme Ges gvU 74 Rb KlK DcKZ neb|
GQvov, mgw^Z Mi cvjb I evqvMvm cvU (4wU Mi I 1wU evqvMvm cvU gWj) vcb LvZ 440wU
cvU vcb A_vqbi wecixZ evsKjvK 13.32 KvwU UvKv cybtA_vqb myweav c`vb Kiv nqQ|
2.04| gy`vbxwZ evevqb mnvqK f~wgKv

weMZ KqK eQii ewkK Avw_K msKUi cfve weivRgvb Avw_K g`vi cwZ 2009-10 I 2010-11
A_eQi evsjv`k gy`vbxwZi msKzjvbgyLx fw Aej^bi cqvRb nq| miKvii KlK-eve wewfb Kvhgi
cvkvcvwk DjLhvM cwigvY Kwl I cjx FY weZiYi dj cZvwkZ gvvq Kwl Drcv`b nIqvi KviY wek
g`vi cfve _K Avgvì A_bxwZK cvq AZ iL A_eQi 2008-09 _K 2010-11 ch wRwWwc cew
evwlK Mo 6 kZvski ewk eRvq ivLv me nq| MZ 2011-12 A_eQi Avgvì A_bxwZ AfixY I ewntLvZ
wKQzUv wfb aibi Pvji gyLvgywL nq, hvi gvKvwejvq g~jxwZ cwiwgwZ I `kR Drcv`b Afywg~jK cew
mnvqZvi g~j jjv bRi iL msKzjvbgyLxi cwieZ mshZ gy`vbxwZ MnY Kiv nq Ges Kwl, z` I gvSvwi
D`vvmn wk LvZ chv FYi hvMvb AevnZ ivLv nq| Avgvì gy`vbxwZi Kzkjx evevqbi m~ MZ
2011-12 A_eQi kl cqU-Uz-cqU wfwZ g~jxwZ GK A bg GmQ| G jbxq h, A_eQii
klva Lv` g~jxwZ wbgyLx avivq wQj|
11
3.0| 2012-13 A_eQii Kwl I cjx FY weZiYi jgvv

RvZxq evRU eZvq gvbbxq A_gx PjwZ A_eQi Kwl I cjx FY weZiYi jgvv 14,130 KvwU UvKvq
wbaviYi cve Kib| A_gx gnv`qi cvebvi mv_ mwZ iL 2012-13 A_eQi evsKjvi Kwl I cjx
FY weZiYi jgvv 14,130 (P nvRvi GKk wk) KvwU UvKvq wbavwiZ nqQ| weMZ 2011-12 A_eQii
Zzjbvq G cwigvY cvq 2.39 kZvsk eoQ| GLvb DjL, Bmjvgx evsK evsjv`k wjt I wmwU evsK Gb G
Zvì wbavwiZ FY weZiY jgvvi (bxU FY I AMxgi 2%) AwZwi h_vg 275 KvwU I 23 KvwU UvKvi
HwQK weZiY jgvv wbavib KiQ | GQvov, evsKjvi Rb wbavwiZ jgvvi evBi evsjv`k cjx Dbqb
evW (weAviwWwe) wbR^ A_vqb 670.50 KvwU UvKv Kwl I cjx FY weZiY Kie|
4.0| 2012-13 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Pxi DjLhvM ewk
mKj emiKvwi I we`kx evsKK ^-^ evsKi gvU FY I AwMgi b~bZg 2 kZvsk Kwl I cjx FY
weZiY jgvv wbaviY I evevqb KiZ ne| A_eQi kl jgvvi AbwRZ Ask evsjv`k evsK
GK eQii Rb Rgv KiZ ne| Ze, GRb mswk evsK D Rgvi Ici evsK nvi my` cvc ne|
Kwl I cjx FY bxwZgvjv Abyhvqx Kwl FYi cavb (core) 3wU LvZ (h_v-km, grm I cvwYm`) Abvb
LvZi Pq FY weZiY AMvwaKvi w`Z ne|
mve hvM FYMnxZv KlKì wbKU Kwl FYi Ave`bc mnRjf KiZ ne|
KlKì FY Ave`bi cvw^xKvi KiZ ne| Kwl FYi Rb KlKì Kvbv FY Ave`b weePbv Kiv
bv Mj FY bv cvIqvi KviY DjL Ki ci gvag KlKK RvbvZ ne Ges Zv GKwU dvBj msiY
KiZ ne|
Ave`b dig c~iYmn AvbylwK KvR hvZ KvjcY bv nq m Rb Ave`b dig MnYi mgqB MvnKK
GZ`&msv mKj cKvi wb`kbv c`vb KiZ ne| mnvqK Kvbv Z_i cqvRb nj GKwU gv eVKB
mKj Z_ MvnKK RvbvZ ne|
km I dmj Pvli Rb FYi Ave`b `ZZg mgq wbw KiZ ne| G FYi Ave`b
wbwKiYi mgqmxgv ne mevP 10 Kgwèm|
`k UvKvq Lvjv KlK GKvDUmg~ni gvag ^vfvweK evswKs KvhgK DrmvwnZ KiZ BZvga D
GKvDUi mevP 1 j UvKv ch WweU/wWU wwZi AveMvix KZb nZ AevnwZ c`vb Kiv
nqQ| D GKvDUi eenvi evsjv`k evsK KZK gvwmK weeiYx msMni gvag gwbUi Kiv nQ|
KlK chvq mgqgZ Kwl FY cuQvbvi ^v_ ^gqv`x km dmj Pvli Rb mevP 1.50 j UvKv ch
^gqv`x Kwl FYi wmAvBwe wicvwUs I wmAvBwe BbKvqvwi evaevaK ne bv|
AjwfwK dmj Drcv`b, dmji aiY A_vr h GjvKvq h dmj fvj Drcv`b nq mjvK iZ w`q
Area approach cwZZ evewfwK Kwl FY weZiY KiZ ne|
Kwl FY myweavq eMvPvwlmn z` I cvwK chvqi KlKì KvQ mgqgZ cqvRbxq cwigvY A_i hvMvb
`qv Kwl I cjx FY bxwZgvjvi AbZg Dk| AcvKZ AbMmi Ges DcwZ GjvKvq (hgbt Pi,
nvIi, DcKjxq GjvKv BZvw`) Kwl FY c`vbi AMvwaKvi w`Z ne|
Kwl FY weZiY AviI ^QZv AvbZ BDwbqb chvq cKvk Kwl FY weZiYi Ici iZ w`Z ne|
cqvRb vbxq nvUi w`b mswk evsK kvLvi KgKZviv Kv Ki Kwl FY msv Z_ cPvi I FY
weZiY KiZ cvib|
cKZ KlKivB hvZ mgqgZ cqvRbxq cwigvY Kwl FY cvb, Kwl FY cZ hvZ Kvbv nqivwbi wkKvi
nZ bv nq Ges Kwl FYi wbavwiZ jgvv hvZ cyivcywi ARb Kiv me nq mRb mswk evsKmg~nK
KvhKi gwbUwis eev wbwZ KiZ ne|
cKZ z`, cvwK KlK I eMvPvwlìK mnR cwZZ GKK/Mc wfwZ Kwl FY w`Z ne|
12
KlK chvq Drcvw`Z cYi bvhg~j wbwZ KiZ `vgRvZKZ Kwl cYi wecixZ
km`vgRvZ I evRviRvZKiY LvZ cKZ KlKìK FY c`vb KiZ ne|
mdj KlKì cqvRbxq cwigvY Kwl FY c`vbi eev KiZ ne hvZ Zvì mdjZvq Ab
KlKivI DrmvwnZ nq|
Wvj, ZjexR I gmjv RvZxq dmj I fyv Pvl miKvi c` my` wZi wecixZ FY weZiY
evsKjvi mylg AskMnY wbwZ KiZ Ges GKB mv_ emiKvwi I we`kx evsKmg~n hvZ GB
Kvhg AskMnY KiZ cvi mRb KlK chvq weZiYKZ FYi chvR my`nvi MZ
2011-12 A_eQi _K 4 kZvsk wbaviY Kiv nqQ| Avg`vwb wbfiZv Kwgq AvbZ Gme dmj
Drcv`bi Rb KlKì iqvwZ my`nvi FY c`vb KiZ ne| evsKmg~n hvZ `Z fZyKx myweav
cvq GRb fZywK cvwi eev mnRxKiY Kiv nqQ|
GKRb KlK Kwli Aci Kvbv LvZ FY MnY Ki Ljvwc bv nj GKB KlKK Wvj, ZjexR,
gmjvRvZxq dmj Ges fzv Pvl LvZ iqvwZ 4 kZvsk my`nvi FY Ìqv hve|
Kwli mnvqK LvZ wnme mP hcvwZ I Kwl hcvwZZI eenviKvix chvq cqvRbxq FY
mieivn KiZ ne|
evqvMvm cvU vcbi (cvjwU/WBix dvg nZ) gvag Drcvw`Z evqvMvm viv Pzjv Rvjvbvi
cvkvcvwk RbviUii mvnvh we`yr Drcv`b LvZ FY c`vb KiZ ne|
mvjvi nvg wmg Ges mikw PvwjZ mP cv vcb LvZ FY c`vb KiZ ne|
Kwl Ges Gi mnvqK LvZi cvkvcvwk MvgxY A_bxwZZ MwZmvi KiZ bvbvwea
AvZ-Kgmsvbg~jK ev Avq-Drmvix KgKv GKK/`jxq wfwZ FY c`vbi eev MnY KiZ
ne |
we`kx evsKjv I AbK emiKvwi evsK kvLv ^Zvi KviY GgGdAvB-Gi gvag Kwl FY
weZiY Kvhg Ask MnY KiQ weavq, GgGdAvB-Gi gvag 1-2 kZvsk FY MnxZvi AbyK~j
emiKvwi I we`kx evsKjvi weZiYKZ Kwl I cjx FY Kvhg gvwmK wfwZ miRwgb
hvPvB Kivi wb`kbv iqQ| evsKmgyni GB cwi`kb cwZe`bmg~n hvPvB-evQvBmn evsjv`k
evsK KZK èPqb (random sampling) wfwZ Kwl I cjx FY weZiYi mwVKZv hvPvBqi
Rb miRwgb cwi`kb Kvhg cwiPvjbv Kiv ne|
Kwl I cjx FY weZiYi bvixìK AMvwaKvi c`vb KiZ ne|
Kwl I cjx FY weZiYi jgvv ARbK mswk evsKi eevcbv KZci mvdj wnmeI
`Lv ne| dj, G ARbK mswk evsKi bZzb kvLv Lvjv, Abygvw`Z wWjvi kvLv, we`k
GP nvDR Lvjvi Abygv`bi AbZg BwZevPK gvcKvwV wnme weePbv Kiv ne|
GQvov, evsjv`k evsK KZK CAMELS Rating Gi Abvb welqi mv_ Kwl FY weZiY
evsKjvi mvdjKI weePbv Kiv ne| wekl Zvij mg_bi I Kwl FY Kvhg
cvi`kx evsKjv AMvwaKvi cve|
cwZwU Rjvq WcywU Kwgkbviì bZZ MwVZ Rjv Kwl FY KwgwUK Aviv mwq KiZ ne|
Rjv Kwl FY KwgwUi mfvq emiKvwi I we`kx evsKjvi gbvbxZ cwZwbwaì AskMnYi
eev MnY KiZ ne|
gvBvwWU ijUwi A_wiwU (GgAviG)-Gi Abygv`bcv GgGdAvBmg~ni mv_
cvUbviwkci wfwZ Kwl I cjx FY Kvhg cwiPvjbvi mswk evsKjvi AbymiYi Rb
c` wb`kbv cwicvjb KiZ ne|
Kwl I cjx FY Kvhg cwiPvjbvq AvDUmvwms Gi eenvi Kiv hve|
Kwl I cjx FY kZfvM weZiY I Av`vqi Ici h_vh_ iZ Avivcmn Kwl FY eevq Z_
chyw I gvevBj dvbi eenvi DrmvwnZ KiZ ne|
13
DPg~j dmj LvZ FY c`vb wekl iZ c`vb KiZ ne |

Pzwe Drcv`b ev KUv dvwgs eevq KlKìK cqvRb mswk D`vv cwZvb KZK c` MvivwU
weePbvq wbq Kwl FY c`vb Kiv hve| G Qvov wbw` dmj Drcv`b cwiKbvi AvIZvq dmj Drcv`bi
Rb KlK chvq A_/Kwl DcKiY mgqgZ mieivni Dk Kvbv KwlwfwK wkv`vv cwZvbi
AbyK~j KUv dvwgs-Gi AvIZvq evsjv`k evsKi mwZ MnY mvc Pzwe KlK/D`vv chvq
Kwl FY Ìqv hve|
Rjevqy cwieZbi mv_ Lvc LvIqvbvi Dk cqvRb FY weZiY I Av`vqi mgqmxgvq wKQyUv
cwieZb Avbvi cvkvcvwk jeYv GjvKvq jeYvZv-mwnz dmj Pvl, Rjve I ebvceY GjvKvq
cvwb-mwnz dmj Pvl, LivceY GjvKvq Liv-mwnz dmj Pvli gZv Rjevqy cwieZbi mv_ mnR
AwfhvRbKvix dmj Pvli D`vM FY myweav c`vb KiZ ne|
`ki mg~` DcK~jxq Aj jeY PvwlìK mnR kZ FY c`vb KiZ ne| miKvi c` my` wZ
cybfiY jeY Pvli Rb jeY Pvwlì iqvZx myweavq 4 kZvsk my`nvi FY c`vb Kiv hve|
Kwl I cjx FY bxwZgvjv welq mswkì gvS mPZbZv I cwkYi Rb ^-^ evsK KZK cqvRbxq
D`vM MnY KiZ ne|
Kwl FYi Rb hvZ Zvij msKU mw bv nq Ges Znweji mevg eenvi wbwZ Kiv hvq m j FY
Av`vqi Rb cqvRb ^-^ evsK c_K Recovery cell MVb KiZ ne|
5.0| Kwl I cjx FY weZiY cwZ
5.01| cKZ KlK/FY MnxZv mbvKiY
evsKjv Kwl I cjx FYi Ave`bKvixì RvZxq cwiPqc I Kwl DcKiY mnvqZv KvW-Gi wfwZ cKZ
KlK mbv Kie| Kwl DcKiY mnvqZv KvWi wecixZ gv 10 UvKv Rgv MnYc~eK Lvjv GKvDUavix KlKì
FY weZiYi aygv cvkeB-Gi wfwZB cKZ KlK mbv Kiv hZ cvi| RvZxq cwiPqc AvQ wK
Kwl DcKiY mnvqZv KvW bB m cqvRb BDwbqb cwilì Pqvigvb ev vbxq zj/KjRi cavb wkK
A_ev evsKi KvQ MnYhvM ewi `qv cZqbcI cKZ KlK mbvKiYi KvR eenvi Kiv hZ cvi|
5.02| FY MnxZvi hvMZv
KwlKvR mivmwi wbqvwRZ cKZ KlKMY Kwl FY cvwi Rb hvM ej weewPZ neb| cjx Aj Avq Drmvix
KgKv RwoZivI Kwl I cjx FYi mswk LvZ FY myweav cZ cvib| Ze, mvaviYfve Ljvwc FY MnxZvMY
bZyb FY cvevi hvM ej weewPZ neb bv|
5.03| Ave`b dig mnRxKiY
KlKìK AwaK nvi evsKgyLx KiZ Kwl FY, weklZ km/dmj FYi Ave`b cwqv hZ`~i me mnR
nIqv evbxq| evsjv`ki mvaviY KlKì wkvMZ hvMZv, dig c~iYi Rb cqvRbxq mgq, dig hvwPZ
Z_i eenvi Z_v DchvwMZv BZvw` weePbvq wbq cqvRb evsKmg~n Kwl FYi, wekl Ki km/dmj FYi
Ave`b dig mnRxKiYi D`vM MnY Kie| Ave`b dig c~iYmn AvbylwK KvR hvZ KvjcY bv nq m
Rb Ave`b dig MnYi mgqB MvnKK GZ`&msv mKj cKvi wb`kbv c`vb KiZ ne| mnvqK Kvbv
Z_i cqvRb nj GKwU gv eVKB mKj Z_ MvnKK RvbvZ ne| Kwl I cjx FYi Ave`b dig mve
FYMnxZv KlKì Rb Aviv mnRjf Kivi D`vM MnY KiZ ne|
5.04| Ave`bc MnY, cvw^xKvi I weePbv
mswk evsK kvLv wbavwiZ FY wbqgvPvi Abyhvqx Ave`bKvixi evwlK cqvRbxq dmj FY I Abvb FY GKKvjxb
gyi Kie| Ze, mswk dmj Drcv`bi gmyg i nevi AZt 15 w`b c~e FY weZiYi Rb cqvRbxq eev
14
MnY KiZ ne| G j mswk evsK kvLvmg~n KlKì evwlK dmj Drcv`b cwiKbvmn Ave`bc MnY
Kie| cqvRbeva, cieZxZ KlKì evwlK Drcv`b cwiKbvq hywhy cwieZbi myhvM `qv hve|
MvnKi Ave`bci cvw ^xKvi KiZ ne| Ave`bc cvwi ci FY gywi I weZiYi ga mgqi eeavb
hwKxKiY Ges MvnKi Kvbv AwfhvM _vKj Zv `Z wbwi eev KiZ ne| wekl Ki km I dmj
Pvli Rb FYi Ave`b `ZZg mgq wbw KiZ ne| G FYi Ave`b wbwKiYi mgqmxgv ne
Ave`bc Rgvi w`b nZ mevP 10 Kgwèm|
evwZjKZ Ave`bcjv evwZji KviY DjLc~eK GKwU dvBj msiY KiZ ne| evsjv`k evsKi
cwi`kb `j Ges ^- ^ evsKi wbixv `ji hvPvBqi Rb dvBjwU msiY KiZ ne|
5.05| Ave`bc cwqvKiY wd/PvR
km/dmj FYi Ave`bc cwqvKiYi evsKmg~n/evsKi mv_ cvUbvikxci wfwZ Kwl I cjx FY
weZiYKvix z` FY cwZvbmg~n Ave`bc cwqvKiY eve` Kvbv aibi wd/PvR avh Kie bv|
5.06| FYi mevP mxgv
dmj Drcv`bi Rb GKRb KlKK mevP 15 weNv (5 GKi ev 2 ni) Rwg Pvlvevì Rb wbqgvPvi wbavwiZ
nvi FY c`vb Kiv hve| Ze Bz I Avjy Pvli Rb FYi mevP mxgv 2.5 GKi ch wbaviY KiZ ne|
DwjwLZ cwigvYi Pq en`vKvi RwgZ Kwl FYi Ave`b evsKmg~n Zvì cPwjZ kZ weePbv KiZ cvie|
5.07| wmAvBwe wicvwUs I wmAvBwe BbKvqvwi
aygv km/dmj Pvli Rb mevP 1.5 j UvKv ch ^ gqvw` Kwl FYi wmAvBwe wicvwUs I wmAvBwe
BbKvqvixi cqvRb coe bv| Ze Ljvwc FYMnxZv hvZ Kwl FY bv cvb m evcvi mswk FY weZiYKvix
evsKK wbwZ nZ ne|
5.08| RvgvbZ
mvaviYfve 5 GKi (Bz I Avjy Pvli Rb 2.5 GKi) ch RwgZ Pvlvevì Rb dmj FYi ay mswk
dmj `vqeb (Crop Hypothecation)-Gi wecixZ FY c`vb Kiv hve| Ze 5 GKi (Bz I Avjy Pvli Rb 2.5
GKi)-Gi ewk Rwg Pvlvevì Rb FY c`vbi RvgvbZ MnY Kiv/bv Kivi welqwU evsK/A_vqbKvix
cwZvbmg~n wbRivB cPwjZ kZ evsK-MvnK mcKi wfwZ wbaviY Kie| Kwl I cjx FY Kgm~Pxi AvIZvq
Avq-Drmvix KgKv FY c`vbi Mc/ewMZ MvivwU MnYi welqwU weePbv Kiv hZ cvi|
5.09| FY weZiYi Rb eivKZ GjvKv
jxW evsK cwZi AvIZvq mswk evsK kvLvmg~n Zvì AbyK~j eivKZ BDwbqbmg~n dmjmn Kwli wewfb
LvZ FY c`vb Kie| Ze, Ab evsK kvLvi bvg eivKZ cvkeZx BDwbqbi Kvb AvMnx Ave`bKvixK
mswk kvLvi Abvcwc `vwLj mvc FY c`vb Kiv hve| GRb cvkeZx evsK kvLvmg~ni ga FY
MnxZvì ZvwjKv wewbgq KiZ ne|
GQvov, eZgvb emiKvwi I we`kx evsKmn evsjv`k KvhiZ mKj Zdwmjx evsKi Rb Kwl I cjx FY
weZiY evaZvg~jK nIqvq jxW evsK cwZi AvIZvq h BDwbqb h evsK kvLvi AbyK~j eivKZ mB evsK
kvLv nZ Abvcwc wbq D GjvKvq emiKvwi I we`wk evsKmg~n Kwl I cjx FY weZiY Kie|
5.10| Kwl FY cvk eB
Kwl FY Kgm~Pxi AvIZvq FY c`vbi Rb cvk eB AvekK Ges GZ`&msv we`gvb mKj wbqgKvbyb
h_vh_fve cvjb KiZ ne| bZyb FY MnxZvì AekB cvk eB Bmyi gvag FY weZiY KiZ ne|
DjL _vK h, cvk eBqi weK wnme evsK UgU MnYhvM ne|
15
5.11| dmj Drcv`b cwKv gvZveK h_vmgq FY weZiY

evsK kvLv KZK h_vmgq myyfve FY weZiY, Z`viwK I Av`vq Kvhg cwiPvjbvi j GKwU dmj Drcv`b
cwKv cwiwk O Z mwbewkZ nj| Ze mswk dmji Rb FY weZiYKvj I cwikvam~Px vbxq Aevi
cwZ evsKmg~n wbRivB cwieZb KiZ cvie| Ajf` km ecb/ivcYi Av`k mgqKvji ZviZg I
cvKwZK `yhvMi KviY km ecb/ivcY wejw^Z nj ev cybtivcYi cqvRb nj Zvi Rb hwK mgq ch
FY weZiY Kiv hve|
5.12| wgk dmj/mv_x dmj/ wij Pvl
h me Aj g~j dmji cvkvcvwk GKB mgq GKB RwgZ Ab GKwU mv_x dmj Drcv`b me m GjvKvq
AvMnx KlKìK g~j dmji Rb c` FYi mv_ mv_x dmj Pvli Rb AwZwi FY c`vb Kiv hve| G Rb
cwiwk N Z mv_x dmji FY wbqgvPvi AbymiYhvM| D cwiwk DjL bB Ggb wgk dmj/mv_x dmj/wij
Pvli vbxq DcmnKvix Kwl mmviY KgKZvi mv_ civgkg evsK cqvRbxq eev MnY Kie|
5.13| km egyLxKiY (Crop Diversification)
`kK Lv` Drcv`b `Z ^qi Kiv Ges RbMYi Rb mylg I cywKi Lv` mieivn wbwZKiYi j Avjy,
Wvj, ZjexRRvZ Lv`, fyv BZvwì egyLx eenvi RbMYi ga Rbwcq Kivi Rb km egyLxKiY Kgm~Pxi
gvag D dmjmg~ni Drcv`b ew Kiv GKv cqvRb| evsK/A_vqbKvix cwZvbmg~n Zvì mvaviY FY
Kvhgi cvkvcvwk D jvfRbK dmjmg~n FY c`vb AwaKZi iZ Avivc Kie|
5.14| Gwiqv GvcvP cwZi eenvi
AjwfwK dmj Drcv`b, dmji aib A_vr h GjvKvq h dmj fvj Drcv`b nq mjvK iZ w`q Gwiqv
GvcvP cwZZ evewfwK Kwl FY weZiY KiZ ne| h mKj GjvKvq chv kvK-mewR, cuqvR, Av`v, imyb,
WvjRvZxq km, Kjv, Kgjv, AvMi, cvb-eiR, gwiP, Avjy BZvw` dmj Drcv`b nq, m mKj GjvKvq Hme
dmji Rb chv FY weZiY KiZ ne| G welq cqvRb Kwl mmviY Awaì _K G msv ZvwjKv
msMnc~eK eev MnY Kiv hZ cvi| ZvQvov mswk GjvKvq emevmi gvag AwRZ cZ vb I
AwfZvKI G KvR jvMvZ ne|
5.15| Kwl FYi cavb (core) LvZ FY weZiY
Kwli cavb (core) 3wU LvZ (h_v-km, grm I cvwYm`) Abvb LvZi Pq FY weZiY AMvwaKvi w`Z ne|
5.16| ^Q cwqvq Kwl FY weZiYi eev MnY
cKZ z` KlK Ges eMvPvwliv hvZ mnR Ges mgqgZ ^Q cwqvq Kwl FY wekl Ki km I dmj FY cvb
Zv wbwZ Kivi Rb hZ`~i me BDwbqb chvq vbxq RbcwZwbwa, Kwl mswk KgKZv, wkK Ges Abvb
MYgvb eweMi DcwwZZ Kwl FY weZiY KiZ ne| cqvRb vbxq nvUi w`b mswk evsK kvLvi
KgKZviv Kv Ki Kwl FY msv Z_ cPvi I FY weZiY KiZ cvib|
5.17| dvBbvwqvj BbKzkbi Ask wnme 10 UvKvq Lvjv KlK GKvDUavixìK GKvDU Gi gvag
FY weZiY Ges GKvDU mPj ivLZ Drmvn c`vb
dvBbvwqvj BbKzkbi Ask wnme wewfb evsK 10 UvKvq Lvjv KlK GKvDUi gvag fZywK Rgv QvovI FY
c`vb, mq Rgv I Dvjb, iwgUv Rgv BZvw` ^vfvweK evswKs Kvhg DrmvwnZ KiZ GKvDUmg~n AbwaK
1 j UvKv ch WweU/wWU wwZi jwf KZb iwnZ Kiv nqQ| Kwl FY Kvhg ^QZv evovZ h
mKj KlKi 10 UvKvq Lvjv evsK GKvDU iqQ ZvìK wekl ewZg Qvov D GKvDUi gvag Kwl FY
weZiY KiZ ne| GQvov, KlKì gvS mqx gbvfve Mo ZzjZ G mKj GKvDU RgvKZ A_i Dci mqx
AvgvbZ wnmve c` ^vfvweK my` nvii Pq wKQzUv ewk nvi my` c`vb Kiv hZ cvi| Gme GKvDUK
16
mPj ivLvi Rb Mvgvji un-tapped savings msMn evsKmg~n D`gx f~wgKv cvjb KiZ cvi| Gme
GKvDUi gvag cevmxì cwiZ iwgUv jb`b Kivi RbI KlKìK Dy Kiv hZ cvi| hme
KlKi GB aibi GKvDU iqQ Zviv hw` gqvw` AvgvbZ ivLb Ze ZvìK AvgvbZi 90 kZvsk ch
^vfvweK nvii Pq wKQzUv Kg my`nvi FY c`vb Kiv hZ cvi| DjL, fZywK Rgv QvovI ^vfvweK evswKs
Kvhg 10 UvKvq Lvjv KlK GKvDUmg~n wKfve eeZ nQ m evcvi mswk evsKjv evsjv`k evsK
gvwmK wfwZ weeiYx mieivn KiQ, hv AevnZ _vKe|
5.18| AveZbkxj kmFY mxgv cwZ
Kwl FY weZiYi Aweivg cevn wbwZ Kivi Rb 3 eQi gqvw` GKwU AveZbkxj km FYmxgv cwZ
(Revolving crop credit limit system) cPjb Kiv nqQ| Aweivg dmj Drcv`bi mv_ m KlKMY G
cwZi AvIZvq FY myweav cveb| GB FY weZiYi Rb BZvc~e weZiYKZ mKj km FYi mgy`q my`vmj
Av`vq Ki cybtWKygUkb ewZiKB FY bevqbc~eK cybivq FY gywi I weZiY Kiv hve| `wjjvw` mv`b
h_vme mnRxKiY KiZ ne| FY gywii evsK mswk kvLv eevcKì wbKU gZv AcY (Power
delegate) Kie| FY gywii ci Drcv`b cwiKbv cwieZb KiZ nj Ges FYi Pvwn`v ew cj KlKMY
cybivq evsKi wbKU Ave`b KiZ cvieb| FYi RvgvbZ, FY mxgv, myì nvi BZvw` m^wjZ G xg Kwl
FY bxwZgvjvi AvjvK evsKmg~n wbRivB cYqb Kie|
5.19| Pzwe Drcv`b ev KUv dvwgs (Contract Farming)-Gi mv_ mswk KlKì FY c`vb
Drcv`bKvix KlK Ges en`vKvi Kwl cY eenviKvix cwZvbi ga mgSvZvi wfwZ Pzwe Drcv`b ev
KUv dvwgs eev evRviRvZKiYi LiP Kwgq Avbvi gvag KlKìK Zvì Drcvw`Z cYi bvhg~j (Fair
price) cZ f~wgKv ivLZ cvi| KwlcY cwqvRvZKiY wk, ivwb Ges evowZ fvM Pvwn`v mw nIqvi KviY
wKQz wKQz Kwl cYi KUv dvwgs BZvga ek Rbwcq nq DVQ| Rym, wPcm, PvbvPzi, cvjwU wdW
BZvw` wki mv_ RwoZ D`vvMYK YMZ gvb wVK iL mgqgZ cqvRbxq cwigvY KvuPvgvji mieivn
wbwZ Kivi Dk KlKì mv_ Pzwe Drcv`b eevq evsK FY c`vb Kiv hve|
G Pzwe Drcv`b eevi AvIZvq cKZ KlK Ges Zvi mv_ GKwU ea Pzw mv`b KiZ ne|
PzwwU AekB Kwl cY Drcv`bi c~e mvw`Z nZ ne| G aibi Pzw mv`bi dj KlK dmj Drcv`bi
cqvRbxq DcKiY (hgb-exR, mvi BZvw`) q Avw_K mnvqZv, FY cvwi mnvqZv, DbZ chyw
eenvii myweav, `Zv ewi myhvM, bvhg~j Ges mwVK mgq wecYbi wbqZv cZ cvib|
GQvov, wbw` dmj Drcv`b cwiKbvi AvIZvq dmj Drcv`bi Rb Pzwe KlK chvq A_/Kwl DcKiY
mgqgZ mieivni Dk Kvbv KwlwfwK wkv`vv cwZvbi (iwRvi Ae RqU K KvvwbR G
dvgm KZK iwRwKZ) AbyK~j KUv dvwgs-Gi AvIZvq Kwl FY Ìqv hve| Ze, G KlK I D`vv
cwZvbi mv_ mvw`Z PzwZ gqv`Kvj, Drcvw`Z cYi weeiY, cYi YMZgvb, Pvl cwZ, km mieivn
eev, cYi g~j, A_ cwikva cwZ, exgv eev, BZvw` welq DjL _vKZ ne| DjL h, KwlwfwK
wkv`vv cwZvbi AbyK~j FY c`vbi KwlcY Drcv`bKvix KlKi mv_ mvw`Z Pzwi GKwU Kwc
evsjv`k evsKK mieivn KiZ ne Ges G aibi cwZwU FY c`vbi c~e evsjv`k evsKi mwZ MnY KiZ
ne |
KUv dvwgs-Gi AvIZvq c` FYi KlK chvq cKZ my`nvi (reducing balance cwZZ) wbaviY
evsjv`k evsK KZK Kwl FYi Rb wbavwiZ mevP mxgv chvR ne| wkv`vv cwZvbi AbyKj FY
c`vbi evsK-MvnK mKi wfwZ FYi my`nvi wbaviY Kiv hve| GQvov, DcKvifvMx KlKì
cqvRbxq Z_vejx I wnmve weeiYx mswk D`vv cwZvb KZK msiY KiZ ne Ges Pvwn`vgZ A_vqbKvix
evsKK Zv mieivn KiZ ne|
17
5.20| gvBvwWU ijUix A_vwiwUi Abygv`bcv z`FY cwZvb (MFIs)-Gi mv_ cvUbviwkci
wfwZ Kwl I cjx FY Kvhg
weMZ 2008-09 A_eQi _K emiKvwi I we`kx evsKmn evsjv`k KvhiZ mKj Zdwmjx evsKK Kwl I
cjx FY Kgm~Pxi AvIZvq wbq Avmv nq| h mKj evsKi cjx Aj kvLvi msLv AcZzj Zviv gvBvwWU
ijUwi A_wiwU (GgAviG)-Gi Abygv`bcv z`FY cwZvb (GgGdAvB)-Gi mv_ cvUbviwkci wfwZ Kwl
I cjx FY weZiY Kvhg AskMnY KiZ cvi| m evsKjvK wbgic Kvhg MnY KiZ ne t
K) GgAviGi Abygv`bcv z`FY cwZvbi mv_ cvUbviwkci gvag Kwl I cjx FY weZiYKvix mswk
evsKKB MvnK chvq FY cuQvbvi welqwU wbwZ KiZ ne| AvswkK ev m~Yic z` FY cwZvbi
mv_ cvUbviwkci gvag Kwl I cjx FY weZiYKvix Dfq aiYi evsKi B G ixwZ chvR ne| G
j Kwl I cjx FY weZiYi mv_ mswk evsK Ges z` FY cwZvbi mywbw` Kg cwiKbv Ges gwbUwis
cwZ _vKZ ne Ges mswk evsKKB G evcvi cqvRbxq Z_/weeiYx evsjv`k evsKK mieivn KiZ
ne|
L) GgGdAvB nZ FYi cwigvY, MvnK chvq FYi mve AvKvi Ges FY MnxZvi msLv, gqv`Kvj, eenvi
(LvZ-DcLvZ), KlK/MvnK chvq chvR my`nvi, cK GjvKv (Rjv, DcRjv) BZvwì DjLmn GKwU
mywbw` FY cvebvi wfwZ mswk evsK ZvìK A_vqbi welq weePbv Kie Ges mswk
gywic/Pzwc G evcvi my DjL _vKZ ne|
M) mswk z`FY cwZvbi mv_ cvUbviwkci wfwZ Kwl I cjx FY weZiYi c_gevi A_ Qvoi
Ave`bi mgq A_vqb mswk Z_ h_v-FY MnxZvi msLv, gqv`Kvj, eenvi (LvZ-DcLvZ), KlK/MvnK
chvq chvR my`nvi, cK GjvKv (Rjv, DcRjv) BZvwì mgw^Z Z_ mswk evsK mieivn Kie Ges
cieZxZ cwZevi cybivq A_ Qvoi Ave`bi c~e MnxZ A_vqb cKZB Kwl I cjx FY Kvhg
eeZ nqQ gg GKwU cZqbc mswk evsK mieivn Kie|
N) evsK KZK z`FY cwZvbK A_ Qvo Kivi ci D A_ KlK/MvnK chvq weZiY nevi ciB Kejgv Zv
mswk evsKi Kwl I cjx FY weZiY wnme evsjv`k evsKi wbKU MY ne|
O) Kwl I cjx FY weZiY jgvvi 60 kZvsk km/dmj LvZ weZiYi evcvi h wb`kbv Ìqv iqQ Zv
ARb AvswkK ev m~Yic z`FY cwZvbi mv_ cvUbviwkci gvag Kwl I cjx FY weZiYKvix
evsKmg~nmn mswk evsKK mP _vKZ ne| G cqvRb mswk z`FY cwZvbK `vwi` wegvPb
I Avq Drmvix KgKv FY weZiYi cvkvcvwk km/dmj LvZI FY weZiY AskMnY KiZ ne|
5.21| Kwl I cjx FY weZiY I Av`vq Kvhg cwiPvjbvq cqvRbxq jvKej wbqvM
Kwl FY weZiY I Av`vq Kvhg wbweo Z`viwKagx| cvqB AwfhvM cvIqv hvq h, evsKjvZ Rbeji Afve
Kwl FY weZiY I Av`vq weN NUQ; c` FYi menvi hvPvB KiZI mgmv nQ| G mgmv wbimb kvLv
chvq cqvRbxq msLK jvKej wbqvMi Rb evsKjv cqvRbxq eev MnY KiZ cvi|
wbqwgZfve wbqvM `qv me bv nj KvR bB, eZb bB (no work, no pay) wfwZ mvgwqKfve cqvRbxq
jvKej wbqvM Kiv hZ cvi| GQvov, h mKj evsKi kvLv/Rbeji mxgveZv iqQ m mKj evsK Zvì
Kwl I cjx FY weZiY I Av`vq Kvhg cwiPvjbvi MvnK wbevPb, FY cve ZwiKiY, g~jvqb, gywi, FY
weZiY, gwbUwis, Av`vq BZvw` msv KvR Kvb Kvvbx/cwZvbK GRU/BUviwgwWqvwi wnme eenvi
KiZ cvie|
6.0| Kwl I cjx FY Kgm~Px
Kwl I cjx FY Kgm~Pxi AvIZvq dmj Drcv`bmn cjx Aji wewfb LvZ FY c`vbi Rb wbgv bxwZgvjv
AbymiY KiZ ne t
18
6.01| Kgm~Pxi AvIZvfy LvZ/DcLvZmg~n

Kwl I cjx FY Kgm~Pxi AvIZvfy LvZ/Dc-LvZmg~n wbgic t
km/dmj (avb, Mg, Wvj, ZjexR BZvw`mn cwiwk-M Z DwjwLZ mKj dmj);
grm m`;
cvwYm`;
Kwl hcvwZ (eenviKvix chvq c` FY);
mP hcvwZ (eenviKvix chvq c` FY);
km`vg I evRviRvZKiY (aygv wbR^ Drcvw`Z dmj `vgRvZKiY I evRviRvZKiY);
`vwi` wegvPb I Avq Drmvix KgKv (cjx Aji `wi` RbMvwi Avq Drmvix KgKv c` FY);
Abvb (FY wbqgvPvi DwjwLZ nqwb Ggb AcPwjZ dmj Pvl/KwlZ c` FY)|
^ I ga gqvw` FYi AvIZvq wewfb LvZ mve dmj, grm, cvwYm`, Kwl hcvwZ BZvw` cwiwk K Z
mwbewkZ njv| DjL, KwlwfwK wk LvZ Kwl I cjx FYi Afy bq|
6.02| FY wbqgvPvi I FYi cwigvY wbaviY
Kwl I cjx FY bxwZgvjvi myz evevqb Kwl gYvjqi Aaxb Kwl mmviY Awaì nZ cv wewfb dmjwfwK
Kwl DcKiY eve` LiPi wfwZ cYxZ FY wbqgvPvi Abyhvqx GKi cwZ wbavwiZ FYi cwigvY,
kwYwebvm/wgk dmj/mv_x dmj/wij PvlwfwK evwlK Drcv`b cwiKbv, dmj ecb Ges msMn gmyg Abyhvqx
dmj Drcv`b cwKv I FY cwikvam~Px (h_vg cwiwk-M, N I O) evsK I A_vqbKvix cwZvbmg~ni
AbymiYi Rb GZ`&m mshy Kiv nj |
DjL, KlKì cKZ Pvwn`vi wbwiL FY wbqgvPvi dmjwfwK wbavwiZ FYi cwigvY 10 kZvsk ch ew/nvm
Kiv hve| wbR^ gvwjKvbvaxb RwgZ Pvlvevì Rb wbqgvPvi ewYZ Rwgi fvov chvR ne bv|
6.03| Kwl I cjx FY weZiYi jgvv wbaviY I evevqb
evsKjv Zvì kvLv/GgGdAvB-Gi mv_ AvjvPbvi wfwZ Kwl I cjx FY weZiYi LvZIqvix jgvv
wbaviY Kie| ivxq gvwjKvbvaxb evwYwRK I weklvwqZ evsKjv eiveiB Kwl I cjx FY weZiY DjLhvM
jgvv wbaviYc~eK G LvZ FY weZiY gyL f~wgKv cvjb Ki AvmQ| Kwl I cjx FYi cwigvY I AvIZv
evovZ ivxq gvwjKvbvaxb evsKmg~ni G f~wgKv AevnZ ivLvi cvkvcvwk emiKvwi I we`kx evsKjvi GKwU
b~bZg gvvq AskMnY cqvRb|
Kwl I cjx LvZ emiKvwi I we`kx evsKi b~bZg AskMnY wbwZ Kivi gvag cqvRbxq cwigvY FY I
AwMg mieivn Ki G LvZ KvwZ cew ARbi cvkvcvwk `ki Lv` wbivcv Rvi`vi Ges AfixY
A_bxwZK kwkvjx Kivi Dk emiKvwi I we`kx evsKjvi Kwl I cjx FY weZiYi jgvv wbaviY I
Zv ARbi welq wbgic bxwZgvjv AbymiY KiZ ne t
K) gvV chvq Kwl I cjx FYi Pvwn`v, G LvZ FY weZiY evsKi mvg_ I `Zv, evsKi gvU FY I AwMgi
cwigvY Ges c~eeZx A_eQi G LvZ evsKi wbavwiZ jgvv I ARb weePbvq wbq evsKjv cZK
A_eQii Kwl I cjx FY weZiYi GKwU hywmZ jgvv wbaviY Kie| Ze GB jgvv c~eeZx
A_eQii 31 gvP ZvwiLi AevwfwK gvU FY I AwMgi 2.5 kZvski Pq Kg ne bv|
L) Kwl I cjx FY weZiYi jgvv kZfvM ARbi ^v_ cZK evsK gvwmK wfwZ ^-^ evsKi
AvbycvwZK jgvv ARbi AMMwZ chvjvPbv Kie| Kvbv gvwmK AvbycvwZK jgvv AwRZ bv nj,
AbwRZ Ask mswk evsK cieZx gvwmK evsjv`k evsK GK eQii Rb Rgv KiZ cvi|
19
M) A_eQi kl Kvbv evsKi Kwl I cjx FY weZiY jgvv ARb KiZ bv cvij, AbwRZ Aski
mgcwigvY A_ evsjv`k evsKi wbKU GK eQii Rb Rgv ivLZ ne| Ze evsKi gvU Kwl I cjx FY
weZiY jgvv hvB nvK bv Kb, Zvì gvU Kwl I cjx FY weZiY c~eeZx A_eQii 31 gvP ZvwiLi
Aev wfwK gvU FY I AMxgi 2.5 kZvsk ev Zvi ewk nj Zvì cwZKvig~jK G eev chvR
ne bv|
N) evsjv`k evsK Dchy Dcvq RgvKZ A_i Ici evsK nvi (eZgvb 5%) my` c`vb Kie|
O) Dchy cwZKvig~jK eev MnYi evsKjv KZK evsjv`k evsK `vwLjKZ Kwl I cjx FY weZiYi
weeiYxi mwVKZv hvPvB Ki bqv ne|
P) Kvbv evsKi FY I AwMg c`vbi evcvi evsjv`k evsKi c_K wb`kbv _vKj mB evsKi ev wekl
Kvbv KviY Kvbv wbw` evsKi A_ Rgvi Dciv evaevaKZv wkw_j Kiv hZ cvi|
6.03.1| km I dmj FYi Rb A_ eiv
2012-13 A_eQii Kwl I cjx FY Kgm~Pxi Aaxb evsKjv KZK cvwjZ gvU jgvvi b~bZg 60 kZvsk
km I dmj FY LvZ weZiY KiZ ne|
6.04| grm m` LvZ FY c`vb
6.04.1| grm Pvl FY c`vb
eZgvb grm Pvl GKwU jvfRbK LvZ wnme weewPZ nQ| `ki A_bwZK Dbqbi cvkvcvwk cvwYR Avwgli
NvUwZ c~iYi j wPswo Pvl I grm Pvl mmviY GKv Acwinvh| gvQi iYy Drcv`b, cvq Aejy `kx gvQ
(K, gvi I wks), iB RvZxq gvQ, gbvm Zjvwcqv, cvvm, cve`v BZvw` Pvl, Ni evM`v wPswo Pvl BZvwì
Rb FY c`vb KiZ ne| miKvii grm Pvl bxwZgvjvi AvjvK cvwZvwbK Drm _K FY mieivni Dk
evsK/Avw_K cwZvbjv wbRivB vbxq cwiwwZZ grm Pvli mveZv hvPvB Kie Ges cqvRb vbxq grm
KgKZvì mv_ civgk Ki FYi cwigvY, weZiYKvj, FYi gqv` I cwikvam~Px wbaviY Kie| G
cqvRbeva grm Awaì KZK cKvwkZ gvQ Pvli civgkc Abymvi FYi cwigvY, weZiYKvj, FYi gqv`
I cwikvam~Px wbaviY Kiv hve| BRviv cyKzi gvQ Pvli cyKzi eKxi cwieZ BRviv g~jK iZ w`q
grm Pvl LvZ FY c`vb Kiv hZ cvi|
6.04.2| DcK~jxq grmRxexì gvQ aivi mivg q FY c`vb
`ki DcK~jxq Aj vqxfve emevmiZ DcK~jxq grmRxexì gvQ aivi Ujvi, bKv, Rvj I Abvb
mivgvw` q/msMni Rb Zvì AbyKzj AwaKZi mnR kZ ^/`xNgqv`x FY weZiY evsK/Avw_K
cwZvbjv KvhKi eev MnY Kie| GQvov QvU QvU eemv, wekl Ki-gvQ aiv, grm Pvl, uUKx gvQ
Drcv`b Gi mv_ RwoZì cqvRb Abyhvqx cyuwR mieivn Kiv hZ cvi| DcK~jxq grmRxexìK cqvRb
McwfwZ FY myweav c`vb Kiv hZ cvi|
6.04.3| Rjvkq/Rjgnvj/nvIi grmPvl FY c`vb
evsK/Avw_K cwZvbjv Rjvkq/Rjgnvj/nvIi `jwfwZ grm Pvli Rb grmRxexì FY c`vb KiZ
cvie| miKvi KZK grm Pvli Dci AwaK iZ Avivci cwZ grm Pvli Rb FY c`vb ewi j
evsKjv cqvRbxq c`c MnY Kie Ges evcK cPviYvi gvag welqwU RbMYK AewnZ Kie|
grmRxexiv hvZ FY cvwi gvag ^vej^x nZ cvib m welq Zvì DchvMx cvWv Dveb Ki FY weZiY
KiZ ne|
20
6.04.4| LuvPvq gvQ Pvl FY c`vb

mvwZK mgq chywMZ DrKlZvi KviY LuvPvq gvQ Pvl cwZ Avgvì `k Rbwcq nq DVQ| wewfb aibi
Rjvkq wbqwZ cwiek DchvMx AvKvii LuvPv vcb Ki AwaK NbZ evwYwRKfve gvQ Drcv`bi chyw
njv LuvPvq gvQ Pvl| mwZ Puv`cyi Rjvi WvKvwZqv b`xZ _vBjvi chyw AbyKiY LuvPvq gvQ Pvl
memvaviYi `w AvKlY KiQ| grm m` LvZi DcLvZ wnme LuvPvq gvQ Pvl Kgm~PxZ evsKjv FY
c`vb KiZ cvi| G vbxq grm Pvwl, grm Awaìi KgKZvì mv_ civgk Ki FYi cwigvY,
weZiYKvj, gqv`, cwikvam~Px I RvgvbZ welq evsKjv wbRivB wmv MnY Kie|
6.04.5| DcKjxq GKvqvKvjPvi LvZ FY c`vb
Avgvì DcKyjxq grm Pvl aygv wPrwo Pvl mxgve iqQ| evsjv`ki DcKyjxq Aj mvebvgq Aviv
AbK grm cRvwZK GKvqvKvjPvi Gi AvIZvq Gb Zv ivwb Ki e`wkK gy`v ARb me| G
Kv`vgvwUi KvuKov Pvl, KuvKov gvUvZvRvKiY (crab fattening), fUwK I evUv RvZxq gvQ Pvli mvebvK KvR
jvMvbv hZ cvi| DcKyjxq GjvKvi evsK kvLvmg~n vbxq grm Pvwl I grm Awaìi KgKZvì mv_
civgk Ki FYi cwigvY, weZiYKvj, gqv`, cwikvam~Px I RvgvbZ welq wmv MnYc~eK GLvZ FY c`vb
KiZ cvi|
6.05| cvwYm` LvZ FY c`vb
evsjv`ki RvZxq A_bxwZZ cvwYm` LvZ MyiZc~Y f~wgKv cvjb Ki| wK eZgvb `k cqvRbi Zyjbvq
gvsm I `y mieivni cwigvY AcZyj| cvwYm` Dbqbi j miKvii cvwYm` bxwZgvjvi evevqb I
Dk ARb evsK/Avw_K cwZvbmg~nK cvwYmì cPwjZ wbgewYZ LvZ/DcLvZmg~n FY weZiYi
cqvRbxq eev MnY KiZ ne t
6.05.1| Mevw` c
K) nvji ej` q, `y Lvgvi vcb, QvMj/fovi Lvgvi vcb, Mi gvUvZvRvKiY BZvw`Z FY c`vbi
cqvRbxq eev evsK MnY Kie|
L) Mii cvkvcvwk gwnl cvjb GKwU jvfRbK LvZ| Mii gZv gwnl nZI `ya I gvsm cvIqv hvq| cvkvcvwk
nvjPvl Ges MvgxY cwienYI gwnli h_ iZ iqQ| cwiekMZ Ges c_vMZ KviY evsjv`ki Pivjmn
h mKj GjvKvq gwnl cvjb jvfRbK m mKj GjvKvq gwnl cvjbi Rb cqvRbxq FY c`vb Kiv hZ cvi|
M) evsKi wbR^ cwkY cv Awdmvi ev GKRb fUwibvix wPwKrmK KZK mgq mgq Mi/QvMji Lvgvi
cwi`kbi eev Kiv hZ cvi| D cwi`kb cwZe`bi AvjvK `Z cqvRbxq eev MnYi Rb MvnKì
evsK kvLvi gvag cqvRbxq civgk `qv hZ cvi|
Dchy LvZmg~n FY c`vbi Rb FYi cwigvY I gqv` wbicY Ges cwikvam~Px cYqbi evsK/Avw_K
cwZvbjv wbRivB Ges cqvRbeva vbxq cvwYmc` KgKZvì mv_ civgk Ki cqvRbxq eev MnY
Kie|
6.05.2| mgw^Z Mi cvjb (Mvfx cvjb/Mi gvUvZvRvKiY) I evqvMvm cvU vcb
evsjv`ki MvgxY cvwievwiK cwiek 4wU Mi Ges GKwU evqv-WvBRvi mg^q QvU AvKvii Mii Lvgvi
AZ KvhKi Ges evwYwRKfve jvfRbK gWj wnme weewPZ nZ cvi| Gi gvag MvgxY Aj AbK
`wi` bvix cyili Kgmsvb mwi cvkvcvwk cwZw`b Mo cvq 17 wjUvi `ya (Mvfx cvjbi ), 100 NbdzU
evqvMvm I 100 KwR Remvi cvIqv me| mgw^Z Mi cvjbi (Mvfx cvjb/Mi gvUv ZvRvKiY) G gWjK
Rbwcq KiZ G LvZ evsK/A_vqbKvix cwZvbjv wbR^ FY wbqgvPvi I SuywK weklYc~eK FY c`vb Kie|
21
6.05.3| cvjwU LvZ

wWg I gvsm mieivni gvag `ki cvwUb NvUwZ c~iY cvjwU LvZ GKwU iZc~Y f~wgKv cvjb KiQ|
BZvga wbRi GKwU Aevb Zwi Ki bqv cvjwU wki evKIqvW Ges diIqvW wjR KgKv Kgmsvb
mwi cvkvcvwk evsjv`ki RvZxq A_bxwZZ MyiZc~Y f~wgKv cvjb KiQ| eZgvb `k wWg I gvsmi Pvwn`vi
Zyjbvq mieivni cwigvY AcZyj| cvjwU LvZi Dbqbi gvag miKvii cvwYmc` bxwZgvjvi evevqb I
Dk ARbi j evsK/Avw_K cwZvbmg~nK cvwYmì cPwjZ wbgewYZ LvZ/DcLvZmg~n FY weZiYi
cqvRbxq eev MnY KiZ ne t
K) nuvm-gyiwMi Lvgvi vcb Ges nuvm-gyiwMi Lv`, wUKv, Jlac q BZvw` LvZ FY c`vb Kiv hZ cvi|
GQvov Kvqj, LiMvk, wMwbwcM BZvwì wewfb jvfRbK Lvgvi vcbi Rb FY c`vb Kiv hZ cvi| cvjwU
LvZ FY c`vbi Kvhg GKwU wbw` GjvKvq K`xfZ bv iL fMwjK Aevb wbwekl `ki wewfb Aj
G LvZ FY c`vbi cPv MnY Kiv hZ cvi|
L) cwiekMZ Ges c_vMZ KviY evsjv`ki wej Ges Rjv GjvKvmn h mKj GjvKvq cvwievwiK D`vM nuvm
cvjb jvfRbK m mKj GjvKvq nuvm cvjbi Rb cqvRbxq FY c`vb Kiv hZ cvi|
M) cvjwU eR _K evqvMvm I we`yr Drcv`b Kiv hZ cvi|
Dchy LvZmg~n FY c`vbi Rb FYi cwigvY I gqv` wbicY Ges cwikvam~Px cYqbi evsK/Avw_K
cwZvbjv wbRivB Ges cqvRbeva vbxq cvwYmc` KgKZvì mv_ civgk Ki cqvRbxq eev MnY
Kie|
6.06| mP hcvwZ I Kwl hcvwZ LvZ FY c`vb
`ki wewfb GjvKvq cvwbi Afve Ges nvji ejì ^Zvi KviY Pvlvev` evnZ nQ| G cwZ `k
Pvlvev` cwZ hvwKxKiYi Dk Ges cvKwZK Drm nZ cv cvwbi Ici wbfikxjZv Kwgq mgqgZ dmj
Drcv`b wbwZKiYi Rb Mfxi/AMfxi/nPvwjZ bjK~c, UWj cvc BZvwì Rb eenviKvix chvq FY
c`vbi eev KiZ ne|
wevbmZ Pvlvev` cwZi gvag dmj Drcv`b ewi j Kwl hcvwZ hgb-Uvi, cvIqvi wUjvi, evwi wmWvi
(exR ecb h), evwi DBWvi (AvMvQv wbovwb h), AUvgwUK wmWwjs bvmvwi gwkb BZvw` DcLvZ eenviKvix
chvq cqvRbxq FYi mieivn wbwZ KiZ ne| GZ`&wfb, mvii AcPq iva, Drcv`b LiP nvm Ges Gi
wecixZ Drcv`b ewi ^v_ evsKmg~n `vbv`vi/wU BDwiqv Zwii gwkb cZKvixì FY c`vb weePbv KiZ
cvie Ges Zgb evsKjv Kwl mcmviY wefvMi KgKZvì civgk MnY KiZ cvi|
G cm DjL h, aygv eenviKvix chvq mP hcvwZ I Kwl hcvwZ LvZ c` FY Kwl FY wnmve MY
ne|
6.06.1| dmj KvUv/gvovBqi h (Harvester) LvZ FY c`vb
cvKwZK `yhvM Ges Abvb KviY cvKv dmj Ni DVvZ `wi nj AbK mgq KlKMY wZi myLxb nb| dmj
KvUv/gvovBqi h (Harvester) G mgmv gvKvwejvq KlKK ejvsk mvnvh KiZ cvi| evsjv`k avb MelYv
BbwwUDU GB aibi ek wKQz h Dveb KiQ (hgb-cvIqvi _mvi, cvIqvi BDbvbqvi I Wvqvi BZvw`)|
Kwl h wnme dmj KvUv/gvovBqi h eve` Kwl FY weZiY KiZ ne| KlKi ^v_ cZK evsK nZ dmj
KvUv/gvovBqi h (Harvester) LvZ FY weZiYi D`vM wbZ ne|
22
6.06.2| mikw PvwjZ mP h q FY c`vb

mPh PvjvZ mvaviYZ we`yr eeZ nq _vK| h mKj GjvKvq we`yr bB mLvb mvaviYZ wWRjPvwjZ mP
h eenvi Kiv nq _vK| A_P mikw eenvi KiB mPi KvR Kiv me| Kbv gmyg, hLb cPzi iv`
IV Ges Z Zv/Liv `Lv `q ZLbB mvaviYZ mPi cqvRb co| mB mgq mikw PvwjZ mP hi
gvag RwgZ mP c`vb Kiv me| elv gmyg ev gNjv AvenvIqvq mPi cqvRb cobv ejjB Pj|
mikw PvwjZ mP h cvq 20 eQi eenvi Kiv hvq, dj cv_wgK eq wKQzUv ewk njI cKZ A_ Zv mvkqx|
evsKjv G aibi mP h q wKQzUv `xNgqv` Kwl FY c`vb KiZ cvi|
6.07| km/dmj `vg I evRviRvZKiY LvZ cKZ KlKìK FY c`vb
km/dmj IVv/KvUvi gmyg Kwl cYi `vg AbK mgq nVvr Kg hvq, dj Drcv`bKvix KlK bvhg~j nZ
ewZ nb| cvi, gybvdvjvfx eemvqx/dwoqviv jvfevb nq| G Aev Gwoq KlK chvq (mvaviYfve mevP
5 GKi Ges Avjyi mevP 2.5 GKi RwgZ) Drcvw`Z cYi bvhg~j wbwZ KiZ `vgRvZKZ Kwl
cYi wecixZ cKZ KlKK FY c`vb KiZ ne, hvZ myweavgZ mgq cY wew Ki Drcv`bKvix KlK cYi
bvhg~j cZ cvib|
miKvi/miKvwi cwZvbi gvwjKvbvaxb cwiZ/AeeZ `vg, cqvRb Rjv/DcRjv KwlFY KwgwUi D`vM
msvi Ki vbxq eevcbvi gvag km `vg wnme eenvi Kiv nj D `vg `vgRvZKZ kmi wecixZ
km `vg I evRviRvZKiY LvZ FY c`vb Kiv hZ cvi|
6.08| DPg~j dmj (High Value Crops) LvZ FY c`vb
Gwkqvb Dbqb evsK (GwWwe) KZK c` eYbvbyhvqx DPg~j dmj ejZ GKi cwZ Drcvw`Z MZvbyMwZK eviv
(kxZKvjxb) avbi Zzjbvq AwaK jvfRbK Ges AwaK evRvi mvebvgq dmjK eySvq| DPg~j dmj ejZ
mvaviYZ djg~j, iKgvwi dzj, m`heaK I Jlwa Ymb MvQMvQov, Wvj, ZjexR I gmjv RvZxq dmj
BZvw`K eySvq| DPg~j dmj LvZ FY c`vbi Rb evsKjv cqvRbxq eiv ivLe Ges FY weZiY Kie|
wekl wekl mewR (Kijv, jvD, eb, euvavKwc, MvRi, dzjKwc, eiewU, mxg, gUiwU, Xuok, cUj, Avjy, wgw
Kzgov, UgUv), dj (Kjv, jey, cqviv, eiB, wjPz, Avg, cc, ZigyR), gmjv (Av`v, imyb, cuqvR, gwiP, njy`),
ZjexR (Ddkx m~hgyLx I wPbvev`vg) Ges cvjvDi (myMw) Pvj, Ddkx fyv, gyM Wvj BZvw` DPg~j dmj
wnme weewPZ|
6.09| wUmy KvjPvi LvZ FY c`vb
wUmy KvjPvi chyw eenvi Ki `kB ^ eq Avjy, ewi I Bzmn wKQz wKQz dj I dzj MvQi DbZgvbi
exR/Pviv Drcv`b Kiv me| wUmy KvjPvi LvZ wewbqvM g~jZ cuywRNb njI Zv wKQzUv mvkqx g~j DbZgvbi
exR/Pviv mieivni gvag KlKi DcKvi AvmZ cvi| wewbqvM SuywK chvjvPbvc~eK Kwl FYi AvIZvq wUmy
KvjPvi LvZ evsKjv FY c`vb KiZ cvi|
6.10| cvU Pvl LvZ FY c`vb
cvU Pvl evsjv`ki iqQ `xNw`bi HwZn| mwZ cvUi Rxeb inm (genome sequence) AvweZ nqQ,
hvi dj cvU exRi YMZ gvb, cyw, Auvk Drcv`b, ivM cwZiva gZv, eo DVvi Aev BZvw` Z_ Rvbv
me nqQ| GwU cvU Pvli hyMvKvix f~wgKv ivLe| Gi gvag Kg cvwbZ cvU cPvbv, ivM I AvMvQv
23
cwZivax, jeYvZv mnbkxj Ges DbZ Avuk Drcv`bKvix RvZ Dveb Ki Zv A LiP KlKi wbKU mieivn
Kiv hve ej wevbxiv Avkv KiQb| evsjv`ki AvenvIqv cvU Pvli DchvMx nIqvq cw_ex Ryo evsjv`kx
cvUi evcK Pvwn`v iqQ| cvU Pvli h bZzb mfvebv mw nqQ ZvK KvR jvMvbv cqvRb|
mZKviY, evsjv`ki h me Aj cvU Pvl nq m me Aj cvU Pvl, Pvli mivg q LvZ evsKjv
mnR kZ FY c`vb KiZ cvi|
6.11| Iqjcvg Pvl FY c`vb
Avg`vwb wbfi fvRZji Pvwn`v gUvbv Ges e`wkK gy`v mvkq bZzb KwlcY wnme evsjv`k Iqjcvg
Pvl wekl f~wgKv ivLZ cvi| cvnvwo GjvKvmn `ki 27wU Kwl Aj Iqjcvg Pvli Rb LyeB DchvMx|
eZgvb `ki Kvb Kvb GjvKvq Iqjcvg MvQ ivcY Kiv njI evwYwRK wfwZ GLbI Iqjcvg Pvl nQ
bv| Ze, evsK _K Avw_K mnvqZv cj KlKMY evwYwRK wfwZ Iqj cvg Pvl AvMnx neb| Iqjcvg
Pvl AvMnxìK evsKjv Kwl FY weZiY KiZ cvi|
6.12| bvmvwi vcbi Rb FY
`k giKiY cwqv iva Ki mvweK cwiek msiYi Rb miKvii evcK eivcY Kgm~Px Ges MvgxY I
mvgvwRK ebvqb Kgm~Pxi cwZ MvQi Pvivi wecyj Pvwn`v c~iYi wbwg evwYwRK wfwZ emiKvwi LvZ
bvmvix vcb Kivi Rb cqvRbxq FY mieivn Kivi j evsK/Avw_K cwZvbjv h_vh_ eev MnY Kie|
evwYwRKfve dyj I dj Pvl Ges Gì exR Drcv`b Ges evnvix Dw`, KvKUvm I AwKW Pvli RbI Pvwn`v
Abyhvqx FY c`vb Kiv hve| Gme LvZ FY c`vbi Rb cqvRb D`vbZwe` I eb wefvMi KgKZvì mv_
civgk Ki evsKjv wbRivB FYi cwigvY, gqv` I cwikvam~Px wbaviY KiZ cvie|
6.13| wekl/AMvwaKvi LvZmg~n
6.13.1| wbw` dmji Rb iqvwZ my`nvi FY weZiY
`k Wvj, ZjexR, gmjv RvZxq dmj I fyvi cPzi Pvwn`v _vKv mI Drcv`b m Abyhvqx h_ bq weavq G
me cY Avg`vwb eve` cwZ eQi cPzi e`wkK gy`v eq nq| G aibi dmj PvlK Drmvn w`Z Ges G LvZ FY
weZiY ivxq gvwjKvbvaxb evwYwRK I weklvwqZ evsKjvi cvkvcvwk emiKvwi evwYwRK I we`kx
evsKjvK Drmvn w`Z miKvii my` wZc~iY myweavi AvIZvq 2011-12 A_eQii 01 RyjvB _K Wvj,
ZjexR, gmjv RvZxq dmj I fzv Pvli Rb c` Kwl FYi Ici KlK chvq we`gvb my`nvi 4 kZvsk wbaviY
Kiv nq|
ivxq gvwjKvbvaxb evsKjvi cvkvcvwk emiKvwi evwYwRK I we`kx evsKjv Zvì evwlK Kwl I cjx FY
jgvvi AvIZvq evsjv`k evsKi gvag miKvii 6 kZvsk nvi my`wZ c~iY myweavi AvIZvq Wvj, ZjexR
I gmjv RvZxq dmj I fyv Pvli Rb FY weZiY KiZ cvie| m my`wZ eve` c` 6 kZvsk wnmve
bqvi ciI Kvbv evsKi wKQzUv my` wZ nj D AskwU mswk evsKi mvgvwRK `vqeZv (wmGmAvi)-Gi
AvIZvq MY Kiv ne|
miKvii my` wZ c~iY myweavi AvIZvq Wvj, ZjexR, gmjv RvZxq dmj I fzv Pvli Rb 4 kZvsk iqvwZ
my`nvi Kwl FY Kvhg evevqbi myweav_ g~j AbymiYxq welqjv wbg Ìqv njv t
FY weZiY I Av`vq
(1) wbgv dmjmg~ni 4 kZvsk nvi my` A_vqb myweav chvR net
K) Wvj RvZxq dmj t gyM, gi, Lmvix, Qvjv, gUi, gvlKjvB I Aoni|
L) ZjexR RvZxq dmj t mwilv, wZj, wZwm, Pxbvev`vg, m~hgyLx I mqvweb|
M) gmjv RvZxq dmj t Av`v, imyb, cuqvR, gwiP, njy` I wRiv|
N) fyv|
24
(2) DwjwLZ dmj Pvli Rb iqvwZ my` FY weZiY I Av`vqi wbgv wbqgvejx AbymiY KiZ ne t
K) GKi cwZ Drcv`b LiPi wfwZ FYi mevP I mewbg cwigvY, FY weZiYi gImyg BZvw` wbaviYi Rb
evsjv`k evsK KZK cwZ A_eQii iZ RvixKZ Kwl I cjx FY bxwZgvjv I Kgm~PxZ DwjwLZ FY
wbqgvPvi chvR ne|
L) cKZ FY Pvwn`vi AvjvK evsKmg~n iqvwZ myì Rb DwjwLZ dmj Pvli Dk c`q FYi evwlK
jgvv wbaviY Ki eQii iZB mswk kvLvmg~nK h_vh_ wb`kbv Rvwi Kie Ges jgvv Abyhvqx
FY weZiY wbwZ Kivi Rb kvLvmg~ni FY weZiY AMMwZi Z`viwK eev ceZb Kie|
M) Kwl FYi Rb evsjv`k evsK KZK RvwiKZ eZgvb AbymZ Abvb bxwZgvjv hgb KlK cwZ FYi mevP
mxgv, RvgvbZ, Ave`bc MnY I cwqvKiYi mgqKvj, FY MnxZvi hvMZv wbicY, cvm eBqi eenvi,
FY weZiY, FYi menvi, Z`viwK I Av`vq BZvw` G me dmji I h_vixwZ AbymZ ne|
iqvwZ my` weZiYKZ FYi wecixZ evsKjvi Avw_K wZc~iY
(1) evsKjv iqvwZ my` weZiYKZ FYi Av`vqKZ/mg^qKZ FY wnmvemg~ni wecixZ mswk eQi mgvwi
01 (GK) gvmi ga evsjv`k evsKi wbKU 6 kZvsk nvi my` wZc~iYi Ave`b ck Kie| D
Ave`bi m Zvì weZiYKZ FYi wevwiZ Z_ hgb-gvU FY MnxZvi msLv, FY gywii mgqKvj,
weZiYKZ FYi gvU cwigvY, iqvwZ my` Aivci dj gvU Avw_K wZi cwigvY BZvw` m^wjZ GKwU
weeiYx `vwLj Kie| my` wZ c~iYi Ave`b cvwi GK gvmi ga evsjv`k evsK Zv hvPvBc~eK mswk
evsKi AbyK~j Zv c~iYi eev Kie|
(2) evsjv`k evsK èPqb (random sampling) wfwZ iqvwZ nvi hvM ej `vexKZ FYi b~bc 10
kZvsk FY KBm miRwgb hvPvB Kie Ges hvPvBKZ FYi ga h cwigvY FY wbqgvbyhvqx c`q nqwb
ej cgvwYZ ne Zvi kZKiv nvi wbYq Ki Zv cyiv `vexKZ FYi Ici KvhKic~eK cKZ wZc~iY wbaviY
Kie| GB wnmvei wfwZ evsjv`k evsK Zvi wbR^ Znwej nZ evsKjvi my` wZi A_ cwikva Ki
A_ gYvjqi gvag Zv cybfiYi eev Kie|
(3) FY weZiYKvix kvLvmg~n iqvwZ my` weZiYKZ FY MnxZvì ZvwjKvmn GZ`msv hveZxq Z_ hgb
gvU FY MnxZvi msLv, FY MnxZvi wVKvbv, Rwgi cwigvY, FY gywi I weZiYKZ FYi cwigvY, FYi
gqv`, mg^qi ZvwiL BZvw` msiY Kie hvZ Ki cqvRbeva wZc~iYi A_ cybfiYi c~e
evsjv`k evsK KZK Zvi h_v_Zv hvPvB Kiv me nq| GQvov FY weZiYKvix kvLvmg~n GZ`&msv hveZxq
Z_ weeiYx AvKvi ^ ^ evsKi cavb Kvhvjq vwcZ wekl FY gwbUwis mj-Gi wbKUI ciY Kie|
(4) wbavwiZ dmj Pvl cKZ Pvwlì AbyK~j iqvwZ my` c` FYi menvi wbwZKiYv_ AvjvP FY
weZiY AskMnYKvix evsKjv djcm~ Z`viwKi hveZxq c`c MnY Kie|
(5) gywii mgq wbavwiZ gqvì mv_ Mm wcwiqW 6 (Qq) gvm ew Ki c` FYi wZc~iYi cwigvY
wbiwcZ ne| wbavwiZ gqv` kl Kvb FY m~Y ev AvswkK Abv`vqx _vKj Zvi Ici iqvwZ my` chvR
ne bv| gqv`vxY eKqvi Ici evsKi wbavwiZ ^vfvweK my` nviB FY weZiYi ZvwiL nZ chvR ne|
(6) Dchy eevi Aaxb FY weZiY Ges my`mn h_vwbqg Av`vq Kivi Rb Z`viwK Rvi`vi KiZ ne|
(7) 4 kZvsk nvi weZiYKZ FYi menvi hvPvBqi Dk G LvZ FY MnYKvix KlKì ZvwjKv evsK
vbxq Kwl mmviY KgKZv/DcmnKvix Kwl mmviY KgKZvK mieivn Kie| FYi menvi nqwb ej
Kvb KlK mK Kwl mmviY KgKZv/DcmnKvix Kwl mmviY KgKZv nZ Z_ cvIqv Mj mswk
FYi iqvwZ 4 kZvsk nvii cwieZ ^vfvweK my`nvi chvR ne |
(8) GKRb KlK Ab Kvbv dmj Pvli Rb FY MnY Ki Ljvwc bv nj GKB KlKK Dchy iqvwZ my`nvi
Wvj, ZjexR, gmjv RvZxq dmj Ges fzv Pvl LvZ 4 kZvsk iqvwZ my` nvi FY Ìqv hve|
25
6.13.2| iqvwZ my`nvi jeY PvwlìK FY c`vb

evsjv`k Lvevi Ges wk eenvii Rb jeYi cPzi Pvwn`v iqQ| `ki mgy` DcK~jeZx Aj jeY
Pvli AbyKj cwiekI we`gvb| DcK~jxq GjvKvq jeY Pvli mv_ cPzi z`, cvwK I eMvPvwl RwoZ| Zviv
cvqB N~wYSo I RjvQvmi gZv cvKwZK `yhvMi wkKvii dj Avw_Kfve `yej nIqvq ZvìK mnR kZ
I ^ my` jeY Pvli Rb cqvRbxq Kwl FY c`vb Kiv cqvRb| G j Gwiqv GcvP wfwZ DcKjxq
GjvKvi evsK kvLvmg~nK jeY Pvli Rb KlKìK cqvRbxq cwigvY FY weZiY Kie|
cKZ jeY PvwlìK RbcwZ 0.5 weNv nZ 2.5 GKi ch GjvKvq jeY Pvli Rb miKvwi fZywK eevq 4
kZvsk iqvwZ my`nvi GKK/Mc wfwZ FY c`vb KiZ ne| Ze kZ _vK h, jeY PvwlMY KZK MnxZ FYi
A_ cwikvai Rb wbavwiZ mekl ZvwiLi ga cwikvwaZ nZ ne|
Rwgi fvov, cwjw_b q, euva wbgvY BZvw` eq weePbvq wbq GKwU FY wbqgvPvi cYqb I Rvwi (GwmwW mvKzjvi
bs-01/2011) Kiv nqQ| h mKj jeY Pvwli wbR^ Rwg iqQ Zvì FYi cwigvY wbaviYi Rb Rwgi fvov
ev` w`Z ne| Ze, mswk evsKjv cqvRb vbxq Aevf` GKi cwZ jeY Pvli Rb FYi cwigvY wbR^
bxwZgvjv Abyhvqx wbaviY KiZ cvie|
6.13.3| cvb Pvli Rb FY weZiY
cvb Pvl Zzjbvg~jKfve jvfRbK nIqvq RxweKv wbevni Rb AbK KlK cvb Pvli mv_ RwoZ| Drcvw`Z cvb
Afixb Pvwn`v c~ib Ki we`k ivwb Ki e`wkK gy`v ARbI mnvqZv KiQ | `k mvaviYfve eiR cvb
Pvl Kiv nq _vK| wmjU Aj Avwèvmxiv Ab MvQi Mvq jZvbv cwZZ cvb Pvl Ki RxweKv wbevn Ki
_vKb| ewikvj, Lyjbv, ivRkvnx Ges PMvg AjI h_ cwigvY cvb Pvl nq _vK| cvb Pvli FY
weZiYi Rb we`gvb FY wbqgvPvi AbymiY KiZ ne| eiR cvb Pvli Rb cqvRbxq cwigvY FY mieivni
cvkvcvwk cvKwZK cwZZ cvbPvwlìK GKK/`jwfwZ FY c`vb Kie|
6.13.4| gay Pvli Rb FY weZiY
gay cKwZi GKwU Abb `vb| gay cywKi I my^v`y| evRvi LuvwU gayi h_ Pvwn`v iqQ| Jlwa Yi KviYI
gayi Pvwn`v evcK| Z Abvb dj/dzj/dmj Pvli cvkvcvwk LuvPvq ggvwQi PvK mw Ki gay Pvl GKwU
jvfRbK LvZ| hme GjvKvq gay Pvl Kiv nq _vK A_ev gay Pvli mvebv iqQ, m-me GjvKvq gPvwlì
AbyKj cqvRbxq FY wbqgvPvi (cwiwk-M, wgK bs-105) AbymiY FY weZiY KiZ ne| QvU AvKvi
ggvwQ cvjb I gay PvwlìK GKK/ McwfwZ FY c`vb KiZ ne| GKK ewK FY c`vbi evsKi
wbKU MnYhvM ZZxq ci ewMZ MvivwU Ges McwfwZ FY c`vbi Mc MvivwU I cqvRb ZZxq
ci ewMZ MvivwU MnY Ki mevcwi evsK-MvnK mKi wfwZ evsKjv G LvZ FY weZiY KiZ
cvi|
6.13.5| AbMmi Ges DcwZ GjvKvq AMvwaKvi wfwZ FY c`vb
Kwl I cjx FY myweav eMvPvwlmn zz` I cvwK chvqi KlKì KvQ cuQvbvi cvkvcvwk Avq Drmvix KgKv
I `vwi` wegvPb LvZ FY c`vbi gvag ^-Kgmsvb mw I `vwi` jvNeKiY Kwl I cjx FY bxwZgvjvi
AbZg Dk| GB Dk evevqb AcvKZ AbMmi Ges DcwZ GjvKvq (hgb Pi, nvIi, DcKjxq
GjvKv BZvw`) Kwl I cjx FY weZiYi AMvwaKvi c`vb KiZ ne| AbMmi GjvKvi KlKì FYi
Ici myì nvi Zzjbvg~jKfve wKQzUv Kg avh Kiv hZ cvi|
26
6.13.6| cvwK z` KlK I eMvPvwlì AbyK~j FY c`vb

fwgnxb KlK (hvì Rwgi cwigvY 0.494 GKii Kg) Ges z` I cvwK KlK (hvì Rwgi cwigvY 0.494
GKi _K 2.47 GKi) Ges eMvPvwlìK (hme KlK Abi Rwg eMv Pvl Ki Ges wbR^ gvwjKvbvq Rwgi
cwigvY mevP 1 GKi) FY c`vbi AMvwaKvi w`Z ne| Kwl Drcv`bi mv_ mivmwi m eMvPvwliv
G bxwZgvjvi AvIZvq Kwl FY MnY KiZ cvieb| G eMvPvwli RvZxq cwiPqc _vKZ ne| Kwl FY
weZiYKvix evsK kvLvi AvIZvaxb GjvKvi vqx evwm`v Kvbv cKZ KlK Rwgi gvwjKi KvQ _K GKwU
cZqbc msMnc~eK Zv evsK Rgv w`q Kwl FY wbZ cvieb| Kwl mmviY Awaì KZK c` Kwl
DcKiY mnvqZv KvW _vKj G ZvI chvR ne| mwZ 10 UvKv Rgv MnYc~eK Lvjv GKvDUavix
KlKìK mbvKiYi Rb D GKvDU/Kwl DcKiY mnvqZv KvW eZxZ c_K Kvbv KvMRci cqvRb
ne bv| Rwgi gvwjKi cZqbc cvIqv bv Mj vbxq GjvKvi `vwqZkxj I MYgvb ewi KvQ _K msMnxZ
cZqbci wecixZI evsK eMvPvwlìK Kwl FY w`Z cvie| RvZxq cwiPqc AvQ wK Kwl DcKiY
mnvqZv KvW bB m cqvRb BDwbqb cwilì Pqvigvb ev vbxq zj/KjRi cavb wkK A_ev
evsKi KvQ MnYhvM ewi Ìqv cZqbcI cKZ KlK mbvKiYi KvR eenvi Kiv hZ cvi|
cKZ eMvPvwl mbvKiYi ci evwlK km FY wbqgvPvi Abyhvqx Zvì AbyK~j FY weZiY KiZ ne| eMvPvwl
hw` mswk Rwg fvovi wfwZ Pvl Ki _vK m Rwgi fvovmn FYi cwigvY wbavwiZ ne | eMvPvwlì
AbyK~j FY weZiYKvix evsKi cPwjZ bxwZgvjvq cvk eB Bmy Kiv hZ cvi|
cvwK, z` I eMvPvwlì AbyK~j evsK FY myweav wbwZ KiZ GKK/McwfwZ Kwl FY c`vb KiZ ne|
Kvbv eMvPvwl hw` GKB gvwjKi Rwg ci ci wZb eQi Pvlvev` Ki, m AveZbkxj km FYmxgv cwZ"
bxwZgvjv Zvì ejvqI chvR ne| eMvPvwli bvg hvZ Kvb A-KlK FY MnY KiZ bv cvi mRb evsKi
kvLv eevcK wbweo gwbUwis Gi eev MnY Kieb|
6.13.7| mdj KlKì AbyKj FY c`vb
mdj KlKì cqvRbxq cwigvY Kwl FY c`vbi Rb wekl D`vM MnY KiZ ne| GZ Ki Zvì mvdj
Abvb KlKivI DrmvwnZ neb| `ki wewfb Aji mdj KlKì ZvwjKv Kwl gYvjqi Aaxb Kwl
mmviY Awaì nZ msMn Kiv nqQ| cieZxZ Zv wewfb evsK mieivn Kiv ne| Ze AbK mdj KlKi
bvg ZvwjKvq Afy bv-I _vKZ cvi; ZvwjKvi evBi _vKv AbK KlK mwZ mvdj jvf Ki _vKZ cvib|
m cwZ ZvwjKvq bv _vKv mdj KlKìKI evsK cqvRbxq cwigvY Kwl FY c`vb Kie|
6.13.8| gvkig Pvli Rb FY weZiY
Pvwn`v, cywMZ w`K I evsjv`ki AvenvIqvq PvlvchvwMZv weePbvq Ges eKviZ wbimb z` D`vM gvkig
Pvl DrmvwnZ Kiv cqvRb| m j gvkig Pvl FY c`vb KiZ ne| FY c`vbi RvZxq gvkig Dbqb
I mmviY K` A_ev Kwl mmviY Awaì KZK cwiPvwjZ cwZvb _K cwkYcv D`vvì AMvwaKvi
c`vb KiZ ne|
6.13.9| ikg Pvl FY c`vb
ikg RvZxq ei Drcv`b ewi Rb ikg Pvl mmviYi j ivRkvnxmn h me Aj ikg Pvli mvebv
iqQ mme GjvKvq evsK/Avw_K cwZvbmg~n ikg Pvl/ikg KxU Drcv`b, ZuyZ MvQi Pvl BZvw` KgKv FY
c`vbi cqvRbxq eev MnY Kie| ikg Pvl mmviY KZci mv_ civgk Ki Dchy KgKv FYi
cwigvY, gqv` I cwikvam~wP wbaviY Kiv hZ cvi|
27
6.13.10| Zzjv Pvl FY c`vb

Zzjv GKwU A_Kix dmj| GwU evsjv`ki e LvZi Acwinvh KuvPvgvj| `k Pvwn`vi Zzjbvq Drcv`bi wecyj
NvUwZ gUvZ Zzjv Avg`vwbZ cPzi cwigvY e`wkK gy`v eq KiZ nq| Pvwn`vi cvq cyivUvB wUKqK `k
_K Avg`vwb KiZ nq weavq Zv Avgvì e wk eo aibi SuywK Zwi KiQ| fwelZ Zzjv ivwbKviK
`kjv KZK h Kvbv aibi msKvPbg~jK bxwZ MnYi dj m msKU gvKvejvq `k Zzjv Drcv`bi Ici
Rvi w`Z ne| G j evsKjvK cqvRbxq FY mieivni Rb KvhKi eev MnY KiZ ne| G LvZ
FY c`vbi Rb vbxq Zzjv Dbqb KgKZvi mv_ civgk Ki evsKjv wbRivB cqvRbxq eev MnY Kie|
6.13.11| MvgxY A_vqb
Kwl FY QvovI MvgxY A_bxwZZ MwZmvi Ki Av_-mvgvwRK Dbqbi j Kwl Ges AKwl bvbvwea
AvZ-Kgmsvbg~jK Avq-Drmvix KgKv evsK/Avw_K cwZvbmg~n GKK/`jxq wfwZ FY c`vbi eev MnY
Kie| QvU QvU eemv, wekl Ki z` I KzwUi wk hgb- evuk I eZi KvR, avb fvvbv, wPov/gywo Zwi,
Kvgvi I Kygvii KvR, bKv q, ggvwQ cvjb, mjvB gwkb/`wR, Kwg Mnbv Zwi, gvgevwZ Zwi, KvVi
KvR, gyw` `vKvb, kvixwiK cwZex, `wi` gwnjvì Kgmsvb BZvwì mv_ RwoZì cqvRb Abyhvqx cyuwR
mieivn Kiv hZ cvi|
6.13.12| ZvuZ wk FY c`vb
evsjv`k Kwl evsK I ivRkvnx Kwl Dbqb evsK ZvuZ FYi Rb c_K jgvv wbaviYc~eK evwlK Kwl I cjx
FY jgvvq Afy Kivi gvag FY weZiY Ki _vK| Abvb miKvwi/emiKvwi gvwjKvbvaxb evsKmg~nI
Abyicfve Kwl FYi cvkvcvwk MvgxY ZvuZ wk FY c`vb KiZ cvi|
6.13.13| Kwl I Kwl welqK KgKvi mv_ m bvixì FY c`vb
evsjv`ki gvU RbmsLvi cvq AaKB bvix| RbmsLvi G KvVvgvi KviY UKmB A_bwZK cewi Rb
A_bwZK Dbqbi g~j mvZ bvixì mwq I A_c~Y AskMnY GKvfve Acwinvh|
Kwl I Kwli mv_ mwKZ Avq Drmvix KgKv bvixì Afy Kivi gvag ZvìK gvbe m` icvwiZ
KiZ ne| Mvgi `wi` gwnjviv hvZ A_bwZK Aevi Dbqb KiZ cvib m Rb ZvìK km/dmj
Drcv`b, QvU AvKvi Kwl cY cwqvRvZKiY Ges Kwl mwKZ z` eemv KgKv AskMnYi Rb FY
c`vbi gvag Drmvn c`vb KiZ ne| Kwl KgKv hgb evMvb Kiv, bvmvwi, km Dvjb cieZx KgKv, exR
Drcv`b I msiY, ggvwQ cvjb I gay Pvl, Lv` cwqvKiY, grm, cvwYm` BZvw` LvZ bvixìK FY c`vb
Kiv hZ cvi|
6.13.14| kvixwiK cwZexì FY c`vb
cwZexiv hvZ ghv`vi mv_ mgvR A_en, djcm~ I Ae`vbg~jK Rxebhvcb KiZ cvib Zvi Rb cwZeKZvi
aiY weePbv Ki Kwl/AKwl bvbvwea AvZKgmsvbg~jK Avq-Drmvix KgKv evsK/Avw_K cwZvbmg~n FYi
eev Kie| cwZexì A_bwZK AMMwZi j ZvìK FY c`vbi evsKmg~n cPwjZ kZmg~n
wKQzUv wkw_j KiZ cvi| Kwl FY c`vb QvovI euvk I eZi KvR, avb fvvbv, bvmvwi, ggvwQ cvjb, gay Pvl,
z` gyw` `vKvb BZvw` LvZmn mswk MvnKi Rb myweavRbK LvZ kvixwiK cwZexì FY c`vb Kiv hZ
cvi|
28
7.0| Kwl I cjx Dbqb mnvqK wekl FY Kgm~Px

7.01| eMvPvwlì Rb evsjv`k evsKi wekl FY Kgm~Px
Kwl FY myweavewZ eMvPvwlì `viMvovq mgqgZ mnR I ^ my` Kwl FY cuQ w`Z evKi gvag weMZ
2009-10 A_eQi GKwU wekl Kwl FY Kgm~wP MnY Kiv nq| evsjv`k evsKi wekl cybtA_vqb xgi
AvIZvq cv_wgK chvq `ki 37wU Rjvi 172wU DcRjvq evsK FYi AvIZvi evBi _vKv 3 j eMvPvwlK
3 eQii Rb km/dmj Pvl Ges Kwl hcvwZ qi Rb gv 10 kZvsk (dvU) my`nvi G FY myweav c`vbi
eev Kiv nq|
G xgi AvIZvq c_gevii gZv Kwl FY cvIqvq eMvPvwliv cKZB DcKZ nQb Ges Zvì Rxeb gvbi Ici
BwZevPK cfve coQ| GQvov, G FY eMvPvwlì `vwi` wegvPb iZc~Y fwgKv cvjb KiQ weavq Ryb, 2012
G Kgm~wPi gqv` c~Y nIqvi ci RyjvB, 2012 nZ Ryb, 2015 ch Aviv 3 eQii Rb Gi gqv` ew Kiv
nqQ| G chvq `ki 48wU Rjvi 250wU DcRjvq evsK FYi AvIZvi evBi _vKv 5 (cuvP) j eMvPvwlK
km/dmj Pvl Ges Kwl hcvwZ qi Rb FY myweav c`vb Kiv ne|
MZ 30 Ryb, 2012 ch evKi gvag `ki 39wU Rjvi 181wU DcRjvq evsK FYi AvIZvi evBi _vKv
cvq 4.32 j eMvPvwlK km I dmj FY eve` cvq 512 (cuvPkZ eviv) KvwU UvKv Kwl FY c`vb Kiv nqQ|
7.02| mikw, mgw^Z Micvjb I evqvMvm cvU vcb LvZ evsjv`k evsKi wekl cybtA_vqb Kgm~Px
bevqbhvM Rvjvwb I cwiekeve LvZ FY c`vbi Rb evsjv`k evsK weMZ 2009-10 A_eQi 200 KvwU
UvKvi GKwU cybtA_vqb Znwej MVb KiQ| cjx GjvKvq Mn I eemv cwZvb mikwi eenvi, mikw
PvwjZ mP h eenvi Drmvn c`vb Ges evqvMvm viv Pzjv Rvjvbvi cvkvcvwk RbviUii mvnvh we`yr
Drcv`b I vwi nZ Re mvi Drcv`b evsK/Avw_K cwZvbmg~ni wewbqvMK DrmvwnZ KiZ eZgvb
A_eQiI D LvZmg~n evsjv`k evsK nZ mywbw` kZvaxb cybtA_msvb Kiv ne|
7.03| Di cwg km egyLxKiY cK/North-West Crop Diversification Project (NCDP)
evsjv`ki `wi`Zg Di-cwg Aji KlKì ewkifvMB avb Drcv`b Ki _vK hvi evRvi g~j
ZzjbvgyjKfve Kg| Dei Rwg _vKv mI `vwi`wK Di-cwg Aji `vwi` wbimb mbvZbx Kwli cwieZ
DPg~j dmj/mewR/dj (AbyQ` 6.08-G ewYZ) Drcv`bi Rb GwWwei A_vqb miKvii Kwl gYvjq KZK
evevwqZ Di-cwg km egyLxKiY cK (NCDP)-Gi gqv` 30 Ryb, 2009 ZvwiL kl nqQ| G cKi
gvag cv_wgK fve 40 nvRvi ni RwgZ DPg~j dmj Drcv`bi jgvvi wecixZ eZgvb cvq 1 j 53
nvRvi ni ewk RwgZ Gme dmj Pvl Kiv nQ| 1 j 60 nvRvi KlKK FYi AvIZvq Gb ^vej^x Kivi
jgvvi wecixZ G ch cvq 2 j 40 nvRvi KlKK FYi AvIZvq Avbv nqQ| GB avivevwnKZvq
evsjv`k evsKi eevcbvq 174 KvwU UvKv wifjwfs dv _K ivRkvnx Kwl Dbqb evsKi nvjmwjs-G 4wU
GgGdAvBi gvag ivRkvnx I iscyi wefvMi 16wU Rjvi 61wU DcRjvq 0.2 _K 1.2 ni Rwgi AwaKvix
1.86 j KlKi (hvì 60 kZvskB bvix) gvS FY c`vb Kiv nQ, hv eZgvb A_eQiI AevnZ _vKe|
7.04| wZxq km egyLxKiY cK/Second Crop Diversification Project (SCDP)
Di cwg km egyLxKiY cKi mdjZv weePbvq evsjv`k miKvi KZK Gkxq Dbqb evsKi A_vqb wZxq
km egyLxKiY cK (SCDP) bvg GKwU cK MnxZ nqQ| miKvii Kwl gYvjq KZK evevwqZe G
cKwUi wWU KcvbU Gi evevqbKvix msv evsjv`k evsK| cKwUi AvIZvq ivRkvnx, iscyi wefvMi
cvkvcvwk Lyjbv, ewikvj I XvKv wefvMi 25 wU Rjvi 48wU DcRjvq FY Kvhg cwiPvjbv Kiv ne| gvU `yB
29
j Pwjk nvRvi KlK G FY myweav cveb| G cKwUi wWU KcvbU evevqb Kivi Rb `ywU wmwWDj evsK,
ewmK evsK wj: Ges Bvb evsK wj: nvjmj evsKi `vwqZ cvjb Kie | GQvov gvV chvq KlKì FY
c`vbi Rb z` FY c`vb Awf GgGdAvB evK K wbevPb Kiv nqQ | NCDP Gi bvq G cKI DPg~j
dmj (AbyQ` 6.08 G ewYZ) Pvli Rb FY c`vb Kiv ne mB mv_ DPg~j eivcYi RbI G cK nZ
FY c`vb Kiv ne| AvjvP cK wWU KcvbU 26 wgwjqb Wjvii mgcwigvY cvq 175 KvwU UvKv eiv
ivLv nqQ| BZvga G cK FY myweav c`vb Kiv i nqQ| evsjv`k evsK nZ cK AskMnYKvix `ywU
nvjmj evsKK GKzk KvwU cuwPk j Pwek nvRvi UvKv weZiY Kiv nqQ | 30 Ryb, 2012 ZvwiL ch G
cK 90 (beB) Rb KlKK AvU j Qlw nvRvi UvKv c`vb Kiv nqQ |
8. 0| Kwl FYi my`
Kwl I cjx FYi LvZ/DcLvZ FYi myì nvi evsKmg~n wbRivB wbaviY Kie| Ze, Kwl LvZi Rb
evsjv`k evsK KZK wbavwiZ my`nvii mevP mxgv h_vixwZ chvR ne| km/dmj FYi kZ mvc
mij nvi my` Avivci cPwjZ weavb envj _vKe| KlK/MvnK chvq chvR Kwl I cjx FYi
LvZ/DcLvZIqvix myì nvi mswk evsKmg~n AbwZwej^ evsjv`k evsKK AewnZ Kie|
9.0 | Kwl FY eevq Z_ chywi eenvi
Z_ chywi eenvi meii gvbyli Rxebhvvi gvbvbqb BwZevPK f~wgKv ivLZ cvi| hZ`~i me mKj Kwl
I cjx FY MnxZvi gvevBj bî kvLv chvq msiYi D`vM evsKmg~nK wbZ ne| h mKj Kwl I cjx FY
MnxZvi wbR^ gvevBj dvb iqQ, Zvì gvevBj dvb bî evsK kvLvq msiY KiZ ne| KlKi wbRi
gvevBj dvb bv _vKj AvZxq/cwZekxi gvevBj dvb bîI msiY Kiv hve| Ze, gvevBj dvb bî bv
_vKvi ARyynvZ Kvbv KlKK Kwl FY c`vb nZ ewZ Kiv hve bv| evsK kvLv/mswk evsKi EaZb KZc
KZK mgq mgq dvb Ki KlKì FY cvw I Av`vqi evcvi LeivLei wbZ ne| Kwl FY cvw I Av`vq
msv mgmv mK RvbZ evsjv`k evsK nZI Abyicfve gvS gvS gvevBj dvb KlKì LuvR Lei
bIqv ne|
GQvov, KlKi myweav_ Kwl FY weZiY I Av`vq eevq gvevBj dvb Ges BUvibUmn Z_ chywi eenviK
bxwZMZfve mg_b c`vb Kiv ne|
10.0| Kwl I cjx FY Kvhg gwbUwis
10.01| evsK chvq gwbUwis
Kwl I cjx FY bxwZgvjv I Kgm~Px Abyhvqx cKZ KlKivB hvZ mgqgZ Kwl FY cvb, Kwl FY cZ hvZ Kvbv
nqivwbi wkKvi nZ bv nq Ges Kwl FYi wbavwiZ weZiY jgvvi cvkvcvwk Av`vqi jgvv hvZ cyivcywi
ARb Kiv me nq m Rb mswk evsKmg~nK KvhKi gwbUwis eev wbwZ KiZ ne|
Kwl I cjx FY gwbUwis-Gi gyL Dkvejx wbgic t
K)
L)
M)
N)
O)
30
mvgwMKfve Kwl I cjx FY weZiYi jgvv ARb;

gvU Kwl I cjx FY weZiYi 60 kZvsk km/dmj LvZ weZiY;
grm I cvwYm`mn Kwli Ab `ywU cavb LvZ FY c`vb iZ Avivc;
FY weZiYi Gwiqv GcvP cwZi eenvi A_vr h GjvKvq h dmj fvj nq mw`K iZ Avivc;
Pi, nvIi, DcK~jxq GjvKvmn AbMmi GjvKv Ges AbMmi RbMvxK FY c`vb;
P) cKZ KlKì ^Q cwqvq FY`vb wbwZKiY Ges

Q) weZiYKZ FY Av`vqi j FYi menvi wbwZKiY|
evsK kvLv KZK gywiKZ FY h_vmgq weZiY Ges myy eenvi wbwZKiYi welq mswk evsKi cavb
Kvhvjq/AvwjK Kvhvjq wbqwgZ chvjvPbvc~eK cqvRbxq c`c MnY Kie| gvV chvq FYi Pvwn`vi wbwiL
evsK kvLv KZK FY c`vbi evcvi cavb Kvhvjq/AvwjK Kvhvjq nZ Z`viwKi eev KiZ ne, hvZ FY
mieivni ^Zvi KviY km Drcv`b Kvb gB evnZ bv nq| mvweK Kwl FY weZiY I Av`vqi evcvi cavb
Kvhvjq cvwK/gvwmK wfwZ chvjvPbvi eev MnY Ki kvLv/AvwjK Kvhvjqmg~nK cqvRbxq wb`k c`vb Kie
Ges mgq mgq mskvabg~jK eev MnY Kie|
10.02| K`xq evsK chvq gwbUwis
Kwl wbfi evsjv`ki cKZ KlKì ^v_ MnxZ Kwl I cjx FY bxwZgvjv evevqb K`xq evsKi gwbUwis
KvhgK AviI KvhKi KiZ evsjv`k evsKi cavb Kvhvjqi Kwl FY I Avw_K mevfzw wefvM gwbUwis DcwefvM
Ges kvLv Awdmmg~n gwbUwis BDwbU KvR KiQ| evsjv`k evsKi Kwl FY gwbUwis Kvhgi g~j w`Kwj wbgic t
Zdwmjx evsKmg~n _K Kwl FY weZiY I Av`vqi cqvRbxq Z_vw` m^wjZ gvwmK weeiYx msMni gvag
Ad-mvBU gwbUwis mb Kiv nq|
evsjv`k evsKi cavb Kvhvjq I kvLv Awdmi evsK cwi`kb wefvM (wWweAvB) KZK Zdwmjx evsKmg~ni
Abvb FY Kvhgi cvkvcvwk Kwl I cjx FY Kvhgi Ab-mvBU gwbUwis mb Kiv nq| cvkvcvwk Kwl FY
I Avw_K mevfzw wefvM KZKI mgq mgq bgybv wfwZ Kwl FYi menvi hvPvB Kiv nQ|
Kwl I cjx FY Kvhgi AMMwZ wbqwgZfve chvjvPbv Kivi Rb ivxq gvwjKvbvaxb evwYwRK I weklvwqZ
evsKjvi mv_ gvwmK wfwZ Ges emiKvwi I we`kx evsKjvi mv_ wgvwmK wfwZ FY weZiYi AMMwZ,
jgvv ARbi cwZeKZv, FY weZiY ^QZv, Zvi YMZ gvb wbwZKiY, FY Av`vq BZvw` welq mfv
AbywZ nQ|
AbK emiKvwi evsK kvLv ^Zvi KviY z`FY cwZvbi gvag Kwl FY weZiY Kvhg Ask MnY KiQ
weavq, GgGdAvB-Gi gvag emiKvwi I we`kx evsKmg~ni weZiYKZ Kwl I cjx FY Kvhg mswk evsKi
gvag FY MnxZv chvq miRwgb hvPvB Kivi wb`kbv c`vb Kiv nq| Zvì `vwLjKZ wicvU/cwZe`bmg~n
hvPvB-evQvBmn evsjv`k evsK wbRI bgybv wfwZ miRwgb cwi`kb Kvhg cwiPvjbv KiQ| GQvov wKQz wKQz
evsK AKwl LvZ FY weZiY Ki Kwl FY wnmve c`kb Kivq evsjv`k evsK miRwgb cwi`kbi gvag
mjv Kwl FYi weeiYx _K ev` w`qQ|
Rjv Kwl FY KwgwUi mfvq eZgvb ivxq gvwjKvbvaxb evsKjvi cvkvcvwk chvR emiKvwi evsK
A_ev D Aj KgiZ Zvì gbvbxZ GgGdAvBi cwZwbwa AskMnY Ki Kwl I cjx FY Kvhg Zvì
Revew`wnZv wbwZ KiQ| DjL h, D mfvmg~n evsjv`k evsKi cwZwbwaI DcwZ _vKb|
FY weZiY ^QZv evovbvi Rb vbxq MYgvb ewì DcwwZZ cKvk FY weZiYi Rb evsKmg~nK
evcKfve Dy Kiv nqQ| MZ `yB eQi evsKmg~n G aiYi cKvk FY weZiY Kvhg evcKfve AskMnY
KiQ Ges G aiYi Abyvb evsjv`k evsKi cavb Kvhvjq I kvLv Awdmi wewfb chvqi KgKZvMY DcwZ
_vKQb|
wbw` wKQz dmj (Wvj, ZjexR, gmjv RvZxq dmj Ges fzv) 4 kZvsk iqvwZ my` nvi Kwl FY weZiY Kvhg
evsjv`k evsK KZK evcK cPviYvi dj KlKì gvS G RvZxq dmj Pvl Kivi welq AvMn mw nqQ|
cvkvcvwk GB FY weZiY Kvhg wbweofve gwbUwis Kivi dj GB LvZ 2011-2012 A_eQi 77.63 KvwU
UvKvi jgvvi wecixZ 81.63 KvwU UvKvi FY weZiY Kiv nqQ| eZgvb A_eQiI G D`vM Pjgvb _vKe|
evsjv`k evsK KZK evsKjv nZ Kwl FY MnxZvi gvevBj dvb bî msMn Ki FY cvwZ ^QZv, FYi
eenvi, evsK kvLvi mnhvwMZv cfwZ welq mivmwi FY MnxZv KlKì mv_ mgq mgq hvMvhvM Ki cqvRb
Abymvi wewfb c`c MnY Kiv nQ| Mfbi gnv`qI mivmwi KlKì mv_ gvevBj dvb K_v ejQb|
gvevBj dvbi gvag Kwl FY gwbUwis Gi G eev AevnZ _vKe|
31
10.03| K`xq evsK vwcZ MvnK ^v_ msiY K`-Gi mnvqZv MnY
Kwl I cjx FYmn evswKs I Avw_K LvZ mev cZ MvnKMYK nqivwbi nvZ _K iv Kiv wKsev Zvì
AwfhvM `Z wbwi j evsjv`k evsK MvnK ^v_ msiY K` (wmAvBwcwm) vcb Kiv nqQ| KlKMY
h Kvbv dvb _K 16236 nUjvBb bî dvb Ki mivmwi Zvì AwfhvM RvbvZ cvieb| MvnKi
AwfhvMi cwZ evsjv`k evsK h_vh_ eev MnY Kie |
GQvov, RbmvaviY I mswkì myweav_ evsjv`k evsKi kvLv Awdmmg~ni MvnK ^v_ msiY Kì dvb
bî, gvevBj I dv bî wbg Ìqv njv t
dv
dvb
gvevBj
Kvhvjq
031-634776
01557347089
031-616800
PMvg Awdm
Lyjbv Awdm
041-2831980
01755504561
041-2831980
ivRkvnx Awdm
0721-774011
01720464976
0721-772871
wmjU Awdm
0821-725459
01755534297
0821-715687
ewikvj Awdm
0431-2174505
01757436667
0431-64271
eov Awdm
051-51617
01710437479
051-51617
iscyi Awdm
0521-61037
01755507547
0521-61037
10.04| Rjv Kwl FY KwgwU KZK gwbUwis

gvV chvq Kwl I cjx FY Kvhgi mdj evevqb I mg^qi Dk jxW evsK cwZi AvIZvq Rjv Kwl
FY KwgwU KvhKi f~wgKv cvjb Ki AvmQ| G cwZi AvIZvq Kvb& BDwbqb Kvb& ivxq gvwjKvbvaxb evwYwRK
ev weklvwqZ evsK kvLv Kwl FY weZiY Kie Zv wbw` Ki `qv AvQ| cvkvcvwk vbxq chvq Kwl I cjx FY
weZiY I Av`vq Kvhg Z`viwK Ges mg^qi Dk vbxq ckvmbi mnvqZvq ivxq gvwjKvbvaxb evwYwRK I
weklvwqZ evsKmg~n Ges Kwli mv_ mswk KgKZvì wbq Kwl FY KwgwU MVb I mfv Abyvbi gvag GKwU
KvhKi eevI GB cwZi AvIZvq Pvjy AvQ| cZK Rjvi Rjv ckvmK nQb mswk Rjvi Kwl FY KwgwUi
mfvcwZ Ges cZK Rjvq mywbw` GKwU evsK jxW evsK wnme ^-^ Rjvi Kwl FY KwgwUi mvwPweK `vwqZ
cvjb Ki _vK| Rjv Kwl FY KwgwU gvwmK wfwZ mfv Abyvbi gvag ^-^ Rjvi Kwl I cjx FY msv
Z`viwK Ges mg^qi G Kvhg cwiPvjbv Ki _vK|
eZgvb emiKvwi I we`kx evsKmn evsjv`k KvhiZ mKj Zdwmjx evsKi Rb Kwl I cjx FY weZiY
evaZvg~jK| Rjv chvq emiKvwi evsKmg~ni AbKi kvLv _vKjI AbK emiKvwi evsKi AbK RjvZ
kvLv bB| we`kx evsKmg~ni kvLv bUIqvK AviI mxwgZ| eZgvb emiKvwi I we`kx evsKmg~n Zvì kvLvi
gvag Ges/A_ev gvBvwWU ijUwi A_wiwUi Abygv`bcv z`FY cwZvbmg~ni mv_ cvUbviwkci
gvag Kwl I cjx FY weZiY KiQ|
mKj evsKi AskMnY Kwl FY Kvhg cwiPvwjZ nIqvi eZgvb cvcU Kwl FY KvhgK AviI mgw^Z I
KvhKi Kivi j Rjv Kwl FY KwgwUZ ivxq gvwjKvbvaxb evwYwRK I weklvwqZ evsKmg~ni cvkvcvwk
emiKvwi I we`kx evsKmg~ni cwZwbwaZ _vKv cqvRb|
jxW evsK cwZi j, Dk Ges we`gvb KvVvgvi Abvb mKj w`K AcwiewZZ iL Rjv Kwl FY KwgwUZ
emiKvwi I we`kx evsKmg~ni cwZwbwaZ wbgvfve wbavwiZ ne t
32
Kvbv Rjvq mswk

emiKvwi I we`kx
evsKi kvLvi Aev
K mswk Rjvq h
evsKi kvLv iqQ
mswk Rjvq h
evsKi Kvbv
kvLv bB
D Rjvq mswk emiKvwi I we`kx evsKi D Rjvi Kwl FY KwgwUZ mswk

Kwl I cjx FY weZiY Kvhg AskMnYi Aev emiKvwi I we`kx evsKi cwZwbwaZ
mswk Rjvq aygv wbR^ kvLvi gvag Kwl mswk Rjvq evsKi kvLv/Rvbi cavb
D Rjvi Rjv Kwl FY KwgwU-Z
I cjx FY Kvhg cwiPvjbv Kiv nq|
cwZwbwaZ Kieb|
wbR^ kvLvi gvag mswk Rjvq Kwl I
cjx FY weZiY Kiv nq bv Ze, evsKwUi
D`vM Credit WholesalingGi
AvIZvq z` FY cwZvb (MFIs)-Gi
mv_ cvUbviwkci gvag mswk
Rjvq Kwl I cjx FY weZiY Kiv nq|
mswk Rjvq evsKi kvLv/Rvbi cavb

wbR^ kvLv/Rvbi
cvkvcvwk
D
Rjvq MFIs cvUbviwkc mswk Kwl I
cjx FYi Z_mn Rjv Kwl FY
KwgwU-Z cwZwbwaZ Kieb|
wbR^ kvLvi gvag mswk Rjvq Kwl I cjx

FY weZiY Kiv nq bv Ze, evsKwUi D`vM
Credit WholesalingGi
AvIZvq
z`FY cwZvb (MFIs)-Gi
mv_
cvUbviwkci gvag mswk Rjvq Kwl I
cjx FY weZiY Kiv nq|
mswk Rjvq evsKi kvLv/Rvbi cavb

D Rjvq MFIs cvUbviwkc mswk
Kwl I cjxFYi Z_mn Rjv Kwl
FY KwgwU-Z cwZwbwaZ Kieb|
mswk Rjvq wbR^ kvLv bv _vKjI

evsKwUi D`vM Credit Wholesaling
Gi AvIZvq z`FY cwZvb (MFIs)-Gi
mv_ cvUbviwkci gvag mswk Rjvq Kwl
I cjx FY weZiY Kiv nq|
evsK KZK gbvbxZ mswk z`F

Y
cwZvb (MFIs)-Gi vbxq mg^qKvix
evsKwUi c Rjv Kwl FY KwgwU-Z
cwZwbwaZ Kieb|
11.0| Kwl I cjx FY Av`vq

11.01| Kwl I cjx FY Av`vqi iZ
FY cwikvai Rb wKw Ges mgqmxgv mswk kvLv/AvwjK KgKZvMY GZ`&m mshy FY cwikvam~Pxi
AvjvK wbRivB wbaviY Kieb| dmj Zvjvi gmyg i nIqvi ci Z_v wecYbi mgq evsK kvLv FY
Av`vqi mevZK cPv MnY Kie| Kwl FYi mvweK Av`vqi nvi MnYhvM chvq Avbqb KiZ ne| iY
ivLZ ne, FY Av`vq bv nj weZiY eev evnZ ne| FY gIKydi gvbwmKZv h_vme cwinvi KiZ ne;
KviY FY gIKzd Kiv nj cieZxZ MvnKì ga FY cwikva AbvMn `Lv `q| Ze `yhvM I `ywecvKi
KviY wZM KlKì FY Av`vq evsjv`k evsKi civgkg mvgwqKfve wMZ/wejw^Z Kiv hve|
evsKmg~~nK FY kYxwebvmKiYi Avw_K wZ Govbvi j FY Av`vq Kvhg Rvi`vi KiZ ne, hvZ Kwl
FYi Rb Zvij msKU mw bv nq Ges Znweji mevg eenvi wbwZ Kiv hvq|
11.02| Kwl I cjx FY Av`vq msv mPZbZv
Kwl FY Av`vqi iZ DjL Ki mswkì gvS mPZbZvg~jK cPvi cPviYvi D`vM MnY Kiv hZ cvi|
11.03| Kwl I cjx FY Av`vq wekl eev MnY
Kwl I cjx FY Av`vq Kvhg Zivw^Z Kivi Rb wbgv c`c MnY Kiv hZ cvi t
K) FY Av`vq KgKZv/KgPvixì ga Drmvn/AvMn mwi j evsKmg~n wbR^ bxwZgvjvi AvjvK Avw_K ev
Ab h Kvb cKvi cksmvc/cyivii eev MnY KiZ cvi|
33
L) mgqgZ m~Y FY cwikva Kij evsK mswk MvnKK myì Qvo c`vbi eev KiZ cvi|
M) `xNw`b Awbb _vKv mvwUwdKU gvgjvmg~n wbwi KvhKi D`vM MnY KiZ ne| G Rb cqvRb
GKKvjxb cwikvai Rb cYv`bvi eev MnY Kiv hZ cvi|
N) kYxKZ FYmg~n cqvRb evsjv`k evsKi mv_ civgkg cybtZdwmji D`vM MnY Kiv hZ cvi|
O) h mg kvLvi gqv`vxY/Ljvwc FYi cwigvY 50 kZvski ewk m me kvLvi FY Av`vqi Dk c_K
Av`vq mj MVb Kiv hZ cvi|
P) Kwl FY Av`vqi Dk KlK mgvMg nq Ggb GjvKvq c~e nZ cPvi Pvwjq Kwl FY Av`vq Kv-Gi
AvqvRb Kiv hZ cvi|
Q) Kwl FY Av`vq Z_ chywi eenvi DrmvwnZ Kiv hZ cvi|
12.0| Kwl I cjx FY msv Z_i mnRjfZv
Kwl FY msv cvWv Ges myweavmg~n RbmvaviYi KvQ mnR cuQvbvi ^v_ Zv evsKmg~ni ^-^
IqemvBUmn mnR `wMvPi nq Ggb vb c`kb KiZ ne| Kwl FY weZiY AwaKZi ^QZv Avbqbi
Dk Kwl FY weZiY msv Z_ kvLvi bvwUkevW msiY I wbqwgZ AvcWU KiZ ne|
13.0| Rjevqy cwieZbi bwZevPK cfve gvKvwejv
wk AwZ gvvq Kveb-WvB-AvBW Mvmmn wewfb wMb nvDR Mvm wbtmiYi dj wekRyo evqygji
DZv ewi dj mgy` ci DPZv ewmn N~wYSo, ebv, Livi gZ cvKwZK `yhvMi gvv Ges cKvc mviv
cw_exZB evoQ| AwZew I Abvew ewi cvkvcvwk Rjevqyi cwieZbi dj FZz cwieZbi ^vfvweK wbqg
ewP `Lv w`Q| dj Amgq Liv, ebv, Abvew, AwZewi NUbvI NUQ| g~jZ fMwjK KviY evsjv`k
Rjevqy cwieZbi dj mePq wZM `kmg~ni AbZg| evsjv`ki mgyy` DcK~jxq AbK GjvKvq
BZvga jeYvZvi Abycek NUQ| cvwb wbvkb eev `yej nq AbK GjvKvq vqx RjveZv `Lv w`Q|
Kwl Rwgi Aeqi dj G mgmv Aviv cKU nq `Lv w`Q| `ki Divji AbK GjvKvq Liv evoQ|
N~wYSo, ebv Ges b`x fvObi gZ cvKwZK `yhvM c~e _K _vKjI B`vwbs Gmei cKvc Ges wZi cwigvY
evoQ| Rjevqy cwieZbi dj AbK dmj Pvli mgq ZviZg `Lv w`Q; AbK GjvKvq cPwjZ Pvlvev`
evNvZ mw nQ|
hnZz dmji wZ nj c` Kwl FY Av`vq SuywKi myLxb nq mnZz evsKjv KwlZ cvKwZK `yhvM Z_v
Rjevqy cwieZbi weic cfve gvKvwejvi Rb wbRiv mPZb nIqvi cvkvcvwk KlKìK wbgv c`c
MnY DrmvwnZ Kie t
K) GjvKvf` cqvRb FY weZiY I Av`vqi mgqmxgvq cwieZb AvbZ nZ cvi;
L) jeYv GjvKvq jeYvZv-mwnz dmj Pvl;
M) Rjve I ebvceY GjvKvq cvwb-mwnz dmj Pvl;
N) Liv ceY GjvKvq Liv-mwnz dmj Pvl;
O) wecyj djb nvm I dmj nvwb GovZ Livi mgq m~iK mP c`vb;
P) mP KvRi Rb f~-wb cvwbi cwieZ f~-DcwiwZ cvwbi eenvi DrmvwnZ KiY;
Q) ivmvqwbK mvi I KxUbvkKi cwieZ Re mvi I cvKwZK cwZZ evjvB/KxU bvk KiY;
R) e wbab Ki ev cvnvo KU cZKZ RwgZ FY c`vb evsKjv iYkxj f~wgKv MnY Kie;
S) ^vfvweKfve ebvgy eQi evwoi wfUvq djg~j, kvK-mewR Pvl, mvgvwRK ebvqb, ccvjb Ges
emZevwoZ nuvm-gyiwM cvjb I evMvb Dbqb Kvhg FY mnvqZv AevnZ ivLZ ne;
T) Rjevqy cwieZbRwbZ mgmv gvKvejvi Rb weK Ges KkjMZ Pvlvevì wewfb cwZ (hgb-jebv
GjvKvq avbi ci gyM Wvji Pvl, cvnvoi cv``k mwilvi ci Lwic-1 gmyg evwigyM-5 Pvl, ivcv Avgb
avbi mv_ gmyii mv_x dmj Pvl (wij c), f~wg Aj cvBg cwZZ gmyi Pvl AbymiY Kivi Rb
KlKMYK DrmvwnZKiY|
34
Rjevqy cwieZbi bwZevPK cfve gvKvejv mb KwZcq dmji GKwU bgybv ZvwjKv wbgic t
wgK bs
1|
2|
3|
4|
5|
6|
7|
8|
9|
10|
dmj
evwiMg-21 (kZvx)
evwiMg-23 (weRq)
evwiMg-25
evwiMg-26
evwiMg wUwUKvwj-1
evwi evwj-4
ivB-5 (mwilv)
evwi mwilv-7
evwi mwilv-8
evwi mwilv-11
11|
12|
evwi mwilv-16
13|
evwi Avjy-22
(mKZ)
evwi UgUv-4
evwi UgUv-6
(PZx)
evwi UgUv-10
(Abycgv)
14|
15|
16 |
17|
evwi Avjy-1 (nxiv)
Rjevqy cwieZb AwfhvRbi mvg_/myweav

cvZvi `vM ivM mnbkxj, gwiPv ivM cwZivax Ges Zvc mnbkxj|
cvZvi `vM ivM mnbkxj, gwiPv ivM cwZivax Ges Zvc mnbkxj|
cvZvi `vM ivM mnbkxj Ges gwiPv ivM cwZivax jeYvZv mwnz|
cvZvi ivM mnbkxj, gwiPv ivM cwZivax Ges Zvc mnbkxj|
Liv mwnz Ges cwZKj AvenvIqv mnbkxj|
jeYvZv mnbkxj Ges ivM evjvB Kg|
Liv I wKQzUv jeYvZv mnbkxj
AjUvibwiqv evBU ivM Ges mvgwqK RjveZv mnbkxj
AjUvibwiqv evBU ivM Ges mvgwqK RjveZv mnbkxj
Avgb avb KvUvi ci G RvZwU bvwe RvZ wnmve mnR Pvl Kiv hvq |
Liv I jeYvZv mnbkxj|
Liv I jeYvZv mwnz| AjUvibwiqv ivM I AivevswK ciRxex mnbkxj |
Zvc mwnz| cwieki cwZKj Aev wKQzUv mn KiZ cvi| RvZwU fvBivm ivM
mnbkxj|
jeYv GjvKvi Rb DchvMx | fvBivm ivM mnbkxj |
DP Zvc mnbkxj|
DP Zvc mn KiZ cvi| evwiqvRwbZ Xj cov ivM mnbkxj|
DP Zvc I evwiqvRwbZ Xj cov ivM mnbkxj|
18|
evwi nvBweW UgUv-3 DP Zvc mwnz MxKvjxb msKi RvZ| evwiqvRwbZ Xj cov ivM mnbkxj|
(MxKvjxb)
cvU Kbvd-3 (eU RjveZv mwny|
19|
20|
21|
22|
23|
24|
25|
26|
27|
28|
Kbvd) I 4
Bz-39
Bz-40
evwi wPbvev`vg -9
evwi Avg-5
evwi Avg-6
evwi Avg-7
evwi Avg-8
evwi jvD-3
evwi jvD-4
evwi iv^yUvb
Liv, RjveZv, ebv Ges jeYvZv mwny|

Liv, RjveZv, ebv Ges jeYvZv mwny|
DP djbkxj I ^ gqv`x
DP djbkxj I AvMvg RvZ
DP djbkxj I gmygx RvZ
DP djbkxj I gmygx RvZ
DP djbkxj I bvex RvZ
evsjv`ki me PvlhvM
evsjv`ki me PvlhvM
evsjv`ki me PvlhvM
Dciv dmjmg~ni ga hjv Kwl FY wbqgvPvi bB mwjZ FY c`vbi mswk Kwl wekl/Kwl mmviY
KgKZvì mv_ civgkg Ges evsKvi-MvnK mKi wfwZ FY wbqgvPvi wbaviY Kiv hZ cvi|
35
14.0| mPZbZv I cwkY

Kwl FY weZiY eZgvb mKj evsKi Rb evaZvg~jK| wK, bxwZgvjvq AbK bZzb welq mshvRb Ges
emiKvwi I we`wk evsKmg~ni Rb Kwl FY Kvhg AskMnYi welqwU bZzb nIqvi KviY Kwl FY msv
bxwZgvjv Ges AMvwaKvi LvZmg~nmn mswk welqjvi evcvi gvV chvqmn wewfb chvqi mswk evsKviì
gvS Aviv ewk mPZbZv mwi D`vM wbZ ne| mswk evsKmg~n ^-^ cwZvbi KgKZv/KgPvixì gvS
Kwl I cjx FY welqK mPZbZv ewi Dk cwkY, Kgkvjvi AvqvRbmn cqvRbxq Kvhg MnY Kie| G
evcvi evsjv`k evsKi mswk wefvM nZ cqvRbxq UKwbKvj mnhvwMZv c`vb Kiv ne|
15.0| Z_ weeiYx mieivn
evwlK Kwl I cjx FY Kgm~Px evevqbi AMMwZ chvjvPbv Kivi Rb mswk evsK/A_vqbKvix cwZvb
evsjv`k evsKi Pvwn`v gvZveK Kwl I cjx FY msv wbfyj Z_/weeiYx gvwmK wfwZ mgqgZ mieivn
Kie | Z-MYbv (double-counting) GovZ GmGgB LvZ c`wkZ Kvbv FY Kwl LvZ c`kb Kiv hve bv|
GQvov, mgq mgq hvwPZ Kwl FY msv Z_ `ZZg mgq c`vb KiZ ne|
16.0| Kwl I cjx FY Kvhg mvdji cYv`bv
Kwl FY weZiYi jgvv ARbK mswk evsKi eevcbv KZci mvdj wnmeI `Lv ne| dj, G
ARbK mswk evsKi bZzb kvLv Lvjv, Abygvw`Z wWjvi kvLv, we`k GP nvDR Lvjvi Abygv`bi
AbZg BwZevPK gvcKvwV wnme weePbv Kiv ne| GQvov, evsjv`k evsK KZK CAMELS Rating Gi
Abvb welqi mv_ Kwl FY weZiY evsKjvi mvdjKI weePbv Kiv ne| wekl Zvij mg_bi I
Kwl FY Kvhg cvi`kx evsKjv AMvwaKvi cve|
17.0| evsKmg~ni ^-^ Kwl I cjx FY bxwZgvjv I Kgm~Px cYqb
Dciv bxwZgvjv I Kgm~Pxi AvjvK cZK evsK Zvì wbavwiZ Kwl I cjx FY weZiY jgvvi wecixZ
2012-13 A_eQii Rb GKwU wbR^ evwlK Kwl I cjx FY Kgm~Pxi wevwiZ cYqbc~eK Zv evevqbi Rb
cqvRbxq wb`kvejx Rvwi Kie|
36
cwiwk-K
evwlK Kwl I cjx FY Kgm~Px t LvZ/DcLvZ
1| ^ gqvw` FY
1.1| dmj FY (Pv eZxZ)
(K) ivcv Avgb
(L) iwe dmj
1) eviv
2) Mg
3) Avjy
4) AvL
5) mwilv/ev`vg
6) Abvb iwe dmj
(Wvj, kxZKvjxb kvK-mw BZvw`)|
M) MxKvjxb dmj
1) AvDk/evbv Avgb
2) cvU
3) fzv
4) Abvb MxKvjxb dmj (wZj,
MxKvjxb kvK-mw BZvw`)|
(N) Zzjv
(O) Abvb dmj (Av`v, KPy BZvw`)|
1.2| grm m` Dbqb
(K) grm Pvl
(L) wPswo Pvl
(M) GKvqvKvjPvi
(N) iYy Drcv`b
1.3| jeY Pvl
1.4| Abvb ^ gqvw` KgKv
(Kjv Pvl I wewea)|
1.5| km`vg I evRviRvZKiY|
2| gqvw` FY
2.1| mP hcvwZ
K) Mfxi bjK~c
L) AMfxi bjK~c
M) Gj Gj wc
N) nPvwjZ bjK~c/IqvUvi cv/UWj
cv|
2.2| cvwYm` Dbqb
K) nvji Mi/gwnl
L) cvwYm` Dbqb
1) Mi gvUvZvRvKiY
2) `y Lvgvi
3) QvMj/fovi Lvgvi
M) nuuvm/gyiwMi Lvgvi (cvjwU)
2.3| Kwl hcvwZ
K) cvIqvi wUjvi
L) Uvi
M) dmj KvUv I gvovBqi h
N) Abvb Kwl hcvwZ
2.4| bvmvix I D`vbwfwK dmj
(Kjv, Avbvim, evDKyj BZvw`)|
2.5| cvb eiR|
2.6| gvkig Pvl
2.7| Avq Drcv`bg KgKv
2.8 | MvgxY cwienb (bKv, wiv, fvb, Mii Mvwo
BZvw`) |
2.9| Rjgnvj eevcbv|
2.10| Abvb gqvw` KgKv (ikgwU Drcv`b,
jvvMvQ, LqiMvQ Drcv`b, ikg Pvl, ZuzZ
MvQ Pvl BZvw`)|
37
cwiwk-L
2012-13 A_eQi evsKmg~ni Rb Kwl I cjx FY weZiYi jgvv t

(KvwU UvKvq)
wgK
bs
Kwl I cjx FY weZiYi

jgvv
evsKi bvg
K. ivxq gvwjKvbvaxb weklvwqZ evsK

1
evsjv`k Kwl evsK
2
ivRkvnx Kwl Dbqb evsK
Dc mgw
4,600.00
1,300.00
5,900.00
L. ivxq gvwjKvbvaxb evwYwRK evsK

1
mvbvjx evsK wjt
2
RbZv evsK wjt
3
AMYx evsK wjt
4
icvjx evsK wjt
Dc mgw
1,162.00
750.00
660.00
135.00
2707.00
M. we`kx evsK t
1
vvW PvUvW evsK
2
evsK Avj-dvjvn wjt
3
Kgvwkqvj evsK Ae wmjvb wjt
4
wmwU evsK Gb G
5
nvwee evsK wjt
6
GBPGmwewm
7
bvkbvj evsK Ae cvwKvb
8
U evsK Ae Bwqv
9
Dwi evsK
Dc mgw
204.00
11.00
22.00
27.00
7.00
129.00
19.00
14.00
2.00
435.00
megvU j gvv
38
wgK
bs
evsKi bvg
N. emiKvix evwYwRK evsK t

1
wcwgqvi evsK wjt
2
Gwe evsK wjt
3
Avj-Avivdvn&& Bmjvgx evsK wjt
4
evsK Gwkqv wjt
5
ewmK evsK wjt
6
evsjv`k Kgvm evsK wjt
7
evK evsK wjt
8
XvKv evsK wjt
9
WvP&-evsjv evsK wjt
10
BvY evsK wjt
11
Gwg evsK wjt
12
dv wmwKDwiwU Bmjvgx evsK wjt
13
AvBGdAvBwm evsK wjt
14
Bmjvgx evsK evsjv`k wjt
15
hgybv evsK wjt
16
gvKUvBj evsK wjt
17
wgDPzqvj Uv evsK wjt
18
bvkbvj evsK wjt
19
Gbwmwmwe wjt
20
Iqvb evsK wjt
21
cvBg evsK wjt
22
c~evjx evsK wjt
23
kvnRvjvj Bmjvgx evsK wjt
24
mvmvj Bmjvgx evsK wjt
25
mvD_B evsK wjt
26
vvW evsK wjt
27
w` wmwU evsK wjt
28
Uv evsK wjt
29
BDbvBUW Kgvwkqvj evsK wjt
30
Div evsK wjt
Dc mgw
14,130.00
Kwl I cjx FY weZiYi

jgvv
100.00
188.00
174.00
157.00
118.00
19.00
179.00
160.00
160.00
144.00
203.00
150.00
122.00
725.00
109.00
158.00
90.00
228.00
135.00
95.00
278.00
215.00
184.00
111.00
212.00
107.00
142.00
102.00
228.00
95.00
5088.00
39
1
600
400
600
550
400
1350
720
550
2200
2450
2 00
200
250
250
2 00
300
300
2500
50000
400
200
6800
1200
10500
89900
17140
4140
exR
3500
1600
3800
1850
1600
6200
6200
2100
4500
3000
1800
1800
1800
1500
1 700
mylg
mvi
0
0
2500
5000
1200
1200
600
0
1 2 00
0
0
6000
6000
2500
2000
0
1200
1200
1200
1200
1200
mP
0
0
0
130000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
gvPv/
LywU/
eiR
600
250
1800
5000
700
700
750
350
750
750
500
800
800
500
350
350
200
200
200
250
250
KxUbvkK
3200
2500
3500
4800
3200
3200
3200
2400
3200
3200
2400
3200
3200
2400
3200
2500
2400
2400
2400
2400
2400
Rgx Zix
hvwK/nvj
8400
4200
12000
24000
6000
6000
8400
7200
7500
6000
6000
12000
13200
10800
6000
4000
3600
3600
3600
3600
3600
kg
5000
3000
6000
20000
5000
5000
6000
5000
6000
5000
5000
6000
6000
5000
3300
3000
2500
2500
2500
2500
2500
10
24300
11450
38800
328700
33640
20440
23050
16950
23050
17350
15900
35550
36120
23850
21550
15300
11900
11900
11950
11700
11850
11
cwiwk-M
24300
11450
38800
328700
33640
20440
23050
16950
23050
17350
15900
35550
36120
23850
21550
15300
11900
11900
11950
11700
11850
12
121500
57250
194000
1643500
168200
102200
115250
84750
115250
86750
79500
177750
180600
119250
107750
76500
59500
59500
59750
58500
59250
13
4050
1908
6467
54783
5607
3407
3842
2825
3842
2892
2650
5925
6020
3975
3592
2550
1983
1983
1992
1950
1975
14
cwZ FY MwnZvi
c wZ F Y
Rb mevP 5 GKi
GKi cwZ Ges AvL I Avjyi MwnZvi Rb
mewbg 0.50
FYi
Rb mevP 2.5
weNvi Rb
cwigvY
GKi Gi Rb
F
Yi cwigvY
FYi cwigY
*AvgwiKvb Zzjv Pvli Rb wUGmwc mvii cwieZ wWGwc mvi eenvi Kiv nj GKi cwZ BDwiqv 100 KwRi cwieZ 73 KwR eenvi KiZ ne |
`vbv km
1
AvDk (Ddkx)
2
AvDk (vbxq)
3
ivcv Avgb (Ddkx)
4
ivcv Avgb (vbxq)
5
evbv Avgb (vbxq)
6
eviv (nvBweW)
7
eviv (Ddkx)
8
eviv (vbxq)
9
Mg (mPKZ)
10 Mg (mP wenxb)
11 KvDb
12 Rvqvi (miMg)
13 evRiv (cvjwgjU)
14 evwj ev he
15 wPbv
A_Kix dmjt
16 cvU
17 kb
18 AvL
19 cvb
20 *Zzjv (AvgwiKvb)
21 Zzjv (Kzwgjv cvnvox)
dmji bvg
wgK
bs
gmygIqvix
dmj
Drcv`b gvU
Rwgi fvov
GKi cwZ Drcv`bi LiP (UvKvq)
dmj Drcv`bi FY wbqgvPvi t 1419-20 evs/2012-13 Bs
40
iwe dmj t
22
m xg
23
divmx mxg
24
jvD
25
eiewU
26
UgUv
27
jvj kvK
28
cvjs kvK
29
Kjgx kvK
30
gyjv
31
dzjKwc
32
euvavKwc
33
IjKwc
34
kvjMg
35
MvRi
36
gUiwU
37
jUzm
38
eb
Lwic (mewR) t
39
kkv/wLiv
40
DQ/Kijv
dmji bvg
wgK
bs
100
200
125
1600
200
200
900
825
180
700
1000
1800
1800
1800
1600
900
200
200
500
3800
3900
exR
2800
2800
2700
2300
6000
2500
2300
2300
4300
7000
6000
3975
4300
7600
2300
2250
7850
mylg
mvi
600
600
1200
1200
600
600
1800
600
600
60 0
1200
2400
2400
1800
1800
1800
6 00
600
1800
mP
12000
12000
12000
0
18000
4500
4500
0
0
0
0
0
0
0
0
0
0
0
0
gvPv/
LywU/
eiR
400
400
600
600
300
500
1500
2 00
200
300
300
600
600
500
500
500
400
200
1500
KxUbvkK
2400
2400
2400
2400
2400
3200
3200
2400
2400
2400
3200
3200
3200
3200
3200
3200
3200
3200
3200
Rgx Zix
hvwK/nvj
6000
6000
7200
7200
4800
6000
6000
3600
3600
3600
4800
9600
9600
6000
4800
4800
6000
4800
6000
kg
5000
5000
5000
5000
5000
5000
5000
3000
3000
3000
5000
5000
5000
5000
5000
5000
5000
5000
5000
10
30400
30800
31300
19400
33925
23700
28200
12500
13000
13025
18980
28500
27800
22275
21400
24700
19100
16950
25550
11
gmygIqvix
dmj
Drcv`b gvU
Rwgi fvov
cwiwk-M
30400
30800
31300
19400
339 2 5
23700
28200
12500
13000
13025
18980
28500
27800
22275
21400
24700
19100
16950
25550
12
152000
154000
156500
97000
169625
118500
141000
62500
65000
65125
94900
142500
139000
111375
107000
123500
95500
84750
127750
13
5067
5133
5217
3233
5654
3950
4700
2083
2167
2171
3163
4750
4633
3713
3567
4117
3183
2825
4258
14
cwZ FY MwnZvi
cwZ FY
Rb mevP 5 GKi
mewbg 0.50
FYi
Rb mevP 2.5
weNvi Rb
cwigvY
GKi Gi Rb
F
Yi cwigvY
FYi cwigY
41
dmji bvg
mylg
mvi
exR
mP
gvPv/
LywU/
eiR
KxUbvkK
Rwg Zix
hvwK/nvj
kg
cwiwk-M
7800
5633
8100
7900
5250
3517
4183
48667
6700
14983
16850
3300
2550
14
5552
2577
2933
5925
6133
4750
4750
4733
cwZ FY MwnZvi
c wZ F Y
Rb mevP 5 GKi
mewbg 0.50
FYi
Rb mevP 2.5
weNvi Rb
cwigvY
GKi Gi Rb
F
Yi cwigvY
FYi cwigY
1
2
3
4
5
6
7
8
9
10
11
12
13
41
cUj
3860
2000
600 12000
4 50
2400
6000
6000
33310 33310
166550
42
Xuom
15460 15460
77300
3300
260
1200
0
500
2400
4800
3000
5600
43
wgwKzgov
200
1200
0
400
2400
4800
3000
17600 17600
88000
44
Pvj Kzgov
5600
150
1200 18000
400
2400
4800
3000
35550 35550
177750
45
KvKivj
184000
4000
2000
1200 12000
600
2400
9600
5000
36800 36800
wSsMv
2400
6000
3000
28500 28500
400
600 12000
46
142500
3700
400
47
wPwPsMv
3700
400
600 12000
4 00
2400
6000
3000
28500 28500
142500
48
ay`yj
3600
400
600 12000
400
2400
6000
3000
28400 28400
142000
49
cuyB 2500
3000
15300
15300 76500
2550
400
600
0
400
2400
6000
50
WvUv
3000
300
600
0
400
2000
6000
3000
15300 15300
76500
gmjv RvZxq dmj t
51
gwiP
6 50 0
1000
1200
0
1000
3200
7200
5000
25100 25100
125500
52
cuqvR
8000
4000
1200
0
600
3200
7200
5 00 0
29200 29200
146000
53
imyb
7200
5000
40200 40200
201000
7000 16000 1200
0
600
3200
54
Av`v
8500 64000 1200
0
800
3200
7200
5000
89900 89900
449500
njy`
5500 80000 1200
505500
55
0
500
3200
7200
3500
101100 101100
56
wRiv
5000
19800 19800
99000
3600
1100
500
0
400
3200
6000
dj t
57
Kjv
3200
8400
9000
46800 46800
234000
10500 12100 2400
0
1200
58
cuc
9000
3000
700
0
500
3200
8400
9000
33800 33800
169000
243000
59
Avbvim (iwe)
8000 16500 1800
0
500
3200
9600
9000
48600 48600
9600
9000
47400 47400
237000
60
Avbvim (Lwic)
8000 16500
600
0
500
3200
61
ZigyR
2400
0
1000
3200
9600
5000
31500 31500
157500
6800
3500
62
evsMx
3600
400
1200
0
500
3200
7200
5000
21100 21100
105500
wet `t GKRb KlK Kwli Aci Kvb LvZ FY MnY Ki Ljvwc bv nj GKB KlKK iqvwZ 4% my` nvi Wvj, ZjexR, gmjv RvZxq dmj Ges fzUv Pvl LvZ FY Ìqv hve |
wgK
bs
gmygIqvix
dmj
Drcv`b gvU
Rwgi fvov
42
28000
18000
2000
2000
8000
300
250
2900
2900
2900
300
300
800
200
200
10300
5000
2700
3000
3975
4250
3200
3400
3400
3400
5700
5700
5700
3250
3200
1200
1200
0
0
1200
1200
1200
1800
600
1200
2500
1800
1800
600
600
300
14300
14300
42800
9000
6000
6000
6000
1200
exR
mP
4
15000
6000
38400
25000
mylg
mvi
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
gvPv/
LywU/
eiR
600
500
5 00
500
500
500
500
5 00
300
300
3000
500
400
500
500
7
3000
3000
3000
3000
KxUbvkK
3200
3200
2400
2400
2400
2400
2400
3200
3200
3200
3200
3200
3200
3200
3200
1600
8
5000
5000
11000
3200
Rgx Zix
hvwK/nvj
3600
3600
6000
6000
6000
3600
3600
3600
3600
3600
8400
6000
6000
6000
6000
2400
7200
7200
45000
9600
kg
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
5000
5000
3000
3000
3000
10
20000
20000
15000
20000
16150
14950
18200
18200
19400
16700
16700
18600
14150
14700
60400
39500
19100
18300
25275
16150
14950
18200
18200
19400
16700
16700
18600
14150
14700
60400
39500
19100
18300
25275
4300
12
11
70500 70500
61500 61500
161200 161200
71000 71000
4300
cwiwk-M
10067
6583
3183
3050
4213
2692
2492
3033
3033
3233
2783
2783
3100
235882
2450
80750
74750
91000
91000
97000
83500
83500
93000
70750
73500
717
14
11750
10250
26867
11833
302000
197500
95500
91500
126375
21500
13
352500
307500
806000
355000
cwZ FY MwnZvi
cwZ FY
Rb mevP 5 GKi
mewbg 0.50
FYi
Rb mevP 2.5
weNvi Rb
cwigvY
GKi Gi Rb
F
Yi cwigvY
FYi cwigY
63 Avg
64 wjPz
65 evDKzj/ AvcjKzj
66 cqviv
meyR mvi
67 av
K`j km t
68 Avjy (Ddkx)
69 Avjy (vbxq)
70 wgw Avjy
71
KPz
72 IjKPz
Zj exR t
73 mwilv (Ddkx)
74 mwilv (vbxq)
75 wPbvev`vg (Lwic-1)
76 wPbvev`vg (Lwic-2)
77 wPbvev`vg (iwe)
78 m~hgyLx (Lwic-1)
79 m~hgyLx (Lwic-2)
80 m~hgyLx (iwe)
81 wZj (Lwic)
82 wZj (iwe)
dmji bvg
wgK
bs
gmygIqvix
dmj
Drcv`b gvU
Rwgi fvov
43
dmji bvg
mylg
mvi
exR
mP
gvPv/
LywU/
eiR
KxUbvkK
Rgx Zix
hvwK/nvj
kg
cwiwk-M
7467
4317
4750
5133
2150
2150
2250
2133
2133
2233
2 333
2000
2350
1983
2117
2067
2342
2208
2 60 0
2800
14
cwZ FY MwnZvi
cwZ FY
Rb mevP 5 GKi
mewbg 0.50
FYi
Rb mevP 2.5
weNvi Rb
cwigvY
GKi Gi Rb
FYi cwigvY
FYi cwigY
1
2
3
5
6
9
12
13
11
4
7
8
10
83 Kzmyg dzj
3200
150
600
0
300
3200
3600
3000
14050 14050
70250
84 wZwm
13250 13250
66250
2400
150
600
0
300
3200
3600
3000
3400
1600
800
3200
3000
15600 15600
78000
85 mqvweb (Lwic)
0
0
3600
86 mqvweb (iwe)
3400
1600
1200
0
800
3200
3600
3000
16800 16800
84000
Wv j k m t
87 gyMWvj (Lwic-1)
1600
1000
0
0
500
3200
3600
3000
12900 12900
64500
64500
88 gyMWvj (Lwic-2)
1600
1000
0
0
500
3200
3600
3000
12900 12900
89 gyMWvj (iwe)
3600
3000
13500 13500
67500
1600
1000
600
0
500
3200
1600
90 gvmKjvB (Lwic-1)
900
0
0
500
3200
3600
3000
12800 12800
64000
91 gvmKjvB (Lwic-2)
1600
900
0
0
500
3200
3600
3000
12800 12800
64000
92 gvmKjvB (iwe)
1600
900
600
0
500
3200
3600
3000
13400 13400
67000
93 Qvjv
700
0
700
3200
3600
3000
14000 14000
70000
1700
1100
94 Aono
1400
300
0
0
500
3200
3600
3000
12000 12000
60000
95 gmyi
14100 14100
70500
1800
1200
700
0
600
3200
3600
3000
96 Lmvix
1600
800
0
0
500
2400
3600
3000
11900 11900
59500
97 gUi
600
0
3600
12700 12700
63500
2000
600
500
2400
3000
98 MvgUi
3000
12400 12400
62000
2400
500
0
0
500
2400
3600
`vbv km t
99 fzv (Lwic)
5000
25900 25900
129500
8000
1200
600
0
600
2500
8000
100 fzv (iwe)
8500
1200
1500
0
700
3200
8400
5000
28500 28500
142500
700
3200
101 fzv (nvBweW)
10500 1500
1500
0
8400
5000
30800 30800
154000
dj RvZxq t
1800
224000
102 Kgjv jey (bZzb evMvb mRb)
13500 6500 3000
0
5600
8400
6000
44800 44800
wgK
bs
gmygIqvix
dmj
Drcv`b gvU
Rwgi fvov
44
gPvl
AvMi
cuqvR exR Drcv`b
Iqj cvg
gvkig exR Drcv`b
gvkig Drcv`b
(cwZ gvm 500 KwR)
105
106
107
108
109
110
Abvb t
eix
9000
4000
2400
2400
5400
Gqvi
wKbe Kwkbvi
3wU
1wU
180000
300
47500
12000
ivK 20wU ivwbsK kwgK

300000 60000 30000
3wU
AUvKf
4500
12000
6600
3200
3200
6400
9600
18000
12000
38400
8400
kg
12
237900 237900
11
gvU
12000
6000
15000
34500
92100
62400
LiPi
weeiYx 10,95,000
mshy
1095000
LiPi 390000
weeiYx
mshy
390000
34500
92100
62400
mevP FY
390000
mevP FY
1095000
230250
(mevP FY 2.5
GKii Rb)
86250
(mevP FY 2.5
GKii Rb)
156000
(mevP FY 2.5
GKii Rb)
188400
(mevP FY)
2.5 GKii Rb)
594750 (mevP
13
cwZ FY MwnZvi
Rb mevP 5 GKi
GKi cwZ Ges AvL I Avjyi
FYi
Rb mevP 2.5
cwigvY
GKi Gi Rb
FYi cwigY
ev cwienb 188400 188400

I Abvb
30000
18000
10
ivK 20wU ivwbsK

we`yr mshvM
jvnvi Zwi KvVi ov, kwgK
300000 Mgi fzwm 35000 I Abvb
80000
250000
2500
3000
5000
Rwg Zix
mP gvPv/LywU KxUbvkK hvwK/nvj
eiR
180000 6000
exR
ggvwQmn 50wU ev Zwi LiP 2400*50=120000
12500
104
mylg
mvi
dmji bvg
wgK
bs
gmygIqvix
dmj
Drcv`b
Rwgi fvov
mewbg FY
130000
mewbg FY
365000
5750
(mewbg)
15350
(mewbg)
10400
(mewbg)
37640
(mewbg)
39650
14
cwZ FY
MwnZvi Rb
mewbg 0.50
weNvi Rb
FYi cwigvY
cwiwk-M
45
iRbxMv dzj
Muv`v dzj
114
115
58220
Mvjvc dzj
112
5
6
10000
6000
5000
240000 5000
2500
1500
2500
120000 14400 30400
5000
5000
5000
5000
kg
36000
24000
36600
280000
295200 475000
Rwg Zix
mP gvPv/LywU KxUbvkK hvwK/nvj
eiR
420000 210000 312000 5000
exR
19840 25000
21385
24530
54630
Ruvieiv dzj
11 1
MvwWIjvm dzj
113
mylg
mv i
dmji bvg
wgK
bs
30000
30000
30000
30000
30000
10
gmygIqvix
dmj
Drcv`b
Rwgi fvov
11
gvU
12
438020
124340
96885
c`vbi c~e
cwiKbv, cvjb I
eveZv hvPvB KiZ ne
343630 FY
c`vbi c~e
cwiKbv, cvjb I
eveZv hvPvB KiZ ne
438020 FY
96885 FY
c`vbi c~e
96885
cwiKbv, cvjb I
eveZv hvPvB KiZ ne
124340 FY
124340
c`vbi c~e
cwiKbv, cvjb I
eveZv hvPvB KiZ ne
343630 343630
438020
1846830 FY
c`vbi c~e
cwiKbv, cvjb I
eveZv hvPvB KiZ ne
13
cwZ FY MwnZvi
Rb mevP 5 GKi
GKi cwZ Ges AvL I Avjyi
FYi
Rb mevP 2.5
cwigvY
GKi Gi Rb
FYi cwigY
1846830 1846830
41446
32295
114543
146000
615610
14
cwZ FY
MwnZvi Rb
mewbg 0.50
weNvi Rb
FYi cwigvY
cwiwk-M
cwiwk-M
1| gvkig exR (Spawn) Drcv`b LiPi weeiYx t
(UvKvq)
b (Spawn) cvKU Drcv`b LiP cwZgvm 25000 cvKU
dmj
AUvKf (3wU) wKb e (1wU) Gqvi Kwkbvi ivK (20wU ivwbs K (KvVi
ov, Mgi fywl
jvnvi Zwi)
BZvw`)
(3wU)
300000
250000
180000
150000
100000
gvkig exR
kwgK
(6 Rb)
we`yr mshvM
I Abvb LiP
megvU
35000
80000
1095000
gvkig exR Drcv`bi Rb FY c`vb weeP welq t

jveiUwi wews (3000 et dzU) _vKZ ne|
jveiUwi wews QvovI gvjvgvj DVvbv bvgvbv I KuvPvgvj msiYi Rb AZt 3000 eMdzU duvKv
RvqMv _vKZ ne|
jveiUwi wews I duvKv RvqMv wbR^ bv nj AZt 3(wZb) ermi gqvw` fvovi Pzw _vKZ ne|
gvUihvb hvZvqvZi myweav _vKZ ne|
we`yr mshvM _vKZ ne|
RvZxq gvkig Dbqb I mcmviY K` A_ev Kwl mcmviY Awaì KZK cwiPvwjZ cwZvb _K
cwkY cv nZ ne|
FY c`vb I cwikvai ^vfvweK mgqmxgv t mviv eQi|
cwZgvm 500 KwR gvkig Drcv`b

dmj
ivK (20wU)
ivwbs K (cvKUi
megvU
ge
390000
ivwbs Ki myweav
cieZx gvmI ejer _vKe
kwgK (3 Rb)
g~j BZvw`)
gvkig
300000
60000
30000
gvkig Drcv`bi Rb FY c`vb weeP welq t

PvlNi (3000 eMdzU) _vKZ ne|
PvlNi QvovI gvjvgvj DVvbv bvgvbvi Rb AZt 1000 eMdzU duvKv RvqMv _vKZ ne|
PvlNi I duvKv RvqMv wbR^ bv nj AZt 3(wZb) ermi gqvw` fvovi Pzw _vKZ ne|
gvUihvb hvZvqvZi myweav _vKZ ne|
we`yr mshvM _vKZ ne|
RvZxq gvkig Dbqb I mcmviY K` A_ev Kwl mcmviY Awaì KZK cwiPvwjZ cwZvb _K
cwkY cv nZ ne|
FY c`vb I cwikvai ^vfvweK mgqmxgv t mviv eQi|
46
dmj Drcv`bi cwKv I FY cwikva m~Pxt 1419-1420evs/2012-2013 Bs

t
bs
1
dmji bvg
2
AvDk (Ddkx)
AvDk (vbxq)
ivcv Avgb (Ddkx)
ivcv Avgb (vbxq)
evbv Avgb (vbxq)
eviv (Ddkx/nvBweW)
eviv (vbxq)
Mg (mPKZ)
Mg (mP wenxb)
10
KvDb
11
Rvqvi (miMg)
12
evRiv (cvjwgjU)
13
evwj he
14
wPbv
FY weZiY Kvj
3
Drcv`b gmyg
dmj KZb/msMn Kvj
4
cwiwk-N
FY cwikvai ^vfvweK mgqmxgv

5
19 gvN-16 R
1 deqvix-31 g
1 dvyb-16 ekvL
1 gvP-30 Gwcj
17 R-14 Avwkb
1 Ryb-30 mî
17 R-14 Avwkb
1 Ryb-30 mî
17 dvyb-16 R
1 gvP-30g
1 KvwZK-1 P
15 Avei-15 gvP
16 Avwkb-17 P
1 Avei-31 gvP
17 KvwZK-1 cl
1 bfî-15 wWmî
17 KvwZK-1 cl
1 bfî-16 wWmî
16 Avwkb-30 KvwZK
1 Avei-14 bfî
16 Avwkb-30 KvwZK
1 Avei-14 bfî
16 Avwkb-30 KvwZK
1 Avei-14 bfî
16 Avwkb-30 KvwZK
1 Avei-14 bfî
16 Avwkb-30 KvwZK
1 Avei-14 bfî
16 Avlvp-15 fv`
1 RyjvB-31 AvM
16 Avlvp-15 fv`
1 RyjvB-31 RyjvB
16 KvwZK-16 cl
1 bfî-31 wWmî
16 KvwZK-16 cl
1 bfî-31 wWmî
16 KvwZK-16 cl
1 bfî-31 wWmî
17 ekvL-15 Avlvp
1 g-30 Ryb
18 P-15 Avlvp
1 Gwcj-30 Ryb
18 gvN-17 dvyb
31 Rvbyqvix-1 gvP
18 gvN-17 dvyb
31 Rvbyqvix-1 gvP
2 dvyb-30 P
14 deqvix-13 Gwcj
2 dvyb-30 P
14 deqvix-13 Gwcj
2 dvyb-30 P
14 deqvix-13 Gwcj
2 dvyb-30 P
14 deqvix-13 Gwcj
2 dvyb-30 P
14 deqvix-13 Gwcj
17 cl
31 wWmî
17 cl
31 wWmî
16 P
31 gvP
16 P
31 gvP
15 dvyb
28 deqvix
14 Avwkb
30 mî
14 Avwkb
30 mî
15 Avlvp
30 Ryb
15 Avlvp
30 Ryb
31 R
15 Ryb
31 R
15 Ryb
31 R
15 Ryb
31 R
15 Ryb
31 R
15 Ryb
3 dvyb-16 ekvL
15 deqvix-30 Gwcj
3 dvyb-1 P
15 deqvix-15 gvP
16 Avwkb-17 P
1 Avei-31 gvP
mviv eQi
31 R-30 fv`
15 Ryb-15 mî
31 R-30 fv`
15 Ryb-15 mî
16 KvwZK-15 dvyb
1 bfî-28 deqvix
mviv eQi
30 KvwZK
15 bfî
30 KvwZK
15 bfî
16 P
31 gvP( (cii eQi)
dmj msMn i _K cieZx 6 gvm
17 Avlvp-15 Avwkb
1 RyjvB-30 mî
1 cl-1 P
15 wWmî-15 gvP
16 ekvL
30 Gwcj
18 P- 17 R
1 Gwcj-31 g
1 AMnvqY-17 cl
15 bfî-31 wWmî
17 P
31 gvP
(L) A_Kix dmj t

15
cvU
16
kb
17
AvL
18
cvb
Zzjv
K)
L)
AvgwiKvb RvZi
Zzjv, XvKv, ivRkvnx
I Lyjbv wefvM
Kywgjv Zzjv-evìevb
ivvgvwU I LvMovQwo
cveZ Rjv
(M) iwe mx t
19
mxg
16 kveY-14 Avwkb
1 AvM-30 mî
16 KvwZK-15 dvyb
1 bfî-28 deqvix
15 Avlvp
30 Ryb
wet `t Ajf` dmj ecb/ivcbi Av`k mgqKvji ZviZg I cvKwZK `yhvMi KviY dmj ecY/ivcb wejw^Z nj ev cybtivcbi
cqvRb nj Zvi Rb hwK mgq ch FY weZiY Kiv hve |
47

t
bs
1
dmji bvg
2
FY weZiY Kvj
3
Drcv`b gmyg
dmj KZb/msMn Kvj
4
cwiwk-N

5
2 gvN-30 fv`
15 Rvbyqvix- 15 mî
30 kveY-17 cl
15 Rvbyqvix-31 wWmî
17 KvwZK-17 cl
1 bfî-31 wWmî
30 Avwkb-1 AMnvqY
15 Avei-15 bfî
16 Avwkb-16 AMnvqY
1 Avei-30 bfî
16 Avwkb-16 AMnvqY
1 Avei-30 bfî
16 Avwkb-16 AMnvqY
1 Avei-30 bfî
17 KvwZK-17 cl
1 bfî-31 wWmî
16 Avwkb-16 AMnvqb
1 Avei-30 bfî
16 Avwkb-16 AMnvqY
1 Avei-30 bfî
16 Avwkb-16 AMnvqY
1 Avei-30 bfî
2 gvN-30 dvyb
15 Rvbyqvix-14 gvP
16 KvwZK-15 dvyb
15 bfî-28 deqvix
16 KvwZK-17 P
1 Avei-31 gvP
18 P-16 R
1 Gwcj-31 g
18 cl-17 P
1 Rvbyqvix-31 gvP
18 cl-16 dvyb
1 Rvbyqvix-28 deqvix
18 cl-16 dvyb
18 cl-16 dvyb
18 cl-16 dvyb
18 cl-16 dvyb
19 gvN-17 P
1 deqvix-31 gvP
19 gvN-17 P
1 deqvix-31 gvP
31 P-30 fv`
14 Gwcj-15 mî
15 Avlvp
30 Ryb
15 Avwkb
30 mî
15 kveY
31 RyjvB
15 Avlvp
30 Ryb
15 Avlvp
30 Ryb
15 Avlvp
30 Ryb
15 Avlvp
30 Ryb
15 Avlvp
30 Ryb
15 Avlvp
30 Ryb
15 Avlvp
30 Ryb
15 Avlvp
30 Ryb
30 KvwZK
15 bfî
16 Avwkb-16 AMnvqY
1 Avei-30 bfî
mviv eQi
19 gvN-17 P
1 deqvix-31 gvP
mviv eQi
15 Avlvp
30 Ryb
20
jvjkvK
21
cvjskvK
22
Kjwg kvK
23
jvD
24
gyjv
25
dzjKwc
26
euvavKwc
27
IjKwc
28
kvjMg
29
MvRi
30
gUimywU
31
eiewU
32
jUzm
33
Xouk (iwe)
34
eb
mviv eQi
mviv eQi
35
UgUv
31 kveY-17 cl
15 AvM-31 wWmî
17 Avwkb-17 P
1 Avei-31 gvP
14 Avwkb
30 Gwcj
16 AMnvqb
30 bfî
(N) Lwic mx t
36
kkv
19 gvN-17 P
1 deqvix-31 gvP
18 P-16 R
1 Gwcj-31 g
37
DQ
mviv eQi
mviv eQi
38
cUj
30 Avwkb-16 AMnvqY
15 Avei-30 bfî
39
Xouk (Lwic)
mviv eQi
1 P-16 ekvL
15 gvP-30 Gwcj
mviv eQi
40
wgw Kzgov
mviv eQi
mviv eQi
41
Pvj Kzgov
mviv eQi
mviv eQi
42
Kijv
mviv eQi
mviv eQi
17 dvyb-17 P
1 gvP-31 gvP
19 gvN-17 P
1 deqvix-31 gvP
19 gvN-17 P
1 deqvix-31 gvP
16 R-15 Avlvp
31 g-30 Ryb
18 P-16 R
1 Gwcj-31 g
18 P-16 R
1 Gwcj-31 g

16 AMnvqY
30 bfî
16 AMnvqY
30 bfî
16 AMnvqY
30 bfî
43
KvKivj
44
wSsMv
45
wPwPsMv
15 Avlvp
30 Ryb
wet `t Ajf` dmj ecb/ivcbi Av`k mgqKvji ZviZg I cvKwZK `yhvMi KviY dmj ecY/ivcb wejw^Z nj
ev cybtivcbi cqvRb nj Zvi Rb hwK mgq ch FY weZiY Kiv hve |
48

t
bs
1
dmji bvg
2
46
ay`yj
47
cyuB
48
WvUv
FY weZiY Kvj
3
Drcv`b gmyg
dmj KZb/msMn Kvj
4
19 gvN-17 P
1 deqvix-31 gvP
19 gvN-17 P
1 deqvix-31 gvP
mviv eQi
18 P-16 R
1 Gwcj-31 g
18 P-16 R
1 Gwcj-31 g
mviv eQi
cwiwk-N

5
16 AMnvqY
30 bfî
16 AMnvqY
30 bfî
(O) gmjv t
49
gwiP
50
cuqvR
51
imyb
52
Av`v
53
njy`
54
wRiv
mviv eQi
16 Avwkb-17 cl
1 bfî-31 wWmî
17 KvwZK-17 cl
1 bfî-31 wWmî
17 KvwZK-15 Avlvp
1 bfî-30 Ryb
17 dvyb-16 ekvL
1 gvP-31 Gwcj
3 dvyb-30 P
15 deqvix-13 Gwcj
mviv eQi
18 P-16 R
1 Gwcj-31 g
18 P-16 R
1 Gwcj-31 g
18 P -15 AMnvqY
1 Gwcj-30 bfî
17 AMnvqb-17 gvN
1 wWmî-31 Rvbyqvix
30 gvN-29 dvyb
13 deqvix-14 gvP

15 kveY
31 RyjvB
15 kveY
31 RyjvB
17 gvN
31 Rvbyqvix
15 Avlvp
30 Ryb
31 R
15 Ryb
(P) dj t
55
cuc *
56
Kjv *
57
Avbvim (iwe)
58
Avbvim (Lwic)
59
ZigyR
60
evsMx
61
Avg
62
wjPz
63
evDKzj/Avcj Kzj
19 gvN-17 P
1 deqvix-31 gvP
19 gvN-17 P
1 deqvix-31 gvP
16 Avwkb-15 P
1 Avei-30 bfî
2 P-30 ekvL
16 gvP-14 g
30 Avwkb-18 gvN
15 Avei-31 Rvbyqvix
19 gvN-1 P
1 deqvix- 16 gvP
1 ekvL-30 Avlvp
15 Gwcj-15 RyjvB
deqvix-gvP
15 dvyb
30 fv`-30 KvwZK
28 deqvix
15 mî-15 bfî
16 P
30 fv`-15 AMnvqY
31 gvP
15 mî-30 bfî
1 R
31 fv`-29 KvwZK
16 g (cii eQi)
16 mî-14 bfî (cii eQi)
30 KvwZK
30 dvyb-30 ekvL
14 bfî (cii eQi)
15 gvP-14 g (cii eQi)
15 KvwZK
17 dvyb-31 R
31 Avei
1 gvP-15 Ryb
15 KvwZK
18 ekvL-31 R
31 Avei
1 g-16 Ryb
30 Avlvp
1 ekvL-30 kveb
15 RyjvB
15 Gwcj-15 AvM
g-Ryb
AvM-mî dmj msMni eQi
Rvbyqvix-deqvix
gvP-Gwcj
gvP-Gwcj (dmj msMni eQi)
17 fv`-17 cl
1 mî-31 wWmî
17 fv`-17 cl
1 mî-31 wWmî
17 fv`-16 AMnvqY
1 mî-31 wWmî
18 cl-16 dvyb
Rvbyqvix-deqvix
19 gvN-17 P
1 deqvix-31 gvP
19 gvN-17 P
1 deqvix-31 gvP
18 P-16 R
1 Gwcj-31 g
16 kveY-14 Avwkb
1 AvM-30 mî
wWmî-Rvbyqvix
17 fv`
30 AvM
17 fv`
30 AvM
15 fv`
31 AvM
17 cl
31 wWmî
g-Ryb (cii eQi)
(Q) K`j km t
64
Avjy (Ddkx)
65
Avjy (vbxq)
66
wgw Avjy
67
KPz
68
IjKPz
* ZviKv wPwZ dmjmg~n mviv eQiB Pvlvev` nq weavq evsKmg~n mviv eQiB D LvZmg~n FY c`vb KiZ cvie |
wet `t Ajf` dmj ecb/ivcbi Av`k mgqKvji ZviZg I cvKwZK `yhvMi KviY dmj ecY/ivcb wejw^Z nj ev
cybtivcbi cqvRb nj Zvi Rb hwK mgq ch FY weZiY Kiv hve |
49

t
bs
1
dmji bvg
2
FY weZiY Kvj
3
Drcv`b gmyg
dmj KZb/msMn Kvj
4

5
(R) Zj exR km t
69
mwilv (Ddkx)
70
mwilv (vbxq)
71
wPbvev`vg (Lwic-1)
72
wPbvev`vg (Lwic-2)
73
wPbvev`vg (iwe)
74
m~hgyLx (Lwic-1)
75
m~hg~Lx (Lwic-2)
76
m~hg~Lx (iwe)
77
wZj (Lwic)
78
wZj (iwe)
79
MRb wZj/wR wZj
80
Kzmyg dzj (md dvDqvi)
81
mqvweb (Lwic)
82
mqvweb (iwe)
1 Avwkb-16 AMnvqY
1 Avei-30 bfî
1 Avwkb-16 AMnvqY
1 Avei-30 bfî
2 gvN-17 P
1 Rvbyqvix-31 gvP
31 ekvL-15 kveY
15 g-31 RyjvB
1 Avwkb-16 AMnvqb
1 Avei-30 bfî
1 P-16 R
18 gvP-31 g
30 Avlvp-14 Avwkb
15 RyjvB-30 mî
16 Avwkb-1 AMnvqb
1 Avei-15 bfî
19 gvN-30 P
1 deqvix-13 Gwcj
16 Avwkb-15 AMnvqY
1 Avei-30 bfî
16 Avwkb-30 AMnvqY
1 Avei-14 wWmî
2 gvN-17 P
15 Rvbyqvix-31 gvP
2 gvN-17 P
15 Rvbyqvix-31 gvP
16 kveY-14 Avwkb
1 AvM-30 mî
16 AMnvqY-16 dvyb
1 wWmî-28 deqvix
18 P-16 R
1 Gwcj-31 g
30 Avlvp-30 fv`
15 RyjvB-15 mî
30 KvwZK-1 gvN
15 bfî-15 Rvbyqvix
19 gvN-17 P
1 deqvix-31 gvP
17 R-15 Avlvp
1 Ryb-30 Ryb
18 cl-1 P
1 Rvbyqvix-15 gvP
2 gvN-1 P
15 Rvbyqvix-15 gvP
15 Avlvp
30 Ryb
15 Avlvp
30 Ryb
17 cl
31 wWmî
15 ekvL
30 Gwcj
15 fv`
31 AvM
1 gvN
15 Rvbyqvix
31 ekvL
10 g
15 kveY
31 RyjvB
15 AMnvqY
30 bfî
15 Avlvp
30 Ryb
15 kveY
31 RyjvB
16 Avwkb-30 AMnvqY
1 Avei-14 wWmî
30 Avlvp-14 Avwkb
15 RyjvB-30 mî
17 KvwZK-18 gvN
1 bfî-31 Rvbyqvix
2 gvN-1 P
15 Rvbyqvix-15 gvP
16 KvwZK-17 gvN
1 bfî-31 Rvbyhvix
17 dvyb-16 R
1 gvP-31 g
15 kveY
31 RyjvB
15 Avlvp
30 Ryb
15 KvwZK
31 Avei
17 dvyb-1 ekvL
1 gvP-15 Gwcj
16 kveY-14 Avwkb
1 AvM-30 mî
16 Avwkb-1 AMnvqb
1 Avei-15 bfî
17 dvyb-1 ekvL
1 gvP-15 Gwcj
31 ekvL-30 Avlvp
15 g-14 RyjvB
30 Avwkb-16 AMnvqY
15 Avei-30 bfî
30 Avwkb-16 AMnvqY
15 Avei-30 bfî
30 Avwkb-16 AMnvqY
15 Avei-30 bfî
16 Avwkb-16 AMnvqY
1 Avei-30 bfî
16 Avwkb-16 AMnvqY
1 Avei-30 bfî
30 Avwkb-16 AMnvqY
15 Avei-30 bfî
29 ekvL-16 Avlvp
13 g-1 RyjvB
29 Avwkb-16 cl
15 Avei-31 wWmî
1 cl-16 dvyb
15 wWmî-28 deqvix
2 R-30 Avlvp
17 g-15 RyjvB
30 kveY-29 Avwkb
15 AvM-15 Avei
24 cl-16 dvyb
1 P-16 ekvL
15 gvP-30 Gwcj
1 P-16 ekvL
15 gvP-30 Gwcj
1 gvN- 30 dvyb
14 Rvbyqvix-14 gvP
2 gvN- 30 dvyb
15 Rvbyqvix-14 gvP
1 P-16 ekvL
15 gvP-30 Gwcj
15 Avwkb
1 Avei
16 dvyb
1 gvP
16 kveY
1 AvM
15 Avwkb
1 AvM
17 cl
1 Rvbyqvix
15 kveY
31 RyjvB
15 Avlvp
30 Ryb
15 Avlvp
31 RyjvB
30 ekvL
14 g
30 ekvL
14 g
15 kveY
31 RyjvB
(S) Wvj km t
83
gyMWvj (MxKvjxb)
84
gyMWvj (Lwic)
85
gyMWvj (iwe)
86
gvmKjvB (MxKvjxb)
87
gvmKjvB (Lwic)
88
gvmKjvB (iwe)
89
Qvjv
90
Aoni
91
gmyix
92
Lmvix
93
gUi
wet `t Ajf` dmj ecb/ivcbi Av`k mgqKvji ZviZg I cvKwZK `yhvMi KviY dmj ecY/ivcb wejw^Z nj
50
cwiwk-N

t
bs
1
94
dmji bvg
2
Mv-gUi
FY weZiY Kvj
3
Drcv`b gmyg
dmj KZb/msMn Kvj
4
30 Avwkb-16 AMnvqY
15 Avei-30 bfî
1 P-16 ekvL
15 gvP-30 Gwcj
cwiwk-N

5
15 kveY
31 RyjvB
(T) `vbv km t
95
fzv (Lwic)
96
fzv (iwe)
97
meyR mvi (av/QbcU)
17 dvyb-16 ekvL
1 gvP-30 Gwcj
16 Avwkb-30 KvwZK
1 Avei-14 bfî
Gwcj-g
17 R-15 kveY
1 Ryb-31 RyjvB
2 dvyb-30 P
14 deqvix-13 Gwcj
RyjvB-AvM
16 cl
31 AvM
31 R
15 Ryb
31 wWmî
Abvb dmj t
g-Ryb
98
AvMi
99
cuqvR exR
Avei-bfî
100
Kgjv jey
Gwcj-g
bZzb evMvbi 4-5 eQi ci

wWmî gvm I cyivZb evMvbi
H eQii wWmî gvm|
Rvbyqvix-deqvix
deqvix-gvP
dmj msMni gvm _KB
bfî-wWmî
kxZ gmyg 15 deqvix

em gmyg 15 Ryb
gay msMni gvm _KB
Ryb-RyjvB
ivcbi 5-7 eQi ci
dmj msMni ci
mviv eQi
mviv eQi
dmj msMni ci _KB
mviv eQi
mviv eQi
dmj msMni ci _KB
Avei-bfî
101
eix
102
gPvl
103
cvgIqj
104
ivcbi 15-20 eQi ci Ges AvMi

MvQ KZbi i _KB
MvQ msMni Dchy mgq cwic nj
mviv eQiB MvQ KZb Kiv hvq|
gvP-Gwcj
gvmig exR Drcv`b
105
gvmig Drcv`b
106
Rvieiv dzj
mî-wWmî
wWmî-bfî
g-Ryb
107
Mvjvc
Avei-deqvix
deqvix-gvP
g-Ryb
108
MvwWIjvm
Rvbyqvix-wWmî
g-Ryb
109
iRbxMv
mî-Rvbyqvix
Avei-deqvix
110
Muv`v - iwe
- Lwic
111
divmx mxg
112
cqviv
Avei-wWmî
g-Ryb
16 Avwkb-16 AMnvqb
1jv Avei-30 bfî
16 R-15 fv`
1jv Ryb-30 AvM
wWmî-Rvbyqvix
g-Ryb
Rvbyqvix-Ryb
g-wWmî
18 cl-16 dvyb
1jv Rvbyqvix-28 deqvix
1jv kveY-15 fv`
15 RyjvB-30 AvM
gvP-Gwcj
AvM-mî
15 Avlvp
30 Ryb
15 Avwkb
1jv Avei
wet `t Aj f` dmj ecb/ivcbi Av`k mgqKvji ZviZg I cvKwZK `yhvMi KviY dmj ecY/ivcb wejw^Z nj
51
cwiwk- O
dmj Drcv`bi FY wbqgvPvi t 1419-20 evs/2012-13Bs

kYxwebvm/wgk dmj/mv_x dmj/wij Pvl wfwK evrmwiK Drcv`b cwiKbv
dmj (GKi cwZ)
FYi cwigvY UvKvq (GKi cwZ)
t
bs
1
Avjy-evbv Avgb
Lwic-2
0
ivcv Avgb (vbxq)

Avjy-meyR mvi
Avjy- KPz
ivcv Avgb (vbxq)

17350
0
ivcv Avgb (Ddkx)
23050
ivcv Avgb (Ddkx)

m~hg~Lx-gyM
ivcv Avgb (Ddkx)
m~hg~Lx-meyR mvi
ivcv Avgb (Ddkx)
mwilv-meyR mvi
Zzjv-Qvjv
gvmKjvB-gyM
evbv AvDk
mwilv-evbv AvDk
gvmKjvB-mwilv+
gmyi-evbv AvDk
ivcv Avgb (vbxq)
mwilv-eviv ( Ddkx)
ivcv Avgb (vbxq)
mwilv-meyR mvi
2
3
4
5
6
10
11
12
ivcv Avgb (Ddkx)

23050
ivcv Avgb (Ddkx)
23050
Zzjv
33600
gvmKjvB
12800
gvU
dmji wbweoZv
76300
200%
82051
300%
KPz
18300
78700
200%
Avjy
60400
Avjy
60401
Avjy
60400
m~hg~Lx
18600
evbv Avgb
15900
meyR mvi
4300
gyM
12900
54550
300%
m~hg~Lx
18600
mwilv
16150
meyR mvi
4300
45950
300%
meyR mvi
4300
0
43500
300%
47600
200%
43250
300%
33100
200%
60000
300%
eviv (Ddkx)
36120
meyR mvi
4300
evbv AvDk
16950
69620
300%
37800
300%
31650
200%
KvDb
11900
fzv (Lwic-1)
28500
31000
200%
111950
300%
49000
300%
56150
300%
mwilv
16150
ivcv AvDk (Ddkx)

23050
56550
300%
cvU
24300
103600
300%
evbv Avgb
15900
gyjv+Avjy (Ddkx)
18900+60400
Avjy (Ddkx)
60400
wZj
14150
90450
300%
ivcv Avgb
(Ddkx)23050
Avjy (Ddkx)
60400
evbv AvDk
16950
100400
300%
mwilv (Ddkx)
16150
Avjy (Ddkx)
60400
cvU
24300
40450
200%
cvU
24300
84700
200%
Avjy (vbxq)
60400
eviv (Ddkx)
36120
119570
200%
0
gvmKjvB
12800
ivcv Avgb (vbxq)
17350
ivcv Avgb (vbxq)
17350
0
14
wgwAvjy-KvDb
15
ivcv Avgb (Ddkx)

Avjyy-fzv(Lwic-1)
mwilv-evbv AvDk+
evbv Avgb
ivcv Avgb (Ddkx)
mwilv-evbv AvDk
ivcv Avgb (vbxq)
mwilv-ivcv AvDk (Ddkx)
18
Lwic-1
evbv AvDk
16950
evbv AvDk
16950
evbv AvDk
16950
wZj-evbv AvDk
17
iwe
Qvjv
14000
gyM
13500
mwilv
16150
mwilv+gmyi
16150+14100
mwilv
16150
mwilv
16150
wZj
14700
wgwAvjy
19100
Avjy
60400
mwilv
16150
mwilv
16150
13
16
52
dmj webvm
ivcv Avgb
(Ddkx) 23050
0
ivcv Avgb
(Ddkx)23050
ivcv Avgb
(vbxq)17350
19
gyjv+Avjy-cvU
20
evbv Avgb-Avjy
(Ddkx) -wZj
21
ivcv Avgb (Ddkx)

Avjy (Ddkx)-evbv AvDk
22
mwilv-cvU
23
Avjy-cvU
24
ivcv Avgb (Ddkx)

Avjy (vbxq)-eviv (Ddkx)
ivcv Avgb
(Ddkx)23050
evbv AvDk+
evbv Avgb
16950+15900
evbv AvDk
16950
cwiwk- O

dmj (GKi cwZ)
t
bs
25
Lwic-2
iwe
Lwic-1
gvU
dmji wbweoZv
gmyi-cvU
gmyi 14100
cvU 24300
38400
200%
26
gmyi+mwilv-cvU
gmyi+mwilv cvU 24300

14100+16150
54550
300%
27
gyM-gmyi-cvU
gyM 12900
gmyi 14100
cvU 24300
51300
300%
28
ivcv Avgb (vbxq)

gmyi-cvU
ivcv Avgb (vbxq)

17350
gmyi 14100
cvU 24300
55750
300%
29
gyjv+gmyi-cvU
evbv Avgb 15900
gyjv+gmyi
18900+14100 cvU 24300
57300
300%
30
evbv Avgb
mwilv-evbv AvDk
49000
300%
31
wZj-evbv AvDk
31650
200%
32
ivcv Avgb (Ddkx)

mwilv-cvU
mwilv-evbv AvDk+
evbv Avgb
63500
300%
49000
300%
58750
300%
43850
300%
55650
300%
33750
200%
46450
300%
56800
50%
42150
200%
30250
200%
77800
200%
54950
200%
52900
200%
52800
200%
55600
200%
55600
200%
33
dmj webvm
ivcv Avgb (Ddkx)

23050
0
gyM 12900
34
gyM-Mg-cvU
gvmKjvB 12800
35
gvmKjvB-gmyi-evbv AvDk
ivcv Avgb (vbxq)

17350
36
ivcv Avgb (vbxq)

Qvjv-cvU
37
wPbvev`vg-evbv AvDk
38
ivcv Avgb (Ddkx)

wgw Avjy-meyR mvi
ivcv Avgb (Ddkx)
mqvweb-wWewjs AvDk
ivcv Avgb (Ddkx)
wgw Avjy
39
40
ivcv Avgb (vbxq)

17350
ivcv Avgb (Ddkx)

23050
ivcv Avgb (Ddkx)
23050
ivcv Avgb (Ddkx)
23050
evbv AvDk
mwilv
16950
16150
wZj
evbv AvDk
14700
16950
mwilv
cvU
16150
24300
evbv AvDk+
mwilv
evbv Avgb
16150 16950+15900
Mg
cvU
21550
24300
gmyi
evbv AvDk
14100
16950
Qvjv
cvU
14000
24300
wPbvev`vg evbv AvDk
16800
16950
wgw Avjy
meyR mvi
19100
4300
mqvweb
wWewjs AvDk
16800
16950
wgw Avjy
0
19100
wgk dmjt
41
gmyi+mwilv
42
AvL+Avjy
43
AvL+mwilv
44
AvL+gmyi
45
AvL+Qvjv
46
AvL+mqvweb
47
AvL+wPbvev`g
gmyi+mwilv
14100+16150
AvL+Avjy
38800+39000
AvL+mwilv
38800+16150
AvL+gmyi
38800+14100
AvL+Qvjv
38800+14000
AvL+mqvweb
38800+16800
AvL+wPbvev`g
38800+16800
53
cwiwk- O

dmj (GKi cwZ)
t
bs
dmj webvm
48
ivcv Avgb+mwilv
49
ivcv Avgb+Lmvix
50
ivcv Avgb+gmyi
Lwic-2
iwe
Lwic-1
ivcv Avgb
17350
ivcv Avgb
17350
ivcv Avgb
17350
mwilv
14950
Lmvix
11900
gmyi
14100
32300
200%
29250
200%
31450
200%
ivcv Avgb (Ddkx)

23050
cyuB kvK
15300
Kgjv jey
44800
AvMi
62000
cuqvR exR
57200
eix
37900
93150
300%
68660
300%
gyM
12900
Xuom
15460
0
44800
100%
62000
100%
gPvl
188400
0
188400
100%
34500
100%
Rvieiv dzj
1801830
Mvjvc dzj
508020
MvwWIjvm dzj
313630
iRbxMv dzj
66885
Muv`v dzj
124340
1801830
100%
508020
100%
313630
100%
66885
100%
124340
100%
900000
100%
275000
100%
gvU
dmji wbweoZv
Abvb dmj t
51
52
54
cuqvR exR-gyM
ivcv Avgb (Ddkx)
eix-Xom
cyuB kvK
53
Kgjv jey
54
AvMi
55
gPvl
56
cvgIqj
57
Rvieiv dzj
58
Mvjvc dzj
59
MvwWIjvm dzj
60
iRbxMv dzj
61
Muv`v dzj
62
gvkig exR Drcv`b
63
gvkig Drcv`b
0
cvgIqj
34500
gvkig exR Drcv`b

900000
gvkig Drcv`b
275000

2012-2013 A - ©eq Ii K WL I Cjøx Fy BXWZGVJV I KG©M PX

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2012-2013 A - ©eq Ii K WL I Cjøx Fy BXWZGVJV I KG©M PX

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2012-2013 A_eQii Kwl I cjx FY

Kwl FY I Avw_K mevfzw wefvM

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px|

Kwl FY I Avw_K mevfzw wefvM

Kwl FY I Avw_K mevfyw wefvM

GwmGdAvBwW mvKyjvi bs- 01

2012-2013 A_ eQii Kwl I cjx FY bxwZgvjv I Kgm~Px|

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

Kwl I cjx Dbqb mnvqK wekl FY Kgm~Px............................................................. 29

8.0 Kwl FYi my`.............................................................................................................. 30

Kwl I cjx FY msv Z_i mnRjfZv.......................................................................... 34

cwiwk-K _K cwiwk-O ch ........................................................................................37-54

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_ eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

cKi bvq Second Crop Diversification Project (SCDP)-Gi AvIZvq GgGdAvB

2.04| gy`vbxwZ evevqb mnvqK f~wgKv

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

3.0| 2012-13 A_eQii Kwl I cjx FY weZiYi jgvv

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

DPg~j dmj LvZ FY c`vb wekl iZ c`vb KiZ ne |

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

5.11| dmj Drcv`b cwKv gvZveK h_vmgq FY weZiY

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

6.01| Kgm~Pxi AvIZvfy LvZ/DcLvZmg~n

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

6.04.4| LuvPvq gvQ Pvl FY c`vb

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

6.05.3| cvjwU LvZ

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

6.06.2| mikw PvwjZ mP h q FY c`vb

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

6.13.2| iqvwZ my`nvi jeY Pvwl`iK FY c`vb

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

6.13.6| cvwK z` KlK I eMvPvwl`i AbyK~j FY c`vb

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

6.13.10| Zzjv Pvl FY c`vb

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

7.0| Kwl I cjx Dbqb mnvqK wekl FY Kgm~Px

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

mvgwMKfve Kwl I cjx FY weZiYi jgvv ARb;

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

P) cKZ KlK`i ^Q cwqvq FY`vb wbwZKiY Ges

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

10.04| Rjv Kwl FY KwgwU KZK gwbUwis

2012-2013 A_eQii Kwl I cjx FY bxwZgvjv I Kgm~Px

Kvbv Rjvq mswk

D Rjvq mswk emiKvwi I we`kx evsKi D Rjvi Kwl FY KwgwUZ mswk

mswk Rjvq evsKi kvLv/Rvbi cavb

wbR^ kvLvi gvag mswk Rjvq Kwl I cjx

mswk Rjvq evsKi kvLv/Rvbi cavb

mswk Rjvq wbR^ kvLv bv _vKjI

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11.0| Kwl I cjx FY Av`vq