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BANK OF GHANA

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Banks Swift and Sort Codes


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JUNE 2012

Content 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. Introduction Components of the Sort Code Clearing Cycle Bank and Swift Codes Bank Branch Sort Code Bank of Ghana Standard Chartered Bank (Gh) Ltd Barclays Bank (Gh) Ltd. Ghana Commercial Bank Ltd. National Investment Bank Ltd. United Bank for Africa (Gh). Ltd. ARB Apex Bank Ltd. Accra Area Koforidua Area Cape Coast Area Takoradi Area Ho Area Kumasi Area Sunyani Area Tamale Area Bolgatanga Area Wa Area Hohoe Area Agricultural Development Bank SG-SSB Bank Ltd. Merchant Bank (Gh) Ltd. HFC Bank Ltd. Zenith Bank (Gh) Ltd. Ecobank (Gh) Ltd. Cal Bank Ltd. The Trust Bank Ltd. UT Bank Ghana Ltd. First Atlantic Merchant Bank Ltd. Prudential Bank Ltd. Stanbic Bank Ghana Ltd. International Commercial Bank Ltd. Amalgamated Bank Ltd. Unibank (Gh) Ltd. Guaranty Trust Bank Ltd. Fedelity Bank Ghana Ltd. Intercontinental Bank (Gh) Ltd. Bank of Baroda (Gh) Ltd. BSIC Ghana Ltd. Energy Bank (Gh) Ltd. Page 2 2 2 3 4 4 4 5 7 12 13 13 13 14 15 15 15 16 17 17 18 18 18 18 20 22 22 23 24 25 26 27 27 28 28 29 30 30 31 31 32 33 33 33

1. Introduction To facilitate the efficient clearing and settlement of interbank paper payment instruments throughout the country, cheques and other paper payment instruments were standardized to make them amenable to automated processing. The standardization included dividing the country into 11 clearing zones, with each zone having its clearing house; assigning a 6-digit unique sort code to each bank branch; and MICR-encoding paper payment instruments presented to the clearing house. A 6-digit unique sort code is also printed on all paper payment instruments. 2. Components of the sort code The sort code was developed to facilitate the clearing and settlement of interbank payment instructions according to the clearing zone within which the paying bank is located, as the case may be. The 6-digit sort codes are allocated based on pre-defined criteria to identify the bank, the clearing zone in which a bank branch is located and the branch number of the bank. Consider the sort code 01-02-03 The first two digits (01) represent the banks code The second two digits(02) represent the code of the clearing zone within which the branch of the bank is located The last two digits (03) represent the branchs code.

On January 16, 2010 electronic clearing of cheques was introduced under the Cheque Codeline Clearing (CCC) with truncation system with nationwide coverage. All the clearing houses were collapsed and a new national clearing house was established. This Clearing House is sited in the premises of the Ghana Interbank Payment and Settlement Systems (GhIPSS) in Accra, the capital of Ghana. GhiPSS is responsible for the management and operation of the cheque clearing system. Notwithstanding the collapse of the 11 clearing houses into one, the clearing sort codes developed on the old clearing house arrangements are still the criteria used in routing payment information to paying banks across the country. 3. Clearing Cycle The period within which a payment instrument presented for clearing receives value is referred to as the clearing cycle. Following the commencement of electronic clearing of cheques in Ghana, the clearing cycle for cheque clearing nationwide is D+1. D represents the day on which cheques are deposited with the collecting bank and the image captured electronically for transmission to the Clearing House, while 1 is the day on which clearing and settlement take place.

4. Recent Changes Since the last publication some changes have taken place within the banking system which have necessitated a revision of the sort codes. These include the following a. Bank of Africa Group acquired majority shareholding in Amalgamated Bank Limited. Consequently, the name Amalgamated Bank was changed to Bank of Africa Ghana Limited, but maintained the existing sort codes b. Ecobank Ghana Limited acquired The Trust Bank Ghana Limited in June 2012. All branches of TTB are now assigned Ecobank code and given new branch codes, resulting in new sort codes for these branches. c. Access Bank Ghana Limited also acquired Intercontinental Bank Ghana Limited in March 2012. All branches of Intercontinental Bank are now assigned Access Bank code and given new branch codes, resulting in new sort codes for these branches.

4 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27

BANK AND SWIFT CODE Bank Bank of Ghana Standard Chartered Bank (Gh) Ltd. Barclays Bank (Gh) Ltd Ghana Commercial Bank Ltd National Investment Bank Ltd United Bank for Africa (Gh) Ltd. ARB Apex Bank Ltd Agricultural Development Bank SG-SSB Bank Ltd Merchant Bank (Gh) Ltd HFC Bank Ltd Zenith Bank (Gh) Ltd Ecobank (Gh) Ltd Cal Bank Ltd UT Bank (Gh) Ltd First Atlantic Merchant Bank Ltd Prudential Bank Ltd Stanbic Bank Ghana Ltd International Commercial Bank Ltd Amalgamated Bank Ltd Unibank (Gh) Limited Guaranty Trust Bank Limited Fidelity Bank Ghana Ltd. Bank of Baroda (Gh) Ltd. BSIC Ghana Ltd. Access Bank (Gh) Ltd. Energy Bank (Gh) Ltd. Bank Code 01 02 03 04 05 06 07 08 09 10 11 12 13 14 16 17 18 19 20 21 22 23 24 26 27 28 29 Swift Code BAGHGHAC SCBLGHAC BARCGHAC GHCBGHAC NIBGGHAC STBGGHAC AREXGHAC ADNTGHAC SSEBGHAC MBGHGHAC HFCAGHAC ZEBLGHAC ECOCGHAC ACCCGHAC MTALGHAC FAMCGHAC PUBKGHAC SBICGHAC INCEGHAC AMMAGHAC UBGHGHAC GTBIGHAC FBLIGHAC BARBGHAC BSAHGHAC ABNGGHAC ENRBGHAC

5 5.1 No 1 2 3 4 5 6 7 8

SORT CODE OF BANK BRANCHES Bank of Ghana Name of Branch Accra Agona Swedru Takoradi Sefwi Boako Kumasi Sunyani Tamale Hohoe Sort Code 010101 010303 010401 010402 010601 010701 010801 011101

5.2 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21

Standard Chartered Bank (Gh) Ltd Name of Branch High Street Korle Dudor Liberia Road Opeibea House Tema Tudu Legon Osu Ring Road Central Spintex Dansoman Abeka Achimota Madina Takoradi Harbour Tarkwa Kejetia Harper Road Obuasi Techiman Tamale Sort Code 020101 020103 020104 020105 020106 020107 020108 020112 020114 020118 020121 020126 020127 020128 020422 020424 020613 020615 020617 020720 020823

5.3 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

Barclays Bank (Gh) Ltd. Name of Branch Kasoa A & C Mall Accra Mall Abeka Lapaz Dansoman GNPC Nima Legon Achimota Osu Ring Road Central BCM Motorway Ext. Spintex Main Knutsford Avenue Legon Main Tema Fishing Harbour Makola Square Airport City Circle Accra Corporate Service Centre Spintex Prestige High Street Direct Sales Avenue Central UNDP Tema Main SME Centre Agbobloshie Madina Head Office Wineba Teshie Nungua Accra Newtown Sort Code 030101 030104 030105 030106 030107 030108 030109 030110 030111 030112 030114 030116 030117 030121 030122 030125 030130 030135 030136 030141 030144 030145 030148 030149 030154 030155 030160 030161 030162 030163 030164 030165 030168 030169

35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72

Dome Darkuman Independence Avenue Weija Ashiaman Haatso Somanya Kaneshie Tema Oil Refinery North Kaneshie Maamobi Offshore Banking Mataheko Adenta Abossey Okai Kotobabi Palm Wine Junction Koforidua Nkawkaw Oda Nsawam Cape Coast Mankessim Twifo Praso High Street, Takoradi Liberation Road, Takoradi Tarkwa Tarkwa Mines Asankragua Takoradi Kokompe Elubo Ho Aflao Asafo Prempeh II Street Kejetia, Kumasi Obuasi New Suame Magazine

030170 030173 030175 030179 030184 030185 030186 030187 030189 030190 030191 030192 030193 030194 030195 030196 030197 030242 030243 030246 030247 030337 030367 030399 030431 030432 030434 030451 030452 030456 030498 030539 030572 030623 030627 030628 030638 030653

73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93

Old Suame Magazine Agogo Adum Bantama Sefwi-Wiaso Konongo Krofom Tanoso Ahodwo Techiman Berekum Sunyani Gaoso Tepa Atebubu Tamale Gumani Bolgatanga Bawku Wa Hohoe

030657 030658 030666 030674 030676 030677 030680 030681 030683 030718 030723 030750 030759 030771 030778 030833 030871 030919 030926 031088 031140

5.4 No 1 2 3 4 5 6 7 8 9 10 11 12 13

Ghana Commercial Bank Ltd. Name of Branch High Street Burma Camp Legon Ministries Republic House Tema Main Tema Market Tema Industrial Area Tema Fishing Harbour Ring Road West Kaneshie Market Korle Bu Osu Sort Code 040101 040102 040103 040105 040106 040107 040108 040109 040110 040111 040112 040113 040114

14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51

Derby Avenue Boundary Road Liberty House Accra New Town Trade Fair Site Kaneshie Industrial Area Ashiaman Madina 31st December Market Clearing Tetteh Quarshie Circle Kwame Nkrumah Circle International Trade Finance Global Transfer Services Tandra Hill Somanya Akropong-Akwapim Mampong-Akwapim Nsawam Akosombo Akuse Aburi Winneba Agona Swedru Ada Foah Keta Sogakope Kasoa Dome (Kwabenya) Ablenkpe Safe Bond (Jubilee) Tema Kasoa Main Kissieman Adenta Market Spintex Road Accra North Circle Dansoman Nima

040115 040116 040117 040118 040119 040120 040121 040123 040124 040125 040126 040127 040128 040129 040130 040131 040132 040133 040134 040135 040136 040137 040138 040139 040140 040141 040142 040143 040144 040145 040146 040147 040148 040149 040150 040151 040158 040159

10

52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89

Nungua Head Office Koforidua Akim Oda Kade New Tafo Nkawkaw Asamankese Ayinam Suhum Kibi Mpraeso Donkorkrom Cape Coast Main University of Cape Coast Assin Fosu Breman Asikuma Abura Dunkwa Saltpond Mankessim Twifo Praso Donkokrom Elmina Takoradi Main Takoradi Harbour Takoradi Market Circle Sekondi Tarkwa Samreboi Enchi Axim Half-Assini Prestea Sefwi Wiawso Dadieso Bogoso Elubu Ho

040160 040199 040201 040202 040203 040204 040205 040206 040207 040208 040209 040210 040211 040301 040302 040303 040304 040305 040306 040307 040308 040311 040315 040401 040402 040403 040404 040405 040406 040407 040408 040409 040410 040412 040413 040414 040415 040501

11

90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127

Aflao Dzodze Abor Akatsi Ho Market Ho Pollytechnic Kumasi Main Asafo Market KNUST Kumasi Kejetia Konongo Yeji Mampong-Ashanti Sefwi Wiawso Bekwai Effiduase Ashanti Obuasi Ejisu New Offinso Ejura Tepa Akumadan Juaso New Edubiase Ahinsan-Kumasi Agona Ashanti Jubilee House Agogo Nkawie Dunkwa-on- Offin 18-April Harper Road, Kumasi Bantama Tech Junction, Kumasi Sunyani Bechem Berekum Dormaa Ahenkro Duayaw-Nkwanta

040502 040503 040504 040517 040526 040530 040601 040602 040603 040604 040605 040606 040607 040608 040609 040610 040611 040612 040613 040614 040615 040616 040617 040618 040619 040620 040621 040622 040623 040624 040625 040627 040628 040701 040702 040703 040704 040705

12

128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162

Hwidiem Goaso Mim Japekrom Wenchi Kintampo Nkoranza Techiman Sankore Sampa Techiman Market Sunyani Market Tamale Main Yendi Damongo Salaga Tamale Market Bimbila Tamale Hospital Road Bolgatanga Navrongo Bawku Walewale Wa Tumu Lawra Bole Hohoe Jansikan Kadjebi Kpandu Peki Nkwanta Kete-Krachi Dambai

040706 040707 040709 040710 040711 040712 040713 040715 040717 040723 040724 040725 040801 040802 040803 040804 040805 040806 040809 040901 040902 040903 040906 041001 041002 041003 041004 041101 041102 041103 041104 041105 041106 041107 041108

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5.5 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32

National Investment Bank Name of Branch Accra Main Tema Main Osu Foreign Tema Habour Area (AFKO) Lotteries Abeka Head Office Clearing Unit Adenta Spintex Winneba Road North Industrial Area Tema Community 9 Head Office Dansoman Koforidua Akim Oda Cape Coast Takoradi Ho Kumasi Kumasi Central Obuasi Dunkwa-on-Offin Sunyani Techiman Wenchi Kitampo Ntoroso Tamale Bolgatanga Wa Sort Code 050101 050109 050111 050112 050113 050116 050117 050120 050121 050123 050124 050128 050129 050131 050132 050204 050218 050310 050407 050503 050605 050619 050621 050626 050706 050715 050725 050726 050730 050808 050902 051014

14

5.6 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

United Bank for Africa (Gh) Ltd Name of Branch Head Office, Ridge Accra Central Tema Abossey-Okai Ring Road Dzorwulu 1 - Motorway Dzorwulu 2 Madina East Legon 1 East Legon 2 Teshie Spintex Road North Industrial Area Business Office Takoradi Kumasi, Adum Sort Code 060101 060102 060103 060104 060107 060108 060109 060110 060111 060112 060113 060114 060127 060402 060601

5.7 5.7.1 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14

ARB Apex Bank/Rural and Community Banks Accra Clearing Zone Name of Branch Head Office, Adabraka Apex Bank - Accra Centre Nyakrom Rural Bank Ltd Manya Krobo Rural Bank Ltd Gomoa Rural Bank Ltd Anum Rural Bank Ltd Akuapem Rural Bank Ltd Dangme Rural Bank Ltd Shai Rural Bank Ltd Ada Rural Bank Ltd Brakwa Braman Rural Bank Ltd Eastern Gomoa Assin Rural Bank Ltd Gomoa Ajumako Rural Bank Ltd Agona Rural Bank Ltd Sort Code 070101 070102 070103 070104 070105 070106 070107 070108 070109 070110 070111 070112 070113 070114 Location Accra Accra Nyakrom Odumase-Krobo Apam Anum Mamfe Prampram Dodowa Kasseh Brakwa Gomoa-Dominase Afransi Kwanyaku

15

15 16 17 18 19 20 21 22 23 24 25 26 27 28

Akyepim Rural Bank Ltd Awutu Emasa Rural Bank Ltd Ga Rural Bank Ltd Abokobi Rural Bank Ltd Bawjiase Area Rural Bank Ltd Agave Rural Bank Ltd Mepe Area Rural Bank Ltd Union Rural Bank Ltd Anlo Rural Bank Ltd Odupongkpehe Rural Bank Ltd La Community Bank Ltd Apex Link Centre Asuogyaman Rural Bank Ltd. Citizen Rural Bank Ltd.

070115 070116 070117 070118 070119 070120 070121 070122 070123 070124 070125 070126 070127 070128

Gomoa-Daw Awumasa Amasaman Abokobi AwutuBawjiase Dabale Mepe Senya Breku Anloga Kasoa La Accra Accra Accra

5.7.2 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

Koforidua Clearing Zone Name of Branch Apex Bank Koforidua Centre Asuopra Rural Bank Ltd Kwahu Rural Bank Ltd South Birim Rural Bank Ltd Upper Manya Kro Rural Bank Ltd Kwahu Praso Rural Bank Ltd Atiwa Rural Bank Ltd Mumuadu Rural Bank Ltd Afram Rural Bank Ltd Akim Bosome Rural Bank Ltd Mponua Rural Bank Ltd Kwaebibirem Rural Bank Ltd Akyem Mansa Rural Bank Ltd South Akim Rural Bank Ltd Odwen-Anoma Rural Bank Ltd Dumpong Rural Bank Ltd Adonten Community Bank Ltd Fanteakwa Rural Bank Ltd. Sort Code 070201 070202 070203 070204 070205 070206 070207 070208 070209 070210 070211 070212 070213 070214 070215 070216 070217 070218 Location Koforidua Afosu Kwahu Pepease Achiase Asesewa Kwahu Praso Kwabeng Osino Tease Akim Swedru Amuana Praso Asuom Ayirebi Nankese Hweehwee Oframase New Tafo Koforidua

16

5.7.3 No 1 2 3 4 5 6 7 8 9 10

Cape Coast Clearing Zone Name of Branch Apex Bank Cape Coast Centre Enyan Denkyira Rural Bank Ltd Kakum Rural Bank Ltd Nyankumase Ahenkro Rural Bank Ltd Assinman Rural Bank Ltd Akatakyiman Rural Bank Ltd Ekumfiman Rural Bank Ltd Akoti Rural Bank Ltd Twifo Rural Bank Ltd Mfantsiman Community Rural Bank Ltd Sort Code 070301 070302 070303 070304 070305 070306 070307 070308 070309 070310 Location Cape Coast Enyan Denkyira Elmina Fanti Nyankumase Assin Manso Komenda Essuehyia Assin Akropong Twifo Agona Biriwa

5.7.4 No 1 2 3 4 5 6 7 8 9 10

Takoradi Clearing Zone Name of Branch Apex Bank Takoradi Centre Ankobra West (Esiama) Rural Bank Ltd Amenfiman Rural Bank Ltd Nzema Manle Rural Bank Ltd Jomoro Rural Bank Ltd Lower Pra Rural Bank Ltd Fiaseman (Bogoso Area) Rural Bank Ltd Mansoman Rural Bank Ltd Ahantaman Rural Bank Ltd Western Rural Bank Ltd Sort Code 070401 070402 070403 070404 070405 070406 070407 070408 070409 070410 Location Takoradi Esiama Wassa Akropong Awiebo Tikobo No.1 Shama Bogoso Manso Amenfi Agona Nkwanta Wassa Akropong

5.7.5 No 1 2 3 4 5

Ho Clearing Zone Name of Branch Apex Bank Ho Centre North Tongu Rural Bank Ltd Avenor Rural Bank Ltd Unity Rural Bank Ltd Weto Rural Bank Ltd Sort Code 070501 070502 070503 070504 070505 Location Ho Adidome Akatsi Ziope Kpeve

17

Batawu Rural Bank Ltd

070506

Ho

5.7.6 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33

Kumasi Clearing Zone Name of Branch Apex Bank Kumasi Atwima Rural Bank Ltd Sekyedumasi Rural Bank Ltd Asokore Rural Bank Ltd Asante Akyem Rural Bank Ltd Kwamanman Rural Bank Ltd Adansi Rural Bank Ltd Kumawuman Rural Bank Ltd Akrofuom Area Rural Bank Ltd Ahafo Ano Premier Rural Bank Ltd Bosomtwi Rural Bank Ltd Okomfo Anokye Rural Bank Ltd Denkyiraman Rural Bank Ltd Asawinso Rural Bank Ltd Odotobri Rural Bank Ltd Atwima Kwanwoma Rural Bank Ltd Atobiase Area Rural Bank Ltd Sekyere Rural Bank Ltd Amanano Rural Bank Ltd Amasie West Rural Bank Ltd Juaben Rural Bank Ltd Yapra Rural Bank Ltd Nwabiagya Rural Bank Ltd Atwima Mponua Rural Bank Ltd Otuasekan Rural Bank Ltd Upper Amenfi Rural Bank Ltd Bia Torya Rural Bank Ltd Amantin & Kasei Community Bank Ltd Nsutaman Rural Bank Ltd Sefwiman Rural Bank Ltd Offinso Rural Bank Ltd Ejuraman Rural Bank Ltd Bosome Freho Rural Bank Ltd Sort Code 070601 070602 070603 070604 070605 070606 070607 070608 070609 070610 070611 070612 070613 070614 070615 070616 070617 070618 070619 070620 070621 070622 070623 070624 070625 070626 070627 070628 070629 070630 070631 070632 070633 Location Kumasi Foase Sekyedumas Asokore Juansa Kwamang Fomena Kumawu Akrofuom Wioso Kuntanase Wiamoase Ayamfuri Sefwi - Asawinso Jacobu Pakyi No. 2 Atobiase Jamasi Nyinahim Antoakrom Juaben Prang Barekese Toase Kofiase Ankwawso Bonsu-Nkwanta Kasei Nsuta Sefwi-Asaw Kumasi Kumasi Kumasi

18

5.7.7 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22

Sunyani Clearing Zone Name of Branch Apex Bank Sunyani Centre Kintampo Rural Bank Ltd Wamfie Rural Bank Ltd Suma Rural Bank Ltd Tano Rural Bank Ltd Asutifi Rural Bank Ltd Nkoranza Kwabre Rural Bank Ltd Fiagya Rural Bank Ltd Bomaa Area Rural Bank Ltd Baduman Rural Bank Ltd Nsoatreman Rural Bank Ltd Derma Rural Bank Ltd Tano Agya Rural Bank Ltd Nkoranman Rural Bank Ltd Kaaseman Rural Bank Ltd Ahafo Community Rural Bank Ltd Drobo Community Bank Ltd Nafana Rural Bank Ltd Capital Rural Bank Ltd Atweaban Rural Bank Ltd Nkrankwanta Rural Bank Ltd Wenchi Rural Bank Ltd Sort Code 070701 070702 070703 070704 070705 070706 070707 070708 070709 070710 070711 070712 070713 070714 070715 070716 070717 070718 070719 070720 070721 070722 Location Sunyani Kintampo Wamfie Suma Ahenkro Ntotroso Gyedu Acerensua Akuma Busunya Bomaa Badu Nsoatre Derma Dadeisoaba Seikwa Kaase Kukuom Drobo Sampa Abesim Sunyani Sunyani Wenchi

5.7.8 No 1 2 3 4 5 6

Tamale Clearing Zone Name of Branch Apex Bank Tamale Centre Bonzali Rural Bank Ltd Borimanga Rural Bank Ltd Buwuulonso Rural Bank Ltd Tizaa Rural Bank Ltd Zabzugu Rural Bank Ltd Sort Code 070801 070802 070803 070804 070805 070806 Location Tamale Kumbungu Savelegu Tamale Tamale Zabzugu

19

5.7.9 No 1 2 3 4 5 6 7 8

Bolgatanga Clearing Zone Name of Branch Apex Bank Bolga Centre Naara Rural Bank Ltd Bessfa Rural Bank Ltd West Manprusi Community Bank Ltd East Manprusi Community Bank Ltd Builsa Community Bank Ltd Toende Rural Bank Ltd Bongo Rural Bank Ltd Sort Code 070901 070902 070903 070904 070905 070906 070907 070908 Location Bolgatanga Paga Garu Walewale Gambaga Sandema Zibilla Bolgatanga

5.7.10 No 1 2 3 4 5

Wa Clearing Zone Name of Branch Apex Bank Wa Centre Nandom Rural Bank Ltd Sonzele Rural Bank Ltd Sissala Rural Bank Ltd Lawra Rural Bank Ltd Sort Code 071001 071002 071003 071004 071005 Location Wa Nandom Jirapa Tuma Wa

5.7.11 No 1 2 3 4 5 5.8 No 1 2 3 4 5

Hohoe Clearing Zone Name of Branch Apex Bank Hohoe Centre North Volta Rural Bank Ltd Asubonten Rural Bank Ltd Gbi Rural Bank Ltd Kpasa Rural Bank Ltd Sort Code 071101 071102 071103 071104 071105 Location Hohoe Guaman Worawora Hohoe Hohoe

Agricultural Development Bank Name of Branch Ring Road Central Adabraka Tema Teshie Kaneshie Sort Code 080101 080102 080103 080104 080105

20

6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43

Cedi House Internaitonal Banking Gulf House Dansoman Nungua Korkordzor Osu Madina Abeka-La-Paz Agona Swedru ADB House Achimota Spintex Makola Accra New Town Ashaiman Danquah Circle Kasoa Head Office Treasury Koforidua Suhum Nkawkaw Cape Coast Assin Foso University of Cape Coast Mankessim Takoradi Enchi Agona Nkwanta Ho Kpandu Denu Juapong Sogakope Kumasi Adum Bekwai New Edubiase

080106 080107 080108 080109 080110 080111 080112 080113 080114 080115 080116 080117 080118 080119 080120 080124 080125 080127 080198 080199 080221 080222 080223 080331 080332 080333 080334 080441 080444 080446 080552 080553 080555 080556 080557 080661 080662 080663

21

44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 5.9 No 1 2 3 4 5 6 7 8 9

Obuasi Kumasi Central Market Kumasi Asokwa Kumasi Prempeh 11 Street Amakom Sefwi Wiawso Atebubu Bonsu Nkwanta Sefwi Essam Sunyani Dormaa Ahenkro Berekum Nkoranza Techiman Goaso Kwapong Kenyase Tamale Tamale Aboabo Yendi Bolgantanga Bawku Navrongo Wa Hohoe

080664 080665 080666 080667 080668 080684 080685 080686 080687 080771 080772 080774 080775 080776 080777 080778 080779 080881 080882 080883 080991 080992 080993 081095 081151

SG - SSB Ltd Name of Branch Accra Main North Industrial Area Tudu Accra New Town Faanofaa Road Tema Main Ring Road Central Okaishie Kaneshie Sort Code 090101 090102 090103 090104 090105 090106 090107 090108 090109

22

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44

Tema Fishing Harbour Kotobabi Accra Central Lotteries Premier Towers Accounts Treasury Centralised Operations International Business Koforidua Akim Oda Cape Coast Dunkwa Twifo Nyinase Takoradi Sefwi Wiawso Sefwi Bekwai Tarkwa Essam Asankragwa Akontombra Juabeso Asempaneye Adabokrom Ho Adum Kumasi Central Bibiani Tepa Asafo Sunyani Berekum Tamale Bolgatanga Wa

090110 090111 090112 090113 090114 090115 090116 090140 090150 090201 090202 090301 090302 090303 090401 090402 090403 090404 090405 090406 090407 090408 090409 090410 090501 090601 090602 090603 090604 090605 090701 090741 090801 090901 091001

23

5.10 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21

Merchant Bank (Gh) Ltd Name of Branch Accra Tema Ridge Adabraka Kaneshie Abeka North Industrial Area Tema East Achimota Abossey Okai South Industrial Area Osu Koforidua Takoradi Tarkwa Kumasi Bibiani Asafo Bantama Adumo Techiman Sort Code 100101 100102 100103 100104 100105 100106 100107 100108 100109 100110 100111 100112 100204 100401 100402 100601 100602 100603 100604 100605 100701

2.14.1 No 22

Merchant Bank NBFI Customers Name of Branch First National Savings & Loans Sort Code 100199

5.11 No 1 2 3 4 5

HFC Bank (Gh) Ltd Name of Branch Ebankese Accra Central Ridge Tema Legon Sort Code 110101 110103 110104 110105 110107

24

6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24

Abossey Okai Tudu Agbogloshie Baatsona Private Banking Ashiaman Post Office Square Koforidua Asamankese Swedru Cape Coast Winneba Takoradi Kumasi Adum Kumasi Magazine KNUST Techiman Tamale

110108 110109 110112 110116 110117 110118 110119 110215 110216 110302 110303 110304 110401 110601 110603 110604 110613 110710 110814

5.12 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

Zenith Bank (Gh) Ltd. Name of Branch Premier Towers Patrice Lumumba Road Tema Kojo Thomsons Spintex Road Graphic Road North Industrial Area Labone East Legon Tema Industrial Area Achimota Akosombo Cape Coast Takoradi Main Kumasi Main Sort Code 120101 120102 120103 120104 120105 120106 120107 120108 120109 120110 120111 120112 120301 120401 120601

25

16 17 18 19

Adum Suame Sunyani Tamale

120602 120603 120701 120801

5.13 No. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

Ecobank (Gh) Ltd Name of Branch Head Office Tema Ring Road Central Tudu Silver Star Osu A & C Mall Tema Long Room McCarthy Hill Nima Abeka Lapaz Dansoman Tema Community 6 Darkuman Legon South Industrial Area Spintex Accra Shopping Mall Tema Shopping Mall Weija Achimota, Mile 11 Madina Haatso Kissieman/Westlands Motorway Roundabout Dome, St Johns Kotobabi Safe Bond Labone Reinsurance House Sort Code 130101 130102 130103 130104 130105 130106 130107 130108 130109 130110 130111 130112 130113 130114 130115 130116 130117 130118 130119 130120 130121 130122 130123 130124 130125 130126 130127 130128 130129 130131

26

31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68

Trust Towers Tesano Tema Hospital Road Kasoa Kantamanto Madina Central Tema Community 1 Sakumono High Street Kwashieman Kisseiman Spintex (East Airport) Kwabenya Okponglo Ashaiman Evandy Hostel Pentagon Legon Okofo House New Abirem Takoradi Tarkwa Takoradi Market Circle Elubo Aflao Kumasi Harper Road Jubilee House KNUST Adum Abrepo Junction Tafo Ash Town Kejetia Abrepo Main Bantama Stadium Tanaso Bantama GNTC SSNIT House

130132 130133 130134 130135 130136 130137 130138 130139 130140 130141 130142 130147 130148 130149 130150 130151 130152 130152 130201 130401 130402 130403 130404 130501 130601 130602 130603 130604 130605 130606 130607 130608 130609 130610 130611 130612 130613 130614

27

69 70 71 72 73

Suame Ashtown East Kenyasi Agency Sunyani Bui

130615 130616 130701 130702 130703

5.13.1 No 74 75 76 77 78 79 80 81 82 83 84 85

Ecobank NBFI Customers Name of Branch Citi Savings Midland Banking Womens World Banking ACCION Opportunity Int. Saving and Loan Adehernan Savings & Loans First National Savings & Loans Procredit Savings & Loans Womens World Banking Union Savings & Loans First Allied Savings & Loans Beige Capital Sort Code 130140 130141 130142 130145 130146 130154 130155 130156 130157 130158 130159 130160

5.14 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14

Cal Bank Ltd. Name of Branch Independence Avenue Tema Industrial Area Derby Avenue Spintex Road Graphic Road Tema Harbour Weija Circle Legon Takoradi Market Circle Tarkwa Takoradi Harbour Nhyieaso Suame Sort Code 140101 140102 140103 140104 140105 140106 140107 140108 140109 140401 140402 140403 140601 140602

28

15 16 17

Kejetia KNUST Asafo

140603 140604 140605

2.14.1 No 18

CAL Bank NBFI Customers Name of Branch Opportunity Savings & Loans Sort Code 140199

2.16 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27

UT Bank (Gh) Ltd Name of Branch Castle Road Makola Tema Main Nima Abossey Okai Tema Community 2 Haatso Spintex Airport City Madina Baatsonaa Adabraka Osu Accra Kaneshie Corporate Banking SME Banking Operations Ashaiman Koforidua Cape Coast Takoradi Market Circle Takoradi Shippers Council Tarkwa Ho Adum Kumasi Kumasi STC Obuasi Sort Code 160101 160102 160103 160104 160105 160107 160108 160109 160110 160111 160112 160113 160114 160115 160116 160117 160118 160119 160201 160301 160401 160402 160403 160501 160601 160602 160603

29

28

Sunyani Melcom

160701

2.17 No 1 2 3 4 5 6 7

First Atlantic Merchant Bank Ltd Name of Branch Accra Kantamanto Agency Tema Makola North Ridge Kumasi Suame Sort Code 170101 170102 170103 170104 170105 170601 170602

2.18 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23

Prudential Bank Ltd Name of Branch Accra Abossey Okai GICEL Tema Fishing Habour Madina Makola Ring Road Central Spintex Road Tema Community 1 Weija Tesano Zongo Junction Odorkor Abeka North Industrial Area Adenta Kwame Nkrumah Circle Mataheko Cape Coast University of Cape Coast Takoradi Harbour Takoradi Market Circle Kumasi Sort Code 180101 180102 180103 180104 180105 180107 180109 180110 180111 180112 180113 180114 180115 180116 180117 180118 180119 180120 180301 180302 180401 180402 180601

30

24 25 26 27 28 29

Adum, Kumasi Afful Nkwanta Aboabo Atonsu Suame Maakro Tamale

180602 180603 180604 180605 180606 180801

2.19 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21

Stanbic Bank Ghana Ltd Name of Branch Accra Main Airport City Spintex Road Accra Mall North Industrial Area Tema Industrial Area Graphic Road Makola Ring Road Achimota Roman Ridge Kasoa Tema Fishing Habour Takoradi Tarkwa Ho Harper, Kumasi Sunyani Tamale Bolgatanga Wa Sort Code 190101 190102 190103 190104 190105 190106 190107 190108 190109 190110 190111 190112 190113 190401 190402 190501 190601 190701 190801 190901 191001

2.20 No 1 2 3 4

International Commercial Bank Ltd Name of Branch Accra Makola Kasoa Tema Kaneshie Sort Code 200101 200102 200103 200104

31

5 6 7 8 9 10 11 12 13 14 15 16 17

Ring Road Central Dansoman Spintex Road Swedru Achimota Swanmill Korle-Bu Dome Santa Maria Takoradi Adum Suame Techiman

200105 200106 200107 200108 200109 200110 200111 200112 200113 200401 200601 200602 200701

2.21 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

Bank of Africa Bank (Gh) Ltd Name of Branch Farrar Avenue Ridge Maamobi Accra Central Accra Newtown Michel Camp Road East Legon Kwashiemen Osu Spintex Road Tema Dansoman Madina Abossy Okai Takoradi Tamale Mankom Kumasi Adum Kumasi Sort Code 210101 210102 210103 210104 210105 210106 210111 210112 210113 210114 210116 210117 210118 210119 210401 210801 210601 210602

32

2.22 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

Unibank Ghana Ltd Name of Branch Accra Main Makola Apenkwa Ashaiman Kaneshie GIMPA Spintex Road Osu Tema Accra Mall Kasoa Koforidua Takoradi Kumasi Main Suame Golden Tulip, Kumasi Roman Hill Techiman Sort Code 220101 220102 220103 220104 220105 220106 220108 220109 220110 220111 220118 220217 220413 220607 220612 220614 220615 220616

2.23 No 1 2 3 4 5 6 7 8 9 10 11 12 13

Guaranty Trust (Gh) Limited Name of Branch Head Office Airport Tema Osu Spintex Road Labone Graphic Road Ashiaman Tudu Madina Achimota North Industrial Area Tema Community 6 Sort Code 230101 230102 230103 230104 230105 230106 230107 230108 230109 230110 230111 230112 230113

33

14 15 16 17 18 19 20 21

Opera Square Abeka Lapaz Takoradi Takwa Aflao Kumasi Lake Road Techiman Tamale

230114 230115 230401 230402 230501 230601 230701 230801

2.24 No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26

Fidelity Bank Ghana Ltd. Name of Branch Head Office (Ridge Towers) Spintex Road High Street Osu Abossey Okai Tema Safe Bond Kantamanto Tudu Tema Community 1 Okaishie Action Chapel A & C Mall Dansoman Ring Road Haatso Tema Community 2 Accra Central Post Adenta IPS Trade Fair Assin Fosu Takoradi Market Circle Tarkwa Takoradi Post Ho Hohoe Sort Code 240101 240102 240103 240104 240105 240106 240107 240108 240109 240110 240111 240112 240113 240114 240115 240116 240117 240118 240119 240120 240301 240401 240402 240403 240501 241191

34

27 28 29 30 31 32 33

Stadium Post, Kumasi Kumasi - Adum Kumasi - Suame Atonsu Ahodwo Sunyani Post Tamale

240601 240602 240603 240604 240605 240701 240801

2.26 No 1

Bank of Baroda (Gh) Ltd. Name of Branch Head Office Sort Code 260101

2.27 No 1 2 3 4 5 6 7 8 9 10

BSIC Ghana Ltd. Name of Branch Head Office (Adabraka) Accra Central Spintex Nima North Industrial Area Madina Tema Darkuman Takoradi Kumasi Sort Code 270101 270102 270103 270104 270105 270106 270107 270108 270401 270601

2.28 No 1 2 3 4 5 6 7 8 9

Access Bank (Gh) Ltd. Name of Branch Head Office (East Cantoments) Tema Main Osu Oxford Lashibi Osu Watson Kantamanto Kaneshie Castle Road Madina Sort Code 280101 280102 280103 280104 280105 280106 280107 280108 280109

35

10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33

South Industrial Area North Industrial Area Ring Road Central Kaneshie Post Office Abeka Lapaz Okaishie Ashaiman IPS Achimota Tema Community 1 Nima Tema Industrial Area Airport Tarkwa Takoradi Sefwi Wiawso Enchi Amakom Kumasi Asafo Adum Suame Amakom Techiman Tamale

280110 280111 280112 280113 280114 280115 280116 280117 280118 280119 280120 280121 280122 280401 280402 280403 280404 280604 280601 280602 280603 280604 280701 280801

2.29 No 1 2 3 4

Energy Bank (Gh) Ltd. Name of Branch GNAT Heights (Head Office) Tema Accra Central Adum, Kumasi Sort Code 290101 290102 290104 290601

36