Loan Calculator

This worksheet can help you calculate loan

costs. Enter values into the yellow boxes,
replacing the sample data. Results will be
shown in the green boxes.
This worksheet is locked to preserve the
formulas that calculate your results.

Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53

Payment
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97

Principal
5,759.97
5,810.37
5,861.21
5,912.50
5,964.23
6,016.42
6,069.06
6,122.17
6,175.74
6,229.78
6,284.29
6,339.27
6,394.74
6,450.70
6,507.14
6,564.08
6,621.51
6,679.45
6,737.90
6,796.85
6,856.33
6,916.32
6,976.84
7,037.88
7,099.46
7,161.58
7,224.25
7,287.46
7,351.23
7,415.55
7,480.44
7,545.89
7,611.92
7,678.52
7,745.71
7,813.48
7,881.85
7,950.82
8,020.39
8,090.56
8,161.36
8,232.77
8,304.81
8,377.47
8,450.78
8,524.72
8,599.31
8,674.55
8,750.46
8,827.02
8,904.26
8,982.17
9,060.77

Loan Amount:
Annual Interest Rate:

2,500,000
10.50%

Length of Loan (in Years):

Number of Payments Per Year:
Total Number of Periods:

15
12
180

Payment Per Period:

Total Interest Paid:
Total Payments:

27,634.97
2,474,295.16
4,974,295.16

Interest
21,875.00
21,824.60
21,773.76
21,722.47
21,670.74
21,618.55
21,565.91
21,512.80
21,459.24
21,405.20
21,350.69
21,295.70
21,240.23
21,184.28
21,127.83
21,070.90
21,013.46
20,955.52
20,897.08
20,838.12
20,778.65
20,718.66
20,658.14
20,597.09
20,535.51
20,473.39
20,410.72
20,347.51
20,283.75
20,219.42
20,154.54
20,089.08
20,023.06
19,956.45
19,889.27
19,821.49
19,753.12
19,684.16
19,614.59
19,544.41
19,473.62
19,402.20
19,330.17
19,257.50
19,184.20
19,110.25
19,035.66
18,960.42
18,884.52
18,807.95
18,730.71
18,652.80
18,574.21

Total Interest Paid New Payoff Amount

21,875.00
43,699.60
65,473.36
87,195.83
108,866.57
130,485.13
152,051.03
173,563.84
195,023.07
216,428.27
237,778.96
259,074.66
280,314.89
301,499.17
322,627.00
343,697.90
364,711.36
385,666.88
406,563.96
427,402.08
448,180.72
468,899.38
489,557.52
510,154.61
530,690.11
551,163.50
571,574.23
591,921.74
612,205.49
632,424.91
652,579.45
672,668.53
692,691.59
712,648.04
732,537.31
752,358.80
772,111.92
791,796.08
811,410.66
830,955.07
850,428.69
869,830.89
889,161.06
908,418.56
927,602.76
946,713.01
965,748.68
984,709.09
1,003,593.61
1,022,401.56
1,041,132.27
1,059,785.07
1,078,359.28

2,494,240.03
2,488,429.65
2,482,568.44
2,476,655.94
2,470,691.71
2,464,675.29
2,458,606.22
2,452,484.05
2,446,308.32
2,440,078.54
2,433,794.26
2,427,454.98
2,421,060.24
2,414,609.54
2,408,102.40
2,401,538.33
2,394,916.81
2,388,237.36
2,381,499.47
2,374,702.61
2,367,846.29
2,360,929.97
2,353,953.14
2,346,915.25
2,339,815.79
2,332,654.20
2,325,429.95
2,318,142.49
2,310,791.27
2,303,375.72
2,295,895.28
2,288,349.39
2,280,737.48
2,273,058.96
2,265,313.25
2,257,499.77
2,249,617.92
2,241,667.10
2,233,646.71
2,225,556.15
2,217,394.79
2,209,162.02
2,200,857.22
2,192,479.75
2,184,028.97
2,175,504.25
2,166,904.94
2,158,230.39
2,149,479.93
2,140,652.91
2,131,748.64
2,122,766.47
2,113,705.71

Page 1of6

Period
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118

Payment
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97

Principal
9,140.05
9,220.02
9,300.70
9,382.08
9,464.17
9,546.98
9,630.52
9,714.79
9,799.79
9,885.54
9,972.04
10,059.29
10,147.31
10,236.10
10,325.67
10,416.02
10,507.16
10,599.10
10,691.84
10,785.39
10,879.76
10,974.96
11,070.99
11,167.86
11,265.58
11,364.16
11,463.59
11,563.90
11,665.08
11,767.15
11,870.11
11,973.98
12,078.75
12,184.44
12,291.05
12,398.60
12,507.09
12,616.52
12,726.92
12,838.28
12,950.62
13,063.93
13,178.24
13,293.55
13,409.87
13,527.21
13,645.57
13,764.97
13,885.41
14,006.91
14,129.47
14,253.10
14,377.82
14,503.62
14,630.53
14,758.55
14,887.68
15,017.95
15,149.36
15,281.92
15,415.63
15,550.52
15,686.59
15,823.84
15,962.30

Interest
18,494.92
18,414.95
18,334.27
18,252.89
18,170.80
18,087.99
18,004.45
17,920.19
17,835.18
17,749.43
17,662.93
17,575.68
17,487.66
17,398.87
17,309.31
17,218.96
17,127.82
17,035.88
16,943.14
16,849.58
16,755.21
16,660.01
16,563.98
16,467.11
16,369.39
16,270.82
16,171.38
16,071.07
15,969.89
15,867.82
15,764.86
15,660.99
15,556.22
15,450.53
15,343.92
15,236.37
15,127.89
15,018.45
14,908.05
14,796.69
14,684.36
14,571.04
14,456.73
14,341.42
14,225.10
14,107.77
13,989.40
13,870.00
13,749.56
13,628.06
13,505.50
13,381.87
13,257.16
13,131.35
13,004.44
12,876.43
12,747.29
12,617.02
12,485.61
12,353.06
12,219.34
12,084.45
11,948.39
11,811.13
11,672.67

Total Interest Paid New Payoff Amount

1,096,854.20
1,115,269.15
1,133,603.43
1,151,856.32
1,170,027.12
1,188,115.11
1,206,119.56
1,224,039.75
1,241,874.93
1,259,624.36
1,277,287.30
1,294,862.97
1,312,350.63
1,329,749.51
1,347,058.81
1,364,277.77
1,381,405.58
1,398,441.46
1,415,384.60
1,432,234.18
1,448,989.39
1,465,649.40
1,482,213.38
1,498,680.49
1,515,049.88
1,531,320.70
1,547,492.08
1,563,563.16
1,579,533.05
1,595,400.87
1,611,165.72
1,626,826.72
1,642,382.94
1,657,833.48
1,673,177.40
1,688,413.77
1,703,541.65
1,718,560.10
1,733,468.16
1,748,264.85
1,762,949.21
1,777,520.25
1,791,976.98
1,806,318.40
1,820,543.50
1,834,651.27
1,848,640.67
1,862,510.67
1,876,260.24
1,889,888.30
1,903,393.80
1,916,775.67
1,930,032.83
1,943,164.18
1,956,168.62
1,969,045.05
1,981,792.34
1,994,409.36
2,006,894.97
2,019,248.03
2,031,467.37
2,043,551.82
2,055,500.21
2,067,311.34
2,078,984.01

2,104,565.66
2,095,345.63
2,086,044.94
2,076,662.86
2,067,198.68
2,057,651.70
2,048,021.18
2,038,306.39
2,028,506.60
2,018,621.06
2,008,649.02
1,998,589.72
1,988,442.41
1,978,206.31
1,967,880.64
1,957,464.62
1,946,957.47
1,936,358.37
1,925,666.53
1,914,881.14
1,904,001.38
1,893,026.42
1,881,955.43
1,870,787.56
1,859,521.98
1,848,157.83
1,836,694.23
1,825,130.33
1,813,465.25
1,801,698.10
1,789,827.99
1,777,854.01
1,765,775.26
1,753,590.82
1,741,299.76
1,728,901.16
1,716,394.08
1,703,777.55
1,691,050.63
1,678,212.35
1,665,261.74
1,652,197.80
1,639,019.56
1,625,726.01
1,612,316.14
1,598,788.93
1,585,143.36
1,571,378.39
1,557,492.98
1,543,486.07
1,529,356.60
1,515,103.50
1,500,725.68
1,486,222.06
1,471,591.53
1,456,832.98
1,441,945.30
1,426,927.34
1,411,777.98
1,396,496.07
1,381,080.44
1,365,529.92
1,349,843.33
1,334,019.49
1,318,057.18

Page 2of6

Period
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180

Payment
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97
27,634.97

Principal
16,101.97
16,242.86
16,384.99
16,528.36
16,672.98
16,818.87
16,966.04
17,114.49
17,264.24
17,415.30
17,567.69
17,721.40
17,876.47
18,032.88
18,190.67
18,349.84
18,510.40
18,672.37
18,835.75
19,000.56
19,166.82
19,334.53
19,503.71
19,674.36
19,846.51
20,020.17
20,195.35
20,372.06
20,550.31
20,730.13
20,911.52
21,094.49
21,279.07
21,465.26
21,653.08
21,842.55
22,033.67
22,226.46
22,420.94
22,617.13
22,815.03
23,014.66
23,216.04
23,419.18
23,624.10
23,830.81
24,039.33
24,249.67
24,461.85
24,675.90
24,891.81
25,109.61
25,329.32
25,550.95
25,774.52
26,000.05
26,227.55
26,457.04
26,688.54
26,922.07
27,157.64
27,395.26

Interest
11,533.00
11,392.11
11,249.98
11,106.61
10,961.99
10,816.10
10,668.94
10,520.48
10,370.73
10,219.67
10,067.29
9,913.57
9,758.51
9,602.09
9,444.30
9,285.13
9,124.57
8,962.61
8,799.22
8,634.41
8,468.15
8,300.44
8,131.27
7,960.61
7,788.46
7,614.80
7,439.63
7,262.92
7,084.66
6,904.85
6,723.46
6,540.48
6,355.90
6,169.71
5,981.89
5,792.43
5,601.30
5,408.51
5,214.03
5,017.85
4,819.95
4,620.31
4,418.94
4,215.80
4,010.88
3,804.17
3,595.65
3,385.30
3,173.12
2,959.08
2,743.16
2,525.36
2,305.65
2,084.02
1,860.45
1,634.92
1,407.42
1,177.93
946.43
712.91
477.34
239.71

Total Interest Paid New Payoff Amount

2,090,517.01
2,101,909.12
2,113,159.10
2,124,265.72
2,135,227.71
2,146,043.81
2,156,712.75
2,167,233.23
2,177,603.96
2,187,823.63
2,197,890.92
2,207,804.49
2,217,563.00
2,227,165.09
2,236,609.39
2,245,894.52
2,255,019.09
2,263,981.70
2,272,780.92
2,281,415.33
2,289,883.48
2,298,183.93
2,306,315.19
2,314,275.80
2,322,064.26
2,329,679.06
2,337,118.69
2,344,381.61
2,351,466.27
2,358,371.11
2,365,094.57
2,371,635.05
2,377,990.96
2,384,160.67
2,390,142.56
2,395,934.99
2,401,536.29
2,406,944.80
2,412,158.83
2,417,176.68
2,421,996.62
2,426,616.94
2,431,035.87
2,435,251.67
2,439,262.55
2,443,066.71
2,446,662.36
2,450,047.66
2,453,220.78
2,456,179.86
2,458,923.02
2,461,448.38
2,463,754.03
2,465,838.05
2,467,698.50
2,469,333.42
2,470,740.84
2,471,918.77
2,472,865.20
2,473,578.11
2,474,055.45
2,474,295.16

1,301,955.21
1,285,712.35
1,269,327.36
1,252,799.00
1,236,126.02
1,219,307.15
1,202,341.11
1,185,226.62
1,167,962.38
1,150,547.08
1,132,979.39
1,115,257.99
1,097,381.52
1,079,348.64
1,061,157.97
1,042,808.13
1,024,297.72
1,005,625.36
986,789.60
967,789.04
948,622.22
929,287.69
909,783.99
890,109.62
870,263.11
850,242.94
830,047.59
809,675.54
789,125.22
768,395.10
747,483.58
726,389.09
705,110.02
683,644.76
661,991.68
640,149.13
618,115.46
595,889.00
573,468.06
550,850.93
528,035.90
505,021.24
481,805.20
458,386.03
434,761.93
410,931.13
386,891.80
362,642.13
338,180.28
313,504.38
288,612.57
263,502.96
238,173.63
212,622.68
186,848.16
160,848.10
134,620.55
108,163.51
81,474.97
54,552.90
27,395.26
0.00

Page 3of6

Period

Payment

Principal

Interest

Total Interest Paid New Payoff Amount

Page 4of6

Period

Payment

Principal

Interest

Total Interest Paid New Payoff Amount

Page 5of6

Period

Payment

Principal

Interest

Total Interest Paid New Payoff Amount

Page 6of6