PERSONAL LOAN CALCULATOR

Loan Amount (RM):

260,000

Months:
120

Annual Interest Rate (%):

9.7

CALCULATE

Result:

Monthly Repayment

RM 3,392.87
REPORT AN ISSUE

PAYMENT SCHEDULE
RM 260,000

RM 195,000

RM 130,000

RM 65,000

RM 0
1mth 12mth 23mth 34mth 45mth 56mth 67mth 78mth
Principal

Interest

Balance

MONTHS PRINCIPAL INTEREST BALANCE

1st 1,291.21 2,101.67 258,708.79
2nd 2,592.85 4,192.90 257,407.15
3rd 3,905.01 6,273.60 256,094.99
4th 5,227.78 8,343.71 254,772.22
5th 6,561.25 10,403.11 253,438.75
6th 7,905.49 12,451.74 252,094.51
7th 9,260.60 14,489.51 250,739.40
8th 10,626.66 16,516.32 249,373.34
9th 12,003.76 18,532.09 247,996.24
10th 13,392.00 20,536.72 246,608.00
11th 14,791.46 22,530.14 245,208.54
12th 16,202.23 24,512.24 243,797.77
13th 17,624.40 26,482.94 242,375.60
14th 19,058.07 28,442.14 240,941.93
15th 20,503.33 30,389.75 239,496.67
16th 21,960.27 32,325.69 238,039.73
17th 23,428.98 34,249.84 236,571.02
18th 24,909.57 36,162.12 235,090.43
19th 26,402.13 38,062.44 233,597.87
20th 27,906.75 39,950.69 232,093.25
21st 29,423.54 41,826.77 230,576.46
22nd 30,952.59 43,690.60 229,047.41
23rd 32,493.99 45,542.07 227,506.01
24th 34,047.86 47,381.07 225,952.14
25th 35,614.28 49,207.52 224,385.72
26th 37,193.37 51,021.30 222,806.63
27th 38,785.22 52,822.32 221,214.78
28th 40,389.94 54,610.48 219,610.06
29th 42,007.63 56,385.66 217,992.37
30th 43,638.40 58,147.76 216,361.60
31st 45,282.35 59,896.69 214,717.65
32th 46,939.58 61,632.32 213,060.42
33th 48,610.22 63,354.56 211,389.78
34th 50,294.36 65,063.29 209,705.64
35th 51,992.11 66,758.41 208,007.89
36th 53,703.58 68,439.81 206,296.42
37th 55,428.89 70,107.37 204,571.11
38th 57,168.15 71,760.99 202,831.85
39th 58,921.46 73,400.55 201,078.54
40th 60,688.95 75,025.93 199,311.05
41th 62,470.72 76,637.03 197,529.28
42th 64,266.90 78,233.73 195,733.10
43th 66,077.60 79,815.90 193,922.40
44th 67,902.93 81,383.44 192,097.07
45th 69,743.02 82,936.23 190,256.98
46th 71,597.98 84,474.14 188,402.02
47th 73,467.93 85,997.05 186,532.07
48th 75,353.01 87,504.85 184,646.99
49th 77,253.31 88,997.42 182,746.69
50th 79,168.98 90,474.62 180,831.02
51th 81,100.14 91,936.34 178,899.86
52th 83,046.90 93,382.44 176,953.10
53th 85,009.40 94,812.81 174,990.60
54th 86,987.77 96,227.32 173,012.23
55th 88,982.13 97,625.84 171,017.87
56th 90,992.60 99,008.23 169,007.40
57th 93,019.33 100,374.37 166,980.67
58th 95,062.44 101,724.14 164,937.56
59th 97,122.07 103,057.38 162,877.93
60th 99,198.35 104,373.98 160,801.65
61th 101,291.41 105,673.79 158,708.59
62th 103,401.38 106,956.68 156,598.62
63th 105,528.42 108,222.52 154,471.58
64th 107,672.64 109,471.17 152,327.36
65th 109,834.20 110,702.48 150,165.80
66th 112,013.23 111,916.32 147,986.77
67th 114,209.88 113,112.55 145,790.12
68th 116,424.28 114,291.02 143,575.72
69th 118,656.58 115,451.59 141,343.42
70th 120,906.93 116,594.11 139,093.07
71th 123,175.47 117,718.45 136,824.53
72th 125,462.34 118,824.45 134,537.66
73th 127,767.70 119,911.96 132,232.30
74th 130,091.69 120,980.84 129,908.31
75th 132,434.47 122,030.93 127,565.53
76th 134,796.19 123,062.09 125,203.81
77th 137,177.00 124,074.15 122,823.00
78th 139,577.05 125,066.97 120,422.95
79th 141,996.50 126,040.39 118,003.50
80th 144,435.51 126,994.25 115,564.49
81th 146,894.24 127,928.40 113,105.76
82th 149,372.84 128,842.67 110,627.16
83th 151,871.48 129,736.90 108,128.52
84th 154,390.31 130,610.94 105,609.69
85th 156,929.50 131,464.62 103,070.50
86th 159,489.22 132,297.77 100,510.78
87th 162,069.63 133,110.24 97,930.37
88th 164,670.90 133,901.84 95,329.10
89th 167,293.20 134,672.42 92,706.80
90th 169,936.69 135,421.80 90,063.31
91th 172,601.55 136,149.81 87,398.45
92th 175,287.95 136,856.28 84,712.05
93th 177,996.07 137,541.04 82,003.93
94th 180,726.07 138,203.90 79,273.93
95th 183,478.15 138,844.70 76,521.85
96th 186,252.47 139,463.25 73,747.53
97th 189,049.21 140,059.38 70,950.79
98th 191,868.57 140,632.89 68,131.43
99th 194,710.71 141,183.62 65,289.29
100th 197,575.83 141,711.38 62,424.17
101th 200,464.10 142,215.97 59,535.90
102th 203,375.73 142,697.22 56,624.27
103th 206,310.89 143,154.94 53,689.11
104th 209,269.77 143,588.92 50,730.23
105th 212,252.57 143,998.99 47,747.43
106th 215,259.49 144,384.95 44,740.51
107th 218,290.71 144,746.60 41,709.29
108th 221,346.43 145,083.75 38,653.57
109th 224,426.85 145,396.20 35,573.15
110th 227,532.17 145,683.75 32,467.83
111th 230,662.60 145,946.20 29,337.40
112th 233,818.33 146,183.34 26,181.67
113th 236,999.56 146,394.98 23,000.44
114th 240,206.52 146,580.90 19,793.48
115th 243,439.39 146,740.90 16,560.61
116th 246,698.40 146,874.76 13,301.60
117th 249,983.75 146,982.28 10,016.25
118th 253,295.66 147,063.25 6,704.34
119th 256,634.33 147,117.44 3,365.67
120th 260,000.00 147,144.65 0.00

MALAYSIA PERSONAL LOAN CALCULATOR

Features:

Estimate monthly personal loan repayment

amount.
Generate principal, interest and balance
loan repayment chart, over loan period.
Generate principal, interest and balance
loan repayment table, by year.

How to Use:

1. Enter personal loan amount in Malaysian

Ringgit.
2. Enter loan period in Months.
3. Enter loan interest rate in Percentage.

Bank Personal Loan Interest Rates:

INTEREST
BANK NAME
RATE

Alliance Bank CashFirst Personal 8.38%

Loan

CIMB Cash Plus 10.88%

Citibank Personal Loan 7.9%

Hong Leong Personal Loan 12%

HSBC Amanah Personal Financ- 6.99%

ing-i

Maybank Personal Loan 7.0%

RHB Personal Financing-i for Pri- 12.22%

vate

Standard Chartered Quick Cash 10.56%

EDGE

UOB Personal Loan 10.99%

(Updated May 2017)

Personal Loan Rates for Government

and Public Sector Workers:

INTEREST
BANK NAME
RATE

Bank Rakyat Personal Financing-i 4.54%

Public Sector

BSN SKAP 4.75%

MBSB Mumtaz-i 3.4%

Public Bank BAE Personal Financ- 4.99%

ing-i

(Updated May 2017)

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