A STUDY ON PROFITABILITY IN DEPOSIT MOBILISATION AND LOANS OF SBH,

CH.VEERA REDDY ( Reg no: 08906141)

PROJECT REPORTSUBMITTED IN PARTIAL FULFILLMENT FOR THE AWARD OF THE MASTER OF BUSINESS ADMINISTRATION
By

OSMANIA UNIVERISITY HYDERABAD(A.P)

2006-2008

ACKNOWLEDGEMENT
I would like to express my gratitude to Mr.PRAVEEN, Department of Business Management, VELANGANI INSTITUTE OF MANAGEMENT. I

am also grateful to all faculty members who encouraged me during my project work. I would like to express my sincere thanks to Mr. SIVARAMA REDDY , VIM who guided me in all areas doing my project work. I wish to express my heartfelt and sincere thanks to Mr.

Anandamurthy, Manager, SBH, Warangal. l for providing me opportunity to do my project work. I also like to thank all people who helped me directly or indirectly for carrying out my project work.

Place: Date: (CH.VEERA REDDY).

DECLARATION

I hereby declare that this project report titled A STUDY ON PROFITABILITY IN DEPOSIT MOBILISATION AND LOANS OF Submitted by SBH, me O.U., to the department is a of business work

management,

Hyderabad,

bonafide

undertaken by me and it is not submitted to any other university or institution for the award of any degree diploma / certificate or published any time before.

( CH.VEERA REDDY)
CH. VEERA REDDY Velangani institute of management Bogaram(v),keesara(m),R.r(dst).

CERTIFICATION

This is to certify that the project report title A STUDY ON PROFITABILITY IN DEPOSIT MOBILISATION AND LOANS OF

SBH submitted in partial fulfillment for the award of MBA programme of deportment of business management, O.U. Hyderabad, was carried out by CH. VEERAREDDY under my guidance. This has not been submitted to any other university or institution for the award of any degree/certificate or published any time.

Signature of the guide

VELANGANI INSTITUTE OF MANAGEMENT Bogaram,keesara,R.r (Dist)

CH APTER

TITLE LIST OF TABELS

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INTRODUCTION OBJECTIVES OF THE STUDY RESEARCH METHODOLOGY LIMITATIONS OF THE STUDY REVIEW OF LITERATURE COMPANY PROFILE DATA ANALYSIS & INTERPRETATION SUGGESTIONS & CONCLUSIONS BIBLIOGRAPHY

1- 9

2 3 4 5 6

1 1 1 1 1

12-17 20-28 31-57 60-64 66

LIST OF TABELS S.NO 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 TOTAL DEPOSITS FIXED DEPOSITS CURRENT DEPOSITS SAVING DEPOSITS RECURRING DEPOSITS FCNR DEPOSITS NR NR DEPOSITS TOTAL ADVANCES GOLD LOANS VEHICLE LOANS HOUSING LOANS EDUCATION LOANS CONSUMER DURABLES LOANS AGAINST TERM DEP TRENDS IN DEPOSITS TRENDS IN ADVANCES PAGE NOS 32 33 35 37 39 41 43 45 46 47 48 49 50 51 52 54

CHAPTER -1