m

Si mo
ze n
A
na
l
y
N s

Co
Particular
ASSETS
Cash and balances with treasury banks
Balances with other banks
Lendings to financial institutions
Investments
Advances
Operating fixed assets
Intangible assets
Deferred tax assets
Other assets
LIABILITIES
Bills payable
Borrowings
Deposits and other accounts
Sub-ordinated loans
Liabilities against assets subject to finance lease
Deferred tax liabilities
Other liabilities
NET ASSETS
REPRESENTED BY :
Share capital
Share deposit money
Reserves
Accumulated loss (b)

2007

2008

10,318,722
1,401,796
4,753,113
40,439,935
81,932,379
3,925,383
28,039,207
2,732,623
3,329,283
176,872,441

9,355,104
793,843
12,459,621
35,176,823
80,344,193
3,702,426
26,664,438
6,533,228
3,879,439
178,909,115

2,110,211
16,669,412
116,671,219

1,432,084
23,651,366
104,586,167
3,999,200

5,541,790
139,210,607
39,698,508

7,176

4,961,601
140,419,619
36,452,822
22,017,968
719,810
-282,604
22,455,174

28,437,271
12,000,000
8,326,684
-7,757,283
41,006,672

Shares to be issued
Deficit on revaluation of assets - net

14,026,177
36,481,351
-28,529

41,006,672
-1,308,164

Si mo
ze n
A
na
l
N ysi
IB s
Ba
la
n
Sh ce
ee
t
2009

2010

2011

2007

2008

2009

8,834,275
3,683,783
5,681,887
62,432,977
84,021,406
3,114,632
26,943,271
6,474,384
6,932,348
208,118,963

8,836,474
2,952,593
6,429,166
50,209,083
74,583,584
2,751,703
4,147,736
9,395,264
5,251,463
164,557,066

7,969,044
1,486,560
14,666,918
47,786,041
60,861,513
2,722,863
3,785,755
10,958,166
4,588,151
154,825,011

5.833990836
0.792546307
2.687311247
22.86389828
46.32286327
2.219329918
15.85278455
1.544968218
1.882307374
100

5.22897003
0.443713
6.96421812
19.6618395
44.9078254
2.06944515
14.9039013
3.65170215
2.16838533
100

4.244819825
1.770037169
2.730114987
29.99869695
40.37181657
1.49656329
12.94609132
3.110905372
3.330954518
100

1,574,207
62,523,365
93,919,805
3,997,600

4,575,741
166,590,718
41,528,245

1,335,493
42,361,934
99,111,741
3,996,000

3,866,958
150,672,126
13,884,940

1,738,422
47,382,031
85,472,247
3,994,400

2,574,241
141,161,341
13,663,670

1.502789293
83.08754847
83.08754847
0
0.005110397

3.5334101

1.02871759
75.1280159
75.1280159
2.8727696

3.98086764

0.944954808
56.37757381
56.37757381
2.399653503

2.746696248

40,437,271

8,464,894
-7,258,893
41,643,272

40,437,271

8,464,894
-41,009,961
7,892,204

103,028,512

218,276
-43,333,909
14,143,256


41,643,272
-115,027

14,244,564
-359,624

14,143,265
-479,595

2010

2011

5.369853884
1.79426692
3.906952254
30.51165424
45.32384164
1.67218769
2.520545669
5.709426054
3.191271653
100

5.14712962
0.960154946
9.473222644
30.86454875
39.30987158
1.758671278
2.445183098
7.07777505
2.963443032
100

0.886357043
65.77974549
65.77974549
2.652116291

2.566472049

1.231514229
60.54933057
60.54933057
2.829669916

1.823616141

Profit and Loss Account

Mark-up / Return / Interest earned

Mark-up / Return / Interest expensed
Net Mark-up / Interest Income
Provision against non-performing advances
Provision for diminution in the value of investments
Bad debts written off directly
Net Mark-up / Interest income after provisions

2007
7,034,967
4,994,243
2,040,724
1,494,801
-1,494,801
545,923

2008
15,246,632
10,754,066
4,492,566
8,833,641
329,697
14,372
-9,177,710
-4,685,144

2009
18,278,640
12,775,801
5,502,839
524,505
575,705
67,398
1,167,608
4,335,231

507,418
23,924
226,364
24,021
-1,963
21,486
801,250
1,347,173

1,002,657
187,646
440,499
194,310
-149,010
65,148
1,741,250
-2,943,894

953,462
182,327
72,166
573,126

20,739
1,801,820
6,137,051

2,186,494
2,669
2,133

-2,191,296

6,720,824
322,211
325,271
1,040,000
43,637
-8,451,943

5,455,676
6,229
-122,097
17,214

NON MARK-UP / INTEREST INCOME

Fee, commission and brokerage income
Dividend income
Income from dealing in foreign currencies
Gain on sale of securities
Unrealized loss on revaluation of investments
Other income
Total Non-Markup / Interest income

NON MARK-UP / INTEREST EXPENSES

Administrative expenses
Other provisions / (reversals) / write offs
Other charges
Impairment of goodwill
Impairment of other intangible assets
Total Non-Markup / Interest expense

Share of (loss) / profit from associates

Share of post acquisition profit of amalgamating entities
(Loss) / Profit before taxation
Taxation - Current
Prior years
Deferred

(Loss) / Profit after taxation

Unappropriated profit brought forward
Accumulated loss carried forward
Basic / diluted (loss) / earnings per share (Rupees)

159,161
136,465
-548,497
124,341
-347,089
-222,748
-325,749
298,376
-27,373
-0.29

-1,613,049

-13,008,886
98,981
-4,169
-3,924,305
-3,829,493
-9,179,393
796,600
-8,382,793
-3.23

5,357,022
772,867

1,552,896
142,750
-83,549
59,174
1,493,722
-16,958,244
-7,081,729
0.37

2010
16,482,767
13,467,526
3,015,241
9,872,524
115,134
53,359
10,041,017
-7,025,776

2011
14,250,121
12,155,613
2,094,508
2,355,074
178,913
15,802
2,549,789
-455,281

2007
100%
100%
100%
100%
100%
100%
100%
100%

2008
216.726418
152.865905
63.8605128
125.567625
4.6865465
0.20429378
-130.458466
-66.5979528

2009
119.8864116
83.79425043
36.09216121
3.440136812
3.775948682
0.442051727
7.65813722
28.43402399

2010
90.17501849
73.67903739
16.4959811
54.01126123
0.629882748
0.291919968
54.93306395
-38.4370828

977,919
150,517
469,449
307,541

28,348
1,933,774
-5,092,002

1,024,307
137,055
526,577
273,144
-7,053
22,854
1,976,884
1,521,603

14.2524762
2.66733305
6.26156455
3
-2.1181336
0.92605978
24.7513599
-41.8465929

6.253590957
1.195850992
0.473324207
4
0.136023484
11.81782311
40.2518471

5.350064337
0.823458419
2.568292827
2
0.155088125
10.57941948
-27.8576634

7,055,824
158,359
121,918
859

4,823,582
200,912
42,497
-2,101

7,336,960

5,064,890

100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%

95.5345491
4.5801352
4.62363221
14.7832961
0.6202872
-120.1419

35.78282732
0.040854925
-0.80081293
0.112903624
-

38.60147144
0.866360955
0.666997107
0.004699474
0
40.13952898

339,960

-12,089,002
228,733
385,655
-2,996,630
-2,382,242
-9,706,760
-7,081,729
-16,788,489
-2

51,278

-3,492,009
202,619
30,658
-1,657,864
-1,424,587
-2,067,422
-41,009,961
-43,077,383
-0.34

100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%

-22.9290201
-184.917513
1.40698599
-0.05926112
-55.7828487
-54.4351239
-130.482389
11.3234362
-119.158953
-4.5914E-05

35.13577294
5.069099851
10.18517401
0.936272352
-0.54798332
0.388111945
9.797062066
-111.226165
-46.4478253
2.42677E-06

1.859875789
-66.1373166
1.251367717
2.109867036
-16.3941628
-13.0329281
-53.1043885
-38.7431942
-91.8475828
-1.313E-05

2011
86.45466505
73.7474054
12.70725965
14.28809859
1.085454888
0.095869826
15.46942331
-2.762163659
6.214411694
0.831504807
3.194712393
2
-0.042790146
0.138653904
11.9936416
9.231477943
29.26439475
1.218921556
0.257826856
-0.012746646
0
30.72839651

0.311100679
-21.18581789
1.229277827
0.186000324
-10.0581656
-8.642887447
-12.54293044
-248.8050762
-261.3480067
-2.06276E-06