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Islamic mutual funds Islamic Mutual Funds designed to meet the needs of various investors, and the particular

needs of Muslims, by investing in accordance with Islamic principles. The Trust is open to any investor. principles Traditional mutual funds are off-limits to Muslims, because they typically contain securities that are forbidden by sharia law. Accordingly, the Amana Funds are managed under strict guidelines to comply with Islamic principles. Examples of forbidden (haram) investments are companies that: Produce or sell alcohol, tobacco or pornography Process or sell pork products Generate revenue from gambling or interest (riba) bonds and other fixed-income securities The Amana Funds are unique in that they were specifically conceived to meet the needs of Muslim investors. The concept for the Amana Funds emerged in 1984 when two members of the North American Islamic Trust, Yaqub Mirza and Bassam Osman, presented the idea of a mutual fund for Muslim investors to Nicholas Kaiser, who was then portfolio manager of multiple mutual funds at Unified Management Corporation, based in Indianapolis, IN.

Fund Policies
The objectives of Islamic mutual funds is long-term capital growth, consistent with Islamic principles, consistent with Islamic principles. In accordance with Islamic principles, the Funds shall not make any investments that pay interest. The Funds pursue these investment objectives by purchasing equity securities. Performance Performance of the Amana Funds is best evaluated by consulting a variety of sources. Examples are 1. Amana mutual funds, USA The Amana Income Fund: AMANX (Inception: June 23, 1986) The Amana Growth Fund: AMAGX (Inception: Feb. 3, 1994) The Amana Developing World Fund: AMDWX (Inception: Sept. 2. Saturna Capital Corporation, Malaysia is the investment adviser and administrator of the Islamci Mutual Funds Trust and the Saturna Investment Trust. Saturna Capital Corporation, established in 1989, is administrator to $3.8 billion in assets under management as of September 2012.

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