I. Executive Summary A. Business description 1. Name/organizational form 2. Location/facility description 3. Product description 4. Market and competition overview 5.

Management expertise and experience B. Present and proposed capital structure C. Long-range goals D. Summary of financial needs and use of funds E. Three-year summary historical financial data F. Sales and earnings summary projections II. Market Analysis A. Description of total market and industry trends B. Description of target market and competition

III. Products or Services Description IV. Marketing Plan V. VI. Manufacturing Process (if applicable) Management Plan A. Ownership and governing board composition B. Organization chart and responsibilities C. Resumes of key personnel D. Facilities and equipment plan/planned capital outlays E. Operating plan/schedule of upcoming work F. Risk factors/planned responses

VII. Financial Data A. Financial history (three years to present) B. Five-year projection assumptions (first year by quarter) C. Explanations of use and effect of new funds D. Potential return to investors