Erik Chang is a Associate Financial Planner Malaysia (AFPM), which is certified by the Financial Planning Association of Malaysia (FPAM)

He started his career in Sales and Management with Behn, Meyer & Company and subsequently ventured into the Travel Industry. During his tenure in the travel industry, he participated in Strategic Planning for the Travel Industry organized by the Malaysian Association of Tours & Travel Agent (MATTA) in conjunction with the School of Travel Industry Management, University of Hawaii. As the owner of his own travel agency, he specialized in planning MICE tours, Meetings, Incentives, Conventions and Edutainment. Throughout, he conducted his travel operations with integrity. In the year 2008, he decided to move on from a FUN industry to a FUND industry. He was prompted in the year 2010 and discovered that if you are not in real time, you are threading in dangerous waters. He powered through into the FAST information industry, combining speed, connectivity and intangibility because in this information era, it's not the BIG that eats the SMALL .....but the FAST that eats the SLOW. Because of his wide experience in the travel industry and financial planning, Erik Chang is hand picked as the Chief Executive Officer to spearhead Vision X, a 21st Century Community Learning HUB using Free Internet Applications The Internet changes our lifestyle from Business Card, Directory, Brochures, Telephone - conventional type Business to QR Code, Google Map, PDF, Smart Phone - 24/7 Business in the Air. From white board, marker pen, books, notes face to face classroom to Video Conferencing, Google Docs, Tablet - Digital Classroom. The demand forces the creation of Social Network, Social Media, Cloud Computing, Mobile Apps, Mobile Money. The free copy world through Freemium, Gifts, Cross Subsidy, Location Based Marketing, Bundled, Crowd Source, Marginal Cost is definitely changing the landscape of how people buy & sell, learn & present, communicate & collaborate, exchange views and ideas and he believes that this is the right timing to introduce the Net Generation to Scholars, Executives, Professionals and Entrepreneurs.