Opportunity Size

Combined strength of the Smart Network Subscribers (Postpaid + Prepaid)

Smart Telecoms captive market share : 57% Total Postpaid Market (increment from 2012): 2.3 MM Total Prepaid Market (increment from 2012) : 16.4 MM YOY market share increase: 24% in the last 10 years As of 2012, Total Prepaid and Postpaid at 54 MM

Leveraging on Call Center Infrastructure via PLDT Ventus

24/7 Inbound and Outbound Calls for Loan Processing and Know-Your-Customer (KYC) Possible Cross Selling

Market Characteristics and Sensibilities

Almost every Filipino who needs DIRECT, HASSLE & PAPER FREE, ON DEMAND ACCESS TO LOANS Private and Government Employed Individuals, Self Employed and Start Up Businesses, Members of Cooperatives with less access to traditional channels of loan availment (eg. Farmers) and Cottage Industries who are need of Micro Financing Borrower Attributes : Young Professionals , Early to Empty Nesters, Mobile and Frequent Credit Card Users or with previous borrowing experience Individuals who clamor for Fast Processing Time with zero documentary requirements Individuals who are tech savvy and enjoy instant tracking of purchases and balances

Solution Pitching
For anything Financial, THUMB IT ! Is Your Virtual Wallet Do any transaction, anywhere and everywhere minus your debit or credit cards! Check to Cash Instantly No more regional or local check clearing down time, no more teller queues, withdraw your check amount here and now. THUMB your Ride! No waiting and queues for ticket rides in the Metro, airlines and public passage ways Hassle Free Loan Renewals Thumb it! and we restore your original loan amount or higher Mobile Loan Application Highly Interactive Voice Interface and Secured System Protocols Capitalize on Your Growing Business -- Use Thumb It ! To pay suppliers, vendors, equipment and tools