Green banking by

Kiruthika & Nithya

Introduction
GREEN BANKING is like a normal bank which considers all the social and environmental factors; it is also called as ethical bank. Ethical banks have started with the aim of protecting the environment

Green banking coverage includes:

Sustainable banking Ethical banking Green mortgage Green loan Green credit cards Green saving accounts Green checking accounts Green cds Green money market accounts Mobile banking Online banking Remote deposit(RDC)

Benefits of Ethical/Green banking

asically Ethical banking avoids as much as paper !ork" you may go green credit cards" go green mortgages and also all the transactions done through online#

Creating a!areness to business people about environmental and social responsibility enabling them to do a environmental $riendly business practice# %hey $ollo! environmental standards $or lending" !hich is really a good idea and it !ill make business o!ners to change their business to environmental $riendly !hich is good $or our $uture generations# &hen you are a!arded !ith a loan" the interest o$ that loan is comparatively less !ith normal banks" because ethical banks give more importance to environmental $riendly $actors they do not operate !ith high interest rates#

List of green!

bank adopted concept

go

Ind s ind bank !tate bank of India I"I"I bank I#BI bank

$elp the people $elp the planet Be the change %o wish to !ee in the world & Gandhi

conclusion
't is important that 'ndian bank recogni(e their environmental and social responsibilities $or e$$ective green banking" the R ' and 'ndian government should pay a proactive role and $ormulate green policy guidelines and $inancial incentives# 'ndian bank should adopt green banking as a business model !ithout much $urther delay

"hank you