1 1.

SOYA PANEER Introduction

Soya bean is a leguminous crop and is rich in proteins. Many value-added products are made from it like milk, sauce, paneer etc. Soya products are increasingly becoming popular especially amongst health conscious people. This product has potential in states like Maharashtra, MP, and Gujarat etc. ut this note considers Madhya Pradesh as the preferred location. Soya paneer is made from soya milk !hich is a rich source of high "uality proteins and vitamins. Paneer is made by coagulating soya bean milk. #t is !hite $ soft. 1.2 Objective

The primary objective of the model report is to facilitate the entrepreneurs in understanding the importance of setting up unit of Soya panner. This model report !ill serve as guidance to the entrepreneurs on starting up such a ne! project and basic technical kno!ledge for setting up such a facility. 1.3 Raw Material Availability

The most important ra! material !ill be good "uality Soybeans. Total production of soyabeans in MP in year %&&'-&( is )*.'* lakh MT. +e!as district reportedly produces around ).,- lakh tonnes of Soya beans follo!ed by .jjain /%.(0 lakh MT1, Shajapur /%.(,lakh MT1, #ndore /%.), lakh MT1 and 2ajgarh /%.) lakh MT1. 3itric acid !ill be re"uired in small "uantity. 1. Mar!et O""ortunitie#

Soya beans are very nutritious and their acceptance is increasing rapidly. Soya sauce, soya milk and soya bean edible oil are some of the e4amples. 5ith increasing health a!areness, soya-based products are preferred. 6et another favourable aspect of soya paneer !ould be its price. 7s against the price of milk paneer !hich is in e4cess of 2s.,)&8- per kg9 soya paneer can be offered at half the price. This !ould be a major feature. 7t the same time, it is still a ne! concept and soya paneer is gradually being accepted by the consumers. :ence ade"uate marketing efforts coupled !ith attractive commission to the middlemen shall have to be offered. ;earby semi-urban and urban locations should be targeted.

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1.* 1.*.1

Project de#cri"tion A""lication#

Paneer is one of the popular milk-based products. Many vegetarian preparations are made from it. Milk paneer is an established product but it is a costly product. Soya paneer !ould be an ideal substitute in terms of price as !ell as nutritious values. 1.*.2 +a"acity o$ t,e Project

2ated production capacity of %- tonnes considering )(& !orking days is suggested. 1.*.3 Manu$acturin& "roce##

Soya bean milk !ill not be available easily and hence it is contemplated to produce it inhouse. Good "uality soya beans shall have to be cleaned and then soaked in !ater for around ' hours. Then they are !ashed in !arm !ater before grinding them in !ater. <uantity of !ater is *-= times more than the beans !ith some hot !ater poured in the grinder through a hopper during the process. Grinding time is about %( minutes. Then the slurry is cooked in grinder-cum-cooker for about ) minutes at a temperature of around ,%&>3. Then this slurry is filtered through muslin cloth to obtain soya milk. Small "uantity of citric acid is added to the milk and this coagulated material is pressed in the mechanical press for about half an hour !hich removes bulk of the !ater and finally paneer is packed. The process flo! chart is as under?
+leanin& and Soa!in& o$ Soya -ean#

.a#,in& and 'rindin&

+oo!in& o$ Slurry

/iltration

Pre##in& and Pac!in&

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1.0

Project co("onent and co#t

Major components of the projects and their costs are described in the table hereunder?
Particular# )AN5 6 -1I)5IN' @and )and 5evelo"(ent @and 7rea -uildin& Production -loc! Main Production 7rea Misc :andling 7rea 3ontingencies P)AN4 6 MA+7INERY Bilter Press Grinder cum cooker Gas fired furnace +eep freeCer SS vessels and !eighing scales 3ontingencies MIS+E))ANEO1S /I:E5 ASSE4S Miscllaneous assets 3ontingencies PRE%OPERA4I<E E:PENSES Dstablishment #nterest etc Security +eposits 4O4A) 1nit S"M 2ty %&& %&& +o#t3unit %(&.&& (&&.&& 4otal *.03 &.(& ,.&&

S"M S"M

'& )( ,&A , , , , , %&A , %&A , , ,

(,&&&.&& (,&&&.&&

@S

,&,&&&.&& =&,&&&.&& ,(,&&&.&& )(,&&&.&& )&,&&&.&&

@S

%(,&&&

)0,&&& %(,&&& )&,&&&

%.&& ,.*( &.)= 1.89 &.,& &.=& &.,( &.)( &.)& &.%= ;.3; &.%( &.&( ;.8 &.)0 &.%( &.)& 9.9*

1.=

Plant and Mac,inery

The total cost of plant and machinery mentioned above in the project cost is 2s. ,.0= lakhs. 1.9 -uildin&

The main production block !ill cost around 2s. '.,) lakhs. 1.8 Mi#cellaneou# A##et#

7 provision of 2s. )&&&&8- !ould take care of all the re"uirements. 1.1; Preli(inary 6 Pre%o"erative E>"en#e# 7 provision of 2s. 0'&&8- !ould take care of pre-production e4penses like establishment, professional charges, security deposits etc.

1.11 .or!in& +a"ital A##e##(ent

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I4EMS ST>3E >B 275 M7TD2#7@ $ P73E#;G M7TD2#7@ S.;+26 +D T>2S 4O4A) MAR'IN MP-/ IN4ERES4 ON .+

Year 1 ,.%' '.)& *.* ,.)= '.,( &.'-

Year 3 ,.-( (.*) =.39 ,.=( (.(' &.-,

Year * ,.-( (.*) =.39 ,.=( (.(' &.-,

1.12 Mean# o$ /inance

E21I4Y +API4A) MO/PI S1-SI5Y 4ERM )OAN B#;7;7;3#7@ #;ST#T.T#>;S -Payable half yearly Installments 4O4A) %(A ,& (&.&& ,&.&&A &.(& %(.&&A %(.&&A (&.&&A ,&&A 2.*0 2.*0 *.11 1;.23

1.13 +a#, $low #tate(ent

PAR4I+1)ARS SO1R+ES O/ /1N5S D<.#T6 37P#T7@ S. S#+6 ;DT P2>B#T /#;TD2DST 7++D+ 73E1 +DP2D3#7T#>; P2D@#M#;726 DFP.58> #;32D7SD #; TD2M @>7; #;32D7SD #; 7;E >22>5#;GS-53 4O4A) Year 1 ,.&, &.)0 &.,) '.,( *.09 Year 3 %.=&.)0 &.,) &.=) .22 Year * %.)&.)0 &.,) 2.98 Year = ,.=' &.)0 &.,) 2.30

1.1

Projected balance #,eet

Year 1 %.(%.-& '.-, .1* 13.82 Year 3 %.((.,%.-, *.* 1*.9= Year * %.(=.(= &.-, *.* 1=.28 Year = %.(,,.), (.(' 18. ;

PAR4I+1)ARS )IA-I)I4IES D<.#T6 37P#T7@ 2DSD2GDS $ S.2P@.S TD2M @>7; 7;E >22>5#;GS-53 4O4A)

1.1* Pro$itability
Particular# IN+OME E:PEN5I41RE <ARIA-)E /I:E5 'ROSS PRO/I4 PRO/I4 -E/ORE 4A: RE4AINE5 PRO/I4 Year 1 ,(.*( ,'.%% =.)% (.0& ,.() &.&' &.&' Year 3 %,.&& ,*.-, ,&.=' -.** ).)0 ,.0% ,.0% Year * %,.&& ,=.,, ,&.** *.)' %.=0 ,.-% ,.-% Year = %,.&& ,=.-' ,&.*& *.0' %.),.%) ,.%)

1.10 ?ey Indicator#

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;DT P2DSD;T G7@.D at current #nflation 2s. in lakhs1 #;TD2;7@ 27TD >B 2DT.2; A 7GD27GD +S32 2D7E DGD; P>#;T A P76 73E PD2#>+ / 6D72S1

13.== 28.=0 1.0= 99.;= .3;

1.1= Man"ower Re@uire(ent

PAR4I+1)ARS S1PER<ISORY S4A// .OR?ERS Production Supervisors Semi-Skilled @abour Salesman NO. , % ' ,

1.19 A##u("tion#
Project 6 /inancin& 3ontingencies on uilding 3ontingencies on D"uipment Term @oan 2ate of #nterest on Term @oan Subsidy 3onsidered Subject to ceiling D4pected time of #nstallation Moratorium +APA+I4Y 2ated 3apacity Per 7nnum 0&A of #nstalled capacity ;umber of >perational +ays +76S 5orking :ours Per day :rs +APA+I4Y 14I)IAA4ION 6ear # 6ear ## 6ear ### SA)ES PRI+E 5 S Price O47ER E:PENSE 3ommission Marketing D4penses PO.ER 3onnected @oad :P 5EPRI+IA4ION AS PER +OMPANYBS A+4 .#@+#;G P@7;T $ M73:#;D26 M#S3. B#FD+ 7SSDTS @7;+ $ S#TD +DGD@>PMD;T MAIN4ENAN+E .#@+#;G P@7;T $ M73:#;D26 M#S3. B#FD+ 7SSDTS @7;+ $ S#TD +DGD@>PMD;T ,&A %&A (&A ,&A %(A % )& )(& ,*(A =(A ,&&A *&&&& ,&.&A %.(A = ).)'A ,&.)'A *.&*A ,.-)A ,.&&A ).&&A %.&&A ,.&&A

Months Months TP7

1.18 Source# o$ tec,nolo&y +e @eval Pvt. @td., 7-), 7bhimanshree Society,

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Pashan

2oad,

Pune-',,&&=,

Tel.

;o.

%(-*(==,8%,

Ba4?

%(-*(0,-

Boodmac Dngg., Pvt. @td., )*&)=, Sector ##, Par!anoo-,*)%%&/:P1. Tel ;o. %))%0'8(, Ba4? %))%0Sahyog Steel Babrications, %=, hojrajpara, Gondal-)-&),,. Tel ;o. %%'&*( Milkcraft Projects and 3onsultants Pvt. @td. , 7-',*, Ealkaji +ouble Storey, ;e! +elhi-,,&&,0. Tel ;o. %-'*),,%

4,e actual co#t o$ "roject (ay deviate on c,an&e o$ any o$ t,e a##u("tion#.

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