Josh Abrahams

** you need to keep adding to your action plan until the "action plan difference" reaches zero or higher (pink box in bottom right corner)
the amount can not be negative or otherise you ill not have enough money to cover your needs!
"oney that is "yours" #ousing$ "ost students do not have enough money right no
Savings (Bank) Account $6,500 Rent $250 to pay for all their financial needs next year
Part-time Job $50 !ti"ities# $$00 thus the number belo ill (probably) be a negative number!
R%&%S%P% $5,000 'e"ecommunications $60
(t)er $$ *ou )ave + $500 ,eat-&"ec% $50 %&'()*+
(t)er $$ *ou )ave 2 $0 (t)er $+.0 %&&(,-+
,ouse-rent insurance $200
.otal "oney you have %&'()*+ (t)er $0 /ifference %-0+
.ransportation$
/ar 0a*ments
1as $+00
/ar 2nsurance $+50
/ar Re0airs 3 4aint% $+,000
Pub"ic 'ransit $20 "1amily" money
(t)er $0 5our summer Job $250
2ersonal 3 1inances$ 6ami"* Su00ort $2,000
1roceries $500 6ami"* 7oans $0
&ating out $+00 (t)er $0
/"ot)ing $250 "4chool" money
&ntertainment 3 Recreation $+00 Provincia" &8am Sc)o"ars)i0s $0
Persona" /are $+00 (t)er Sc)o"ars)i0s - bursaries $0
/om0uter s*stems $0 "5ank" 6 "7overnment" money
'rave" $200 Stu9ent 7oan $+5,000
1i:ts :or ot)ers $+00 (t)er "oans $0
Savings $2,000
Pets $0 .otal Action 2lan money %&-('*+
Pa*ment o: 9ebt $0
4e9ica"-;enta" 2nsurance $0
(t)er $0
8ducation$
'uition an9-or :ees $5,000
Books an9 su00"ies $+,000 %&&(,-+
(t)er $0 %&'()*+
%&-('*+
.otal money you need %&&(,-+ Action 2lan /ifference %&0(+9+
1olloing these steps to complete the financial plan (only put numbers into yello cells)
4tep &$ 1ind out all the money that you have right no( in your possession!
4tep '$ :alculate all the money that you ill need for next year (this July to end of next June)
4tep 9$ ;ook at the difference beteen hat you <have< and hat you <need< it ill likely be negative
4tep )$ :ome up ith an Action 2lan to get the money you ill need to cover your needs for next year
"=>8? ?=@ #AA8 "=>8? ?=@ BC;; >88/ /C118D8>:8 ("#ave" minus ">eed")
4one* *ou )ave
4one* *ou nee9 :or ne8t *ear
A:.C=> 2;A>$ "oney you need to arrange for
4one* *ou nee9 :or ne8t *ear
4one* t)at *ou a"rea9* )ave
Action P"an mone* *ou arrange9