Robyn Desautels

** you need to keep adding to your action plan until the "action plan difference" reaches zero or higher (pink box in bottom right corner)
the amount can not be negative or otherise you ill not have enough money to cover your needs!
"oney that is "yours" #ousing$ "ost students do not have enough money right no
Savings (Bank) Account $664 Rent $0 to pay for all their financial needs next year
Part-time Job $15 ti!ities" $0 thus the number belo ill (probably) be a negative number!
R#$#S#P# $%0&000 'e!ecommunications $0
(t)er $$ *ou )ave 1 $0 +eat,$!ec# $0 %&'()*+
(t)er $$ *ou )ave % $0 (t)er $0 %+++
+ouse,rent insurance $0
,otal "oney you have %&'()*+ (t)er $0 Difference %-+().'
,ransportation$
-ar .a*ments
/as $00
-ar 1nsurance $%12
-ar Re.airs 3 4aint# $50
Pub!ic 'ransit $0 "/amily" money
(t)er $0 5our summer Job
0ersonal 1 /inances$ 6ami!* Su..ort $0
/roceries $0 6ami!* 7oans $0
$ating out $40 (t)er $0
-!ot)ing $20 "2chool" money
$ntertainment 3 Recreation $0 Provincia! $8am Sc)o!ars)i.s $0
Persona! -are $%0 (t)er Sc)o!ars)i.s , bursaries $0
-om.uter s*stems $0 "3ank" 4 "5overnment" money
'rave! $0 Stu9ent 7oan $0
/i:ts :or ot)ers $0 (t)er !oans $0
Savings $0
Pets $0 ,otal 6ction 0lan money %'
Pa*ment o: 9ebt $0
4e9ica!,;enta! 1nsurance $0
(t)er $0
7ducation$
'uition an9,or :ees $400
Books an9 su..!ies $166 %+++
(t)er $0 %&'()*+
%'
,otal money you need %+++ 6ction 0lan Difference %-+().'
/olloing these steps to complete the financial plan (only put numbers into yello cells)
2tep -$ /ind out all the money that you have right no( in your possession!
2tep &$ 8alculate all the money that you ill need for next year (this 9uly to end of next 9une)
2tep :$ ;ook at the difference beteen hat you <have< and hat you <need< it ill likely be negative
2tep =$ 8ome up ith an 6ction 0lan to get the money you ill need to cover your needs for next year
">?7@ @>A #6B7 ">?7@ @>A CD;; ?77D DD//7R7?87 ("#ave" minus "?eed")
4one* *ou )ave
4one* *ou nee9 :or ne8t *ear
68,D>? 0;6?$ "oney you need to arrange for
4one* *ou nee9 :or ne8t *ear
4one* t)at *ou a!rea9* )ave
Action P!an mone* *ou arrange9