Call a mortgage

professional.

Get Pre-
Approved.
Find a Realtor.
Find your
dream home.
Lock your rates.
Find out what you need to get
started (money, stable credit, etc.)
by calling a mortgage professional.


Your UHM loan officer completes
your financing application and
locks in your interest rate.
Make a Loan
Application.
We Process
your loan.

Work with your real estate
agent to make an offer; the
seller accepts your offer.
You receive an
appraisal.
Underwriter
approves your
loan.

We will collect any final
documents from you at
this time.
Closing is scheduled
between you and the
title company.
Your legal documents
are sent to the title
company.
You fax, email, or
bring your signed
contract to us.
You sign the legal
documents; the
home is yours!
Enjoy your
home.
START
The Path to Your Dream Home
Apply
Today!