REGISTIUTPN UNDEN fHE

EUAU LAND TITLE

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N E G ' SBfA T I O NA C f
NEOUESfED BY ' :n :1't,'CPilI ileI
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REGBTNANOil, DEIilEN
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wfrtzEL & umln P.N,L

';1ry
A6/.M NAU. IHE
PROPEHTr AFFECTEDgI
THIS INSTNUMENT 'S
NECBTEBED UND AND Yousber
THE NAME OF THE
BEGISTEBED OWNEN'S
U T I IEf D OY E P S E 'S ,- \ru<r
Nftg/rcNI CO.ANDfHE
r/.ST CENNHCATE OF
REGISTMT'ON 'S NO.
7U09

' Declaration of
Horizontal Prcperty Regime of

c 6AD[ 16A
This Declaratioa is dated this 9{r day of February,1991.

Wheraas,UNITEDOVERSEAS lt{\,ESfMENT whose

@., a Guamcorporation,
addressis 142SeatonBoulevard, West,Agana,Guam 96910,hereaftercalledthe
is the fee simpleownerof the propertydescribedbelor;
"Developer',
Whereas,Developer projectconsistingof said
desiresto createa condominium
hereinafter
land and improvements, calledoProject';

Now, Therefore,Developer herebydeclaresthat the lee simpleinterestto the

propertydescribedhereinis and shallbe subjectto the HorizontalPropertyRegimes
establishedby TitleVl, chapterl, section1270,9.!-s9L,of the codes of Guamand
in furtherancethereof,the Developerherebymakesthe lollowingdeclarations as to
covenantsand conditionsand agrees
divisions,limitations,restrictions, that said
propertyis heldandshallbe held,conveyed, mortgaged, encumbered, leased,rented,
used,occupiedand improved,subjectto the declarations, and conditions
restrictions
set forth hereinand in the By-Lawsmadea part hereof,
as the sane mayfrom time
to time be amendedin accordance with the lawsol Guam,this Dedarationand By-
Lawswhichshallconstitutecovenantsrunningwiththe landand shallbe bindingon
and for the benefitof all ownersof the units,their successorsand assignsand all
projectwith their respective
successors'
subsequentownersor a[ or any part or the
heirs,executorsand assigns:
1. MME: The HorizontalPropertyRegimeherebyestablishedshall be
knownas the C/64 D[ lE\

2. LANDDESCRIPIIoN:Thepropertysubmittedto the HorizontalProperty

appurtenant
Regimesas oescrioeoabove,togetherwith and subjectto the folloring
rightsand obligationsis as follorc:
LotNo.5058-1-1, of Dededo,
Municipality of Guam,
Territory
EstateNo. 62105,suburban,as said Lot is markedand
designated on DrawingNo. RRV85-251,as L.M.CheckNo.
o7o Fy g6, dated 6ecember 24, 1985 and recorded
December of LandManagement,
27,1985in theDepartment
Government of Guam,underDocumentNo. 366769.Area:
2,406t square meters or 25,998t square feet' tast
of Title: 782W.
Certificate

Titreto the randsha[ be vestedin the ownersof the condominium units,eachhaving

theirpercentage
an undividedinterestas tenantsin commonto eachotherbasedon
shareof the commonelements.
3. oescntmoN or eutLDlNGS:Thereshallbe one(1)concretebuilding'
(4 units'
three(3) storieshigh,on the ptope@n-Aining a totalof seven residential unit. This
Each unit is tnreJ(i) storiesniln witn sbinrays on the insideof eachas Exhibits
hereto
bu1d6gis shownon ine siteplais showingtne ebvationsattached ExhibitsB-1, B-
A-1,A-2 & A€. Thefloor plansfor the unitsare attachedheretoas plang drawing
reflecta portionol the floor
2 & B-3. All exhibitsto this declaration
specifications as preparedby Arizala,Nizala& Associates, tuchitects& Engineers'
whichwas
wtrich area part of ihe condominiumMap No. 086for the c/64 D[ IEI\
recordedin the Department of LandManagement, Government of Guam,on April 18'
1991,underInstrument No.453211.
(3)
4. UNITS:Thereshallbe a total of seven(7) units. Eacfrunit is three
storieshigh. Eachunit is describedas follows:
a. All unitsshallcontainfour (4)bedrooms,three(3)bathrooms'one
(1) kitchen,one (1)livingroom,one(1)diningioom,a storage/drying areaandutility
room,a 2-car."tiort lirtty enctoseO witn a ioll'up door). Thefirstfloor,or ground
floor, containsthe 2car carport,storage/drying and utitityareas' The secondfloor
(guestroom)' one (1)
containsa kitchen,livingroom,diningroom, a bedroom
(outside)'Thethirdfloor
bathroom,two (e)outsidi decksor balionies,anda planter
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containsthree(3) bedrooms,two (2) bathrooms, two (2)outsidedecks,and a planter
(outside). The-secondand thira fioors shall each have separatecentral air
units. All of these rooms withinthe unit comprisethe lMng area of
ionOitiol.,ing
2,634tsquarefeet. This2,6341squarefeetdoesnot includethe areas
oi tfre carport,balconies(decks)or planters'
"ppiorir.tErv

b. Eachunit shallalso havefrontandreardecksor balconies,each

containingapproximately ?F}7tsquarefeet. All decksand balconiesshallbe limited
@mmonelements.
c. Eachunit shallhavea two (2) car coveredparkingcarport,fully
enclosedcontainingapproximately575 squarefeet'

d. Eachunitshallhavea plantercontaining 32 square

approximately
leet.
e. one on the second
Eachunit shallhavecentralair conditioning;
floor and anotheron the thirdfloor.
f. Each unit shall have a iacuzi (whirlpool),microwaveoven,
washer/dryer, dishwasher, stove,smokealarmsand garbagedisposal.'
refrigerator,
shall
Each unit shall haveseparatemetersfor waterand power. Eachunit owner
obtainits own cableandtelephone.
g. The perimeterwalls of all units haveor containverticalpipes'
risers,lines ind ducts which provideair-conditioning refrigerant,water, etc' The
a part
uetti"if pipes,risers,linesand ductswhichservemorethanone unit shallbe of
of the commonelementsare shownon the plansas filed with the Department pipes'
publicworks andvariousagenciesof the government.However, these vertical
pipes,lines
risers,linesand ductsconnectfrom the ferimeterwallsof eachunil to
and ductswhichservethe particularunit exclusively and whichare entirelylocated
withinthe unit;therefore, thesepipes,linesandducts,andanyotherpipes,tines.al!
whigh
ductswhichserveonly one unit 1*nethersuchbe verticalor horizontal),and
mayoe locatedwithinihe unit,shallbe the propertyandresponsibility of the particular
etc as may
uni ownerfrom the pointof connectionwith commonareapipes,risers
be locatedwtthinthe perimeterwallsof the particularunit.
h. watlsof eachunitarepartof the.commonareas' All
All perimeter
portionsof tle
floors,walls,fixturesand areaslocatedwithineachunit,viz.the inner
surfaceof the
units which containthe floors,walls, fixturesand areasfrom the
perimeterwallsshallnot be commonareasbut shallbe the propertyof and belong
Exclusivelyto the ownerof the unit, and shall be repairedand maintainedby the
ownerof suchunit.
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 i. Eachunitshallhaveabuzzertypearrangement tiedintothe phone
systemto controlthe entranceson the groundfloorfor securitypurposes.
j. Theunitsshallbe designatedas follows:UnitNos.1,2,3, 4,5,
are shownon ExhibitB-1.
6, & 7. Theseunitsand theirdesignations

S. AIR€ONDITIONING: Each unit shall have separate central air-

conditioningunitsand condensers.The secondand the third floor shalleach have
separateair-conditioning locatedon the deckor balconyof the
unitsand condensers
units,condensersand all relatedparts
secondand third lloor. The air-conditioning
shallnot be a part of the commonareasbut shallbelongto and be ownedby each
indMdualownerol a unit,andanymaintenance anddarnagetheretoshallbe paid by
the indMdualowner.

6. UMITSOF UNITS:Therespective unitsshallnot includethe unfinished

surfacesof the perimeterwallsor vertical pipes,risers,wires,conduitsor otherutility
lineslocatedin and runningthroughthe concretewallsand floorswhichare utilized
for or servemorethan one unit,the samebeingdeemed@mmonelements.Each
unit shallincludethe air spaceand contentswithinthe air spacefrom the surfaceof
the perimeterwallsgoinginward. Thecontentsof eachunit shallincludeall interior
load-bearingwalts, cotumns,verticalsupports,horizontalsupports,the floors and
concreteceilingswithineach unit and any verticalpipes, risers,wires,conduitsor
other utilitylines which are utilizedfor or serveonly that particularunit, the same
being deemedthe propertyand responsibility of the unit owner. Eachunit shall
includeany decksor balconiesandthe planterboxeslocatedoutsideof the windows,
but such shallbe limitedcommonelements.The planterboxesare for plantsand
flowersand are subjectto the rulesand regulations for the Association.

7. PARKING:Thereshallbe a total of fourteen(14)parkingstallsfor the

entireProject.The parkingstallsare madeup of a 2-ar carportfor eachunit. The
parkingstalls shall not be part of the @mmonarea but shall belongto and be
maintainedby the indMdualunit onner. Additionalparkingshallbe allowedon the
streetor drivewaywithinthe projectandlrontingthe buildings.

8. @MMONEIEMENTS:Thecommonelernents shallincludeall portions

shallinclude,but
otherthanthe unitsand specifically
of the land and improvements
shallnot be limitedto:
a. all roofs,perimeter columns,girders,
wallsand all foundations,
beams,supports,formingthe basisof the project,includingthe linesor pipesas
locatedin such perimeterwalls;

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 b. all landunderthe buildings, andall yards,grounds,landscaping,
fencingor wallsin the yardsor surrounding the property,refusegroundsandfacilities,
wail<wlysand appurtenant facilities,areas,fixtures,andimprovements locatedoutside
ol the units.

c. parkingareas;
all drivaraysand non-designated

d. all sewerlines,electricalequipment,wiringand othercentraland

installations
appurtenant for seMcesfor the benelitof all units;

e. all the verticalpipes,risers,linesandductswhichservemorethan

one unit shallbe partof the cornmonelements;
f. the carportdoorsshallnot be part of the commonarea,but shall
be the propertyof and be maintainedby the unit owner;

g. the limitedcommonelements 9 below.

describedin Paragraph
g. UMITEDCI)MMONELEMENTS: Certainpartsof the commonelements,
hereincalledanOOesl$ated 'limitedcommonelements',are herebyset aside and
reservedfor the exclusiveuse of certainunits,and suchunitsshallhaveappurtenant
theretoexclusiveeasementsfor the use of such limited@mmonelements. The
limitedcommonelementsso set asideand reservedare as follovtrs:

a. all planterboxes,decks or balconiesand any metal railings

attachedthereto.
b. the ceilingsin eachunit.

10. NON€OMMON ELEMENTS: Certainitemswithinor concerningthe units

are not commonelements,but are the property ol the unit owner. The unit owner
sha1 be responsiblefor and shall maintain,at its expensethe air-conditioning
condenseror unttson the decksor balconiesol eachunit and the contentsof the
unitsas set torth in paragraph6, UMITSOF UNITS,and any horizontalpipes, lines,
wiresand ductsand'othelpipes,lines,wiresand ductswhichare locatedwithinthe
unit and exclusively servethe particularunit in whichit is located.

11. PERCENTAGE OF UNDMDEDINTEREST:EAChUNitShAIIhAVEAN

undividedownerffi interestand obligationof 1/7thor 14.28571% in the common
elementsand limitedcommonelementsappurtenant to each unit for all purposes,
includingvoting.

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 12. EASEMENTS: In additionto anyexctusive herebyestablished
easements
the unitsandcommonelementsshallalso haveand
in the limitedconrrnonerte,ments,
be subjectto the followingeasements:
a. eachunitshallhaveappurtenanttheretonon-exclusive easements
in the @mmonelementsdesignedfor such
purposesfor ingressto, egreis frorn and support,maintenance and repairof suclt
unit; in the othel @mmonelementsfor use according to their respectivepurposes,
suojectalwala to the exclusiveuse of the limitedcommonelementsas provided
herein;and in all otherunitsandlimitedcommonelementsol its buildingor structure
for support;

b. if any part of the comrnonelementsnow or hereafterencroaches

uponany unit or limited@mmonetement,or if any unit nowor hereafterencroaches
upon any otherunit or uponany portionof the commonelements,a valideasement
for such-encroachment and the maintenance thereof,so long as il continues,shall
exist. In the eventanybuildingshallbe or totallydestroyedand then rebuilt,
partially
minorencroachments of any partsof the commonelementsuponany unit or of any
unit upon any other unit or upon any portionof the @mmon elementsdue to
construction s-hallbe permitted, andvalideasements for suchencroachments andthe
maintenance thereolshallexist;

c. shallhavethe right to be exercisedby its Board

the Association
of Directors(hereinafter
called"Boardn)or its designee,to entersuch unit and the
limitedcommonelementsfrom time to time duringreasonable hoursas may be
necessaryfor the operationof the Projector for makingemergencyrepairstherein
necessaryto preventdamageto any unit or commonelements;

d. each unit ownershall have an easementin commonwith the

ownersof all otherunitsto use all pipes,risers,wires,ducts,cables,conduits,public
utilitylinesandothercommonelementslocatedin any of the othercommonelements
servingsuch otherunitsand locatedin suchunit;
e. the entirepropertyaboveis subjectto any and all easementsot
record,and also that Grantof Easementas recorded with the Department ol Land
ManagemefiGovernment of Guam,underlnstrument No. 46419.

13. ALTERATION AhIDTRANSFER OF INTERESIT}: ThECOMMON CIEMENT

interestandeasementiappurtenanf io eachunitshallhavea permanentcharacterand
shallnot be alteredwithoutthe consentof all of the unit ownersaffected,expressed
in an amendment duly recorded.The commonelementinterest
to this Declaration
and easements shallnot be separatedfromthe unitto whichthey appertainandshall
be deemedto be conveyed, leasedor encumbered withsuchuniteventhoughsuch
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 are not expresslymentioned
interestor easements or
or describedin the conveyance
otherinstrument.

14. PURPOSES:

a. All unitsdescribedaboveshallat all timesbe usedas residential

buildings;
b. Theownerof a unit shallnot usethe unit and commonelements
of the building.Suchownershallnot
for any purposeswfrichwill injurethe reputation
sufferanytningto be doneoi t<eptin saidunit or elsewhere whichwill jeopardizethe
soundneisoithe buildings,or wfrichwill interferewith or unreasonably disturbthe
rightsof otherowners,oi whichwill obstructthe stairwaysof the building,or which
increasethe rateol fire insuranceon the buildingor the contentsthereofor which
r,vi"ll
will reducethe valueof the building;

c. Theownerof a unit shallnot,withoutthe prior writtenconsentof

the Board,makeany structuralalterationsin or additionsto the unit or make any
in or additionsto the e)ileriorol the unitor to anyotherportionor portions
alterations
of the commonelements and limitedcommonelementsincludingany pipesor lines
withina unitandconnecting withlineswithinthe pipechasesor centralchutes,unless
otherwiseprovidedbYthe BY-Laws;
d. Theownerol a unit shallnot,withoutthe priorwrittenconsentol
the Boardor the Managing Agent,displayany sign or any otherdevicein or upon
any door,window,wallor otnelportionof the unitor commonelements,or othenrise
so as to be visiblefrom the exterior.
15. ADMIN|STRAT|ON OF PROJECT:Administration of the Proiectshallbe
vestedin the nssociaibn,consistingof all unit ownersof the Projectin accordance
withthe By-Lawsof the Association-which shallbe fitedwith the Department of Land
Management, Government of Guamas a separateinstrument and madea part of the
docurients. TheseBy-Lawsare herebyincorporated hereinby reference.Operation
of the ProjeCtand maintenance, repair,replacement and restorationof the @mmon
elements,and any additionsand aiterations thereto,shallbe in accordancewith the
provisionsof saii HorizontalPropertyAct, this Declarationand the By-Laws,and
specificallybut withoutlimitationthe Associationshall:

a. andrepairall fences,sewers,drains,roads,
make,build,maintain
curbs,sidewalksandparkingareaswhichmaybe requiredby lawto be made,built,
maintained, withor for the useof the
andrepaiieduponor adjoiningor in connection
Projector any partthereof;

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 b. keepall commonelementsof the Projectin a strictlyclean.and
sanitarycondition,andobserveandperformall laws,ordinances, rulesandregulations
now oi hereaftermadeby anygoveinmental authorityfor the time beingapplicableto
the Projector the use thereof;
c. repair,maintain,amendand keep all commonelementsof the
the buildingsthereof,withall necessary
project,includingwinbut ftmitation reparations
and amendmentswhatsoeverin good order and conditionexcept as otheruise
providedherein,and maintainand fe"p saidland and all adjacent -landbetweenany
itreet boundaryof the projectand the establishedcurb or streetline in a neatand
attractiveconditionand all trees,shrubsand grassthereonin good cultivationand
replantthe sameas may be necessary, and.repairand makegood all defestsin the
cornmonelementsof th6 projecthereinrequiredto be repairedby t!9 Association, of
wtrichnoticeshallbe givenby anyowneror his agent,withinthirty (30)daysafterthe
gMng of such noticel

d. beforecommencing of anyimprovement
or permittingconstruction
on the project,obtainand depositwitn the Associationa performan@ and material
and paymentbondor certificate thereofnamingas obligeesthe Association and any
otherunit bwnersas theirinterestsmayappear,with a corporatesuretyauthorized to-
do businessin Guamguaranteeing cohpietionof suchconstruction free and clearof
all mechanicand materialmen's liens;

e. observeany setbacklinesafiectingthe Proiect?9 may be shown

Plans,andnot erect,placeor maintain
on saidCondorninium anybuildingor structure
whatsoeverexcePtaPProved
fencesor wa1betweenany streetboundaryol the Projectandthe setbacklinealong
suchboundary;
f. havethe right,to be exercisedby its Boardor its designee'to
enterany units and limitedcommonelementslrom time to time duringreasonable
hoursaj ray be necessary for the operationof the Projector for makingemergency
repairsthereinrequiredto preventdamageto any unitsor commonelementsor lor
repairor replacement
thb installation, of any commonelements;

g. not erector placeon the Projectanybuildingor structureincluding

lencesand walls,nor makeadditionsor structuralalterations to or exteriorchanges
of any commonelementsof the Project,nor ptaceor maintainthereonany signs'
posteis or bills whatsoever,except in accordancewith plans and specifications
includingdetailedplot plan, preparedby a licensedarchitectil approvedby the
Association and Oya malorityof unit owners(or such largerpercentage as requ.ired
inttuoingall ownerof unitstherebydirectlyaffected,(as
by law or this Declaration)

-8
 diligentlyafterthe
determinedby the Board)and completeany such improvements
@mmencement thereof;

h. not make or sufferany strip or wasteor unlaufi.tl,improperor

offensiveuse of the Project;
i. not erect,placeor maintainany televisionor otherantennason
said Projectvisiblefrom any pointoutsideof any buildingof said Project.
16. lrIAr.lAGlNG AGENT:SERVICE OF PROCESS:Operationof the Project
shall be conOucteO whommay appointa responsibleManaging
tor tfre Association
Agent in accordancewith the By-Laws. The Associailonis herebyauthorizedto
reieiveseMceof legalprocessin all casesprovidedin said HorizontalPropertyAct.
TheAssociation withoutentitlement lor actingas sucft.
to compensation

12. OWNER'S OBUGATTON: Eachownerof a unit shallhavethe obligation

to maintainhis own insuranceon his personalproperty,furniture,carpets,floor
coverings,cabinetsandthe contentsor fixturesin his unit. Suchinsuranceshallcover
water damageor other damagesfrom earthquake,fire, typhoon,storm or other
casualtiesnot coveredby the commonelementinsurance.
19. C0)MMONE)(PENSES:All charges,costs and expenSeswhatsoever
incurredUytne nssociatlonfor or in connection withthe administration of the Project'
includingwithout limitation,the operation,maintenance, repair, replacementand
restorationol the @mmonelementsand limitedcommonelementsandany additions
and alterations thereto,any labor,services,materials, suppliesand'equipment, any
liabilltywhatsoeverfor bCs or damagearisingout of or in connectionwith the
commonelementsor any accident,fire or nuisance thereon,and any premiums-for
hazardand liabilityinsuranceherein requiredwith respectto the Project,shall
constitutecommonexpensesof the Projectfor whichall unitownersshallbe severally
liabtein proportionto theirrespectivecommoninterests.The Boardshallfrom time
to tirne assessthe @mmon expensesagainst all the units in their respective
proportionate shares,or may chargeor levyspecialassessments or finesas maybe
ilo*eO by the By-Lawsor rulesandregulations of the Project,andthe unpaidamount
of suchassessments or finesagainstanyunitshallconstitutea lienagainstsuchunit
which may be lorectosedOy lne Boardor ManagingAgent as providedby said
Horizontalproperty Act, providedthatthirty(30)dayspriorwrittennoticeof intention
-Oe
to lorecloseshall maiteO,postageprepaid,the unit ownerand all otherpersons
havingany interestin suchunit as iho*n in the Association's recordof ownership.

19. DAMAGESTOCOMMON ELEMENTSOR LIMITEDCOMMON ELEMENTS:

All commonelernents and limiteOcommonelements shallbe fullyinsuredaccording
and By-Lawsas applyingto this Project. lf any commonelement
to the Declaration
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or limited @mmon elementis damagedthroughthe fault or negligenceof the
particularowner,its guestor invitees,-then such cost shall be assessedto or the
iesponsibilityol the iarticular unit owner. The Associationshall havethe right to
the cost
repairthe sime and if the particularunit ownerlailsto pay the Association
of'repairs,such shallconstitutea lien againstthe particularowner'sunit'
20. GoMPL|ANCE WITHDECLARATION At{DBY{lt €: All unltowners,thelr
tenants,tamil@, andanyotherpersonswhomayin any manner
this
use the project,shall be oouno by and complyslrictlywith the provisionsof
Declaration,the By-Lawsfor the hssociationind atl agreements,. decisionsand
determinationsof the Association madeor amendedfromtimeto time,and
as lawfr.rlly
failureto complywithanyof the sameshallbe groundsfor an actionto recoversums
due,for damagesor inlunaiverelief,or both,mlintainableby the Boardor Managing
ngl'"t on behilf ol th-eAssociation,or, in a proper case, by any aggrievedunit
owners.

21. INSUMNCE:

a. The Boardon behatfof the Association, at its @mmonexpense'

by
shallat all timeskeepall buildingsof the Projectinsuredagainstloss or damage
fire,typhOon, water,andearthquake, withextended COverage in an insurance Company
practicable to the full
authorizedto do businessin Guamin an amountas nearas
replacement costthereofwithoutdeductionfor depreciation, in the nameof the Board
to
as trusteefor all unit ownersand mortgageesaccordingto the loss or damages
their respectiveunitsand appurtenant commoninterest,and payablein caseol loss
to suchbankor trustcompanyauthorized to do business in Guamas the Boardshall
designate for the custodyanddisposition as herein provided oJall.proceedsof such
promptly
insurance,andlromtimeto timeuponreceiptthereofcauseto be deposited thereof'
with the trusteestrue copiesof sufn insurancepoliciesor currentcertificates
for his own
without prejudiceto the right of each unit ownerto insure his unit
proceeds shall be used
benefit. In everycaseof sucnbss or damage,all insurance or
as soon as reasonablypossibleby the Association for rebuilding,repairing^.
tne sime buildinls in a goodandsubstantial manner according
otherwisereinstating to the
to the originalplariand elevationtneieotor iuch modified plans conforming
thenin effectas shallbe first approvedas herein provided' and
lawsand ordinances in such
the Associationat its common expenseshall make up any deficiency
insuranceproceeds.Everysuchpolicyof insurance shall:

i. providethat the liabilityof the insurerthereunder shallnot

seloff' counterclaim'
be affectedby, and thatthe insurershallnot claimany right9l insurance obtained
apportionment, prorationor contribution by reasonot, any other
by or for anYunitowner;

10
 ii. containno prov:sionrelievingthe insurerfrom liabilitylor
loss occurringwhilethe hazardto suchbuildingsis increased,whetheror not within
the knou,ledgeor control of the Board, or because of any breach or warrantyor
conditionor any other act or neglectby the Boardor any unit orner or any other
personsundereitherol them;

iii. providethat suchpolicymaynot be cancelled(whetheror

not requestedby the Board)exceptby the insurergMngat leastthirty(30)days'prior
writtennoticethereofto the Board,trusteesand everyotherpersonin interestwho
shallhaverequestedsuch noticeof the insurer;
iv. containa waiverby the insurerof any right of subrogation
to any right of the Board,or unit ownersagainstany of themor any otherpersons
undereitherof them;
v. possible)a standardmortgageeclause
contain(whenever
whichshall:
(1) providethat any referenceto a mortgageein such
policyshallmeanand includeall holdersof rnortgages of any unitor unitleaseof the
whetheror not namedtherein;
Project,in their respectiveorderand preference,

(21 providethatsuchinsurance as to the interestof any

by any act or neglectol the Board,lee owneror
mortgageeshallnot be invalidated
unitownersor any personsunderanyol them;
(3) waiveany provisioninvalidatingsuch moftgagee
clause by reason of the failure ol any mortgageeto notify the insurerof any
hazardoususe or vacancy,any requirement that the mortgageepay any premium
thereon,and any contributionclause;and
(4) providethat,withoutaffectingany protectionafforded
by suchmortgageeclause,any proceedspayableundersuchpolicyshallbe payable
to said bankor trust companydesignatedby the Board.

b. The Boardon behalfof the Association at its @mmonexpense

shall also effec.tand maintainat all timescomprehensive generalliabilityinsurance
coveringall unit ownerswith respectto the Projectand the Associationas additional
assured!,in an insurance companyauthorized to do businessin Guamwithminimum
limitsof not less than $300,000.00 for injuryto one person and $1,000,000.00 (if
availableon Guam)for injury to more than one personin any one accidentor
occurrenceand $50,000.00 for propertydamage.Thisinsuranceshallbe without

11
prejudiceto the right of any unit ownersto maintainadditionalliabilityinsurancefor
their respectiveunit.

n. @NDEMl.lAlfON:In caseat any time or timesthe Projector any palt

thereofshall be takenor condemnedby any authorityhavingthe porer of eminent
domain, or shall be sold to such authorityunder threat of condemnation,all
compensation and damageslor or on a@ountof any fee simpleinterestin the land
shaltbe payable to be usedin suchmanneras determined
to the Association by the
Board,and any compensation lor or on accountol any improvements on the Project
shallbe payable to such bankor trustcompany authorized to do business in Guarn
as the Boardshalldesignateas trusteefor all apartmentunitownersand mortgagees
accordingto the loss or damageto their respectiveunitsand appurtenant common
interestsand shallbe usedpromptlyby the Association to the extentnecessaryfor
restoringor replacingsuch improvements on the remainingland accordingto plans
thereforefirst approvedas hereinprovidedunlesssuchrestoration or replacement is
irnpracticalin the circumstances. Unless such restorationor replacementis
undertakenwithina reasonable time aftersuch condemnation the Associationat its
common expenseshall removeatl remainsof such improvements so taken or
condemnedand restorethe sitethereofto good orderlycondition and even grade.

23. UNINSURED CASUALTY: In caseat anytimeor tirnesanyimprovements

damaged
of the Projectshallbe substantially or destroyedby any casualtynot herein
required to be insured against, whether to rebuild, repair, or restore such
improvements shallbe determinedby affirmative percent(75%lot
voteof seventy-five
the unit owners,basedon their@mmoninterestlrom eachunit. Anysuchapproved
restorationof the commonelementsshallbe completeddiligentlyby the Association
at its commonexpense,and the unit ownersshall be solelyresponsiblefor any
unitsso damagedor destroyed
restorationof theirrespective accordingto the original
plan and elevationthereofor such plan first approvedas providedherein. Unless
such restorationis undertakenwithin a reasonabletime after such casualty,the
Associationat its commonexpenseshall removeall remainsof improvements so
damagedor destroyedandrestorethe sitethereofto goodorderlyconditionandeven
grade.

24. ALTERATON OF PROJESr: Majorrestorationor replacementon or

appurtenant to the Projectof any building, or constructionor structuralalterationor
additionto anybuilding,differentin anymaterial respect fromsaidCondominium Plans
of the Project,shallbe undertaken or anyunitowneronly
by the Association pursuant
to an amendment dulyexecutedby or pursuantto the aftirmative
of this Declaration,
voteol 75%of the unitownersandaccompanied by thewrittenconsentof the holders
of all liens(if the lienholdersrequiresuchconsent)affecting any of the units,and in
accordancewith completeplansand specifications thereforefirst approvedin writing
by the Board,and promptlyupon completionof such restoration,replacementor

L2
construction,the Associationshall duly recordor file of record such amendment
togetherwith a completeset of floor plansof the Project€ 99_1te-red, certifiedas
OuInUy a registeredarchitector professional
engineer; PROVIDED, HOWB/ER' that
notwithstanding to the @ntrary,any alterationsor
any provisionin this Declaration
additions,by a unit owner, within a unit or within a limited @mrnon element
appurtenantto and for the exclusiveuse ol sucfi unit and not affectingthe common
eiementwallsor structure,shallrequireonly the writtenconsenttheretoand written
approvalof the unit owner'splansby onlythe holdersof all liensaffectingsuchunit
requiresucfrconsentandapprwal),the Board,all otherunitowners
tii lne fienholders
tnereby directly affected(as determinedby the Board) and sucft alterationsor
additiohsmay be undertaken withoutan amendment to this Declarationor filingof a
completeset of floor plansof the Projectas so altered.
25. MATNTEMNCE RESER\G FUND:TheBoardshallestablishandmaintain
a Maintenance neservefunO Oythe assessmeril of and paymentby all unit owners
in equal monthly installmentsof their respectiveproportionateshares of such
reasonable annralamountas the Boardmayestimateas adequateto covereachunit
owner'sobligationsto providefor utilities,insurance, maintenance and repairof the
commonelementsandotherexpenses of administration of the Project,whichshallbe
deemedconclusively to be a commonexpenseof the Project.TheBoardmayinclude
reservesfor conting-enciesin suchassessment, and suchassessment mayfromtime
to time be increasedor reducedin the discretionof the Board. The proportionate
interestof eachunit ownerin saidFundcannotbe withdrawnor separately assigned
but shall be deemedto be transferred with such unit eventhough not expressly
mentionedor describedin the conveyance thereof. In casethe HorizontalProperty
Regimesherebycreatedshallbe termlnated or waived,saidFundsremainingafterfull
paiment ol all commonexpensesof the Association shall be distributedto all unit
ownersin their respectiveproportionate sharesexceptfor the ownersof any units
then reconstitutedas a new Horizontal PropertyRegirnes.

26. IiWAUDIrY:The invalidityof any provisionof this Dedarationshallnot

be deemedto impairor attectin anymannerthevalidity,enforceability or efiectol the
remainderof thii Declarationand in such eventall of the other provisionsof this
shaltcontinuein full lorceand effectas il suchprovisionhad neverbeen
Declaration
includedherein.

27. AMENDMENT:

a. TheDeclaration Propefi Regimes

of Horizontal maybe amended,
consistentwith the provisionsof the statutesol Guam,by an instrumentin writing
signed and acknowledgedby the Presidentor Vice Presidentand Secretaryor
andcontaining
Tieasurerof the Association, ol the signingofftcersthatthe
a certilicate
amendmentwas approvedby the ownerJof seventy-five percent(75%)of the unit

13
owners,as determinedby usingthe commoninterestof eachunit at a meetingduly
shallbe effectiveuponrecordation
calledand heldfor that pirrpose.Theamendment
in the Departmentol LandManagement, of Guam.
Government

b. Notwithstandingthe provisionshereof,the Developerreservesthe

right to amendthis Declaration and to recordsuch amendmentupon the signature
aiO acknowledgements of its proper officers only for the limited purpose of
incorporatinga verifiedstatementof a registeredarchitector professionalengineer
certifying tfiat the plans and speciftcationstheretoforefiled or being filed
simufran-eously with suchamendment, fullyand accuratelydepict!!e.layout,location,
unitnumbersanddimensions of theunitsas builtin accordancewiththe requirements
of the statutesof Guam.
c. ownsall ol the units,or in other
Further,as longas the Developer
words,if noneof the unitshavebeln conveyedto any purchaser, thel the Developer
in its own nameand/orin the nameof the Association shall havethe sole right to
terminate,withdraw,canceland amendthis Declaration, the By-Larrs,Rules and
Regulations and any otherrelatedcondominium documents.

28. uNpAtDC0)MMON E(PENSES @N$TruTE UEN: All sumsassessed

by the Association for the commonexpenses, includingspecialassessments or fines,
chargeable to anyunitshallconstitute a lienon suchunitpriorto all otherliensexcept
only-(i)liensfor iares and assessments lawfullyimposedby governmental authority
suchunit,and (ii) all sumssecuredby mortgages ol record. Suchlien may
"giinrt
b6 breclosedby suit by'the Association or ManagingAgent,agtingon its behatf,in
like manneras a mortgageof realpropefi, providedthatthe unitowneris giventhirty
(30)days'writtennoti6e-topayth; amountdueshallbe mailed,postageprepaid'to
ine'Uessor,Sublessor,any trl6rtgagee of interest,and all personshavingan interest
in suchunitas shownin the lssociation'srecordol ownership.The ManagingAgent'
actingon behalfol the Association pursuantto directionsof its Boardand Sublessor,
shall-havethe powerto bid in such unit at foreclosuresale and to acquire,hold,
lease,mortgage,andconveysuchunit. Suitto recovera moneyjudgmentfor unpaid
comrnonexpensesshall b-emaintainable withoutforeclosingor waivingthe lien
securingthe same. In any suchforeclosure, the unitownershallbe requiredto pay
a reasonable rentallor the unit,if so providedin the By-Laws,and the plaintiffin the
foreclosureshallbe entitledto the appointment of a receiverto collectthe same.

N. ShAII
PERFORMANCEBY INDMDUAL UN]T O\,I'T{ERSi:EAChUNitOWNET
perform ail terrns anO conOitions,covenantsand other requirementsunder this
Declarationof HorizontalPropertyRegimes, the subleasesand any other
the By-Laws,
documentspertainingto tnb eiopci and if such unit ownerfails to perform,the
Associationmay briig an actionfor the enforcement of such terms, conditions,
provisions, the sameshallbe a lien againstthe unit.
etc.,and tie costof enforcing
14
Suchexpensesshall includeand shallnot be limitedto court @sts, attorney'sfees
and collectionfees for the same. Priorto the enforcement of any such term and
condition,the Association shallgivethe unit ownerwrittennoticeto performwithina
certaintime as may be providedspecifically hereinfor any specificbreachas may be
providedin any pirticuiardocumentconcerningthe Projectand if no such specific
thenno lessthanthirty(30)dayswrittennotice. In the eventof
iime limit is pro:vibeO
any default or noiiceto the unitorner, a copyof suchnoticeshallalsobe delivered
-any
to Mortgageeof recordingthe Department ol LandManagement, Governmentof
Guamand/oras may be recordedwiththe Association.

30. ACQUISmON BYFORECLOSURE: Wherethe mortgageeof a mortgage

of record or otner purcnaseof any unit obtainstitle to such unit as a result ol
foreclosureof the mortgage,suchacquirerof title,his successorsand assigns,shall
not be liablefor the shaieof thecommonexpense or assessments by the Association
chargeable to suchunitwhichbecameduepriorto the acquisition of titleto suchunit
by slch acquirer.Suchunpaidshareof commonexpenses or assessments shallbe
deemedto be commonexpenses fromall of the unitownersincludingsuch
collectible
acquirer,his successorsand assigns.

91. DEFINmONS:Theterms"majori$'or "majorityof unit ownersn herein

means the ownersof unitsto whichare appurtenant morethan frftypercent(50%)
of the unit ownersmeansthe
of the commoninterests,and anyspecifiedpercentage
ownersof unitsto whichare appurtenantsuch percentageof the commoninterests.

lN WITNESS WHEREOF, the Developer on

thisDeclaration
heretohasexecuted
1991.
this .51l' day of February,
DEVELOPER:
I}$'ESruENT@.
UNITEDOVERSEAS

,,
PETERB. WANG
Its President

15
TERR]TORYOF GUAM )
)ss
cnY oF AGANA )

q day ol February, 1991,beforeme, a NotaryPublicin and for

ON THIS
the terriloryof Guam,personallyappearedPETERB. WAl.lG,knownto me to be the
President of UNffEDOVERSEAS Ii{VESTMENT @., whosenameis subscribedto the
foregoinginstrumentand acknowledged to me that he executedthe sameas his free
and voluntaryact and deedon behalfof UNffEDOVERSEAS II.IVESTMENT @. for
the usesand purposes
thereinset forth.

lN WITNESSWHEREOF, I havehereuntoset my handand affixedmy official

sealthe day and yearfirst abovewritten.

A.rRrzAtRy
Xt''./ DEtsErE
NCTANY P\ISLIC
ln ondlar tite'Iatritorgof Guam
Mg Comm;ssion E xpirest
-_.... Mar.19,1992

F#3747.22
D#E9210.1 A#85
(R:Febnw4, 1991)

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 By-Iaws of the Homenwnerc'
,4ssociation of

cA6 D[ 16

ThefotlowingBy-lansshattapplyto the O1E D[ l&t wtdontiniamprcjnt

i-ibscr;bed.in ond createdby,tbeDecla'ration
fterein totid. tie "project''),
of Horiuntot p*po-ty ntgi* (hereincotlzdthc "Dechratimr"),to bc
iecordtd.in theDEarnneni o1t'o"a Mnnagement,Gwmtmentof Guom'
ThcseBy-lamsoni amendments shall bind.all prue7t yl fuwrc awners,
tenontsond occapants of uoyanitsof the?roitctand'nll otherpewttsning
theprojectnt any timc:

ARTICI,E I

Memberchig

Sectionl. Ouatifiution All ownersof units in the projectshallconstitutethe

HOMEOWNERS' ASSOCIATION OF c 6A D[ 16A,hereinaftercalledthe "Association".
The owner ol any unit shall automaticallybecomea memberol the Associationand
shall remaina member until such time his ownershipof such unit ceases for any
reason, at which time his membership shall automaticallycease; PROVIDED,
HOWEVER, that if a leaseby the ownerof a unit statesthat his lesseeshall havethe
voting righisand such leaseis filed with the Boardof Directorsof the Association,the
lesseeoi such unit shall be deemedto be the ownerthereof.

Secrton2. Placeof Meetings. Meetingsof the Associationshall be held at the

project or such other iuitable ptace convenientto the unit owners as may be
designatedby the Board.

SeotionS. Annual Meetings.The first annualmeetingof the Associationshall

be held as soon as practicableafterrecordingthe Declarationand theseBy-Lawsu!9!
the call of at leastownersof two (2) unitsoiOy the Developerof the project,UNITED
oVERSEASINVESTMENT CO. Theieafterthe annualmeetingsof the Associationshall
be held withinthree (3) monthsafterthe end of each accountingyear'

Seotion4. S?ecialMeetings.Specialmeetingsof the Associationmay be held

at any time upon the call of the Presidentor a petitionsignedby ownersrepresenting
at leastthree (3) of the units and presentedto the Secretary.

SectionS. Notiu of Meetings.The Secretaryshallgive writtenor printed notice

of eachannualand speciil meetingto everyunit owneraccordingto the Association's
recordof ownership,at leastfive (s) Oaysbeforethe dateset for such meeting,stating
whetherit is an annualor specialmeeting,the authorityfor the call thereof,the place,
day and hour of such meeting,and the purposetherefor,in any of the followingwaysl
(a)'by personaldelivery;or (O)by leavingit at his unit in the projector at his usual
ieiiO6nceor placeof business;or (c) by mailingit, postageprepaid,addressedto his
addressshownon the Association's.reCords. lf noticeis givenas statedabove,then
failure of any unit owner to receiveactual notice of any meetingshall in no way
person
invalidatesuch meetingor proceedings.The presenceol any unit owner in
or by proxyat any me6ting'shallbe deemeda waiverof any requirednoticeto such
owner'unlesshe ihall, at ihe openingthereof,objectto the holdingof such meeting
becauseof the failureto give noticein accordancewith the provisionshereof.

Section6. Quorum. The presenceat any meetingin person or by proxy

representingat leastfour (4) units shall be a majorityand such shall be a quorum.
The acts of-a majorityof the unit ownersat any meetingat whicha quorumis present
shall be the act of and be binding upon the Associationexceptas providedherein.

SectionT. Voting. Each owner of a unit shall be entitledto one (1) vote
equivalentto his percentlgeinterestin the commonelements.Votesmay be cast in
personor by pro{y by the-respective unit ownersas shownin the recordol ownership
of the Association.An executor,administrator, guardianor trusteemay vote in person
or by proxy at any meetingof the Associationtne percentageof vote for any unit
ownedor controtteitOyhimln such capacity,whetheror not the sameshallhave been
transferred to his namein the Association'srecordof ownership,providedhe shallfirst
presentevidencesatisfactoryto the Association'sSecretarythat he owns or controls
such unit in such capacity. The vote by any co-ownersof a unit may be exercisedby
any one of them presentat any meetihgin tne absenceof protestby the other co-
owner(s). In case of such protest,each co-ownershall be entitledto only a shareof
such voie in proportionto his shareof ownershipin such unit.

Sectiong. Percentageof Owners. Any specifiedpercentageol owners shall

mean the ownerSOf the unitSto which are appurtenant,such percentagein the
aggregateof commoninterests.

Section9. Proxiesand Pledges.The authoritygiven by a unit ownerto another

personto representhim at AssocLtionmeetingsshall be in writing,signed by such
until
ownerand filed with the Secretary,and unlessiimitedby its termsshallcontinue

2-
revokedin writingfiledwiththe secretaryor by thedeathor incapacity of suchowner.
Votingrightstransferred or ptedgedby rnortgage, deedof trustor contractand if a
true 6opi thereofis filedwith the Boardthroughthe Secretary or ManagingAgent'
such snill be exercised onty by the person designatedin such instrumentuntil a
writtenreleaseor othertermination is filedwiththe Boardin likemanner.

SectionI0, Adjournment Any meetingof the Associationmay be adiourned

fromtimeto timeto suchplaceandtimeas maybe determined by a majorityvoteol
the unit ownerspresent,whetheror not a quorumbe present,withoutnoticeother
thanthe announcement at suchmeeting.At anysuchadjourned meetingat whicha
quorumis present,anybusinessmaybe transacted whichmighthavebeentransacted
by a quorumat the meetingas originallycalled.

Secrton1I. Orderof Business.The orderof businessat all meetingsof the

Association shallbe as follows:(a)roll call;(b) proofol noticeol meeting;(c) reading
of minutesof preceding meeting;(d) reportof officers;(e) reportof committees; (0
electionof directors;(g) unlinishedbusiness;and (h) newbusiness'

ARTICLE II

Board of Directon

seetion7. Numberand Qualifiutions. The affairsof the

Associationshall be governedby a Board composedof three (3) persons,each of
whom shall be the sole owneror co-ownerof recordol a unit. lf a corporationis a
unit owner,any officerof suchcorporationshallbe eligibteto serveas.directorso long
as he remains an oflicer of such corporation. The directorsshall serve without
compensation.

Section Z. Pouters. The Board shall have all powers necessaryJor the
administration of the affairsof the Associationand may do all such acts and things
allowed,necessary,or providedby law or by the Declarationor these By-Laws'
SectionS. Electionanil Term. Electionof directorsshall be by a cumulativevoting
by secret ballot at each annual meeting and any special meeting called for the
purpose. Directorsshall hold otfice for L period of three (3) years and until their
respectivesuccessorshave been elected, subject to removal as herein provided,
exceptthat at the first annualmeetingone (1) of the directorsshallbe electedfor one
(1) year;one (1) for two (2) years;and one (1) for three(3) yearsso that one (1) of
the directors'terms shall expireannually.

Section4. Vauncies. Vacanciesin the Boardcausedby any reasonother than

3-
removalof a directorby the Associationshall be filled by vote of a majority9f th9
remainingdirectors,eventhough they may constituteless than a quorum,and each
persons6 ebcted shall be a directoruntilhis successoris electedat the nerilannual
meetingof the Association. Death,incapacityor resignationol any director,or his
the
continuousabsencefrom Guamlor morethan six (6) months,or his ceasingto be
sole owner or co-ownerof a unit, shall cause his otfice to become vacant.

Section5. Remwal of Directors. At any regular or special meeting ol the

Associationduly called,any one or more ol the directorsmay be removedwith or
without cause by vote d a hajonty ol unit owners. A successormay then and there
proposed
be electedto fill the vacancycreated.Any directorwhoseremovalhas been
by the unit ownersshall be given an opportuhityto be heard at such meeting'

Section6. Annual Meeting. An organizational meetingof the Boardshallbe

followingeachannualmeetingof the Association,
held at the placeof and immediately
and no notice shall be necessaryio any directorsin order to validlyconstitutesuch
meeting,providedthat a majorityof the whole Board shall be present' At such
year.
meetin! the Boardshall electthe otficersof the Associationlor the ensuing

section 7. RegularMeetinss. Regutarmeetingsof the Board may be held at

such time and placels shall be determinedby a major'ttyof the Directors,but at least
one such meeiingshall be held during each calendarquarterof every yeat' Notic-e
mail,
of regularmeetinis ol the Boardshall5e givento eachdirector,personallyor by
telepione or telegraph,at leastone (1) day prior to such meeting.

Seotion8. S?ecialMeetings. SpecialBoard meetings may be called by the

presidenton leasttwenty-fou r Gqj hours'noticeto each director,givenpersonallyor
purposeof
by telephoneor telegrapn. Such noticeshall statethe time, place and
such meeting. Speci-alboard meetingsshall be calledby the President Secretary
or
in like mannerand with like noticeon tne writtenrequestof at leasttwo (2) directors'

Section9. Waiaer of Notice' Before or at any meeting ol the Board any

be
director may, in writing, waive notice of such meeting,and such waiver shall
any
deemedequivalentto Ine giving of such notice. Attendanceby a directorat
meetingof the Board shallbe a waiverof noticeto him of such meeting. lf all the
directorsare presentat any meetingof the Board,no noticethereofshallbe required,
and any businessmay be transactedat such meeting'

Section 10. Quorum of Board. At all meetingsof the Board,a majorityol the
quorumfor
total numberof directorsestabtishedby theseBy-Lawsshall constitutea
the transactionof business,and the acis of a majorityof the directorspresentat any
rneetingat which a quorum is presentshall be the acts of the Board- lf less than a

-4
quorumshallbe presentat anymeetingof the Board,a maiorityof thosepresentmay
adjournthe meeting from timeto time-.At any suchadiournedmeetingat whicha
-"ny
quorumis present, business whichmighthavebeentransacted at the meetingas
originallycalledmaybe transactedwithoutfurthernotice.

se*tion 77. Fiitelit!Bonds.TheBoardmayrequirethatall officers,employees

andagentsof theAssociaiion handling for itsfunds,to furnishadequate
or responsible
ilOefitibonds. Thepremiumson suchbondsshallbe paidby the Association'

ARTICI,E M

Officerc
a
SectionL Designation The principal otficers of the Associationshall be
all of whom shall be elected
president,a vice president,a secretary,and a tre-asurer,
by, and in the case of the presidentfrom, the Board. The Board may appointan
in its judgment'
assistanttreasurer,an assistantsecretaryand such other otficersas,
maybe necessary.
Section2. Electionand Term. Associationofficersshall be electedannuallyby
the Boardat its annualmeetingand shall hold officeat the pleasureof the Board'

Seotion3. Remwal. Any oflicermay be removedwith or withoutcauseby vote

regular
of a majorityof the membersof the Board,and his successorelected,at any
meetingof ine Boardor any specialmeetingcalledfor such purpose'
the
Section4. Presiilent.The Presidentshall be the chiel executiveofficerof
to the
Associationand shall presideat all Associationand Boardmeetings. Subject
over the
control of the Board, he shall exercisegeneralsupervisionand direction
powersand dutiesas
ran"g.tent ol the Association.He shallalso havesuch other
r"y 6e providedby these By-Lawsor assigned'tohim by the Board'
performthe
SectionS. Vice President The Mce Presidentshall assumeand
wheneverthe
dutiesol the presidentin the absenceor disabilityof the Presidentor
officeof Presidentis vacant. He shallalso havesuch other powers and dutiesas may
be assignedto him from time to time by the Board'
of
Section6. Secretary.The Secretaryshall keep the minutesof all meetings
By-Laws'
the Associationand of the Board, give all notices as requiredby these
have
maintainand keep a continuousand accuraterecordof ownershipof all units'
may
of such books, documentsand records ol the Associationas the Board
"n"rg"
5
direct,and in generalperformall the dutiesincidentto the otficeof Secretary.

Section7. Treasurer.The Treasurershallsupervisethe ManagingAgent,have

of accountsand records,thereof
maintenance
custodyof all fundsof the Association,
and preparationof linancialreportsthereof.

Section8. Auditor. The Associationshallappointannuallya publicaccountant

or accountingfirm as auditor,who shall not be an otficerof the Associationnor own
any interestin any unit,to auditthe booksand linancialrecordsof the Associationas
requiredby law or directedadditionallyby the Board.

ARTICI,E IV

'Mministatiqn

Se*tion7. ManagementThe Boardshall,at all times,manageand operatethe

project and have such powersand duties as may be necessaryor proper therelor
including,withoutlimitation,the following:

(a) Supervisionof its otficers,managersand staff;

(b) Maintenance, repair,replacementand restorationof the common

elementsand any additionsand alterationsthereto;

(c) Purchase,maintenanceand replacementof any equipmentand

provisionof water,sewerand other utilitiesrequiredfor the commonelements;

(d) Provisionat each unit all water,sewer,electricityand such other

utilityservicesand utilitiesas the Boardshall deem necessaryeitherat the expense
of such unit or as a commonexpenseas determinedby the Board;

(e) Employment, superuisionand dismissalof such personnelas may

and operationof the project;
be necessarylor the maintenance

(f) Preparation,at least sixty (60) days before each fiscal year, of a
proposedbudget and scheduleof assessments for such year;

leviedand payment
(g) Coltectionof all installmentsof assessments
of all common expensesauthorizedby the Board;

(h) Purchaseand keep in etfectof all policiesof hazardand liability

6
 or the Board;and
for the projectrequiredby the Declaration
insurance
(i) of all personshavinganyinterestin anyunitaccording
Notification
recordof ownership
to the Association's exceeding
of delinquency thirty(30)daysin
the paymentol any assessment againstsuchunit.

Section2. ManngingAgent The Boardmayannuallyemploya responsible

Managing Agentto manigsandcontrolthe projectsubjectat all timesto directionby
in the preceding
functionsset forthspecifically
the Board,with all the administrative
Section1 of thisArticle,andsuchotherpowersanddutiesandat suchcompensation
as the Boardmay establish,subjectto prior approvalof everysuch employment
contractby a majorityol unit owners.

SectionJ. Representation The President or Managing Agent,subjectto the

directionof the Board,shallrepresenttheAssociationor anytwo or moreunitowners
as a classin anyaction,suit,hearingor otherproceeding concerningthe Association,
the commonelements or morethanone unit,andon its or their mayinstitute,
behalf
defend,intervene in, prosecuteand settleany suchactions,suitsand proceedings,
withoutprejudiceto the rightsof any unit ownersindividuallyto appear,sue or be
sued. Serviceof process-on two oi moreunitownersin any courtapprovedclass
actionsuit or proceeding may be madeon the President or Managing Agent'

Section4. Execution of Instruments.All checks,drafts,notes,acceptances,

conveyances, contractsand other instruments shall be signedon behalfof the
Associationby suchpersonor personsas shallbe providedby generalor special
resolutionof the goaiOor, in the absenceof anysuchresolution to such
applicable
instrument,by the President or Mce Presidentandby the Treasurer or Secretary.

ARTICI,E, V

Oblisationsof Unit Ownerc

SectionI. Assessments. All unit ownersshallpay to the ManagingAgent,or

the properdesigneeof the Board,in advanceon the firstday of eachand everymonth
the monthly inJtallmentsof assessrnentsagainsttheir respectiveunits for common
expensesof ne projectin accordancewith the Dectaration a monthlysum determined
by the ManagingAgent,
-assessrents, to accumulateand pay when
or by the Board,to be sutficient
due all rent, taxes, tate chargesand otherchargesthereunderpayable
by the lesseeof such unit. such monthlychargeshall,if not paid when due, bear
inierestat the maximumrate allowedby law, but in no eventless than one and one-
haff percent(1-112%) per monthlrom the due dateuntil paid.

7-
 Se*tion2. Maintenance of Units. Everyunitownershall,at his own expense,
at all timeswill andsubstantially amendand keephis unit,including
repair,maintain,
without limitationall internalinstallations thereinsuch as water, electricity,gas,
telephone,sewer,sanitation,air conditioning, lights and all other fixturesand
accessories belongingto suchunitandthe interiordecorated or finishedsurfacesof
all walls,floorsand ceilingsof suchunit,and any appurtenant patios,storageand
privacyareas,with all necessary reparationsand amendments whatsoever in good
orderandcondition exceptas otherwise providedby law or the and
Declaration, shall
be liablefor all lossor damagewhatsoever causedby hisfailureto performanysuch
work diligently, and in case of suchfailureafterreasonable noticeto performshall
reimburse to the Association promptlyupondemandall expensesincurredby it in
performing anysuchworkauthorized by theBoardor the Managing Agent. Everyunit
ownerand occupantshall reimbursethe Association promptlyupon demand,all
expenses incurredby it in maintainingthe privacyareaswithinsuchunit as required
herein,aftersuch owneror occupant'sfailureto effectsuch maintenance and in
repairingor replacing any uninsured lossor damageto the commonelementsor any
furniture,furnishingsandequipment thereofcausedby suchowneror occupantor any
personundereitherof themand shallgivepromptnoticeto the ManagingAgentol
any suchlossor damageor otherdefectin the projectwhendiscovered.

Se*tion3. Useof Project.

purposes,
(a) All unitsol the projectshallbe usedonlyfor residential
andno unitshallbe usedas a tenement with
or roominghouseor for or in connection
the carryingon of any tradeor businesswhatsoever.

of the projectshallbe usedonly for their

(b) All commonelements
purposesas designed.
respective
(c) No unitowneror occupant shallplace,storeor maintainin or upon
the grounds,recreational
areas,walkways,parkingareasor othercommonelements
or objectsof any kindor othenriseobstruct
of similarnatureanyfurniture,packages
transitthroughsuchcommonelements.
(d) Everyunitownerandoccupantshallat all timeskeephis unitin
a strictlycteanandsanitarycondition andmaintain andperformall laws,ordinances,
rulesand regulations madeby any governmental
now or hereafter authorityor the
Association lor the time beingapplicableto the useof the project.

(e) No unitowneror occupant shallmakeor sufferanystripor waste

use of his unit or the projectnor alteror
improperlyor offensively
or unlawfully,
furnishings
removeanyfurniture, or equipmentof the commonelements.

-8
 0 No unitowneror occupantshallerector placein the projectany
including
buildingor structure fencesandwalls,nor makeanyadditions or alterations
to any commonelementsof the project,nor placeor maintainthereonany signs,
posteis or bills whatsoever,except in accordancewith plans and specifications
inctudingdetailedplot plan,preparedby a licensedarchitectif so requiredby the
Boardandatsoapprovedby the Boardandall ownersol unittherebydirectlyaffected.
(g) No unitownershalldecorateor landscape any entrance,planter
boxes, or privacyarea of his unit exceptin accordancewith standardstherefor
establishedby the Boardor specificplansapprovedin writingby the Board.
(h) All occupantsshallavoidmakingnoisesand
and ampliliersthat may disturbother
radios,televisions
usingmusicaiinstruments,
occupants.
(i) No garments,rugs or other objectsshall be hung from the
windowsor facadesof the Project.

0) No rugs or other objectsshallbe dustedor shakenfrom the

windowsof the projector cleanedby beatingor sweepingon any walkways,privacy
areasor otherareasof the project.
(k) No refuse,garbageor trashof any kindshallbe thrown,placed
or kepton anycommonelernents if any,
of theprojectoutsideof thedisposalfacilities,
providedfor suchpurpose.
(l) No tivestock, shallbe
poultry,rabbitsor otheranimalswhatsoever
allowedor kept in any part of the project,exceptthat dogs, cats and birds as
household petsin reasonable numbermaybe keptby the unitownersandoccupants
in theirrespectiveunits;providedthatsuchshallnot be kept,bredor usedthereinfor
anycommercial purposenorallowedon anycommonelements andprovidedthatany
suchpetcausinga nuisance or unreasonabledisturbance to anyotheroccupantof the
projectshallbe permanently removedtherefrom promptlyuponnoticegivenby the
Boardor Managing Agent.
(m) No unitowneror occupantshallwithoutthe writtenapprovalol the
televisionantenna,
Board,installany wiringfor electricalor telephoneinstallations,
machines or air-Conditioning or
units,or otherequipment appurtenances whatsoever
throughthewalls,windowsor rool thereof.
on the exteriorof the projector protruding
(n) No unit owneror occupantshallerect,placeor maintainany
on saidprojectvisiblefromanypointoutsideof his unit.
or otherantennas
television

-9
 (o) Nothingshallbe allowed,doneor keptin any unitsor common
elements of theprojectwhichshalloverloador impairthefloors,wallsor roofsthereof,
or causeanyincrease in theordinarypremiumratesor thecanceflation or invalidation
of any insurancethereonmaintained by or for the Association.

(p) No unit owner shall do any work which shall jeopardizethe

soundness or safetyof the property,
reducethevaluethereof,or impairanyeasement
or hereditament, nor mayany unitowneradd any materialstructureor excavateany
additionalbasement or cellar,withoutin everysuchcasethe unanimous consentof
all the otherunitownersbeingfirstobtained.

Section4. Currmon AreaRulesand Regulations.TheBoard,upongivingnotice

to all unitownersin thesamemanneras hereinprovidedfor noticeof meetingsof the
Association and opportunity to be heardthereon,may adopt,amendor repealany
supplemental rulesandregulations and use of the
governingdetailsof the operation
commonelements withanyprovision
not inconsistent or these
of law,the Declaration
By-Laws.

Section5. Expenses of Enforcement Everyunit owner shall pay to the

Associationpromptlyupon demandall costsand expensesincludinglate payrnent
charges,attorneys' feesincurredby or on behalfof the
fees,courtcostsandcollection
Associationin collecting
anydelinquentassessments againstsuchunit,foreclosing its
lienthereforor enforcingany provisions
of the or
Declaration theseBy-Laws against
suchowneror anyoccupantof suchunit.

Section6. Recordof Ounership.Everyunitownershallpromptlydelivera copy

of his deed,lease,assignment, or otherconveyanceto himof suchunit,to the Board
throughthe Managing Agent,and the Secretary maintainall suchinformation
shall in
the recordof ownership of the Association.

Section7. Mortgages.Any unit ownerwho mortgageshis unitor any interest

thereinshallnotifythe Boardthroughthe Managing Agentof the nameand address
ol his mortgagee, andalsoof the releaseof such mortgage, shall
and the Secretary
maintainall suchinformation in therecordof ownership TheBoard
of theAssociation.
or Managing Agent,at the requestof anymortgagee or prospectivepurchaser
ol any
unit or interesttherein,shallreportto suchpersonthe amountof any assessments
againstsuchunitthendue and unpaid.

Section8. Notice. Noticeto a unit ownerfor non-payment of common

elementsor cornmonareacharges,fines,etc.,or for any breachof the Declaration,
By-Lawsand/orrulesandregulations or deemeddulyand properly
shallbe sufficient
serveduponthe happeningof anyone of the following:

10
 (a) personallyupon the unit owner,or upon a memberol the unit
or familywho is at leasteighteen(18)yearsold;
owner'shousehold
(b) mailto the owner'slast knownaddress;
certifiedor registered

(c) noticeis servedin like manneras providedby Guam law for

serviceof process.Thirty(30)days'writtennoticeshallbe givenand if paymentis
not madeor if the breachis not curedwithinsaidperiod,thenthe Association shall
at law,equityor as
havethe rightto file suit and/oruse any otherremedyavailable
providedby the variouscondominium documents.

ARTICIE W

Miscelloneoas

SectionI. Amendment TheseBy-Lawsmay be amendedin any respectnot

inconsistentwith any provisionsof law or the Declarationby affirmativevote of seventy-
five percent(75%)6t'att unit ownersof the entirecondominiumproject,effectiveonly
upon the recordingof an amendmentto an amendmentto the Declarationsettingforth
such amendmentof these By-Laws.

Se.ction2. IndernnificationThe Associationshall indemnifythe directorsand

againstall expensesreasonablyincurredby or imposed
otficersand its administrators
in connectionwith any action,suit or proceedingto which such director,etc. may be
made a party by reason of being or having been a director or officer of the
Association,etcept in relationto mattersas to whichsuch director,etc shall be finally
adjudgedin suchaction,suit or proceedingto be liablefor negligenceor misconduct,
anb in the absenceof such finat adjudication,indemnification shall be providedonly
in connectionwith such mattersas to which the Associationis advisedby its legal
counselthat the personto be indemnifiedcommittedno such breachof duty. The
foregoingright of indemnification shall not be exclusiveof any other rights to which
such personmay be entitled.

Secrton3. Subsrdination TheseBy-Lawsare subordinateand subject to all

and any amendments
provisionsof the Declaration theretoand the HorizontalProperty
Act (CivilCode of Guam,TitleVl, Chapterl, Section1270et seq.),whichshall control
in case of any conflict. All terms herein (exceptwhere clearly repugnantto the
context)shall havethe same meaningas in the Declarationand its amendmentsor
said HorizontalPropertyAct.

11
 Section4. InterpretationIn caseany provisionof these By-Lawsshall be held
invalid,such invalidityshall not renderinvalidany other provisionshereofwhich can
be giveneffect. Nothingin theseBy-Lawsshall be deemedor construedto authorize
the Associationor Boaid to conductor engage in any active businesslor profit on
behalfof any or all of the unit owners.

SectionS. Definitions. The term "majorityof unit owners" in these By-Laws

shall meanthe ownersof unitsto whichare appurtenantmore than fifty percent(50%)
of the commoninterest,and "anyspecifiedpercentageof the unit owners"shall rnean
the ownersof unitsto whichare appurtenantsuch percentageof the commoninterest.

In Wiaess Wherenf,the undersignedDeveloperof all unitsof the projecthereby

adopts the foregoing as the By-Lawsof the HOMEOWNERS' ASSOCIATION OF C EA
D[ ISAthis afi day of February,1991.

DEVELOPER:

@.
OVERSEASITWESTMENT
UNTTED

PETERB. WANG
Its President
 OF GUAM
TERRITORY )
)ss
CITY OF AGANA )

Rh
ON THIS "\h day of February,1991,belore me, a NotaryPubtc in and for
PEIER B. WA!{G,knownto me to b€ t|o
the tenitory of Guam,personatVappeared
president& uNrreo citenseri ngrlEsrMENr@., whosenamob strbscrbedto fie
foregoinginstrumentand acknorledgedto m1J1at_heexectrtedthe samear hb teo
and votuntaryact and deed on behilf ot UNITEDOVERIiES ll'ltEgIUEilT @- br
the usesand purposesthereinset forth.

lN W]INESSWHEREOF, I havehereuntoset my hand and atfuedmy offcH

sealthe dav and yearfirst abovewritten.

A#Ui
D#egztt.t F#3717.22
(R Fob(W1, l99t)

13
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