CREDIT APPRAISAL OF AGRICULTURAL

LENDING IN ING VYSYA BANK

ING VYSYA BANK

Supervised by

Submitted by
Rhythm Sharma

13th May 2013 8th July 2013

INDEX
Companys Profile..3
Introduction ......................................................................................................... 5
Need for Study ..................................................................................................... 8
Review of Literature ......................................................................................... 11
Research Methadology ..................................................................................... 14
INGVysya Bank at Glance ............................................................................... 16
Data Analysis ..................................................................................................... 27
Financial Overview of ING Vysya Bank......................................................... 34
RBI Guidelines related to Agri Lending ......................................................... 37
Findings & Recommendations....41
Bibliography ...................................................................................................... 43

ACKNOWLEDGEMENT

I am overwhelmed with pleasure and deep sense of gratitude towards my internship agency, ING
Vysya Bank for giving me such an opportunity to do the research project which has opened my
vision towards rich experience of practical as well as theoretical implications.
I express my heartfelt thanks to Mr. Mohit Sekri, branch manager and banks agriculture loan
department for facilitating me with every possible source to conduct my research project. They
provided me with guidance, inspiration, perspective and stimulating discussion throughout the
process of this project.
I would also like to thank my friends and all the people who were involved in this project
directly or indirectly.