Split into 2 main categories (Employees health insurance & National Health Insurance) Union anage! Health Insurance "o#ernment anage! Health Insurance Seaman$s Insurance National %u&lic 'or(ers utual )i! )ssociation Insurance *ocal %u&lic 'or(ers utual )i! )ssociation Insurance %ri#ate School Teachers$ an! Employees$ utual )i! )ssociation Insurance National Health Insurance for each city+ to,n or #illage National Health Insurance Union System pays more than -./ of me!ical fees National Health Insurance0 Starte! in 1231 %eople are re4uire! to 5oin if they arent co#ere! &y the employee health insurance Those ,ho !o not register may &e charge! for up to t,o years of &ac( payment NHI cannot &e use! in the follo,ing cases0 6ailure to follo, !octor$s instructions regar!ing treatment7 Intentionally in8icte! in5ury or illness resulting from a crime or suici!e7 In5ury or illness resulting from a 9ght or !run(enness7 Treatment unrelate! to illness (health e:aminations+ pre#entati#e in5ections+ cosmetic surgery+ ortho!ontic ,or(+ normal chil! !eli#ery;a&ortion for economic reasons+ etc7)7 %ri#ate or semi<pri#ate room charges !uring your hospitali=ation7 In5ury !uring ,or( (either co#ere! &y ,or(er$s compensation or the employer)7 'hen a patient themsel#es !esire! to recei#e treatment ,ithout using the insurance7 >om&ination of insure! an! uninsure! treatment or totally uninsure! treatment in !ental treatment using special materials7