LAST MOMENT PREPARATION

Gilt edged securities refers to :

Ans. Govt. Securities.
Increasing RR !" R#I leads to :
Ans. S$uee%e in li$uidit".
Mar&et a'tialisation (eans)
Ans. Nu(!er of s*ares issued !" a co('an" (ulti'lied !" current (ar&et 'rice of
t*e s*are.
+n$uali,ed Re'ort (eans :
Ans. an Audit Re'ort contains no -lauses-.
-.ividend Stri''ing- (eans//
Ans. Purc*ase or Sale of s*ares !" t*e individuals or co('an" 'rior or su!se$uent
to declaration of dividends.
0ig*er 1oreign E2c*ange Reserves are associated 3it* t*e ris& of :
Ans. 1luctuation in e2c*ange rates.
ollateralised #orro3ing and Lending O!ligation 4#LO5 is a:
Ans. Mone" Mar&et Instru(ent. .
Over*ead e2'enses for #an&ing Sector co('ared to Manufacturing Sector is :
Ans. Lo3.
Isla(ic #an&ing (eans :
Ans. !an&ing according to t*e Princi'les of S*ariat
G6 ountries consist (ainl" of:
Ans. .evelo'ed nations.
7*ic* State too& t*e initiatives for consolidation of o)o'erative !an&s :
Ans. Ma*aras*tra
E2'and 8AT :
Ans. 8alue Added Ta2
Mini(u( 'eriod for 3*ic* a o((ercial Pa'er can !e issued is :
Ans. 9 da"s
Monetar" Museu( of India esta!lis*ed !" R#I is located at :
Ans. Mu(!ai
:es #an& *as !een 'ro(oted !" :
Ans. Mr. Rana ;a'oor
T*e countr" 3*ic* *as !anned sale of To!acco is :
Ans. #*utan
E2'and SAP :
Ans. S'ecial Agriculture redit Plan .
.r. Monte& Sing* A*lu3alia at 'resent is :
Ans. .e'ut" *air(an of t*e Planning o((ission
E2'and OS+ :
Ans. O< S*ore +nit
Ma2i(u( 1ore2 'er(issi!le to a Resident Indian going a!road as tourist :
Ans. +S = >?@??? 'er ,nancial "ear.
#an&s are re$uired to 'reserve records as 'er 'rovisions of :
Ans. Sec AB:@ #an&ing Regulations Act
;: nor(s 3ere i('le(ented to :
Ans. Prevent Mone" Laundering.
A uni$ue e2a('le of o)o' !an& converting to a 'rivate co((ercial !an& :
Ans. .evelo'(ent redit #an&
Licence for starting a ne3 o((ercial !an& is given !" :
Ans. R#I
R#I rediscounts !ills of t*e !an&s at :
Ans. #an& Rate
7*ic* c*arge does not re$uire registration in case of li(ited co('anies :
Ans. Pledge
Irrevoca!le L denotes t*at :
Ans. Ter(s and condition of L cannot !e c*anged 3it*out
consent of !ene,ciar".
7orla Elders da"s IS on :
Ans. >st Octo!er.
*air'erson of o((ittee on or'orate Governance in #an&s :
Ans. A.S. Gangul"
o((ittee associated 3it* funding of Tea industr" :
Ans. Mad*u&ar o((ittee.
7*ic* co((ittee is associated 3it* Rural redit S"ste( :
Ans. 8 S 8"as o((ittee
Montreal Protocol relates to :
Ans. Protection of O%one La"er
I('ort Licence are issued for :
Ans. I1 value
T*e cases referred to Lo& Adalats for(ed !" .RT is for :
Ans. a!ove Rs. C? lac.
N; Sing* o((ittee is associated :
Ans. 1oreign direct invest(ent 41.I5
NIDI :
Ans. Teleco( Regulator" Aut*orit" of India 4TRAI5 *as reco((ended t*e
esta!lis*(ent of Internet e2c*anges :
Ans. Nationallnte(et E2c*ange of India
According Multi o((odit" E2c*ange@ / is t*e largest Potential Mar&et in t*e
1utures Trading of ar!on redits in India :
Ans. GuEarat
// *as !eco(e t*e 1irst Pu!lic Sector #an& to raise E$uit" a'ital t*roug*
Fuali,ed Institutional Place(ent 4FIP5 :
Ans. #an& of India
According to t*e Glo!al Infor(ation Tec*nolog" Re'ort C??9)?6@ // is t*e Most
Net3or&ed Econo(" in t*e 7orld :
Ans. .en(ar&
Su're(e ourt u'*eld t*e La3 enacted !" t*e +nion Govern(ent 'roviding /
$uota for ot*er !ac&3ard classes in entral educational institution suc* as IITG IIM
fro( Acade(ic "ear C??6)?H :
Ans. C9I.
Postal Inde2 Nu(!er 4PIN5 3ill !e c*anged fro( :
Ans. J to 6 digits@ to ensure s'eedier deliver" of 'ost.
//// is ran&ed as t*e 7orldKs Most Po3erful #rand for t*e second straig*t "ear :

Ans. Google
T*e +S *as 'laced India and 6 ot*er countries on its KPriorit" 7atc* ListK for t*is
"ear for falling to 'rotect // :
Ans. T*e o'"rig*ts@ Patents and Trade Mar&s of A(erican Producers fro( Pirac" .
In a !id to en*ance t*e insurance cover for e2'orters@ t*e Govt. *as decided to
'u(' in Rs. >?? rore in / !" 3a" of increasing its E$uit" :
Ans. EG.
Per a'ita Inco(e of Indian is esti(ated at / at current 'rices for C??9)?6 as
against Rs >J@JJ6 In C???)?> :
Ans. Rs. LL@CHH.
/ *as t*e Largest Petroleu( Reserves 4al(ost >IAt* of t*e 7orldKs 'roven total
'etroleu( reserves5 in t*e 7orld :
Ans. Saudi Ara!ia.
*ina is getting t*e !etter of India in ar!on redits Trading. 7*ile t*e !iggest
'roEects in *ina 'roduces an esti(ated >> (illion erti,ed E(ission Reduction a
"ear@ #iggest Prolect in India 'roduces onl" / :
Ans. A (illion a "ear.
Loss (a&ing !an&s can (a&e donations totaling Rs / la&*s onl" in a ,nancial
"ear :
Ans. Rs.Blac
Is 7*eat a co((ercial cro' :
Ans. No
Largest trading 'artner countr" of India :
Ans. +SA
Ma2i(u( cotton "ielding countr" :
Ans. India
Ma2i(u( co<ee "ield :
Ans. #ra%il
Ra&s*a ;a3ac* :
Ans. Rail3a" Securit"
.ronac*ar"a a3ard relates to :
Ans. A3ard to S'orts oac*
7*ic* a(ong t*e currencies is t*e costliest in ter( of Indian Ru'ee :
Ans. Pound Sterling
T*e revised de,nition of sic& SSI unit *as !een given !" :
Ans. ;o*li o((ittee
7*ic* unit of valuation is &no3n as KPa'er GoldK :
Ans. S.R.
E(ission standard given !" :
Ans. Mas*el&ar Panel.
urrenc" of Greece :
Ans. Euro
.ial"sis is related to :
Ans. ;idne" 'atients
*olesterol is related to :
Ans. 0eart 'ro!le(s.
>?t* .ec. is o!served as :
Ans. 0u(an Rig*ts .a".
7*ic* R#I o((ittee is stud"ing Lenders lia!ilit" :
Ans. .r. N. L. Mitra.
7*ic* of t*e follo3ing is t*e co('uter language :
Ans. O#OL.
7*ic* gas is e(itted !" (otor ve*icle :
Ans. ar!on (ono o2ide.
Na(e of S'ecial ani(al 'rotection grou' :
Ans. PETA 4Peo'le for Et*ical Treat(ent of Ani(als5.
0andloo(K is considered as second largest econo(ic activit" after :
Ans. Agriculture in India.
.ocu(ents under L s*ould !e dealt 3it* !" t*e negotiating I issuing !an& 3it*in
a ti(e 'eriod of not e2ceeding / !an&ing da"s e2cluding t*e date of recei't of
docu(ents :
Ans. B !an&ing da"s
If t*e due date of .s falls on a *olida" it s*ould !e 'aid on :
Ans. 'receding 3or&ing da".
//// refers to 'urc*ase of !oo& de!ts I receiva!les 3it*out recourse to t*e
sellers :
Ans. 1actoring
Ma2i(u( *ousing loans 3*ic* 3ould !e treated as 'riorit" sector advance is :
Ans. Rs. C? lacs.
Green !ac& currenc" refers to :
Ans. +S=.
Pu!lic *olida"s are e2cluded for deter(ining ti(e for 'resentation or acce'tance
for 'a"(ent under :
Ans. Section >?B of Negotia!le Instru(ents Act >66>.
Sec. ABM of #an&ing Regulation Act >HAH deals 3it* :
Ans. Return of 'aid instru(ents to account *olders.
an #an& e2ercise rig*t of Set)o< in res'ect of contingent lia!ilities :
Ans. No
+S = rate is increased fro( Rs. A?>) to Rs. ALG) It 3ill !ene,t t*e :
Ans. E2'orters and 3ill lead to increase in e2'orts.
#earer de(and draft cannot !e issued as 'er under Section // R#I Act :
Ans. Sec L> of R#I Act
If a Sole Trustee dies@ t*e Trust 3ill !e (anaged !" :
Ans. ourt a''ointed Trustee
Section CC of t*e NI Act 'rovides for a grace 'eriod L da"s to !e added for
arriving at t*e due date for a :
Ans. +sance !ill.
E$uita!le Mortgage 3as created !" de'osit of title deeds on >.J.C??6.
Su!se$uentl" Registered Mortgage 3as e2ecuted on C.J.C??6 on sa(e 'ro'ert".
7*ic* Mortgage 3ill *ave 'riorit" :
Ans. E$uita!le Mortgage
Mul!err" loan is related to :
Ans. Sericulture.
Pre)'aid e2'enses in t*e s*a'e of insurance 're(iu( are classi,ed in t*e
#alance S*eet as :
Ans. urrent asset
T*e #orro3ing of t*e #oard of .irectors of t*e Pu!lic Ltd o('an" s*ould not
e2ceed :
Ans. Paidu' ca'ital and free reserves.
7or&ing a'ital assess(ent for SSI units sanctioned 7or&ing a'ital li(it u'to Rs
B crore is as 'er :
Ans. Na"a& co((ittee.
State)s'onsored or'oration granted loan for on)lending to 7ea&er Section is
covered !" t*e !an& under :
Ans. Indirect advance to agriculture.
0"'ot*ecation *as !een de,ned in :
Ans. Section C 4n5 of SAR1AESI Act.
In a c*e$ue dra3n !" t*e dra3er@ t*e na(e of 'a"ee is 3ritten in Englis* and t*e
ot*er 'arts@ in vernacular language :
Ans. T*e c*e$ue 3ill !e 'aid if ot*er3ise in order.
Guarantor ste''ing into t*e s*oes of creditor on disc*arging t*e lia!ilit" of t*e
'rinci'al !orro3er :
Ans. Rig*t of Su!rogation.
In Sec >A6 of Indian ontract Act@ #ail(ent refers to :
Ans. .eliver" of goods fro( one 'erson to anot*er 'erson for so(e 'ur'ose and
3*en t*e 'ur'ose 3ill !e over@ goods 3ill !e returned or dis'osed)o< as 'er t*e
direction of t*e deliverer@ i.e. !ailor.
;no3 :our usto(er 4;:5 guidelines :
Ans. Prevent !an&s fro( !eing used un3ittingl" used !" cri(inal ele(ents for
transfer of illegal fundsG (one" laundering activities.
Preferential 'a"(ent to de'ositors in res'ect of 3inding u' of a #an&ing
o('an" is 'rovided :
Ans. under section AL A of #an&ing Regulation Act >HAH.
If O'erating "cle is longer :
Ans. T*is i('lies t*at *ig*er a(ount of 3or&ing ca'ital 3ill !e re$uired.
la"tonKs Rule a''lies to :
Ans. a''ro'riation of 'a"(ents.
8ostro account (eans :
Ans. 1oreign #an&Ks AGc 3it* us.
R1 ale can !e o'ened !" :
Ans. *o(e returned NRls.
Guarantees covering series of transactions :
Ans. ontinuing Guarantees.
#u"er ta&es 'ossesSion of goods and enEo"s as Sole O3ner of goods alt*oug*
'rice of goods not full" 'aid :
Ans. 0ire Purc*ase.
As 'er Sec. CJ NI Act@ Minor (a" dra3@ endorse@ deliver@ Negotia!le Instru(ent so
as to !ind all 'arties e2ce't *i(self :
Ans. True.
Mr. A@ a current AGc *older e2ecuted a 'o3er of attorne" in favour of Mr. # to
o'erate urrent .e'osit AGc. Mr. AKs deat* notice is served on t*e #an&er. A c*e$ue
dul" signed !" Mr. #. is received for 'a"(ent t*e #an& *as to :
Ans. .is*onour t*e *e$ue.
ontract of Insurance is an :
Ans. inde(nit" contract.
#ail(ent is in :
Ans. Indian ontract Act Sec. >A6.
*e$ue (a" !e crossed !" dra3er@ *older@ !an&er :
Ans. All 4Sec. >CB5
Mortgage !" .e'osit of title of deeds is :
Ans. E$uita!le Mortgage 4Transfer of Pro'ert" Act@ Sec. B615.
Mortgage is de,ned :
Ans. Transfer of Pro'ert" Act Sec. B6415
Minor can !e a''ointed as an Agent :
Ans. Princi'al is res'onsi!Ie 4Sec. >6A of ontract Act5.
AGc Pa"ee crossing is not recognised !" an act :
Ans. Outco(e of custo( and usuage.
*e$ue valid," 'eriod *as no3 statutor" sanction as 'er :
Ans. SecN >L6 of NI Act
7riting na(e of !an& on face of *e$ue 3it* or 3it*out t3o 'arallel lines
Ans. S'ecial rossing. .
AG 'a"ee crossing is direction to :
Ans. ollecting !an&er.
Garnis*ee Order a''lies to :
Ans. redit #alance in
+nclai(ed .e'osit >? "ears and a!ove :
Ans. R#I 4Sec. CJ of #an&ing Regulation Act5
Material alteration :
Ans. Re$uires dra3ers aut*entication.
Possession O o3ners*i' 3it* !orro3er :
Ans. 0"'ot*ecation
Safe ustod" is covered under 3*ic* act :
Ans. Indian ontract Act
Safe .e'osit Loc&er relations*i' 3it* !an&er is :
Ans. Lessor Lessee.
.e!t E$uit" Ratio :
Ans. T"'e of Solvenc" Ratio
#rea& even 'aint (eans :
Ans. No 'ro,t no loss.
Target of agriculture ,nance :
Ans. >6I of AN# or redit !alance of o< #alance s*eet ite(s@ 3*ic*ever is *ig*er.
urrent ratio P urrent Assets Q urrent Lia!ilities.
+nder RTI Act@ t*e 'erson see&ing infor(ation s*ould *ave $ualif"ing eligi!ilit"
of :
Ans. Indian iti%ens*i' .
Mini(u( and (a2i(u( (aturit" 'eriod of a o((ercial Pa'er :
Ans. 9 da"s and > "ear.
Ne3 na(e of t*e Ministr" of NRI A<airs :
Ans. Ministr" of Overseas Indian A<airs.
Most 'o'ular !enc* (ar& rate for Indian (one" (ar&et for one da" call rates is :

Ans. MI#OR
7*at is t*e as* Reserve Ratio t*at t*e Overseas #an&ing units *ave to (aintain
3*ile o'ening t*e !ranc* in SEMs :
Ans. No re$uire(ent
T*e countr" t*at revalued its currenc" :uan against t*e +S dollar is :
Ans. *ina
7*at is t*e (a2i(u( a(ount for 3*ic* t*e GTMSE guarantee cover is
availa!le :
Ans. 1und O Non 1und !ased Rs. > cr.
7*o *as for(ulated t*e KS3aran Ra"anti Gra( S3aro%gar :oEana :
Ans. Ministr" of Rural .evelo'(ent
7*ic* !an& *as started KA!*a"K credit counselling centres in association 3it* NGO
:
Ans. #an& of India.
once't of Priorit" Sector ca(e in t*e "ear // :
Ans. >H9C
7*at is t*e (ini(u( and (a2i(u( nu(!er of 'ersons t*at can for( RLG for
tenant far(ers :
Ans. A to >? .
7*at is t*e na(e of in)!uilt device in a co('uter 3*ere data is stored :
Ans. 0ard .isc
7*at is t*e target of corres'ondence in 0indi fro( Region to Region :
Ans. BBI of total letter sent
7*at is or'orate Governance :
Ans. Manage(ent of an organisation to en*ance value for all sta&e*olders .
o((ission of Govt. !usiness ot*er t*an Pension :
Ans. H 'aisa 'er Rs. >?? turnover.
E2'and 0TML :
Ans. 0"'erTe2t Marttu' Language
Nu(!er of al'*a!ets in a PAN ard :
Ans. Total >?@ out of 3*ic* J al'*a!ets and A Nu(erals.
Oldest and largest foreign !an& in India :
Ans. Standard *artered #an&
7*at is Internet :
Ans. Net3or& for Net3or&s
Infor(ation Tec*nolog" Act ca(e in to e<ect fro( :
Ans. >.J.C???
K#u" no3 Pa" laterK is related to :
Ans. redit ard
Ma2i(u( dividend 'a"out ratio for a !an& is :
Ans. A?I
7*at ena!les co('uters to interact 3it* ot*er net3or& t*roug* tele'*one lines :

Ans. Mode(
E2tent of Invest(ent Suctuation reserve for !an&s Mini(u( BI of securities
classi,ed as *eld for :
Ans. Trading and Availa!le for Sale.
S(allest 'art of co('uter (e(or" is :
Ans. #it .
A !ranc* is considered as rural !ranc* if it is located as a 'lace 3it* 'o'ulation
!elo3 :
Ans. >?@???. 4R#I de,nition5@ *o3ever for PMEGP it is C????
onverting '*"sical s*ares to electronic fro( is called :
Ans. .e(ateriali%ation
OTcial Language o((ittee Meeting :
Ans. Once in a $uarter
Mini(u( age of (inor for self o'erated account :
Ans. >? "ears
8"as co((ittee reco((endations relates to :
Ans. Agriculture credit
o((ittee 3*ic* reco((ended a!out +niversal #an&ing :
Ans. R.0. ;*an
Nat*u La Pass o'ened u' for trade !et3een *ina O India is in 3*ic* State )@) :
Ans. Si&&l(
T*e +nifor( usto( O Practices for .ocu(entar" redits 4+P J??5 *as / as t*e
total nu(!er of Articles :
Ans. LH
Agenc" co((ission ratU for govern(ents !usiness recei'ts is at t*e rate of/ 'er
transaction :
Ans. Rs. AB
7*ic* sector *as !eco(e t*e 3orldKs !iggest source of e('lo"(ent :
Ans. Services
K7*ic* States *as !eco(e t*e ,rst State in India to launc* evening ourts :
Ans. GuEarat
T*e countr" 3*ic* is &no3n as KLand of o)o'erativeK is :
Ans. .en(ar&
T*e ti(e 'eriod of settle(ent in case of RTGS is : Ans. -T3o 0our
7*ic* state *as got t*e (a2i(u( agricultural credit fro( t*e nationali%ed !an&s
:
Ans. And*ra Prades*
As 'er t*e latest 7TO re'ort@ t*e !iggest i('orter countr" in t*e 3orld during
C??B is :
Ans. +SA
1oreign #an&s in India and Indian !an&s *aving 'resence outside India are to
co('l" 3it* #asel II nor(s 3.e.f. :
Ans. L>st Marc*@ C??6
In t*e total food grain out'ut of India@ 3*at is t*e s*are of ;*arif ro's :
Ans. B?I
T*e Gra(een #an& Model of (icro),nance institution 3as develo'ed originall" !"
:
Ans. #anglades*
Interest on as* Reserve Ratio eligi!le !alance is 'aid !" R#I on // !asis :
Ans. No interest is 'aid
#an&s are re$uired to (aintain (ini(u( of // of t*eirRR re$uire(ent on a dail"
!asis :
Ans. 9?I
Sta(' dut" 'a"a!le on a Pro(issor" Note is governed !" :
Ans. Indian Sta('s Act
#an&s can raise u' to // of t*e total Tier)I ca'ital in t*e for( of 'er'etual dell :
Ans. >BI
T*e rate of co((ission 'aid !" govern(ent for 'ension 'a"(ent is :
Ans. . Rs. J? 'er transaction
Kusto(erK *as !een de,ned in :
Ans. ;: Guidelines
7*at is t*e cut)o< 'oint for refor(ing fraud cases to #I :
Ans. Rs. > crore
RTGS 3ill (ini(i%e // ris& :
Ans. Settle(ent ris&
7*at are t*e Indian .e'ositor" Recei'ts :
Ans. 1inancial Instru(ents t*at allo3 foreign co('anies to (o!ili%e funds fro(
Indian (ar&ets
7*ic* act gives legal guarantee of >?? da"s e('lo"(ent in rural areas to >
'erson in ever" *ouse*old :
Ans. National Rural E('lo"(ent Guarantee Act
Service ta2 *as to !e re(itted to t*e Govt. AGc !" :
Ans. Bt* of t*e succeeding (ont*
T*e ris& of loss resulting fro( inade$uate or failed inte(al 'rocesses@ 'eo'le and
s"ste(s or fro( e2ternal events is :
Ans. O'erational ris&
7*ic* co((ittee *ad reco((ended for(ation of #an&ing Standards and odes
#oard to 'rescri!e guidelines in t*e !an&ing sector for i('roving custo(er
service :
Ans. S.S. Tara'ore o((ittee
7*ic* state stands ,rst in 'ro(oting S0G (ove(ent :
Ans. And*ra Prades*
IRA@ t*e rating co('an" *as !eco(e an associate of :
Ans. Mood"Ks Investor Service
+nder 3*at 'rovisions Lo& Adalats are set u' :
Ans. Legal Services Aut*orit" Act@ >H69
7*at is MA)C> :
Ans. It is t*e e)governance 'roEect of Ministr" of or'orate a<airs
T*e ne3 na(e of +TI #an& is :
Ans. A2is #an&
#PO O ;PO stand for :
Ans. #usiness Process Outsourcing O ;no3ledge Process Outsourcing
International #an& for .evl. O Reconstruction is also &no3n as :
Ans. 7orld #an&
777 refers to :
Ans. 7orld 7ide 7e!
T*e !oo& KA 8ie3 fro( t*e Outside) 7*" good Econo(ics 3or&s for ever" oneK is
3ritten !" :
Ans. P.*ida(!ara(
Ministr" of La!our *as !anned c*ildren less t*an >A "rs fro( 3or&ing as do(estic
*el' :
Ans. 7it* e<ect fro( >?t* Octo!er C??J.
. IRA@RISIL@ARE@1IT0 India are na(es of :
Ans. R#I a''roved rating agencies In India
A o((on Goods O Services ta2 is e2'ected to !e i('le(ented fro( :
Ans. A'ril C?>?
KPure #an&ing@ Not*ing ElseK is t*e signing o< state(ent of / :
Ans. State #an& of India
1innacle@ t*e 'o'ular #an&ing soft3are is a 'roduct of :
Ans. IN1OS:S
KMetro'olitanK grou' includes all !an&ed centres 3it* 'o'ulation of and a!ove :
Ans. >?@??@???
R#I *as allo3ed N#1s registered 3it* R#I to issue co)!randed credit cards 3it*
!an&s@ 3it*out ris& s*aring@ 3it* 'rior R#I a''roval@ for an initial 'eriod of :
Ans. T3o :ears
+nder 'o'ulation grou' of !an&ed centres@ KSe(i ur!anK grou' includes all !an&ed
centres 3it* 'o'ulation of >?@??? and a!ove !ut less t*an :
Ans. >@??@???
K+r!anK grou' is t*at 3*ic* *as a 'o'ulation a!ove >@??@??? !ut !elo3 :
Ans. >?@??@???
7*ic* sector *as !eco(e t*e 3orldKs !iggest source of e('lo"(ent :
Ans. Services
7*ic* is t*e largest countr" in t*e 3orld in ter(s of land area :
Ans. Russia
7*ic* State *as !eco(e t*e ,rst State in India to launc* evening courts :
Ans. GuEarat
T*e countr" 3*ic* is &no3n as KLand of o)o'erativeK is :
Ans. .en(ar&
Rig*t to Education to all c*ildren !et3een t*e age of Jto >A "ears is :
Ans. A funda(ental rig*t
T*e ti(e 'eriod of settle(ent in case of RTGS is :
Ans. T3o 0our
7*ic* state *as got t*e (a2i(u( agricultural credit fro( t*e nationali%ed !an&s
:
Ans. And*ra Prades*
7*ic* state is at t*e to' in agricultural 'roduction in India :
Ans. PunEa!
In t*e total food grain out'ut of India@ 3*at is t*e s*are of ;*arif ro's :
Ans. B?I
7*o is t*e c*air'erson of t*e National o((ission on 1ar(ers .r.
M.S.S3a(inat*an
7*at is IndiaKs s*are in 3orldKs total e2'orts of (il& dair" 'roducts :
Ans. ?.BI
A !an&Ks aggregate a'ital (ar&et e2'osure s*all not e2ceed // I of t*e net
3ort* of t*e !an& on a solo and consolidated !asis :
Ans. A?I
Service ta2 recovered !" t*e #an& in a (ont* *as to !e re(itted to t*e Govt. AGc
!" :
Ans. Bt* of t*e succeeding (ont*
T3o currencies 3*ic* *ave !een include !" R#I in t*e !as&et of currencies to
3*ic* ru'ee is lin&ed :
Ans. :uan O 0ong ;ong dollar
7*at is t*e (a2i(u( li(it 'er(itted for invest(ent !" 1.ls in t*e e$uit" ca'ital
of ARs :
Ans. AHI
IRA@ t*e rating co('an" *as !eco(e an associate of :
Ans. Mood"Ks Investor Service
No 'ass'ort need !e 'resented to (one" c*angers for encas*(ent of dollars u'
to :
Ans. +S.B??
7*o is t*e industr" leader in (ortgage loan :
Ans. 0.1
7*at is t*e ceiling for issue of Innovative 'er'etual de!t instru(ent !" !an&s :

Ans. It s*ould not e2ceed >BI of total Tier> ca'ital of t*e !an&
7*o is t*e *air(an of t*e o((ittee to reco((end t*e fra(e 3or& for fuller
a'ital Account onverti!ilit" :
Ans. S.S. Tara'ore@ for(er .e'ut" Governor@
R#I Interest su!sid" on far( credit *as to !e clai(ed !" !an&s :
Ans. on $uarterl" !asis
Ris& 3eig*t for invest(ent in RI.1 !" !an&s to (eet s*ortfall in agricultural
sector is :
Ans. >??I .
7*ic* are t*e t*ree 'illars under #asel II nor(s :
Ans. 4a5 Regulator" re$uire(ent of ca'ital@ !5 Su'ervisor" revie3@ c5 Mar&et
disci'line
#an&s *ave &e't Invest(ent 1luctuation Reserves to (anage :
Ans. Interest rate ris&
Indian !an& t*at *as !een na(ed in t*e to' B?? list of 1ortune Glo!al B??
co('anies :
Ans. State #an& of India
O'ening of !ranc*es !" #an&s is covered under / of t*e #an&ing Regulation
Act@>HAH :
Ans. Section CL
#an&s *ave to ,le 3it* Inco(e Ta2 .e'art(ent returns on a // !asis in res'ect of
Interest 'aid to resident de'ositors not e2ceeding Rs. >?@???:
Ans. Fuarterl"
R#IKs 'er(ission to o'en a !an& !ranc* is valid for / fro( t*e date of t*e
consolidated aut*ori%ation letter issued !" it :
Ans. one "ear
7*ic* of t*e follo3ing is related to K:ello3 RevolutionK :
Ans. Oilseeds Production
Annual gro3t* rate of national inco(e 3as recorded lo3est during :
Ans. T*ird Plan
According to t*e Sarva S*i&s*a A!*i"an@ IndiaKs ever" c*ild 3ould !e a!le to go to
sc*ool !" :
Ans. C?>B
#an&s 'refer going. to Lo& Adalat !ecause :
Ans. No court fees@K no a''eal and co('ro(ise decree.
NIL is a!!reviation of :
Ans. National Insurance o('an" Ltd.
7*o decides t*e $uantu( of agricultural ,nance :
Ans. .istrict Tec*nical o((ittee.
T*e ter( Insider Trading refers to :
Ans. Sale and Purc*ase of s*ares !ased on classi,ed infor(ation availa!le to t*ose
connected 3it* co('an".
7*at is (eant !" Pari)Passu c*arge :
Ans. Pro)rata in t*e ratio of outstanding 3it*in t*e consortiu( a''roved li(its.
7*ic* ,nancial institutions converted into a #an& on ?>.>?.?A :
Ans. l.#I Ltd.
1ire 3all is used for :
Ans. 0ard3areGsoft3are to 'rotect t*e IT s"ste(G3e!site fro( unaut*ori%ed access.
T*e foreign !an& 3*ic* *as its o3n currenc" c*est in India :
Ans. Standard *artered
7*at is Internet :
Ans. Net3or& of Net3or&s
E2'and IN1INET :
Ans. Indian ,nancial Net3or&
.eferred 'a"(ent guarantee is a :
Ans. ,nancial guarantee
Net #loc& (eans :
Ans. 1i2ed Assets (inus de'reciation
T*e declared o!Eective of t*e >> t* Plan is :
Ans. 1aster and More InclusiveGro3t*
o((ittee on 1inancial Inclusion for RR#s // :
Ans. .r. RangaraEan.
SAR1AESI Act *as !een e2tended to loans advanced !" :
Ans. RR#s.
RR#s to acce't :
Ans. NRE G 1NR de'osits.
National 0ousing #an& 4N0#5 to launc* / for senior citi%ens :
Ans. Reverse (ortgage
/// @ to !e t*e sole identi,cation no. for all 'artici'ants in t*e securities (ar&et
3it* an al'*a)nu(eric 're,2 or suT2 to distinguis* a 'articular &ind of account :
Ans. PAN.
Li(it of 'er investor 'er "ear 3it* res'ect to a'ital Gains !onds issued !" N0AI
and RE under section BAE to continue :
Ans. Rs.B? la&*
Ris& 3eig*t on loans u' to Rs.> la&* against gold and silver orna(ents for all
categories of !an&s reduced to :
Ans. B?I
Ris& 3eig*t on residential *ousing loans to individuals for loans u' to Rs.L? la&*
*as !een reduced to I :
Ans. B?I
T*e re$uire(ent of Kno dueK certi,cate to !e dis'ensed 3it* for s(all loans u' to
Rs. // to S(all and Marginal 1ar(ers@ s*are)cro''ers and t*e li&e and instead@
o!tain self)declaration fro( t*e !orro3er :
Ans. >@??@???.
RR#s can no3 ta&e u' or'orate agenc" !usiness for distri!ution of insurance
'roducts@ including *ealt* and ani(al insurance on !asis :
Ans. 7it*out ris& 'artici'ation.
+nder SAR1AESI. secured creditor@ !efore ta&ing 'ossession of t*e c*arged
assets@ s*ould give notice of / da"s to t*e !orro3er or *is aut*ori%ed agent :
Ans. J?
1or getting ,nance under SRSR: sc*e(e@ t*e (a2. 'roEect cost for Individuals :
Ans. B????
A co('an" is inviting a''lication for ,2ed de'osits fro( general 'u!lic. T*e 1.Rs
so (ade !" it 3ill !e classi,ed under :
Ans. Lia!ilities
A !ill !eco(ing due for 'a"(ent 3it*in // s*all !e treated under current
lia!ilit" :
Ans. >C (ont*s.
E2'osure nor(s for di<erent industriesGindivldualsG grou's ,2ed !" t*e #an&sGR#I
are 'art of :
Ans. Ris& Manage(ent
. Pre)o'erative e2'enses are included in :
Ans. Intangi!le assets
Pre)'aid e2'enses)are classi,ed as :
Ans. urrent assets
Assets P Lia!ilities are as 'er :
Ans. .ual as'ect conce't
Nor(all"@ 1oreign Traveler c*e$ue K!u"ing rate is !etter t*an 1oreign currenc"
rates !ecause of :
Ans. 0olding cost
A !ill of +S. one lac under Letter of redit is due for 'a"(ent after one (ont*.
T*ere is a''reciation is ru'ee. T*e i('orter 3ill :
Ans. Gain
.ividend distri!ution ta2 is !eing 'aid !" :
Ans. o('an"
#S refers to :
Ans. entrali%ed #an&ing Solution
R#I *as no3 dis'ensed 3it* restrictive 'rovisions of service area a''roac* e2ce't
for :
Ans. Loans under Govt S'onsored Progra((es
In deceased de'osit accounts@ 3*ere no(ination *as !een e2ercised@ !an&s to
infor( no(inee 3it*in. / (ont*s in case of de'osit accounts Kand 7it*in (ont*s in
case of loc&er accounts :
Ans. J : L
.e!tors velocit" ratio of a co('an" is ver" lo3@ it does indicates :
Ans. .e!tors collection (anage(ent of t*e co('an" is good
At 3*at rate@ R#I 'rovides advance to #an&s against t*e Govt securities :
Ans. Re'o Rate
#est e2'lain t*e ter( -#LOK :
Ans. It is t"'e of (one" (ar&et instru(ent@ 3*ic* is used to !orro3 and lend funds
against securities
#ill for collection a''ears in t*e !alance s*eet on :
Ans. Lia!ilit" side
T*e 'ur'ose of Star Series Nu(!ered Notes is t*e :
Ans. To !e issued to general 'u!lic
Increases in RR causes :
Ans. .ecreases t*e lenda!le resources of t*e !an&s
A !orro3er *as !een sanctioned 3or&ing a'ital li(it of Rs. L lacs at (argin of
CBI. T*e a(ount of stoc& re$uired to avail t*e sanctioned li(it full" :
Ans. A.?? lacs
T*e di<erence !et3een Ter( loan and .eferred 'a"(ent guarantee is t*e :
Ans. Outla" of funds
Main advantage of *e$ue Truncation is t*e :
Ans. It decreases t*e cost of *andling of large 'a'er volu(e of s(all vote c*e$ues
T*e !asic Princi'al of 7 (anage(ent is :
Ans. Pro,ta!ilit" goes 3it* li$uidit"
A co('an" sells o< 'art of its assets and (a&e a se'arate co('an" i.e.@ unloc&
its value. After selling o< its assets it continues !usiness 3it* t*e re(aining assets.
T*is is called :
Ans. S'in o<
or'orate Governance co('rises of :
Ans. #oard of directors@ o('an" oTcials O s*are*olders
T*e Ratio is (ost a<ected !" decrease in current lia!ilities :
Ans. urrent Ratio
T*e Iage of ris& 3eig*t on cas* !alances 3it* R#I is :
Ans. ?I.
T*e Iage of ris& 3eig*t on entral Govt. Guaranteed advances is t*e :
Ans. ?I
As 'er R#I Act@ t*e Soor li(it is // and ceiling li(it of RR is//// :
Ans. Nil and C?I.
T*e (ini(u( 1loor li(it and (a2i(u( ceiling li(it for SLR is :
Ans. Nil and A?I
RR is tnaintained as a Iage of // and SLR (aintained as a Iage. of // :
Ans. N.TL : .TL .
+' to *o3 (uc* 'eriod@ 're)s*i'(ent credit card e2tended 3it*out t*e 'rior
a''roval of R#I :
Ans. LJ? da"s
In Red lause Letter of credit i('orter *as given 3*ic* t"'e of !an&ing facilit" for
t*e !ene,t of t*e e2'orter :
Ans. 1inance for 'urc*ase of ra3 (aterial
In res'ect of letter of credit !usiness@ t*e ter( -deferred creditK is used for :
Ans. a t"'e of su''lierKs credit .
co('lainant is not satis,ed 3it* t*e re'l" given@ 3it*in a 'eriod of/ fro( t*e date
of cause of action arise :
Ans. One "ear
T.S 3ill !e deducted if a(ount of rent e2ceeds Rs. // '.a. to single 'a"ee :
Ans. >.C? lacs
Ta2 deducted for de'osit accounts s*ould !e de'osited 3it*in :
Ans. 9 da"s of t*e follo3ing (ont*.
A c*e$ue *as !een issued !" .irector of t*e o('an" is received after t*e deat*
of t*e director. 7*et*er c*e$ue 3ill !e 'aid :
Ans. :es@ since c*e$ue *as !een issued in t*e re'resentative ca'acit"
Note 'rinting !" R#I results in :
Ans. InSation generall"
+S. is de'reciating as co('ared to 3orld currencies !ecause of :
Ans. urrent account de,cit
7*ic* !an& *as launc*ed EMI ard :
Ans. III #an&.
Maturit" 'roceeds of 1NR 4#5 de'osits can !e re(itted :
Ans. To t*e de'ositors and to t*ird 'arties outside India at t*e re$uest of t*e
de'ositors
7*ic* is a derivative instru(ent in t*e ,nancial (ar&et :
Ans. redit default s3a'
Multicit" c*e$ue is 'a"a!le at all /// !ranc*es :
Ans. ore !an&ing
In t*e case of a 3*ite la!el credit card t*e !rand of t*e issuer is :
Ans. Not (entioned
7*ic* one of t*e follo3ing is true in res'ect of issue of du'licate .s :
Ans. It can !e issued onl" in '*"sical for(
Process of inviting su!scri'tions to a 'u!lic issue is t*roug* a tendering 'rocess
3*ic* is &no3n as :
Ans. #oo& !uilding
#an&Ks direct invest(ent in s*ares@ converti!le !onds@ de!entures@ units of e$uit"
oriented (utual funds and all e2'osures to venture ca'ital s*ould not e2ceed/// I
of its net 3ort* :
Ans. C?
// ATM eli(inates t*e need for PIN entr" and aut*enticated custo(er
transactions !" t*u(! i('ressions :
Ans. #io(etric
Provisions (ade !" a !an& in e2cess of t*e regulator" 'rovisions is &no3n as//
'rovisions :
Ans. 1loating
Innovative 'er'etual de!t instru(ents are issued onl" 3it* // o'tions :
Ans. all
A co('an" incor'orated outside India can issue :
Ans. I.R
7*o *as for(ed t*e Rural redit #ureau :
Ans. III@ I#IL@ NA#AR.
7*ic* one of t*e follo3ing is not t*e strengt* of S0G :
Ans. Su'er 'ro,t orientation
7*ic* is t*e 3idel" acce'ted in t*e Mone" Mar&et O'erations :
Ans. Treasur" #ills
Ma2i(u( li(it under General redit ard is Rs./ >??I of t*e oulstandings are
treated as // agricultural advance :
Ans. Rs. CB@??? N Indirect
.ate of e2'ir" is not (entioned in t*e L. .ocu(ents are 'resented for
negotiation. In t*is case :
Ans. annot !e negotiated as t*e L is not valid.
As 'er recent R#I guidelines #ranc* level usto(er o((ittee s*ould also
include
/// as (e(!er :
Ans. A custo(er 3*o s*ould !e senior citi%en.
7or&ing grou' on 'rocedure and 'rocessing of Agricultural loans is *eaded !"/ :

Ans. .P. S3aran&ar
As 'er R#I directives@ t*e co('laints relating to cas* not dis'ensed at ATMs
alt*oug* de'osit account is de!ited etc. s*ould !e dis'osed of 3it*in a 'eriod of
/// :
Ans. L da"s.
7*ic* state is at t*e to' of a list of !est e)governed C? states :
Ans. Goa
Surrender value in t*e conte2t of Life insurance 'olic" (eans :
Ans. Mini(u( value t*at is given !" an insurance co('an" in t*e case of
foreclosure of t*e 'olic"
Star series notes (eans t*ose notes 3*ic* are 'laced in re'lace(ent of defective
notes issued in t*e deno(ination of :
Ans. Rs>?@ Rs C?@ Rs B?
7*en R#I sells t*e securities to !an&s and gets cas* fro( !an&s under LA1@ R#I
'a"s interest to !an&s at :
Ans. Reverse Re'o Rate
.ecision given !" t*e O(!uds(an *as to !e i('le(ented !" t*e !an& 3it*in :

Ans. > (ont* fro( t*e date of recei't of acce'tance fro( co('lainant
In t*e conte2t of collection of c*e$ues@ conversion (eans :
Ans. rediting t*e a(ount of t*e c*e$ue to t*e account of a 'erson 3*o is not
entitled to it.
As 'er Section >H4C5 of t*e #an&ing Regulation Act@ a !an&ing co('an" s*all not
*old s*ares in a co('an"@ eit*er as 'ledge or as o3ner of an a(ount e2ceeding / of
t*e 'aid u' ca'ital of t*e co('an" or /of its o3n 'aid u' ca'ital and reserves
3*ic*ever is less.
Ans. L?I@ L?I
////// is 'art of t*e larger e(ission trading 3*ic* is a (et*od 3or&ed out to
control 'ollution !" using econo(ic incentives :
Ans. ar!on Trading
According to Trans'arenc" International 4TI5 corru'tion inde2@ India *as ran&ed :

Ans. 9C
*as agreed to declare all its nuclear 'rogra((es and disa!le its (ain ato(ic
reactor !" t*e end of t*e "ear under +S su'ervision :
Ans. N. ;orea
1or !an& t*e (ain advantage of referring t*e (atter to Lo& Adalats is :
Ans. It is !ased on (utual consent *ence decision and its e2ecution is fast.
1or 3*ic* of t*e follo3ing Industries as* !udget s"ste( for assess(ent of MP#1
*as recentl" !een ado'ted !" t*e !an& :
Ans. Service@ Soft3are@ Sugar@ Tea.
Pro!ate is a docu(ent issue !" ourt of la3 and is t*eK nature of :
Ans. An oTcial con,r(ation of t*e 3ill of t*e deceased.
urrenc" O 1inance is a re'ort !eing 'u!lis*ed !" :
Ans. R#I
T3in sisters of #retton 7oods :
Ans. 7orld #an& and IM1.
7*ic*@t"'e of Letter of redits@ 're)s*i'(ent credit is o<ered :
Ans. Red)clause letter of credit
E2'lain t*e ter( KIsla(ic #an&ingK :
Ans. #an&ing 3it*out t*e factor li&e- Interest on (one" de'osited or lent-
In O(!uds(an Sc*e(e@ usto(er Service o((ittee Re'ort is to !e su!(itted
on // !asis :
Ans. Fuarterl"
T*e ris& associated 3it* *ig*er foreign e2c*ange reserves is :
Ans. E2c*ange rate (ove(ent ris&
7*at is t*e (a2i(u( discount t*at a co('an" can o<er to retail investors for
t*eir 'u!lic issuesV :
Ans. >?I
7*ic* countr" *as c*osen t*e face of its (ot*er*ood as t*e ,rst 3o(an to !e
featured in its !an&notesV :
Ans. Sout* ;orea
India ran&s as / in t*e list of largest car!on e(itters :
Ans. 1ourt*
7*o is t*e *ead of internal 3or&ing ga' set u' !" R#I to e2a(ine t*e
reco((endations of t*e Rad*a&ris*na E2'ort on Agricultural inde!tednessV :
Ans. Mr 8.S. .as@