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njhop yjp gHfs; jq; fSf; Fj;
Njitg;gLk; epyk;> kpd;rhuk;> jz;zPH>
%yjdf; fld; vd vijnay;yhk;
rYifapy; ngw KbANkh>
mijnay;yhk; rYifapy; ngWfpd;wdH;
Gjpa epWtdq;fshf ,Ue;jhy; KjyPl;L
khdpaKk; ngWfpd;wdH; Kd;Dhpik
ngw;w Vw;Wkjpj; Jiwahf ,Ue;jhy;
Vw;Wkjp khdpaKk; ngWfpd;wdH. ehL
'
'
Kjyhspfs; eyj;Jiw!
,t;thz;L [_iy-nrg;lk;ghpy; &.1400 Nfhbf;F ,d;/Nghrp]; epWtdj;jpd;
gq;Ffis thq;fpAs;sJ. ,jd;%yk; ,e;epWtdj;jpy; apd; gq;F KjyPL
4.45 Mf caHe;Js;sJ.
LIC LIC
%
z_ V 2014 5
thhpf; nfhLf;fpwJ. Mdhy;> njhopy;
mjpgHfSf;Fk; epWtdq;fSf;Fk;
,g;gbnay;yhk; fhl;lg;gLk;
rYifapYk;> ghptpYk; E}wpy; xU
gq; F$lj; njhop yhsHfSf; Ff;
fhl;lg;gLtjpy;iy. mtHfs; trk;
kpr;rnrhr;rk; ,Uf;Fk; chpikfisAk;
gwpf;f muNr Jiz NghFk; vd;why;>
njhopyhsH eyj; Jiwapd; ngaiu
Kjyhspfs; eyj; Jiw vd; W
khw; wp tp l; L gfp uq; fkhf mijr;
nra;al;Lk;! -jp ,e;Jjiya';fk;
fle;j 14.10.2014 md;W vy;.I.rp
epWtdj;jpd; jpU vk;.MH. FkhH
jpU nkz;buhl;lh
,UtUk; i`juhghjpw;F
tUif je;jNghJ> rq;fj;jpd; rhHgpy;
NjhoH Nf. NtZNfhghy; (Jizj;
jiytH)> tp .,uNk\; (nghJr;
nrayhsH)> f; nsnkz; l; jh];
(,izr; nrayhsH) Mfp NahH
re;jpj;jdH. mg;NghJ Cjpa caHT>
Xa;T+jpaj;jpw;fhd kPz;Lk; xU tha;g;G>
Mfpait Fwpj;J epHthfj;Jld;
NgrpdH.
10.5 Cjpa caHT
Kd;nkhoptpy; CopaHfspd; vjpHghHg;G
-fSf;Nfw;wthW Kd;Ndw;wk; tu
Ntz; Lk; vdg; nghWikAld;
fhj;jpUf;fpd;wdH. CopaHfs; jpUg;jp
milAk; tifapy; Cjpa caHT
Kd;nkhopTfs; mika Ntz;Lk; vd
typAWj;jg;gl;lJ. gphpkPa tUkhdk;
mbg; gilap y; Cjp a caHT
toq;fg;gl;Lj; jPHT fhz Ntz;Lk;
vdTk; ,J Fwp j; J NkYk;
Ngr;RthHj;ij elj;jpl mfpy ,e;jpa
,d;#ud;]; CopaH rq;fj;ij miof;f
Ntz;Lk; vdTk; Nfhhpf;if
tpLf;fg;gl;lJ. epHthfk; NkYk;
Kd; Ndw; wq; fSld; $ba Cjp a
caHtpw;F Kaw;rpfs; Nkw;nfhz;L
cs;sjhfTk;> ,J Fwpj;J kj;jpa
muir mZfTs; sjhfTk; gjp y;
njhptpj;Js;sJ.
:
,e;j gpur;idapy; tpiue;J
nray;gl;L jPHT fhz Ntz;Lk; vd
epHthfj;ij rq;fk; typAWj;jpa NghJ
mjw;fhd midj;J Kaw;rpfisAk;
kj;jpa murplk; Nkw;nfhz;Ls;sjhf
epHthfk; njhptpj;jJ.
fle;j epjpahz;by; nghUshjhu
ke;j epiyikiaAk; kPwp vy;.I.rp
tsHr; rpiag; gjpT nra; Js; sij
fzf;fpy; nfhs;s Ntz;Lk; vd
epHthfj;jplk; Rl;bf;fhl;b> CopaHfs;
MtNyhL vjpHghHj;J nfhz;Ls;s
cldbahfg; gl;Lthlh nra;ag;gl
Ntz;Lk; vd typAWj;jg;gl;lJ. ,J
Fwp j; J ep Hthfk; ghp rP yp j; J
tUtjhfTk;> ,Wjp KbntLf;f NkYk;
mtfhrk; Njitg; gLtjhfTk;
njhptpj;jJ.
ED
PERSONNEL CHIEF
PERSONNEL
( )
( )
%
PLLI
PLLI :
PLLI
Cjpa cah;t[ :
Xa;t{jpaj;jpw;fhd kPz;Lk; xU tha;g;g[
eph;thfj;Jld; re;jpg;g[ AIIEA
gQ;rhg; mz;L rpe;J tq;fpapd; 7.06 (3.04 Nfhb) gq;Ffis &.180 Nfhbf;F
thq;fpAs;sJ. ,jd;%yk; ,t;tq;fpapy; itj;Js;s gq;Ffspd; msT 10.493
Mf caHe;Js;sJ.
% LIC
LIC %
z_
6 V 2014
z_SMS
81 481 82 385
24/3
>Vz] -
V D m ^kVD...
' ; || vd; w
jiyg;gpy; ,j;njhFjpapy; mk;Ngj;fH
vOjpAs;sjd; rhuj;ij ghHg;Nghk;.
Fwpj;j tif khw;wPL gw;wp> Fwpj;j
tif khw;wPl;Lr; rl;lk; 1887y;
Fwpg; gplg; gl; Ls; sJ. 1877y; ,aw; wg; gl; l
rl;lk; chpikapay; ePjpkd;wq;fspy;
ngwf;$ba Fwpj;j tif khw;wPL
gw; wpa rl; lj; ij
tiuaiw nra;tijAk;> jpUj;jq;fs;
nra;tijAk; Nehf;fkhff;
nfhz;bUf;fpwJ. ,r;rl;lk; 3
tif gphpTfisf; nfhz;lJ.
Fwpj;j tif khw;wPL vd;gJ
rl;lj;jhy; mq;fPfhpf;fg;gl;l xU
jPHTf;fhd topahFk;. xU
jdp kdp jdp d; chp ikfs;
gwpf;fg;gLk;NghJ rl;lj;jhy;
mtDf;F toq;fg; -
gl;bUf;Fk; ntt;NtW
tif jPHT Kiwfis
,r;rl;lk; tpsf;FfpwJ.
chpik cz;ikahdjhf
,Uf;f Ntz;Lkhdhy; mjw;Fj;
jPHT topAk; ,Uf;f Ntz;Lk;. jPHT
topapy;yhj chpik> mJ
gwpf;fg;gLk;NghJ ghJfhg;igf;
nfhLf;f Kbahky; Ngha;tpLfpwJ.
e\;l <L gz hPjpahf Fiwghl;ilr;
rhp nra;tjhf ,Uf;fyhk;. nfhLj;j
cj;juthjq;fis rhpahf
epiwNtw;wplr; nra;tjhf ,Uf;fyhk;.
,r;rl;lk; %yk; e\;l <l;Lg; ghpfhuk;
nra;ag;gLfpwJ. nrhj;J> xg;ge;jq;fs;
gw;wp ,r;rl;lj;jpy; tpthjpf;fg;gLfpwJ.
nrhj;J tpw;gid> xj;jp itj;jy;>
thlif> mlF> $l; lhz; ik
mikg;gpd; nrhj;Jf;fs; ghpkhw;wk;
gw;wpAk; ,r;rl;lk; $WfpwJ. mirAk;
kw;Wk; mirah nrhj;Jf;fspd; Nky;
cs;s cilikia kPl;L vLj;jy;
gw;wp $wg;gLfpwJ.
cilik kPJ chpik -
As;s egH mij ,of;f
Nehp Lk; NghJ mij
vg;gb kPl;gJ vd;Wk;>
gj; jpug; gjpTfs;
gw;wpAk;> nrhj;jpy;
cs;s tpy;yq;fq;fisr;
rhp nra;a Ntz;ba
nghWg; G tp w; gtUf; F
cs;sJ gw;wpAk;> thlif
jhuUf;F mtH
FbapUf;Fk; tPl;bd;
kP Js; s chp ikfs; >
nghWg; Gfs; gw; wpAk;
,r;rl;lk; Fwpg;gpLfpwJ.
xg;ge;jq;fspd; gy tiffs; gw;wp
,r;rl;lj;jpy; ,lk; ngw;Ws;sJ.
rl;lhPjpahf epiwNtw;w Kbahj
xg;ge;jq;fspy; $l rpyH <LgLtH.
Fwpj; jtif khw; wPL rl; lk
(Compensation)
V. B>V
z_ V 2014 7
,tw;iw ePjpkd;wq;fshy; mkyhf;f
,ayhJ. vdNt epiwNtw;w ,ayhj
xg;ge;jq;fSf;F rl;l hPjpahf e\;l <L
ngw KbahJ. rl;lhPjpahf epiwNtw;w
Kbahjjhf 8 tif xg;ge;jq;fs;
cs;sd.
3 tUlj;jpw;Fk; Nkyhf
njhlH flik nra; a
Ntz;bajhff; $wg; -
gLgit> mjpfhuj;ij kPwp
nra;Ak; xg;ge;jk;> fhyf;
nfL ,y;yhj xg;ge;jk;
Nghd;wit ,jpy; rpy MFk;.
xg;ge;jk; nra;J nfhs;Sk;
Neuj;jpy; ,U jug;Gf;F ,ilNaAk;
gu];gukhf epiwNtw;wf; $ba
thf; FWjp fNsh kW gad; fNsh
,Uj;jy; mtrpakhFk;. gu];gu jPHtop
,Ue;jhy; kl;LNk ePjp kd;wj;jhy;
,t; tif tof; Ffsp y; jiyap l
KbAk;. ,r;rl;lk; xU nrhj;ij
tpw;gtH> thq;FgtH mNj Nghy; xU
xg;ge;jj;jpy; ,U jug;Gf;Fk; cs;s
flik> chpikfs; gw;wp ,r;rl;lk;
tphpthff; $WfpwJ.
nrhj;ij tpw;gjw;fhd
xg;ge;jk; nra;ag;gl;lhYk;>
me;j xg;ge;jg; gb KOj;
njhifAk; fpilf;Fk; tiu
me; jr; nrhj; ijg;
ghJfhf;Fk; nghWg;G
tpw;gtUf;F cz;L vd;W
,r;rl;lk; typAWj;JfpwJ.
taJf;F tuhj xUtUf;F fhg;ghsuhf
,Uf;Fk; xU egH> mr;nrhj;J kPJ
chp ik nfhz; lhb xg; ge; jk;
nra; af; $lhJ vd; Wk; ,r; rl; lk;
$Wfpd;wJ.
FO eyf;fhg;gPl;Lj; jpl;lq;fspy; t#ypf;fg;gLk; gphpkpaj;ijtpl> toq;fg;gLk;
,og;gPLfspd; msT mjpfkhf cs;sJ. ,J jdpahf eyf;fhg;gPL vLg;gtHfsplk;
t#ypf;fg;gLtjhf Fw;wk; rhl;bAs;sJ. IRDA
z_
8 V 2014
GTIS1997 FOf;fhg;gPl;Lj; jpl;lj;jpy;
,Jtiu ,izahj CopaHfSf;F
xU tha;g;G jw;NghJ epHthfj;jhy;
toq;fg;gl Ntz;Lk; vd;w mfpy
,e;jpa ,d;#ud;]; CopaH rq;fj;jpd;
Nfhhpf;ifapid Vw;W kj;jpa
mYtyfk; 13.10.2014 md;W Rw;wwpf;if
mDg;gpAs;sJ. ,jpy; ,iztjw;F
tpUg;gf; fbjk; nfhLf;f filrp ehs;
15.11.2014 MFk; . ,Jtiu
,j;jpl;lj;jpy; ,izahj NjhoHfs;
,e;j tha;g;gpid gad;gLj;jpf; nfhs;s
Ntz;LfpNwhk;.
GTIS

67 rl;l Kd;tbTfs; epYit -

ap yp Ue; jhYk; > ghuhSkd; wj; jp d;
FspHfhyf; $l;lj;njhlhpy; fhg;gPl;Lr;
rl;lq;fs; jpUj;jr;rl;l Kd;tbit
( kl; LkhtJ! ) vg; gbahtJ
ep iwNtw; wp tp l Nkhb muR
Kaw;rpf;fpwJ.
,yq;ifapy; nghJf; fhg;gPl;L
tzp fk; nra; aj; jp l; lkp l; Ls; s
Aidl;ll; ,e;jpah epWtdk; ,e;epjp -
ahz; bd; ,Wjp f; Fs; fp is
mYtfj;ijNah> Jiz
epWtdj;ijNah Jtf;fTs;sJ.
Mjpj;a gpHyh epjpr; Nritfs;
FOkk;> njd; Mg;gphpf;fhitr; NrHe;j
vk;vk;I N`hy;bq;]; epWtdj;Jld;
,ize;J eyf;fhg;gPl;L epWtdj;ijj;
Jtf;f xg;ge;jk; nra;Js;sJ.
,e;jpahtpy; ,Jtiu ,y;yhj
mstp w; F gp sp g; fhHl; ep Wtdk;
,izak; topahf> xNu ehspy; 600
Nfhb &gha; mstpw;F tHj;jfk;
nra;Js;sJ. ,J ,e;jpa tzpfHfspd;
kj;jpapy; mjpHr;rpia Vw;gLj;jpAs;sJ.
,e; jp ahitg; nghWj; jtiuap y;
cw;gj;jpapy; Jtq;fp EfHNthH
tiu xU gpd;dg;gl;l rq;fpyp
,izg;G tzpfNk cs;sJ.
,J Nfhbf; fzf; fhNdhUf; F
NeubahfTk;> kiwKf -
khfTk; Ntiy tha;g;ig
toq;fp tUfpwJ. ,e;j
,izg;Gj; Jz;bf;fg;gl;lhy;
xl; Lnkhj; j yhgKk;
EfHNthhplkpUe;J Neubahf ,iza
js tpw; gidia Nkw; nfhs; Sk;
fhHg; nghNul; ep Wtdq; fisr;
nrd;wilAk;. ,jpy; Nfhbf;fzf;fpy;
gd;dhl;L epWtdq;fs; yhgk; milAk;.
rpy;yiu tHj;jfj;jpy; me;epaHfis
mDkjpf;f khl;Nlhk; vd gh[f jdJ
NjHjy; mwpf;ifapy; $wpaJ. Mdhy;
jw;NghJ ,izajs tpw;gid Fwpj;Jg;
Ngrpa mikr;rH epHkyh rPj;jhuhkd;>
,izajs tHj;jfj;ij xOq;F -
gLj;JtJ Fwpj;J muR
MNyhrpf; Fk; vd; W
njhptpj;jpUg;gJ> gd;dhl;L
epWtdq;fSf;F nfhy;iyg;
Gw topiaj; jpwe;J tpl;lJ
Ng h y; Njh d; Wfp wJ.
,iza js tpw;gidf; -
fhuHfs; kj; jpa> khepy
muRfSf;fhd tpw;gid thpia
Kiwahf nrYj;Jtjpy;iy vd;fpw
Fw;wr;rhl;Lk; jw;NghJ ntsptuj;
Jtq;fpAs;sJ. ,izajs
tpw;gidia muR Cf;Ftpj;jhy;
eLj;ju kw;Wk; rpW tzpfHfspd;
vjpHfhyk; mNjhfjpjhd;!
,izajsk; _yk; tpw;gid rpy;yiu tzpfh;fspd; vjph;fhyk;?
,lkpUe;J tyk;:
NkypUe;J fPo;:
tykpUe;J ,lk;:
fPopUe;J Nky;:
1) jPf;fjpH 10) Vfp 12) Jk; 13) ghjhsk; 19) Gy;yl;uapy; 22) Klk;
24) fr;rp 26) jpUthrfk; 1) jPHg;ghak; 2) fid 3) jpahdk; 4) uj;J
5) trk;G 9) rjh 14) kO 15) kapyk; 16) njhopy; 17) xl;lfk; 20) fhe;jp 23) jhth
25) rpif 5) tuyhW 6) ahid 8) rj;JzT 9) rg; 16) njhOif
17) xapyhl;lk; 18) tpop 21) Nahfh 27) Ntq;if 7) Jyh 10) VT
11) fpzW 19) Gl; 22) Ky;yh 27) Ntl;b
D \V> zm Vl[BVs^
tl;lkpl;l vOj;Jf;fisr; NrHj;jhy; : kV kD, >V_
jpiug;gl xspg;gjpthsH jpU. mNrhf;FkhH ebfH jpU. v];.v];.,uhN[e;jpud;
MfpNahuJ kiwtpw;Fk; ekJ mQ;rypiaj; njuptpj;Jf; nfhs;fpNwhk;.
o
eyf;fhg;gPl;by; Vw;gLk; xl;Lnkhj;j ,og;Gf;fhd gphpkpa caHT> Nguk; Ngr Kbahj
epiyapy; cs;sjhy; jdp egH eyf;fhg;gPl;Lg; ghyprpfspd; gphpkpaj;jpy;
caHj;jg;gLtjhf $wpAs;sJ. IRDA
z_ V 2014 9
md;Gs;s NaRjh];> mzpAk;
Milap dhy; kw; wtHfSf; Fj;
njhy;iy juf; $lhJ vd;W nrhy;ypap
-Uf; fpwP Hfs; . kiwj; Nj itj; Jf;
nfhs;fpNwhk; NaRjh];> ftiyg; -
glhjPHfs;. ,e;jg; ghtg;gl;l ngz;fs;
jp irkhwp g; Nghfp whHfNs vd; W
JaUwhjPHfs;. cq;fs; Fuy; vq;fs;
je;ijkhHfspd; Fuy;Nghy;> vq;fs;
mz; zd; khHfsp d; Fuy; Nghy;
,jaj;Jf;F ntF mZf;fkhfNt
,Uf;fpwJ. mjdhy; cq;fs; Fuypy;
xyp f; Fk; Jauj; ij vq; fshy;
Gwf;fzpf;f KbahJ. fle;Jk; Nghf
KbahJ. mg;gbnay;yhk; Nghff;
$batHfsh ehq;fs;?
2004 Mf];l;. A.v];. Xg;gd;
nld; dp]; Nghl; bapy; ehd; fhtJ
Rw;Wf;Fs; nrd;w Kjy; ,e;jpag; ngz;
vd;W nld;dp]; cyfk; rhdpah
kpH]hitf; nfhz; lhb kfpo; e; J
nfhz; bUe; jJ. mg; NghJ me; jg;
ngz;Zf;F taJ ntWk;
gjpndl;Ljhd;. nld;dp]py; ,e;jpahtpd;
ngaiu cyf mstpy; cauitg;ghs;
vd; W ntspehl; Lg; gj; jphpiffs;
MUlk; $wp f; nfhz; bUe; jNghJ>
vq;fs; je;ijkhHfshfpa ePq;fs;
,e; jp ahtp y; vd; d nrhy; yp f;
nfhz;bUe;jPHfs; njhpAkh?
rhdpah kpH]h MW ,Q;r; Fl;ilg;
ghthil Nghl;Lf;nfhz;L nld;dp];
tpisahLfpwhs;. me;jf; Fl;ilg;
ghthilAlNd gj;jphpifahsHfisr;
re;jpf;fpwhs;. XH ,];yhkpag; ngz;>
NgUf;Ff;$lj; jiyapy; xU Jzpiag;
NghLtjpy; iy vd; W nrhy; ypf;
nfhz; bUe; jP Hfs; . A.v]; . Xg; gd;
nld; dp ]p y; ehd; fhk; Rw; wp y;
Eioe;jjw;fhd ghprhf> /gj;thit
thq;fpf;nfhz;L tpopj;J epd;whs;
me;jg; ngz;. mts; ngw;w ntw;wpapd;
gutrk; mtSila Fl; ilg;
ghthilf; Fs; Gije; JNghd
cz; ikia ehq; fs; vt; tsT
rhkHj;jpakhf kiwj;Jf;nfhz;Nlhk;?
ek; jiyefuk; nly;ypapy; xU
kUj; Jt khztp > MW NgH
(Mz; fNsjhd; rhH!) nfhz;l Fk;gyhy;
ghypay; ty;YwTf;F Mshf;fg; gl;L>
kpff; nfhLikahd tijfisAk;
Ngr;RfisAk; re;jpj;j gpd; kuzj;ijj;
jOtpdhs;. capH tijia mts; vjpH
nfhz;L> Jbj;Jf;nfhz;bUe;jNghJ
vq;fs; rNfhjuHkhHfshfpa ePq;fs;
vd;d nrhy;ypf; nfhz;bUe;jPHfs;
njhpAkh? es;sputpy; miuFiw
MilAld; Mz; ez;gUld; me;jg;
ngz; Vd; jdpahfr; nrd;whs;?
mtSf; Ff; fp ilj; j ,e; jj;
jz;lidf;F KOf;f KOf;f me;jg;
ngz;zpd; miuFiw Mil
kl; Lk; jhd; fhuzk; vd; W
nrhy;ypf;nfhz;bUe;jPHfs;.
ntl;fNkapy;yhky; cs;kdrpy; xU
Nfs;tp te;jJ: mg;gbnad;why;>
jpnusgjpia vjw;Fj; JfpYhpj;jhHfs;?
mts; epr;rak; ,d;iwa etPdg;
ngz;izg; Nghy ehfhpf cil
mzpe;jpUf;f khl;lhs;. ,e;jpag;
'
'

miuFiwMiljhd; fhuzkh?
[A^ B>V, cz >D!
rpfpr;irr; nryTfs; mjpfhpj;J tUk; #oypy; eyf;fhg;gPl;Lg; gphpkpak; jpBnud;W
caHtijj; jLf;f> Nrkpg;Gld; ,ize;j eyf;fhg;gPl;Lj; jpl;lq;fis
mwpKfg;gLj;JkhW Nfl;Lf;nfhz;Ls;sJ. IRDA
z_
10 V 2014
gz;ghl;bd; mj;jid $WfisAk;
xUq;Nf ngw;wtshfNt ,Ue;jpUg;ghs;.
mz; zd; > jk; gpfs; #jhl; lj; jpy;
mtisg; gfilahf cUl;bdhHfNs
Vd;?
gpur; rpid vd; why; Milia
chp g; gJk; > Miliaf; fhuzk;
fhl;LtJk; cq;fSf;F ,uz;lhapuk;
Mz;L fhy tof;fk; vd;gijg;
Ghpe;Jnfhz;l ehq;fs;> vg;NghjhtJ
cq;fSf;Fj; njhy;iy je;jpUf; -
fpNwhkh? %d;W taJg; ngz; Foe;ij
gyhj;fhuk; nra;ag;gl;lhYk;> jtW
vq;fs; gf;fk;jhd; ,Uf;Fk; vd;W
ehq; fs; gofp itj; jpUf; fpNwhk; .
vy;yhj; jtWfSf;Fk; jiy tzq;fp
Mnkd;jhNd nrhy;ypapUf;fpNwhk;?
vsp ikiaAk; md; igAk;
ngz;fspd; caHe;j Fzq;fshff;
nfhz;l ,e;jpa fyhr; rhuj;Jf;F
[Pd;]; Nghd;w cilfs; vjpuhdJ
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