Monthly Spending Plan Worksheet

EXPENSES

Monthly Expenses Amounts Expenses Continued Amounts

Mortgage/Rent $ Clothes $
2nd mortgage, equity loans $ Beauty/barber shop $
Home maintenance/lawn/security $ Personal – tobacco, alcohol, etc. $
Car payments $ Recreation – sports, concerts $
Gasoline, oil changes $ Entertainment – DVD/CD/games, books, arts, $
Parking, tolls, repairs $ toys and hobbies
Electricity $ Clubs or memberships $
Water/garbage/sewer $ Gifts, donations $
Natural gas $ Pets, allowance, miscellaneous $
Phones – both home and cell $ Other $
Cable/Satellite $ TOTAL EXPENSES FROM BOTH COLUMNS $
Internet/DSL $
Groceries/household/toiletries $
Food – eating out $ INCOME
Insurance – medical, life $ Monthly Net
Medical co-pays and prescriptions $ Your monthly take-home pay $
Child support/alimony $ Spouse/other monthly income $
Child care/elder care $ Other monthly income $
Savings/financial goals $ TOTAL NET INCOME $
Credit/debit payments $
Education $ Total Net Income $
Contributions (religious, charity) $ Less Total Expenses $
Laundry/dry cleaning $ BALANCE $