1.Mobile banking is a new emerging sector of mobile financial
services by utilizing mobile telecommunication technologies 2.Mobile banking has gained popularity since year 2000 all over the world with customers willing to pay additional for the use of mobile banking services 3.The number of mobile phone users has increased tremendously to an all time high penetration 4. Mobile banking is a system that allows customers of a financial institution to conduct a number of financial transactions through a mobile device such as a mobile phone or personal digital assistant 5. The mobile banking service is benefitted to the customers and thebanks. The customers benefits are the funds or the banking transactions can be done without visiting the bank