UTI

Systematic
Investment
Plan
An early & regular investment today,
leads to prosperous tomorrow

Human Life Cycle

Phase II
Phase I
Education

22 yrs

St
Stage
II
Childs Marriage

60 y
yrs

Phase III
Retirement

Childs Education

Housing

Child birth
Marriage

Earning Age
22 yrs

38 yrs

10 -15 yrs

Earning Year : Most Challenging Phase

Meet the current
rec rring expenses
recurring
e penses Build Capital Assets Make Provisions for
Rent, Electricity,
T l h
Telephoneetc
t

House

Retirement

Childs Education /
Marriage

Car etc

Illness, Accident,
etc
etc..

Annual Holiday Tour

To turn your dreams in to reality you need to save

and invest

Are you ready for challenge?

Though, it is critical, most of us dont plan for the future.

I will start next Month

Lack of
Awareness

No
Planning
for
financial
goals
Hassle
of keeping
track

Hassle of keeping track

I dont have money

to save
Lack of Awareness

Concern

No
Money

No planning
l
for
f financial
f
l
goals

Concern returns are

hardly worth the effort

Is there any solution to over come this

problem?
bl ?

Smart way to Invest

Simple way to get Rich !!
Rs1000 invested every month for 30 years
2500000
2260488

Returns

2000000
1500000

1326833

8% p.a
10% p.a

1000000

951026

759369
589020

414470

500000
0

1490359

204845
77437
73477
5 years

346038
182946

10 years 15 years 20 years 25 years 30 years

Number Of Years

Power Of Compounding
p
g

Formula to get Rich!!

St t E
Start
Early
l

I
Invest
tR
Regularly
g l l

Wealth
C
Creation
ti

Time value of Money

Increase in fixed monthly expense over a period of time
90,000
,

80 000
80,000

Mo
onthly Expe
ense

80,000
70,000

62,000

60,000
49,000

50,000
40,000

Fixed Monthly Expense

38,000
30,000

30,000
20,000
10,000
0
Today

5 yrs

10 yrs

15 yrs

Number of year

20 yrs

Time value of Money

While the value of your saving erodes over a period of time, thanks to Inflation
35,000
30,000

Num
mber of yearrs

30,000
24,000

25,000
,

18,000

20,000

Saving

14,000

15,000

11,000

10,000
5,000
0
Today

5 yrs

10 yrs
Savings

15 yrs

20 yrs

Time value of Money

Fixed Monthly Ex
xp / Savings
s

Fixed Monthly Expense & Saving Mismatch

90,000
90
000
80,000
70,000
60,000
50,000
40,000
30,000
20,000
,
10,000
0

80 000
80,000
62,000

Fixed Monthly
E
Expense

49,000
,
38,000

Saving

30,000
30,000
24 000
24,000

Today

5 yrs

18,000

10 yrs

14,000

15 yrs

11,000

20 yrs

Number of years

Investors need to save regularly in to assets that can beat inflation to meet
g
their financial goal..

Sensex returns from 1979 to 2008

SENSEX Returns from 1979 to 2008
25000
20287
20000

15000

13942

SENSEX
9647
9398

10000

5000

1909
442
228 253
779
527
2615
524
666
272
119 148 236
1048

3110

3055

3262

6603
5839
3377

19

7
19 9
8
19 0
8
19 1
8
19 2
8
19 3
8
19 4
8
19 5
8
19 6
8
19 7
8
19 8
8
19 9
9
19 0
9
19 1
9
19 2
9
19 3
9
19 4
9
19 5
9
19 6
9
19 7
9
19 8
9
20 9
0
20 0
0
20 1
0
20 2
0
20 3
0
20 4
0
20 5
0
20 6
0
20 7
08

3363 3930 3085

5006
3972
3659

Investors are willing to buy equities

at higher prices!
In 2002 when Sensex was at 3200 levels, inflows into
equity MF were Rs4517cr
In 2007 when Sensex was in the range 15-20000, inflows
into equity MF was Rs1,07,189cr
Rs1 07 189cr

Thank You

REGISTERED OFFICE: UTI Tower, 'Gn' Block, Bandra Kurla Complex, Bandra (E), Mumbai 400051. Phone: 022 - 66786666.
Direct applications for open ended schemes: With effect from January 4, 2008, no entry load shall be charged for direct
applications received by the Asset Management Company i.e. applications received through internet, submitted to AMC
or Collection Centre / Investor Service Centre that are not routed through any distributor / agent / broker (including
applications for additional purchases received directly from an investor under the same folio and switch
switch-in
in to a scheme
from other schemes, if such a transaction is done directly by the investor). STATUTORY DETAILS: UTI Mutual Fund has
been set up as a trust under the Indian Trusts Act, 1882. Sponsors: State Bank of India, Punjab National Bank, Bank of
Baroda and Life Insurance Corporation of India (liability of sponsors limited to Rs.10,000/-). Trustee: UTI Trustee Co.(P)
Ltd. (Incorporated under the Companies Act, 1956). Investment Manager: UTI Asset Management Co.Ltd. (Incorporated
under the Companies Act, 1956). Risk Factors: All investments in mutual funds and securities are subject to market risks
and the NAV of the funds may go up or down depending upon the factors and forces affecting the securities markets.
There can be no assurance that the scheme objectives will be achieved.
achieved Past performance of the Sponsors/Mutual
Fund/ Scheme(s)/AMC is not necessarily indicative of future results. The mutual fund does not guarantee or assure any
dividend under the schemes and the same is subject to availability of distributable surplus. Realization of all the
assurances and promises made, if any, are subject to the laws of the land as they exist at any relevant point of time.
The scheme is subject to risks relating to Credit, Interest Rates, Liquidity, Securities Lending, and Investment in
Overseas Markets, Trading in debt and equity derivatives (the specific risk could be Credit, Market, Illiquidity,
Reinvestment risk, Judgmental error, Interest rate swaps and Forward rate agreements). Please contact the nearest UTI
Fi
Financial
i lC
Center,
t
Chi
Chieff R
Representative
t ti or AMFI certified
tifi d A
Agentt ffor a copy off th
the K
Key IInformation
f
ti M
Memorandum
d
cum
Application Form and Offer Document. Please read theoffer document carefully before investing.
UTI Asset Management Company Ltd is proposing, subject to market conditions and other considerations, a public issue
of its equity shares and has filed a Draft Red Herring Prospectus with SEBI. The Draft Red Herring Prospectus is available
on the website of SEBI at www.sebi.gov.in and the respective websites of the BRLMs at www.jmfinancial.in,
www.citibank.co.in, www.enam.com, www.gs.com/country_pages/india, www.ibb.ubs.com/Corporates/indianipo,
www icicisecurities com www
www.icicisecurities.com,
www.sbicaps.com
sbicaps com and www
www.india.clsa.com.
india clsa com Potential investors should refer to the DRHP for
Risk Factors and other information. This advertisement is restricted and not for publication or distribution in or into the
United States. This advertisement is not for offer or sale in or into the United States of any equity shares or any other
security of the company. The securities of the company have not been and will not be registered under the US
Securities Act of 1933, as amended from time to time and may not be sold in the United States absent registration
under US securities laws or an exemption from such registration. There will be no public offering of any equity shares or
any other security of the company in the United States.