S T U DY O F T H E FAC T O R S

A F F E C T I N G T H E O P E RAT I O N A L
E F F I C I E N CY A N D R O L E O F
AG R I C U LT U RA L A N D R U RA L
D E V E LO P M E N T B A N K S I N P U N JA B

PROJECT WORK FOR THE COURSE OF MS-100

BY: AMRINDER SINGH 126192495 MP

Under the Supervision of

_________________________________________

SCHOOL OF MANAGEMENT STUDIES

THE INDIRA GANDHI NATIONAL
OPEN UNIVERSITY (IGNOU)
NEW DELHI

CERTIFICATE
This is to certify that the thesis, " Study of the
factors

affecting

the

operational

efficiency

and

Performance of Agricultural and Rural Development

Banks in Punjab" is a bona fide record of
work

done

by

Sh.

Amrinder

Singh

research

under

my

supervision and guidance. The thesis is worth

submitting for the course work MS-100.