Vocabulary Words

UNIT 5

Afford
Have enough
money to pay

Bargain

a thing bought or
offered for sale
more cheaply
than is usual or
expected

Cash
Money

Change
Money given back
after a payment

Discount

A reduction from the

usual cost of
something

Receipt
mark (a bill) as paid.
"the receipted hotel bill"

Refund
To give back,
especially
money or gifts

Sale
the exchange of a
commodity for
money; the action of
selling something

Value for money

The worth of a thing or a service

Waste
To spend
money

Bank charges = fees

Make a payment to (the bank)
in return for services

Bill
An amount of money owed for
goods supplied or services
rendered, set out in a printed or
written statement of charges.

Cashpoint / ATM

a machine that automatically

provides cash and performs
other banking services

Credit/debit

Credit : Money the

bank LENDS you

Debit: Money
you own

Get into debt

a situation in which
you owe money to
other people

Interest
money paid regularly at
a particular rate for the
use of money lent, or
for delaying the
repayment of a debt

Lend money/ give somebody a

loan

to give (money) on the condition that it is returned

Saving accounts

Putting money or saving

money in a bank

Withdraw money
Take out money
from an ATM

song
Lyrics

Modal verbs (Present)

Have to

HAVE TO: we use it to talk about

obligatory things

DONT HAVE TO: we use it to talk about

things that are not obligatory or
necessary

Must

MUST: we use it to talk about rules,

regulations, obligations.

MUSTNT: we use it to talk about

prohibitions

Need to
NEED TO: we use it to talk things which are obligatory
or necessary
I need to talk to someone about my problems on the
phone

DONT NEED TO: we use it to talk about things which are

not obligatory or necessary
They dont need to take a tour around the school
NEEDENT: we do not use TO before the infinitive
You needn't listen to him= You don't need to listen to him

Can/Should/Ought to
CANT: we use it to refuse permission
SHOULD, SHOULDNT, OUGHT TO,
HAD(D)BETTER:
give and ask for advice and recommendations
HAD BETTER:
when we think its a good idea and we should
do that something

Modal verbs (past)

Modal verbs (past)

HAD TO:
talk about things which were obligatory or necessary

DIDNT HAVE TO:

To talk about things which were not obligatory or necessary

NEEDED TO:
Things which were not obligatory or necessary

DIDNT NEED TO:

Things which were not obligatory so we didn't do them

NEEDNT HAVE + PAST PARTICIPLE:

things that were not obligatory but we did them

Modal verbs (past)

WASNT/WERENT ALLOWED TO:

To talk about past prohibitions

COUDLNT:
Things that were prohibited or not possible

SHOULD, OUGHT TO HAVE, SHOULDNT

HAVE + PAST PARTICIPLE
To criticize past actions or to say that they
were a mistake

 must

have + past participle

You: Where was Julie last night?

David: She must have forgotten about our date.
might

/ might not have + past participle

She might have worked late.

could

/ couldn't have + past participle

She could have taken the wrong bus.

may

/ may not have + past participle

She may have felt ill.

can't have + past participle

She can't have stayed at home.

Speculation and deduction

present

MUST:
90% certain something is true
MAY, MIGHT, COULD, MAY NOT, MIGHTNT:
50% possibility something is true or not
CANT:
90% certain something is not true

Speculation and deduction past

MUST HAVE + PAST PARTICIPLE:

90% sure something was true
MAY HAVE, MIGHT HAVE, COULD HAVE,
MAY NOT HAVE, MIGHTNT HAVE + PAST
PARTICIPLE:
50%possibility something was true or not
CANT HAVE + PAST PARTICIPLE:
90% sure something was not true

http://www.englishpage.com/modals/sho
uld.html