Bank of

America Cash
Rewards Card

0% for first 12
months, then
12.99% to
22.99% based
on future

none

Late Paymentup to $38

Chase
Sapphire
Preferred

15.99%

0$ for first
year, $95
anually
afterwards.

Late
Payment$15-$35

$5 or
3% of

Sears Credit
Card

25.24%

none

Late
payment
up to $35

Target
REDcard

22.90%

none

Late
paymentup to $35

$5 or
5% of
transac
tion
$5 or
5% of
transac
tion

$10 or
3% of
each

none

none

2% cash back for first

$1,500 spent

none

none

40000 bonus points for

spending $4000 in first 3
months

none

none

Advanced notice of
Sears sales

none

none

5% off purchases at
target

transacti

transacti
o