PPF Balance before Financial Year

No.

Month

Money
Deposited

1
2
3
4
5
6
7
8
9
10
11
12

Apr
May
June
July
Aug
Sept
Oct
Nov
Dec
Jan
Feb
Mar

60,000
30,000
30,000
30,000
0
0
0
0
0
0
0
0

Deposited
On
Before
Before
Before
Before
Before
Before
Before
Before
Before
Before
Before
Before

5th
5th
5th
5th
5th
5th
5th
5th
5th
5th
5th
5th

Total Interest for year

PPF Balance at the end of year

Lowest Balance
(from 5th to end of
month)

647,902
677,902
707,902
737,902
737,902
737,902
737,902
737,902
737,902
737,902
737,902
737,902

587902
Interest
Rate

Monthly
Interest

8.70%
8.70%
8.70%
8.70%
8.70%
8.70%
8.70%
8.70%
8.70%
8.70%
8.70%
8.70%

4697
4915
5132
5350
5350
5350
5350
5350
5350
5350
5350
5350

62892
800794

PPF Calculator

PPF interest is calculated monthly

on the lowest balance between the
end of the 5th day and last day of
month, however the total interest
in the year is added back to PPF
only at the year end

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