The Tri-County’s Premier Publication For the Young and Active After 50

Serving Berkeley, Dorchester

and Charleston Counties

Volume 8, No 13 www.lowcountrysun.sc January, 2010

better than par,

at 70!
One of the nice things about the Senior
Tour is that we can take a cart and cooler.
If your game is not going well, you can
always have a picnic. - Lee Travino
By Mark Gallagher
“I’ve been hit by lightning and been in the
Marine Corps for four years. I’ve traveled the
world and been about everywhere you can imag-
ine. There’s not anything I’m scared of except
my wife.”
Lee Trevino is 70. And three wives, six chil-
dren and a brood of grandchildren later, he’s still
hitting it right. Which was inherently his aim, to
address the world and the game of golf a tad left
of center to find the fairway nearly every time.
It worked for him and it was refreshingly enter-
taining for us. Golfer Lee Trevino holds the X-STOP Spacer in this 2009 photo courtesy of Medtronic Spine LLC. After 89
The torch had been passed from Arnold professional wins, Trevino calls it “a miracle” he can play golf again.
Palmer to the ‘Golden Bear’ but golf had never
seen the likes of Trevino. “I know people in Dal- In the grand scheme of sports, Trevino is in- a result of his patented left to right swing and
las. Trust me, Oswald didn’t act alone.” Relent- deed legendary. As much as there was Ali-Fra- his fading love of the undulating course and its
lessly quotable with every unorthodox swing zier, Connors-McEnroe and Bird-Magic, there tournament officials.
and yet the best ball striker since Ben Hogan, was Nicklaus-Trevino. Trevino always knew that Nicklaus was bet-
Trevino was always on. A quick wit with home- From 1968 to 1974, the golf world teemed ter but he embraced this with congenial irrever-
spun skills, homemade clubs and a talent so ex- with drama and duels between two contempo- ence and the dedication of a prize fighter. After
traordinary, Jack Nicklaus could only convey to raries of contrasting approaches and heritages. all, Frazier beat Ali in what had been deemed the
his second rival, “I hope you never find out how From opposing sides of the track, Trevino and ‘fight of the century’.
good you are.” Nicklaus combined for eleven major champi- The Mexican-American Trevino accumulat-
With every unorthodox swing and yet the onships during this span---Nicklaus’ six to Tre- ed nineteen of his twenty-nine PGA Tour wins
best ball striker since Ben Hogan, a quick wit vino’s five. Jack was runner up in four of those during those prime Nicklaus years, including
with homespun skills, homemade clubs and a contests while Trevino helped abate Nicklaus’ two US Opens, two British Opens and the first of
talent so extraordinary, Jack Nicklaus could only ability to win a single major in two consecutive his two PGA championships.
convey to his second rival, “I hope you never years from ‘68 to ‘69. “Golf’s New Superstar”, proclaimed the
find out how good you are.” Another glaring asterisk shows Trevino’s
boycotting The Masters in ‘70, ‘71 and ‘74, as See Grand Trevino page 2

www.lowcountrysun.sc Visit us online at www.lowcountrysun.sc • JANUARY 2010 1

 were household names, Then I shared one of my
Grand Trevino not your average sports favorite Trevino moments.
Continued from Page 1 heroes. So when I met up It was his spar with British
with Trevino a few weeks golfer Tony Jacklin before a
cover of Time Magazine.
ago at Roper Saint Francis match in Wentworth, Eng-
From ‘Merry Mex’ to ‘Su-
Hospital in Charleston, and land. Both were approach-
per Mex, Trevino entered
reminded him of our much ing the first tee when Jack-
the noble ranks of the PGA
earlier encounter, he was lin said, “Lee, I don’t want
Tour as a poor cotton work-
quick with his infectious to talk today.” To which
er from Texas by way of El
grin. “How’ve ya been!?”, Trevino retorted, “Tony, I
Paso and finished as Sports
he said, as if recognizing don’t want you to talk, you
Illustrated’s ‘Sportsman of
my face decades later sans just have to listen.”
the Year’.
One of the more pres- Lee Trevino (second from right) with (from left) Dr. Brian Cuddy
tigious awards you can re- and Dr. George Khoury, both with Roper St. Francis Neuro-Spine
ceive in all of sports is The Center, and Allen Carroll, Bon Secours St. Francis Hospital CEO.
Vardon Trophy. Every year
since 1937, the PGA rec- which required a litany of club again and in some cor-
ognizes the player with the pricey treatment. ners of the world, that’s an
lowest scoring average. It Today Trevino is the inspiration. When you talk
essentially rewards consis- traveling guru and self ap- to an accomplished person
tency over the long haul. pointed “poster boy” on like Trevino every forty
Trevino holds five Vardon back pain and breakthrough years, you set out to make
Trophies. Only Tiger Woods remedies. He approached the most of your time. “I bet
has more. Medtronics, a company you’d like to ask me about
It was almost forty years headquartered in Minneap- Tiger” he said. Of course.
ago when I first met Lee Tre- olis, which had developed “I love Tiger to death; he’s
vino. I was in grade school this newest technology and the only reason why I turn
in south Florida where my procedure called X-STOP. on the television to watch
father was the CBS sports The procedure went so well golf.” Trevino wasn’t go-
anchor and voice of the that Trevino called it a “mir- ing to make any judgments
Miami Dolphins. Hence, a Six time Ryder Cup participant Lee Trevino drinks from the acle” and was hitting golf otherwise; it’s not his style.
virtual backstage pass for Claret Jug after winning his first British Open at Royal Birkdale balls a month later. Nor did I care to talk about
accessing players and ball in 1971 when he was PGA Player of The Year. X-STOP is a fairly sim- anything other than golf in
fields. I had never played ple device which relieves regards to Tiger. But I was
a lick of golf, which is in- the pain caused from Lum- interested on his take on Ti-
the Beatles haircut and blue And this is what a room bar Spinal Stenosis. LSS ger’s dominance outside of
dicative of my game today,
suede sneakers. full of Lowcountry residents is a common degenerative being born with a particular
but Trevino and Nicklaus
had come to do at RSFH on condition of the aging pro- talent. “Dedication; he’s by
The Tri-County’s Premier Publication for the Young and Active After 50 a rainy Saturday morning cess which affects over six far the most dedicated play-
as Trevino talked about de- million people. About 1.4 er in golf.” Which is condu-
bilitating back pain and the million new cases are found cive, we suppose, to other
latest device and procedure each year. Minimally inva- things becoming secondary
which has allowed him to sive and less expensive than for some. “Tiger will be a
play golf again. back surgery, X-STOP is better person for it” Trevino
Trevino was struck by
Over 200 Distribution Points and 30,000 Readers implanted as a spine spacer said. “He’ll be alright.”
lightning while playing golf
in the Greater Charleston Area in 1975 and his back has
to prevent tissue and bone The Mex turned merry
from rubbing and pinching again as the subject turned
The Lowcountry Sun is a monthly newspaper dedicated to informing, never been the same. “Now the spinal nerve. to family. “Do you know
serving and entertaining active senior adults in the Greater Charleston I carry a one iron in my bag Medtronics boasts of that I have a grandchild
area.
because even God can’t hit a having successfully contrib- that’s older than one of my
Subscriptions are available, prepaid with order, at $31 for one year.
Send subscription orders to:
one iron.” But there weren’t uted to over fifty thousand children?” As Johnny Car-
enough prayers that could procedures worldwide. The son would say, “I did not
Lowcountry Sun, 1961 Treebark Drive, Charleston, SC 29414
help the ensuing pain. company is quick to convey know that.”
Orders received by the 15th of the month will start with the next issue.
Publication of advertising contained herein does not necessarily consti- A series of intrusive sur- that it’s not for everyone.
tute endorsement. Signed columns are the opinion of the writers and not geries and years later, the For starters, it is not recom- Thanks for the coffee, Lee.
necessarily the opinion of the publisher, advertisers or their agencies. hall of famer found himself
Copyright 2008 - Neighborhood Newspapers, Inc. All rights reserved. mended for anyone under See you on the range.
immobile due to the sever- fifty and it’s advantageous
Publisher/Sales Contributing Writers Graphics/Layout ity of his condition, then lit- for the patient to be in good Mark Gallagher
Torrey Monroe Mark Gallagher Jill Lancaster
843-345-1314 Liz Sharp erally bedridden by 2004. physical shape. A sound lowcountrysun@gmail.com
John Parker It was always in Tre- prescription for just about
Cappy Hall Rearick vino’s nature to help oth- anything.
Check
John Schumacher
ers in need. After walking

Name
Let us mail the Lowcountry Sun to your home.
Only $31 for one year.
off eighteen, he donated a
generous portion of his first
British Open paycheck to
Resident expert and
RSFH neurosurgeon, Dr.
Brian Cuddy, has one hun-
dred and forty X-STOP
4 us out
a neighboring orphanage

ONLINE
Address
patients. Cuddy sees it as
City/State/Zip that could hear the roars of one more option in the fight
Phone Email his victory. He paid all the against chronic back pain
medical expenses billed to
Mail coupon to
his caddie and friend who
but also stresses the impor-
tance of being fit.
www.
1961 Treebark Drive, Charleston, SC 29414
843-345-1314 • Fax 843-278-9321 was strapped with an illness Trevino is swinging the lowcountrysun.sc
2 JANUARY 2010 • www.lowcountrysun.sc
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 4 Key Expenses NOT to Cut
In a worsening economy, almost everyone is trimming the family budget. But don’t be so quick with the scissors.
Certain cuts might save you $25 or $50 today but cost you thousands later.
1. Your car:
Cuts that cost you:
Skip your regular oil
change every 3,000 miles and
you save $25 to $30. But those
savings could be temporary
when aging oil damages your
engine.
Worst case scenario:
You’ll need a new engine,
which could cost $5,000.
“Old oil turns to sludge
and you have restricted oil
movement through the en-
gine,” says Jeff Ammons,
owner of Howard Motor Corp.
in Williamsburg, Va. “Dirty oil
is bad for an engine.”
There is an added benefit
of a regular oil change. While
getting it changed, your me-
chanic will check all the fluid
levels in your car, helping en-
sure your safety on the road,
Ammons says.
Skip getting your tires ro-
tated and pressure checked,
also every 3,000 miles, and
save another $25. But beware
the consequences if you ignore
your tires, Ammons says.
Worst case scenario: You
could be in a wreck, creating
huge mechanical and medical
costs.
“A lot of accidents are
caused by not enough air pres-
sure,” Ammons says.
Paying extra attention to
your tires has other benefits as
well. Rotating tires helps them
last longer, delaying the day
you have to spend hundreds of
dollars on replacements. The
right pressure also improves
gas mileage, he says.
Cuts that count:
Improved spark plugs and
computerized fuel injection
mean you can lengthen the
time between tuneups, Am-
mons says. Savings: $250 to
$500.
“If the car is running well,
leave it alone and do the other
things that have to be done,”
he says. “Usually I end up talk-
ing customers out of a tuneup
because I find something else
a little more important.”
Eventually, if your car
engine starts running rough
or vibrating, that’s when you
should bring it in for a tuneup,
Ammons says.
2. Your medicine
cabinet
Cuts that cost you:
When you consider the
cost of medications, you may
be tempted to skip doses of
your medicines for lower-
ing blood pressure or cho-
4 JANUARY 2010 •
lesterol -- and double the life
of that prescription. Unlike
some illnesses or conditions,
high blood pressure and high
cholesterol don’t normally
produce daily symptoms. But
you may shorten your own life
-- that’s why doctors call high
blood pressure the silent killer.
“You do see people skip-
ping doses,” says Sophia De
Monte, a pharmacist with
Costco in Melville, N.Y. “In-
stead of taking a medication
every day, people might take
it every other day just to make
it last a little bit longer. With
high blood pressure or high
cholesterol, you don’t feel the
changes in your body.”
It’s true that your potential
savings is one-half the cost of
the medication, but it could
cost you down the line.
Worst case scenario: a
life-changing or life-ending
heart attack or stroke.
“You’re putting your
health at risk,” De Monte
warns.
Cuts that count:
That being said, you can
save on prescription and over-
the-counter medication by
thinking about your medica-
tions before you go the phar-
macy. Start at home. Your
health insurance company
likely releases a list of medica-
tions and how much your co-
pay will be. Bring that guide
to your doctor to refer to when
writing a prescription, De
Monte recommends. “There
may be a similar medication
you can tolerate at a lower co-
pay,” she says.
Continue saving in your
physician’s office. Ask for
samples, a voucher or coupon.
“It’s perfectly OK to ask
for samples, especially if it’s
a new medication,” De Monte
says. “Some doctors can give
you a seven-day, 14-day or a
one-month supply as a trial.
That would offset the cost and
let you know if it works or
not.”
Ask about a generic ver-
sion of your medication and
check to see if the prescription
drug is available now over-the-
counter. “Some antihistamines
and antacids are much cheaper
purchased over-the-counter,”
she says.
Before you get the pre-
scription filled, shop around.
“Call ahead and get a price
quote, especially on a new
medication,” De Monte says.
“Mail order can work, too, if
you’ve tried the medication
and know you’re going to be
on it for the long term. The
savings can be enormous. You
might get a three-month sup-
ply at a one-month co-pay,
compared to a retail pharma-
cy.”
3. Car insurance
Cuts that cost you:
Remove a family member
from your car insurance and
sure, your premium will go
down. How much you’ll save
depends on the carrier. But
even though many policies
do cover a friend or neighbor
who drives the car in a pinch,
family members who drive
should be named on the policy.
The savings aren’t significant
anyway, says Kate Hollcraft,
spokeswoman for Allstate In-
surance Co.
You can also find a pay-
ment plan to fit your budget. If
you can afford to pay your pre-
mium every six months, you
might save 10 percent com-
pared to 12 monthly payments.
On the other hand, if cash flow
is tight, maybe a monthly bill
would help you budget, Hol-
lcraft says.
Although teen drivers (and
any drivers younger than 25)
typically drive up the cost of
car insurance, relief is avail-
able. Check with your car in-
surance carrier to see if it’s one
of the many that offer a good
student discount. Other pro-
grams for young drivers also
are available. For example,
State Farm offers a discount
program called Steer Clear
Safe Driver for parents insur-
ing drivers younger than 25.
The drivers must not have had
any accidents or moving vio-
lations in the past three years,
must watch a safety DVD in
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As seen on HGTV Landscapers Challenge
the agent’s office, and must
keep a log of their driving ex-
perience, says Jeff McCollum,
spokesman for State Farm In-
surance Co.
Worst case scenario: You may
not be covered in case of an
accident. Also, your insurance
company may drop you.
“Failure to list someone
who is a regular driver could
result in a loss of coverage be-
cause you were not honest in
your dealings with us,” Holl-
craft says.
If you have a minor fender
bender with no injuries, you
may decide to leave your in-
surance agent in the dark to
avoid an increase in insur-
ance premiums. But that other
driver who first says he’s OK
could come back later and
claim to be hurt. “You never
know when someone might
sue you,” Hollcraft says. “You
want to make sure you’ve told
your insurance company about
an accident.”
Cuts that count:
If you have towing coverage
through a motor club and on
your car insurance, nix the
towing through your insurance
carrier, Hollcraft says. If your
old clunker isn’t worth much,
consider dropping the colli-
sion coverage, she adds. Your
savings will vary depending
on your carrier.
4. Home
insurance
Cuts that cost you:
With a lower appraisal,
you may be tempted to save
money by reducing the insur-
ance on your home and its
contents. Savings will vary by
insurance carrier and the value
of your home.
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Worst case scenario: If
you have a home catastrophe,
your insurance may not cover
everything.
“Even if the value of your
home has gone down, the cost
to rebuild it has not,” Hollcraft
says. “The cost of wood and
other building materials has
not gone down. If you have a
loss, you want your insurance
to make you whole.”
You may also be tempted
to look for savings on the li-
ability insurance that covers
you if, say, someone trips and
falls in your home. Again,
your savings will vary. But
being without liability insur-
ance can also be troublesome.
“In many states, claimants can
sue,” Hollcraft says. “If you
have insurance, the coverage
will cover the lawsuit. If not,
you’ll have to cover the suit by
selling assets.”
Cuts that count:
While you can’t cut back
on everything, you can find
savings. If you raise the de-
ductible on your homeowners
insurance from $250 or $500
to $1,000, you might save as
much as 25 percent, McCol-
lum says. Just make sure you
have the difference socked
away in savings so you can pay
it yourself if disaster strikes.
Finally, if your car, home
and other insurance policies
aren’t with one carrier, look
into the savings from consoli-
dating. Most carriers offer a
discount to customers who in-
sure multiple cars, their home
and other needs. Check poli-
cies carefully with your agent
yo make sure you will stay ad-
equately covered.
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www.lowcountrysun.sc • JANUARY 2010 5
 Financial House Cleaning and Review for Boomers
With the kids grown and retirement not far off on the horizon, it may be time to take a good look at your finances. The way you spend and
save money needs to reflect the changes in your lifestyle and be adjusted accordingly. A review will make sure your money is continuing
to work for you now and keep you on track for retirement planning in the future.
Savings and investments
Check the rate of return on
interest-bearing accounts like
savings and CDs. Don’t assume
that these interest rates will re-
main unchanged without your
knowledge. Review your state-
ments and watch carefully for
notices about changes in your
accounts. Oftentimes, changes
in interest rates will occur au-
tomatically unless you take di-
rect action, and rarely are these
changes in your favor. Watch for
excessive management and main-
tenance fees on investment ac-
counts and that their performance
is consistent with expectations.
Insurance policies
Review your current poli-
cies and watch for changes when
a policy renews. A homeowner’s
Recession-Proof Your Career
Even though no career
path is absolutely immune to
economic fluctuations, there
are jobs that can weather the
ups and downs much better
than others. Rather than find
yourself on the unemploy-
ment line the next time gov-
ernment officials take to the
airwaves with poor economic
news, it could pay to get into
a career that’s a bit more se-
cure for the long haul.
Certain factors indicate
whether a career can ride out
a recession. These include
jobs that are in high demand,
ones that require special
skills, positions that continue
to provide goods and services
despite what is going on in
the economy, and jobs offered
by stable companies.
Recent statistics indi-
6 JANUARY 2010 •
policy should cover changes in
the value of the house as well as
the replacement cost of its con-
tents. Be sure your health and
auto insurance meets your cur-
rent needs and you’re not paying
for coverage that isn’t necessary.
Empty nest
With the kids grown and
gone, you may be paying for ser-
vices you no longer use, need or
want for phone or cable services.
Check with local utilities about
reduced-rate plans that better re-
flect your current usage. Large
lawns are great for the kids, but
now the cost of watering and
maintenance may be a waste of
resources and money. Smaller
cars and the savings that go
along with them add up. Do you
still need that large side-by-side
cate that occupations such as
construction, retail, transpor-
tation, manufacturing, and
white collar jobs, like lawyers
and architects, are taking a hit
in this economy. But others
seem to take the punches and
bounce back. The following
jobs are ones you might want
to consider in a recession.
Sales and marketing
An individual who makes
or saves money for a compa-
ny should be relatively secure
in his or her position.
Education
Where there are students,
there will be a need for teach-
ers and administration offi-
cials to populate the nation’s
schools.
Healthcare and
pharmaceuticals
Checking investment accounts for extra fees and interest rates is one
way in which baby boomers can save money and stay on track for
retirement.
refrigerator for just the two of
you? There are countless ways in
which to save money.
The largest expense most
It’s impossible to turn
back the hands of time and
the Fountain of Youth has yet
to be found. As people grow
older the demand for quality
healthcare and the medica-
tions that keep them healthy
will be needed. Think about a
job as a physician’s assistant.
Managed care companies
look favorably on physician’s
assistants (PAs) because they
earn less than doctors, but still
offer the same general care.
Federal jobs
Few federal employees
are let go, even during a re-
cession. Government jobs
generally lose employees
only when employees leave
rather than by being replaced.
Federal jobs offer steady pe-
riodic pay increases and good
benefits, which make them at-
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to a smaller home can not only
reduce your mortgage and the in-
terest that goes along with it, but
just about all the costs associated
with owning and maintaining a
home as well.
Bank and credit card fees
The best way to manage
credit cards is to avoid using
them. If you must use plastic,
watch out for interest rates that
quietly creep up. In addition, be
on the lookout for fees for late
payments or additional penalties
for exceeding your credit limit.
Some banks count on the prof-
its generated from checking ac-
counts with high overdraft and
other fees, so it pays to watch
boomers face is a mortgage. Refi-
your accounts closely and dispute
nancing at a lower interest or for
unwarranted penalties.
a shorter term can result in sig-
Courtesy MS
nificant savings. Trading down
tractive options for individu-
als looking for stability.
or.
Environmental industries
The green movement
isn’t going anywhere anytime
soon, say the experts. Now
may be the time to jump on
board in the environmental
job of your choice.
Accounting 1. It is informative, enter-
Thanks to ever-changing
tax la, and codes, certain pub- taining and professionally
lic accountants remain pretty written and designed.
steady during recessions.
2. It touches on issues rel-
Financial planning
evant to the 50+ lifestage.
Aging Baby Boomers need
3. It is devoted to the read-
advice on how to propagate
their nest eggs, securing the ers well being, mind, body
jobs of financial planners. Ad- and spirit.
ditionally, folks in general are
4. It is the Lowcountry’s
looking for ways to stretch
the dollars they do have a bit source on care-giving, le-
further. gal, Medicare and Social
Secuity issues.
5. It’s events calendar pro-
vides a monthly planning
tool for boomer related ac-
tivities and events.
The Tri-County’s Premier Publication
For the Young and Active After 50
Check us out at
www.lowcountrysun.sc
Check us out
on Facebook at
www.facebook.com/
lowcountrysun
and follow us on twitter
@ LowCountrySun
www.lowcountrysun.sc
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www.lowcountrysun.sc • JANUARY 2010 7

 Identity Theft Growing: How To Prevent It
Identity theft is on the rise, as ap-
proximately 10 million Americans fell
victim last year. While nothing can
guarantee you won’t become a victim
yourself, there are many ways to mini-
mize risk.
“No matter if you’re shopping,
drawing money from the bank, or sim-
ply taking out your trash, it’s important
to take precautionary actions,” says Dr.
Nelson Ludlow, CEO of Intellicheck
Mobilisa, a developer of wireless se-
curity and identity systems for the
government, military and commercial
markets. Ludlow’s Defense ID System
has scanned millions of IDs, identify-
ing over ten thousand criminals and
suspects with zero false positives.
“Remember, people aren’t always
who they say they are, both online and
in the physical world,” he adds, noting
identity fraud more often occurs in per-
son than online.
With this in mind here are some
tips from the experts at Intellicheck
Mobilisa on safeguarding your iden-
tity:
3 Protect Your Social Security Num-
ber: Don’t keep your Social Security
card in your wallet or include your
number on checks. Only provide your
number when absolutely necessary,
and ask to use other identifiers. If your
number appears on your driver’s li-
cense or health insurance card, ask to
substitute another number.
8 JANUARY 2010 •
3 Backup Your Wallet: Photocopy the 3 Choose Better Passwords: Select for the wrong people to gain access to
fronts and backs of your wallet’s con-
tents, including driver’s license, credit
cards and insurance cards. You’ll be
able to quickly notify the appropriate
institutions if it gets stolen.
3 Safeguard Your Mail and Trash: Be-
fore disposal, always shred credit card
receipts, checks and bank statements,
credit applications or offers, insur-
ance forms, doctor statements, expired
charge cards and anything with person-
al information.
3 Store Personal Information Secure-
ly: This is especially important when
you are having work done in your
house, if you employ outside help or
have roommates.
3 Be On Guard In Public: Thieves
don’t have to steal your wallet for your
identity. Shield your entry of your
PIN when using the ATM. Watch out
for people peeking over your shoulder
or using cell phone cameras to record
your actions.
3 Stay Vigilant Online: Practice safe
surfing when it comes to online shop-
ping, banking, email usage and more.
Don’t use public computers to access
personally sensitive information. For
tips to protect against Internet fraud,
visit the government’s safety site at
OnGuardOnline.gov.
tough passwords for bank, credit card valuable information that can be used
and phone accounts. Don’t use eas- to cause damage,” urges Dr. Ludlow.
ily available information like your “There are many tools in our arsenal
birthday, address, phone number or today that can help catch dangerous
mother’s maiden name. Combinations suspects. It’s important these tools are
of letters, symbols and numbers create implemented correctly.”
the strongest passwords. Courtesy Statepoint
“It’s critical we make it difficult
PAID ADVERTISING
New Program Available
in South Carolina
Encourages Long-Term
Care Planning
CHARLESTON, S.C. – A new program available in South Car-
olina is giving consumers more motivation to plan for their long-
term care needs instead of simply relying on Medicaid, which
often means nursing home care in whatever facility is available.
The Partnership program, which marries private insurance with
a government program, is intended to reduce dependence on
Medicaid by allowing Americans to invest in private long-term
care insurance and keep more of their hard-earned assets
should they spend those funds and qualify for Medicaid.
The Partnership Program, available since the 1980s in just
four states, has resulted in only 8 percent of participants requir-
ing the Medicaid option. Barbara Franklin, owner of Franklin &
Associates, a firm that assists consumers with long-term care
planning and financing, is among the first to offer the Partner-
ship program in South Carolina through several different pro-
viders.
Here’s how the program works: If an individual purchases a
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to the assets the state already allows him to keep – and still
meet the guidelines to qualify for Medicaid.
And with fewer people relying on the government for their
future care, states save money on Medicaid costs. In FY 2007,
South Carolina spent more than $4 billion on Medicaid.
“The whole focus is to encourage personal responsibility,”
Franklin says. “Anyone who wants to assure themselves qual-
ity and choice of care in the future needs to prepare now. This
is a great program to make sure Americans get the most ben-
efit from their long-term care planning.”
There is no additional cost for a Long-Term Care Partner-
ship policy but a requirement of the program is that consumers
must purchase inflation protection, which varies depending on
age. In addition, any agent who sells long-term care insurance
must participate in eight hours of continuing education up front
with refresher courses every two years.
About Franklin & Associates
Founded in 1995 by Barbara Franklin, Franklin & Associ-
ates helps individuals, couples, families and business owners
throughout the United States with long-term care planning and
financing. Franklin is very active with the local senior commu-
nity, serving as education chairwoman of the South Carolina
Aging in Place Coalition and former president of the Lowcoun-
try Senior Network. She also sits on the advisory council of the
Lowcountry Senior Center on James Island and on the board
of directors of the Trident Area Agency on Aging. Nationally,
Franklin is on the advisory council of the American Association
for Long Term Care Insurance. For more information, call (843)
762-4260 or visit www.franklinassociatesinc.com”www.frank-
linassociatesinc.com.
www.lowcountrysun.sc
 Medicare Advantage Cuts And You
Insurers constantly cau- Though there are marked dif-
tion seniors that their Medi- ferences between House and
care Advantage perks such as Senate versions, both bills
hearing aids, dental payments would lower payments to
and even gym memberships private Medicare Advantage
will fizzle if Democrats get plans, which on average cost
their way and cut government the government 14 percent
subsidies for them. more than traditional Medi-
But tens of billions of care.
Medicare dollars funneled The harshest critics of the
through insurers also pay for Advantage program say pa-
extras that never reach ben- tients are exchanging hassle-
eficiaries: multimillion-dollar free coverage for a plan with
salaries, executive retreats in cheap perks that may ultimate-
Hawaii, Scotland and Cancun, ly deny them necessary treat-
and massive expenditures on ment.
marketing to lure more cus- “They’re giving special
tomers to the privately admin- benefits that are valuable,”
istered Advantage plans that said Mary Johnson, policy
serve as an alternative to gov- analyst for The Senior Citi-
ernment-provided Medicare. zens League, a nonpartisan,
The government-subsi- 1.2-million-member group.
dized benefits that seniors on “But what people don’t under-
Advantage plans receive -- stand are the trade-offs.”
often at premiums lower than Though AARP -- which
Medicare premiums -- are real, lends its name to a Medicare
and are legitimately in danger Advantage plan -- and other
in some cases if Democrats senior advocacy groups sup-
succeed in their health care port the Advantage cuts, it is
overhaul. likely that at least some seniors
Medicare Advantage sub- will see their premiums rise,
sidies are on the chopping benefits cut or plans close.
block to pay for the overhaul. “I get too upset over it,”
GLAUCOMA
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January is Glaucoma awareness month
If you know someone at risk for glaucoma, let them know you care.
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“If you think your vision could be better, you are probably right.”
www.lowcountrysun.sc
said 71-year-old Charlotte
Casey of Miramar, Fla., who is
on an Advantage plan through
Coventry Health Care. “The
seniors are going to get the
worst of it.”
Casey first enrolled in a
Humana plan, but she dropped
it over problems with its pre-
scription drug coverage. She
plans to switch from her cur-
rent plan, too, because her pri-
mary care doctor will no longer
be covered and she’d have to
travel farther for nonemergen-
cy hospital services. She has
had to fight for payment some-
times, but overall she says it is
the best fit for her because she
doesn’t need a costly MediGap
plan to cover what traditional
Medicare would not.
“Regular Medicare is the
best one, but you have to pay
for a supplement,” she said.
“With this, sometimes you
want something and they don’t
want to give it to you.”
Despite the belief that Ad-
vantage plans offer broad sav-
ings for seniors, a Government
Accountability Office report
last year found wide differ-
ences depending on the plan,
including home health service
costs that could be up to 84
percent more than tradition-
al Medicare. A half-million
Advantage enrollees were in
plans with no co-pay for hos-
pital stays. But a roughly equal
number were in plans with high
hospital co-pays and no limits
on out-of-pocket inpatient ex-
penses, potentially costing pa-
tients thousands more.
The disparity was greatest
for some of the sickest seniors,
those who return to the hospi-
tal within 60 days of discharge,
the GAO found. Under tradi-
tional Medicare, those patients
would not pay any deductible.
Under many Advantage plans,
the deductibles can be steep.
Medicare Advantage plans generally offer extra benefits and
prescription drug coverage. In many cases, your costs for
prescription coverage can be lower than in the stand-alone
Medicare prescription plans.
Many of the perks offered by
Advantage plans are relatively
cheap. Vision coverage cost
insurers $3.37 a person each
month, on average, according
to 2007 filings with the gov-
ernment. Hearing coverage
cost less than a dollar.
“The little stuff, the nick-
le-and-dime stuff, it’s good,”
said John Arline, who was
faced with a huge bill for
his 84-year-old grandfather
Mervyn Urquhart earlier this
year. “But people don’t need
coverage for the nickle-and-
dime stuff.”
Urquhart, though suffering
from Alzheimer’s disease, is a
reasonably healthy engineer-
ing retiree living in Wheatley
Heights, N.Y. After treatment
for a stomach virus and deep
vein thrombosis in January,
he was so weak from time in
a hospital bed that doctors
agreed he needed rehabilita-
tion and physical and occupa-
tional therapy.
His Advantage plan turned
him down, even though Medi-
care covers such treatment.
Arline and other relatives foot-
ed the roughly $12,000 bill for
rehab. With it, Urquhart is now
able to walk, to feed himself
and to live a fairly normal life.
“They violated this pa-
tient’s rights,” Arline said.
“They did that because it was
cheaper.”
Insurers participating in
the Advantage program re-
sponded to inquiries by Senate
Democrats that led to a report
this month providing some fuel
in their fight against the subsi-
dies. The companies reported,
on average, spending more
than 15 percent of premium
revenues on profits, marketing
and corporate expenses, nearly
10 times the rate of traditional
Medicare.
Meanwhile, Advantage
companies were paying for
multimillion-dollar corpo-
rate retreats in exotic locales
and hundreds of their execu-
tives were being paid more
than $500,000 annually. Gov-
ernment reports have shown
Medicare Advantage provid-
ers continually outpace profit
projections. The congressional
review released this month
showed 34 Advantage com-
panies devoted $27 billion in
government subsidies from
2005 through 2008 to profits,
marketing cost and other cor-
porate expenses.
Still, Advantage enroll-
ment has burgeoned, doubling
to nearly 11 million people in
the six years since Congress
approved lucrative subsidies
to insurers that allowed them
to expand their reach. About 1
in 4 seniors are now on private
plans.
Provisions were added to
the Senate legislation to grand-
father in beneficiaries in some
areas and to provide emergen-
cy funds to others to avoid dis-
ruptions. The insurance indus-
try still contends the majority
of Advantage enrollees remain
in danger.
Courtesy YellowBrix
• JANUARY 2010 9
 When you say the Pledge
of Allegiance, do you know
what values you’re swearing
to uphold?
Most Americans would
say that they know their na-
tion’s history. In fact, accord-
ing to the first national survey
of adult knowledge of the
American Revolution, 89 per-
cent of Americans said that
they could pass a basic test on
their nation’s founding. But
only 17 percent of those same
adults actually managed to do
so.
The American Revolu-
tion secured our nation’s inde-
pendence and established its
enduring form of representa-
tive government. Many of the
everyday freedoms that most
Americans exercise without
a second thought - including
the freedom to practice the
religion of their choice, or not
Mel and Belinda Roberts are
all smiles after having their
name drawn as winners of the
Lowcountry Sun readers’
survey.
Mel and Belinda won 2 tickets
to the movie of their choice,
along with a dinner for 2 to
McCrady’s Restaurant in
Charleston.
Mel is the owner of Shore to
Please Beach Rentals and Be-
linda is the founder of the Hat
Divas Society, Charleston’s
Premier Hat Club.
For more information on
Shore to Please or the Hat
Divas Society, call Belinda at
843.330.1395.
10 JANUARY 2010 •
to worship at all - were estab-
lished by the American Revo-
lution.
Only in understanding
the liberties guaranteed by the
Constitution and the Bill of
Rights will Americans know
how to preserve them. delphia, just steps away from
As Dr. Bruce Cole, presi-
dent and CEO of The Ameri-
can Revolution Center, a
non-partisan, not-for-profit
organization, says, “Knowl-
edge of the ideas on which
our constitutional system is
built is essential to maintain
the relevance and vibrancy of
our government that is of the
people, by the people and for
the people.”
Everyday Americans do
not disagree - 90 percent think
that U.S. citizens should know
the history and principles of
the American Revolution,
even if they vastly overesti-
mate their own knowledge.
To help future genera-
tions remember America’s
legacy, The American Revolu-
tion Center plans to construct
The Museum of the American
Revolution in historic Phila-
Independence Hall and the
Liberty Bell. It will be the first
national museum to tell the
entire story of the American
Revolution.
“Through The Museum of
the American Revolution, we
hope to engage rising genera-
tions in the ongoing story that
is America’s democracy,” says
Dr. Cole.
Think that you could have
passed the quiz? Maybe some
of the survey’s findings will
surprise you:
• More than 50 percent of
Americans wrongly attributed
the quote, “From each ac-
cording to his ability, to each
according to his needs” to
George Washington, Thomas
Paine, or President Barack
Obama, when it is in fact a
quote from Karl Marx, author
of “The Communist Manifes-
to.”
• Sixty percent of Americans
can correctly identify the
number of children in reality-
TV show couple Jon and Kate
Gosselin’s household (eight),
but more than one-third do Revolutionary
not know the century in which
the American Revolution took War
place (the 18th).
• Nearly 50 percent of Ameri- Statistics
cans believe the Civil War,
Emancipation Proclamation or
War of 1812 occurred before 1774 - 1783
the American Revolution.
For more information, vis-
it AmericanRevolutionCenter. Population
org. 3,500,000
Courtesy NewsUSA
Enrolled
in Army
200,000
Killed
in Combat
4,435
Wounded
in Combat
6,188
Killed in Action
per Month
55
www.lowcountrysun.sc
 Real Estate Investments
Depend on Host of Variables
“For Sale” signs have be-
come one of the more common
sights in neighborhoods across
the country over the last year. where the work is. Investing in
As the economy struggled,
many homeowners found
themselves facing foreclosure
or looking to sell homes they
could no longer afford.
Some people, however, have
taken advantage of the sagging
real estate market and chosen
to buy low, with the idea that
the property value will be re-
stored once the economy is
restored. While that’s a sound
investment strategy, there’s
more to consider when invest-
ing in real estate in the current
economy, especially for those
who are new to the real estate
investment game.
What is the Area Like Now
and What Will It Be Like
Years From Now?
Many neighborhoods have
undergone an overhaul in re-
cent years, and where inves-
tors choose to invest their real
estate dollars is a major con-
sideration. A change in neigh-
borhood can make or break a
property, which can make or
break an investor. Consider
the following scenario: an in-
vestor purchases a home with
the intention of renting it out.
With maintenance and prop-
erty taxes, that investor won’t
reap any immediate financial
benefits.This shouldn’t come
as a surprise, as the home and
property’s value rests in its re-
sale value down the road.
This is where forecasting a
neighborhood’s future comes
into play. Because of the sag-
ging economy, many areas
are becoming less attractive.
When layoffs occur and indus-
try leaves town, the surround-
ing communities become less
attractive to prospective hom-
eowners, as people tend to live
real estate in a community that
has suffered heavy layoffs or
declining industry is probably
a bad investment, as there’s no
guarantee industry will ever
return, and therefore the prop-
erty will be hard to sell and
likely lose significant value.
When investing in real estate,
investors should keep in mind
they’re also investing in the
community. If a community’s
industry is sagging, it’s prob-
ably best to avoid real estate in
that community, regardless of
how good a deal can be had on
a given property.
Can I Get Tenants?
This economy has also made
things more difficult on the
nation’s landlords. That’s be-
cause finding reliable tenants
is no small task in an economy
where so many people are liv-
ing under the specter of lay-
offs.
Purchasing real estate as
an investment is essentially a
partnership wherein the part-
ners are a big unknown. Those
partners are tenants, who have
become harder to find in an
economy where many people
are losing their jobs. Even
the nation’s younger workers,
who often make up the major-
ity of renters, have increas-
ingly turned to their parents
for housing in an economic
climate in which they are of-
ten the first to be victimized by
layoffs.
That said, investors hoping to
rent out a property should be
certain they’ll be able to do
just that. Before purchasing a
property, speak with local real
With more homes on the market, many have turned to investing in
real estate, a risky venture that requires careful consideration of
many variables.
estate agents who specialize
in placing renters with apart-
ments. Ask them about the
real estate market, particularly
how local landlords are do-
ing in light of the country’s
economic woes and whether
or not rents have increased,
decreased or remained steady
since the economy took a turn
for the worse.
What Are the
Interest Rates?
Real estate investments
aren’t just about property
value and location. Interest
rates should also play a strong
role in a person’s decision to
invest in real estate or not.
Low-rate mortgages might be
too good to be true, as many
victims of foreclosure found
out in the last couple of years.
Interest rates fluctuate, and
anyone investing in real es-
tate needs to be prepared. For
example, if you borrowed
$100,000 on an interest-only
4-percent loan, you’ll pay
$4,000 per year. With an ad-
justable-rate mortgage, how-
ever, your interest rate might
climb to 10 percent, mean-
ing you’re now on the hook
for $10,000 per year. That’s
an additional $6,000 per year
you might not have planned
on spending. Many real estate
investors found it difficult to
scratch together that extra in-
terest, as it’s nearly impossible
to pass it on to tenants, espe-
cially in an economy in which
reliable tenants are a valuable
commodity.
While real estate is often
looked at as a high reward in-
vestment, for those consider-
ing making the investment, let
it be known it’s also high-risk,
one that requires deep pockets
to begin with
Courtesy MS
Did You
Know?
According to Remod-
eling magazine’s annual
“Cost vs. Value Report,”
the cost recouped in 2008
of several home improve-
ment projects dipped nearly
across the board from the
cost recouped in 2007. A
master suite addition, for
example, with an average
cost of more than $220,000,
brought in just 61 percent
of its value at resale. That’s
less than the same project
recouped just a year earlier.
This is most likely a product
of the sagging economy and
the high rates of foreclosure
throughout the country,
which brought home val-
ues down and reversed the
market from one benefitting
sellers to one more advan-
tageous to buyers.
In general, projects
that cost less to undertake
tended to recoup more
money. Among the projects
the magazine categorized
as “upscale,” those that
cost less than $20,000 had
higher percentages of cost
recouped.
For instance, a siding
replacement (fiber-cement)
cost an average of just more
than $13,000, and the cost
recouped was $11,424, or
86.7 percent. Other projects
that boasted higher rates of
return included vinyl window
replacement (79.2 percent),
wood window replacement
(76.5), and minor kitchen
remodels (79.5). A roof re-
placement did not boast a
high return rate, in spite of
that job generally being con-
sidered a significant advan-
tage when selling a home.
In spite of that, the roof re-
placement averaged a re-
turn of just 63 percent of the
initial investment at resale.

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www.lowcountrysun.sc • JANUARY 2010 11

 Living Longer, Living Healthier
U.S. life expectancy has
risen to a new high, now
standing at nearly 78 years,
the government said.
The increase is mainly a
result of falling death rates in
nearly all the leading causes of
death. The average life expec-
tancy for babies born in 2009
is nearly three months greater
than for children born in 2007.
The new data are in a
preliminary report based on
about 90 percent of the death
certificates collected in 2008.
It comes from the National
Center for Health Statistics,
part of the Centers for Disease
Control and Prevention.
U.S. life expectancy has
grown nearly 1 1/2 years in the
last decade.
The U.S. trails about 30
other countries in estimated
life span. Japan has the longest
life expectancy -- 83 years for
children born in 2008, accord-
ing to the World Health Orga-
nization.
The CDC report found
that the number of deaths and
the overall death rate dropped
from about 760 deaths per
100,000 people from about
776. The death rate has fallen
for eight straight years and is
half of what it was 60 years
ago.
Heart disease and can-
cer together are the cause of
nearly half of all U.S. deaths.
The death rate from heart dis-
ease dropped nearly 5 percent
in 2008, and the cancer death
rate fell nearly 2 percent, the
report states.
The HIV death rate fell 10
percent, the biggest decline in
10 years.
The diabetes death rate
fell about 4 percent, allowing
Alzheimer’s disease to surpass
it to become the sixth- leading
cause of death. Alzheimer’s
has been climbing in recent
years, although that might be
partly because declines in oth-
er causes are enabling more
people to live long enough to
die from Alzheimer’s.
Courtesy Associated Press
Americans are living a longer and more active life than preceding
generations, thanks to better care and healthier habits.

Fibromyalgia Targets Women More Than Men

Women are 10 times more likely to
get fibromyalgia than men. As much as 90
percent of the estimated 10 million Ameri-
cans living with fibromyalgia are women,
though it can occur in men and even chil-
dren. Considered a syndrome and not a
disease, fibromyalgia, according to the Na-
tional Fibromyalgia Association (NFA), is
characterized by chronic and widespread
pain, multiple tender points, disturbances in
sleep, fatigue, and often psychological dis-
tress.
For those with severe cases, fibromyal-
gia can be debilitating, making even daily
routines very difficult. Despite its status as
the second most common arthritis-related
illness (second only to osteoarthritis), fibro-
myalgia is still commonly misdiagnosed.
NFA estimates suggest that it takes an aver-
age of five years for a patient with fibromy-
algia to receive an accurate diagnosis. This
is due in large part to inadequate laboratory
testing and the fact that symptoms of the
syndrome overlap with those of other con-
ditions.
While testing for fibromyalgia remains
difficult, researchers are beginning to shed
some light on its causes. Most notably, re-
search has indicated that patients with fi-
bromyalgia experience pain amplification
due to abnormal sensory processing in the
central nervous system. In addition, recent
research has also shown that some people
are genetically susceptible to fibromyalgia,
explaining why the syndrome is often seen
in families, both among siblings or mothers
and their children.
Courtesy MS

www.lowcountrysun.sc

12 JANUARY 2010 • www.lowcountrysun.sc

 Knowledge, Early Detection Key to Beating Prostate Cancer
Over the next 12 months, 186,000 men in the United States will be diagnosed with prostate cancer. Fortunately
for those men, when detected and treated early, prostate cancer’s cure rate is better than 90 percent.
Trusting prostate cancer
detection to medical profes-
sionals is a good way to go.
Screening is often quick and
easy, and the Prostate Can-
cer Foundation (PCF) recom-
mends men over the age of 50
get annual screenings. But in-
dividuals also bear the respon-
sibility to learn as much as
they can about prostate cancer,
particularly its risk factors and
potential symptoms.
Risk Factors
Prostate cancer is the most
common non-skin cancer in
America. One in six men is af-
fected by prostate cancer, and
several variables increase a
man’s risk for prostate cancer.
• Age: While younger men
can be diagnosed with prostate
cancer, such cases are more an
aberration than the norm. The
rate of prostate cancer in men
ages 40 to 59 is 1 in 38. For
men ages 60 to 69, the rate in-
creases to 1 in 15 men. So the
older a man gets, the greater
his chances for being diag-
nosed with prostate cancer. Of
all the prostate cancer cases in
America, 60 percent are diag-
Advocating For Your Own Health
The number of adults
who look to the Internet for
health information has nearly
doubled in the past two years,
from 31 percent to 61 percent,
according to a new study con-
ducted by the Pew Internet
and American Life Project.
In fact, the survey found that
60 percent of adults say their
most recent online health in-
quiries had an impact on their
own health or the way they
care for someone else.
For some, the informa-
tion isn’t just helpful, it is life-
changing. When Jana Cayne
was diagnosed at the age of
40 with indolent B-cell non-
Hodgkin’s lymphoma (NHL),
she says she “didn’t even re-
ally know what lymphoma
was.” Her doctors explained
that indolent B-cell NHL is
a serious and slow develop-
ing cancer of the lymphatic
system that is difficult to treat
because patients are prone to
relapse after therapy. Accord-
ing to the National Cancer
Institute, an estimated 65,980
people in the United States
will be diagnosed in 2009
with NHL.
www.lowcountrysun.sc
nosed in men over the age of
65.
• Ethnicity: A man’s ethnic-
ity can also be a risk factor
for prostate cancer. While any
man can be diagnosed regard-
less of his ethnicity, African-
American men are 61 percent
more likely to develop pros-
tate cancer than Caucasian
men. What’s more, African
American men are 2.5 times as
likely to die from the disease.
• Family history: A man’s
family history can also be a
risk factor for prostate can-
cer. For instance, men with
a single first-degree relative
(father, brother, son) with a
history of prostate cancer are
twice as likely to develop the
disease themselves. Men with
two such relatives are four
times as likely to be diagnosed
with prostate cancer. When
those relatives were diagnosed
can also increase the risk. If
affected family members were
diagnosed at a young age,
such as before the age of 60, a
man’s risk of being diagnosed
himself increases.
• Additional factors: Recent
How One Woman Took Control of Cancer and Achieved Remission
For Jana, the diagnosis
was unexpected, and she was
initially overwhelmed with
concern for her three children
and her family’s future. Physi-
cians told her NHL was incur-
able, but instead of giving up
hope, Jana did everything in
her power to educate herself
about the disease and fight
back.
As a proponent for her
health, Jana conducted exten-
sive research on NHL, learn-
ing about available treatment
options, and talked online and
in person with others who
had NHL. She also met with
numerous oncologists to get
their opinions and then found
Dr. Bruce Cheson, Director,
Hematology Services, Lom-
bardi Comprehensive Cancer
Care Center at Georgetown
University and a leading lym-
phoma researcher.
“It is important to seek in-
formation from trusted sourc-
es to learn about all available
treatment options,” says Dr.
Cheson. “It is crucial that pa-
tients find doctors that they
trust and with whom they can
truly partner.”
research has indicated that diet
modification can decrease the
risk of prostate cancer, sug-
gesting that social and envi-
ronmental factors like diet and
lifestyle can impact a man’s
likelihood of diagnosis as well.
Symptoms
Part of what makes pros-
tate cancer screenings so es-
sential is that symptoms rarely
show themselves in the ear-
lier stages of the disease. That
means a screening could be a
man’s lone means of early de-
tection. However, some men
might experience symptoms
that indicate the presence of
prostate cancer. Those symp-
toms can include:
• a need to urinate frequently,
especially at night
• difficulty starting or stopping With a 1 in 6 chance of being diagnosed it’s important to get
checked. If you’re 40 or older, talk to your doctor about prostate
urination
• painful or burning urination cancer screening.
• weak or interrupted flow of
urine indicate the presence of other tate cancer, visit the PCF Web
diseases or disorders, so if site at www.prostatecancer-
• difficulty having an erection
• blood in urine or semen they persist or appear after a foundation.org.
recent prostate cancer screen- Courtesy MS
• frequent pain or stiffness in
hips, upper thighs or the lower ing, consult a physician to rule
out other ailments.
back
These symptoms can also To learn more about pros-
Like most people with in- ful news: Jana had achieved the ability to play an active
dolent B-cell NHL, Jana tried complete remission, meaning role in my treatment,” said
many treatments with some all signs of her cancer had dis- Jana. “Had I not done the re-
success but ultimately all of appeared in response to treat- search and sought out second
them failed. Then Dr. Cheson ment with Treanda. Jana will opinions from several doctors,
enlisted Jana in a clinical trial still need to be monitored to I would have never found Dr.
with Treanda (bendamustine determine that her disease has Cheson, who enrolled me in
HCl) for Injection. After six not returned. the clinical trial that brought
cycles of treatment over six “By taking the initiative to me to remission.”
months, Dr. Cheson had hope- educate myself on NHL, I had Courtesy Family Features
• JANUARY 2010 13
 Study Ties Sunlight
to Brain Function
A lack of sunlight can lead to reduced mental perfor-
mance, not just mood disorders, among depressed
people, a U.S. university study said.
“This new finding that weather may not only affect
mood but also cognition has significant implications
for the treatment of depression, particularly seasonal
affective disorder,” University of Alabama at Birming-
ham researcher Shia Kent said.

Senior Depression Can Be Hard to Identify Seasonal affective disorder, also known as winter de-
pression or winter blues, is a mood disorder in which
If a family member or friend becomes depressed, how would you know? people repeatedly experience depressive symptoms
Do you know the warning signs that would enable you to spot senior depres- in the winter due to a lack of sunlight.
sion in your friends or family members?
Senior depression has proved especially devastating among older adults The university research-
because the disease has been so misunderstood in that population. Now, a ers used data from 14,474
researcher at the University of Rochester Medical Center has identified risk people participating in a
factors associated with senior depression and suicide among older adults, and U.S. National Institutes of
observed some surprising differences in the way depression manifests in older Health study to observe
adults compared to younger adults and children. associations between de-
pression, mental function
and sunlight.
Senior Depression Can Be Hard to Spot
These senior depression findings are important because friends, family They measured short-
members, and even care providers might not realize that the signs of senior term recall and temporal
depression can be different than younger adults, and therefore harder to iden- orientation.
tify. That lack of understanding is just one of several reasons why older adults
Temporal orientation, or the way individuals behave
may not seek and receive the treatment they need, with sometimes tragic re-
as a reflection of their consideration of the past, the
sults: the growing problem of geriatric suicide.
present and the futur, is considered a basic dimension
“Kids with depression will express feelings of sadness more readily, but
of human functioning.
older adults may not show or express sadness as much,” said Paul Duberstein,
PhD., associate professor of psychiatry and oncology and co-director of the The researchers confirmed that light affects brain
Center for the Study and Prevention of Suicide, in a news release. blood flow, which is in turn linked to cognitive func-
tions. It also regulates the hormones serotonin and
Common signs of senior depression include a lack of appetite, fa- melatonin.
tigue, problems concentrating Kent and his colleagues speculate in the journal Envi-
These common symptoms are often attributed to the aging process rather ronmental Health that the physiological mechanisms
than senior depression. that give rise to seasonal depression also contribute
Older adults with depression also tend to stop doing things, according to diminished mental functioning among depressed
to Duberstein. They might clean less or go to church less frequently. Again, people.
friends and family might not realize the true cause of such changes in behav-
ior. Seniors are less likely to seek treatment for depression on their own.The
stigma of seeking mental health treatment is a bigger factor among seniors, Top 5 Facts About
many of whom grew up at a time when having a mental health problem was Senior Depression
often considered synonymous with being “crazy” or incompetent. Transporta- • Approximately 2 million
tion problems are another issue for some seniors, along with the lack of men- seniors in the US have been
tal health services that are near primary care servicesenior depression simply
diagnosed with a depressive
comes with age.
disorder.
• 5 million seniors may have
symptoms that don’t meet
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perience major symptoms of
depression.
We have your size! •In the study mentioned
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seniors who were depressed
were moved into nursing
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that of non-depressed resi-
dents.
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14 JANUARY 2010 • www.lowcountrysun.sc

Exercise Tips for Seniors Starting Anew
Babies today have it bet- lives should consid- • Choose an en- routine accordingly.
ter than those that came before er the following tips joyable program: • Do your homework on fa-
them. That's because, accord- along the way. Choose an exercise cilities: You may, especially if
ing to a 2007 report from the • Seek medical ad- program you know you are retired, prefer to work-
U.S. Census Bureau, a baby vice: The first thing you will enjoy. An out during the mid-morning
born today has a lot more life you should do, even enjoyable program hours when kids are in school
to look forward to than one before lacing up will encourage par- and working professionals are
born 50 years ago. A child your first sneaker, is ticipation and in- at the office. That can make
born today can expect to be visit a doctor. Each crease the likelihood choosing a gym easier for you
around for the next 78 years, individual is differ- that you'll stick with than it is for students or pro-
whereas one born half a cen- ent, and a doctor it. Whether it's a dai- fessionals.
tury ago had a projected life will let you know ly walk with friends However, when looking
span of nine fewer years. what you, person- or a structured work- for the right facility, do your
While some might suggest ally, should and out at the local gym homework and find a gym that
this longer life expectancy is a should not be doing with a trainer, the has all that you want. Some
product of people taking bet- as you begin a new program you choose gyms, for example, heav-
ter care of themselves, others exercise regimen. In should be one you ily emphasize weight training,
might say it's due in large part addition, a checkup look forward to, and and don't offer other amenities
to advances in medicine. could reveal prob- not one you see as a such as racquetball courts or a
Whatever the reason, it's lems you might not necessary evil. swimming pool. Find a gym
obvious more and more se- be aware of. • Take it easy: When- that best fits your needs. Many
niors are living longer lives,
and many are hoping to add • Recognize limita- Choosing a facility that offers all of the amenities is ever a new program gyms offer free passes for up
tions: If you have one of the most important steps a senior can take is started, be it by a to a week so prospective cus-
even more miles to their teenager, profession- tomers can get a better grasp
odometers. One way to do not lifted a weight when beginning a new exercise regimen.
or run a step in 20 al athlete or senior of what the gym has to offer.
just that is through exercise. citizen, the tempta- Take advantage of this com-
But for seniors who haven't years, you're not
going to be able to of exercise is not to become tion to overdo it is mon practice when choosing a
hit the gym in a while, starting omnipresent. However, flying facility.
simply pick up where you left a pinup guy or girl, but to get
an exercise regimen can be an out of the gates is a great way
off. Recognizing your physi- healthy or maintain existing • Make stretching a regular
intimidating, if not confusing, to get hurt, particularly if you
cal limitations is paramount to health. Set realistic goals and part of your regimen: Young
experience. do not yet know your physi-
the success of your new pro- acknowledge what you can or old, stretching is an integral
Seniors looking to make cal limitations. Take it slow
gram. For seniors, the point and cannot do.
exercise a regular part of their part of any successful workout
as you begin a workout, and routine. For seniors, however,
make a daily journal of what stretching becomes especially
you do at the beginning. That important, as you are more
way, should you encounter susceptible to injury than you
any aches or pains, you can were in your more youthful
always look at the journal or days. Stretching helps prevent
share it with your physician muscle pulls and other inju-
There is both primary as well as secondary lung cancer. Primary lung or trainer to determine what ries, and should be done both
cancer actually starts in the lungs, and the cancer cells are actually abnor- might be the root of the prob- before and after a workout.
mal lung cells. Secondary lung cancer occurs when cancer from another lem. As you grow accustomed
to physical activity, you can Courtesy MS
part of the body travels, or metastasizes, to the lungs. This is referred to then make adjustments to your
as secondary because the lungs are secondary when compared to the
primary location of the cancer. Secondary lung cancer actually has a dif-
ferent course of treatment than primary lung cancer, and that’s because
secondary lung cancer is not actually lung cancer. Rather, secondary lung
cancer is considered to be whichever type of cancer initially invaded the
body. For example, a woman who is diagnosed with breast cancer and
then has that cancer metastasize into the lungs is not considered to have
lung cancer. Rather, the metastasized cancer is still considered breast
cancer, even though it has since spread to the lungs. To learn more, visit
the American Cancer society Web site at www.cancer.org.

ALL MEDICARE
To Advertise
with the

OPTIONS
Tricounty’s
Premier
Publication
for those
50 and after:
EXPLAINED!
Call
Torrey Monroe
843-345-1314

lowcountry-
sun@comcast.
net
www.lowcountrysun.sc • JANUARY 2010 15

By Schu
“A New Year’s resolution is
something that goes in one
year and out the other.”
- Author Unknown
Okay I admit it. January
and February are not my fa-
vorite times of the year in the
Lowcountry. One of the many
reasons I live in Charleston is
because of the warm weather;
I can wear shorts for most of
the year and I enjoy the beach.
Although I can still go to the
beach during winter, I can’t
wear shorts unless I’m going
to take a dip in the ocean on
New Year’s Day. Sorry, I value
my extremities far too much
for that tradition.
However, the relatively
cold weather of the New Year
does allow the opportunity for
us to explore the ultimate of
comfort foods. And nothing
screams comfort food more
than the two quintessential
southern New Year’s Day food
traditions, Collard Greens and
Hoppin’ Johns. As most folks
know southerners don’t just
devour these delicious cre-
ations because they taste so
good, but because they pur-
portedly also bring good luck
for the coming year. 1 smoked ham hock
Born and raised in the
relatively small and extreme-
ly southern town of Aiken,
you would assume our New
Year’s holiday ritual included
collards and hoppin johns.
But my parents are New York
transplants so our New Year’s
tradition consisted of pickled
herring and pot roast. Blasphe-
my I know; but fear not read-
ers, the culinary abnormalities
of my convoluted past have
16 JANUARY 2010 •
to the pot, cover, and simmer Too often we all head to 4  cups  finely shredded col-
over low heat for about 20 the grocery store, rush inside lard greens (about 6 ounces)
minutes, never lifting the lid. and pick up the same thing 2  teaspoons  minced fresh
been leveled thru time, curios- Remove from the heat and al- week after week. Granted we thyme
ity and exploration. low to steam, still covered, for all have our staples, those 2  (14-ounce) cans fat-free,
I can still remember the another 10 minutes. Remove things we gotta’ have. but I less-sodium chicken broth
first time I was blessed with the cover, fluff with a fork, and also think we find ourselves 1  (15.5-ounce) can Great
the ethereal experience of eat- serve immediately. in a shopping list rut. We keep Northern beans, rinsed and
ing collards and hoppin johns. Recipe courtesy of buying the same things over drained
One New Year’s Day our www.epicurious.com and over again without really
family traveled to a friend’s looking for “in season” items Preparation
house located in the even more I’ve never been much of a or even worse, not taking the Heat oil in a Dutch oven
southern enclave called Edge- proponent of New Year’s Day time to search for something over medium-high heat. Add
field. After driving more time onion and garlic; sauté for 5
on dirt roads than paved, we minutes or until onion is ten-
finally approached a southern der. Add wine, pepper, and
home that could have been salt. Reduce heat; simmer
a replica of Tara, the man- 5 minutes or until liquid al-
sion from “Gone with the most evaporates. Add greens,
Wind”. thyme, and broth. Cover, re-
The exact moment I first duce heat, and simmer 8 min-
stepped into the mansion, as utes or until greens are tender.
with most first impressions my Add beans; simmer 5 minutes
senses took over, more spe- or until thoroughly heated.
cifically my nose. My knees Recipe courtesy of
weakened and I was immedi- www. find.myrecipes.com
ately was drawn to the deep
and rich aroma that lead me A lifelong foodie, Schu has
to the family grand piano. On worked in the food and beverage
top of that piano I found an or- industry since the age of 15. From
chestra of at least half a dozen dishwasher to general manager, from
crock pots exuding the harmo- For maximum good luck in the new year, the first thing that should be
mom & pop joints to hotels and na-
nious fragrance of simmering eaten on New year’s Day is Hoppin’ John.
tional chains, Schu has also written
collards and hoppin johns.
for various publications and hosted a
Needless to say childhood cu-
riosity took over and as they resolutions. However, to pay new or different. So my sec- weekly radio show dedicated to food
say, the rest was culinary his- tribute to the culinary curious ond resolution is to explore
tory. out there I’ve decided to take the market, the grocery store,
on 2 gastronomic resolutions and the specialty shops for that ACCORDING TO TRADITION
Hoppin John for the New Year. No, I’m not something new and different. Black-eyed peas mean
talking about the same ol’, The best part of my 2 res-
Ingredients luck and prosperity
“I’m going to eat healthier” or olutions, I get to report back to Originating in Asia, the black-eyed pea
1 cup small dried beans such
“I’m going on a diet” – way to you. is thought to have been introduced to
as cowpeas or black-eyes
boring, don’t you think? the United States through the African
5 to 6 cups water
Looking for a different slave trade. This small beige bean has
1 dried hot pepper (optional)
Resolution 1:
a black circular “eye” at its inner curve.
way to prepare your collard
It can be purchased fresh or dried.
The Culinary Journey greens? Try this recipe:
1 medium onion, chopped Though originally cultivated for animal
Living in such a great
(about 3/4 cup) fodder, black-eyed peas clled cowpea
food town as Charleston, I of- White Bean and Collard
1 cup long-grain white rice and, if the “eye” is yellow, yellow-eyed
ten find myself asking “who Greens Soup pea.
Preparation makes the best _____?” (insert Ingredients Collards represent
Wash and sort the peas. Place any favorite food item - crab paper money
1  tablespoon  olive oil
them in a saucepan, add the cake, hush puppies, she crab Collards-originated as primitive
1  cup  finely chopped yellow cabbage. Originating in the eastern
water, and discard any peas soup, crème brulee, etc.). My
onion Mediterranean or Asia Minor, it has
that float. Gently boil the peas first resolution - forage thru
3  garlic cloves, minced been grown and eaten for over 2000
with the pepper, ham hock, the Lowcountry in search of
1/2  cup  pinot grigio or other years!
and onion, uncovered, until the best.
light white wine Cornbread represents success
tender but not mushy — about
1/2  teaspoon  freshly ground because it is the color of gold
1 1/2 hours — or until 2 cups Resolution 2:
black pepper riginating in the eastern Mediterrane
of liquid remain. Add the rice Tear up the Grocery List
1/4  teaspoon  salt
www.lowcountrysun.sc
 Superbowl Super Winner!
It’s THE game. And it’s one The Cuban Midnight dressing. Spread mixture on
of the few times that, when it Sandwich hoagie rolls. Spread each roll
comes to sensible eating, all with mustard. On each roll,
bets are off. The big game hap- Ingredients arrange layers of turkey, ham,
pens in Florida this year, and 1 cup mayonnaise and cheese. Top each with dill
that means working a menu 5 tablespoons Italian dressing pickle slices. Close sandwich-
with a Gulf Coast vibe. Think 4 hoagie rolls, split lengthwise es, and brush tops and bottoms
spicy Cuban cooking. Sound 4 tablespoons prepared mus- with olive oil.
like a winner? Here’s a sand- tard Heat a non-stick skillet
wich that is just right for your 1/2 pound thinly sliced deli over medium high heat. Place
party menu. turkey meat sandwiches in skillet. Cook
1/2 pound thinly sliced cooked sandwiches for 2 minutes,
This sandwich is called a ham pressing down with a plate
‘Media Noche’ which trans- 1/2 pound thinly sliced Swiss covered with aluminum foil.
lates to ‘Midnight.’ It makes cheese Flip, and cook for 2 more min-
a wonderful dinner sandwich 1 cup dill pickle slices utes, or until cheese is melted.
because it is served hot. A nice 1/2 cup olive oil Remove from heat, place on
side dish is black bean soup or Directions plates, and cut in half diago-
black beans and rice, and plan- In a small bowl, mix to- nally.
tain chips. gether mayonnaise and Italian
Super Bowl Food Facts
• Approximately $55 million will be spent on Super
Bowl food this year.
• Super Bowl Sunday is the No. 2 food-consumption
The toast has become a popular feature of cel- with poison. Party guests were understand- day of the year.
ebrations across the country. Though most ably leery of accepting beverages, usually • Ten million man (or probably woman) hours is
commonly associated with weddings, toasts wine poured from a common jug. So to put all spent on Super Bowl food preparation.
are now routinely made at less formal gath- guests at ease, the Greek toast tradition actu-
erings as well. But when and where did the ally called for the host to drink from his glass • Some 12 million pounds of avocado are sold
toast start? While it’s difficult to pinpoint ex- first to assure his guest that the drink was not in preparation for the game so that Americans
actly who initiated the first toast, one theory poisoned.Another common feature of toasts may gorge themselves on an estimated eight
suggests this popular, and often funny, tradi- today is the clinking of the glasses, which also million pounds of guacamole.
tion dates back to the ancient Greeks in the might have its origins in ancient times, when
6th century B.C. At the time, Greeks would guests were said to clink their glasses as a
• 14,500 tons of chips are consumed on Super
commonly spike the drinks of their enemies means of warding off evil spirits. Bowl Sunday.

We offer Acupuncture in comfortable group
settings, Chinese herbal medicine, and Chinese
massage. Our sliding scale enables you to get
Acupuncture frequently for best results!
“After a hospitalization, I was able to come home to The Village at Summerville
for my rehabilitation which was supervised by a group of wonderful, caring
professionals. My stay in the health care center during my rehab was paid for by
Medicare, and after my recovery, I was able to go back to my residential assisted
living suite where I was reunited with Chessa whose company brings me such joy.”
“Chessa and I are at home in The Village at Summerville.”
Bobbie Hennet and Chessa

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AN ANCIENT
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A Presbyterian Community of SC
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www.lowcountrysun.sc • JANUARY 2010 17

 Top-Selling Shows: Top-Selling Songs:
Mad Men, Season 3 “Boom Boom Pow,” Black Eyed Peas
LOST, Season 5 “Right Round,” Flo Rida
24, Season 7 “Poker Face,” Lady GaGa
Grey’s Anatomy, Season 6 “I Gotta Feeling,” Black Eyed Peas
NCIS, Season 7 “Gives You Hell,” The All-American Rejects
Top Gear, Series 12 “Just Dance,” Lady GaGa & Colby O’Donis
“Party in the U.S.A.,” Miley Cyrus
The Office, Season 6
“The Climb,” Miley Cyrus
South Park: Uncensored, “Dead and Gone (feat. Justin Timberlake),” T.I.
Season 1 “Use Somebody,” Kings of Leon
House, Season 6
Gossip Girl, Season
Top-Selling Albums:
Kings of Leon, “Only By the Night”
Top Web Sites Various Artists, “Twilight
To Visit (Original Motion Picture Soundtrack)”
Lady GaGa, “The Fame”
Flickr Taylor Swift, “Fearless”
Metafilter Dave Matthews Band,
Twitter “Big Whiskey and the GrooGrux King”
Skype Michael Jackson,
Boing Boing “The Essential Michael Jackson”
Top Books The Fray, “The Fray”
(Publishers Weekly) Google
Jay-Z, “The Blueprint 3
YouTube Eminem, “Relapse”
Che’s Afterlife: Facebook Black Eyed Peas, “The E.N.D.
The Legacy Of An Image Hulu (The Energy Never Dies)”
By Michael Casey Etsy
Top Ten Places To Live
The Good Soldiers Top-Selling Cars:
By David Finkel Albuquerque, N.M.
2009 BMW 3-series / M3 Auburn, Ala.
The Lost City Of Z: 2009 Cadillac CTS / CTS-V Austin, Texas
A Tale Of Deadly 2009 Chevrolet Corvette Boise, Idaho
Obsession In The Amazon Durham, N.C.
2009 Honda Accord
By David Grann La Crosse, Wis.
2009 Honda Fit
Loveland, Colo.
Lit: A Memoir 2009 Infiniti G37
By Mary Karr San Luis Obispo, Calif.
2009 Jaguar XF
St. Augustine, Fla.
2009 Mazda MX-5 Miata Upper St. Clair, Pa.
True Compass: A Memoir
By Edward M. Kennedy 2009 Porsche Boxster
2009 Volkswagen GTI
A Gate At The Stairs
By Lorrie Moore Top Health Stories
Lark And Termite H1N1 flu
By Jayne Anne Phillips Healthcare reform
Screening tests
Pops: A Life Of An alternative to warfarin?
Louis Armstrong New findings about “good”
By Terry Teachout and “bad” body fat
Restrictions on industry
Everything Ravaged,
gifts to doctors
Everything Burned
By Wells Tower MicroRNA-based treatment
Changes in blood sugar goals
In Fed We Trust: Ben Bernanke’s for patients in intensive care
War On The Great Panic Testing for C-reactive protein
By David Wessel Social networks as conduits
for health and disease

18 JANUARY 2010 • www.lowcountrysun.sc


By Cappy Hall Rearick
“It’s very important to
have the right clothing to ex-
ercise in. If you throw on an
old T-shirt or sweats, it’s not
inspiring for your workout.” ~
Cheryl Tiegs
I am a writer, and it’s a
well-known fact that we writ-
ers never break a sweat if it
means we have to exercise.
Most of my days, when I am
not searching for an excuse
to procrastinate, are spent at
a computer keyboard. I have
never been into physical ex-
ercise unless you count the
up and down movement of
my mouth while talking or
eating, most often in tandem.
Although at different times in
my life I have felt the need to
‘get with the program,’ I can
honestly say I don’t have those
urges anymore. I no longer do-
nate to health clubs in order to
get a membership card that sits
in my billfold until it expires.
Or dies. women dressed in gymnas-
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The Life and Times of
Cappy Hall Rearick
The last time I was in a gym, tically correct leotards and Humor writer, Cappy Hall
Rearick, proudly marches in
it took less than five minutes coordinated thongs. At that her own parade to the beat of
for me to take in all the young, very moment, a sudden crav- a different drummer and she’s
cavorting members and be- ing for serious chocolate laughing all the way.
come conscious of my state of dropped down on top of me as Her writing career began
soon after moving to Holly-
under-dress. I was wearing a if it came straight from God. I wood in 1975. Her first col-
timeworn University of South high-tailed it out of there quick Puttin’ On The Gritz umn, Alive and Well in Hol-
Carolina T-shirt, as you please By Cappy Hall Rearick lywood, was born, followed
circa 1962, the and headed for by: Tidings, Simply Southern,
Puttin’ On The Gritz, Simply
year I would have Sweet Mama’s kale for seven straight days Senior and Simply Something.
graduated had I Bakery where in hopes of losing a pound or Cappy has won numerous
not wasted all my they don’t give two. He claims to like kale short story awards, many of
time collecting a hoot how I’m even if he doesn’t know ex- which can be found in antholo-
gies throughout California,
fraternity pins. dressed. If God actly what it is. On our last Pennsylvania, South Carolina,
The gym shorts I had intended for anniversary, the last of the big- Florida and Georgia. In 2003,
wore that day had me to bend over, time spenders gave me a new she was nominated for pres-
once belonged to I told myself, bicycle instead of the ten days tigious Georgia Author of the
Year Award.
Babe, which is to I’d be growing at Canyon Ranch for which I Southern Belle Cappy and
say that either he diamonds in my had repeatedly hinted. What a her Yankee husband “Babe”
used to be much garden instead guy. live on St. Simons Island. She
smaller or I am of pansies. It is true that I have joined has two sons and six grand-
children in Charleston and
now much larger. That same many health clubs in the past, Walterboro.
Yikes! Let’s not night, Babe, my always thinking I’ll regain Cappy’s four published
go there. good humored, some resemblance to the size- books, Simply Southern, Sim-
I cringed the patient husband, eight I used to be. A writer ply Southern Ease, Simply
minute I stepped lifted the lid on friend of mine once joined a Christmas and the recently
published Return to Rocky
inside that over- a pan of South- gym following a New Year’s Bottom are available at: Ama-
sized den of stinky sweat and ern fried chicken I was cook- Resolution, and being a hu- zon.com, and at Cappy’s web-
throbbing tendons and saw ing for supper. “Hell-ooo,” morist of some note, the first site: www.simplysoutherncap-
the throng of well-turned-out he exclaimed, “I’m guessing question he asked was, “Has py.com.
another health club just bit the anybody ever died in this
dust!” The dirty look I gave place?”
him took the place of a less The trainer with a mouth any other place,” she quipped.
than ladylike digit gesture. full of Chicklet teeth as- His question and her re-
Babe has always sup- signed to give him the nickel sponse gave me pause. What
ported my infrequent urges to tour didn’t bat an eyelash. “I was this silly notion of mine
'21ҋ7/(7 eat nothing but cabbage and wouldn’t be caught dead in all about anyway? Why had
7+,6+$33(1
I ever heeded my nagging in-
72<28
ner voice when it shouted, ‘No
&$// RETIRE IN THE COMFORT OF YOUR HOME WITH A pain, no gain.’ Was it about
72'$< BANK OF AMERICA REVERSE MORTGAGE. staying healthy or was I just
grasping at straws hoping to
reclaim a portion of my youth?
Cheri Williams At my age, there aren’t many
‹ 6MM*VTWSL[L5L^
 Reverse Mortgage Equity Loan Officer portions left.
 :`Z[LTZ Cell: 843.408.1038 When I am even older and
‹6MM(33:LY]PJL
9LWHPYZ ‹-YLL(PY-PS[LYZ,]LY`4VU[O cheryl.l.williams@bankofamerica.com my bones have turned so brit-
‹:VTL)LULÄ[ZHYL,_[LUKLK[V tle that they clack like a bad-
‹5V6]LY[PTL*OHYNLZ,=,9
fitting set of false teeth, and
Credit is subject to age and property qualifications.
 @V\Y*PYJSLVM-HTPS`
-YPLUKZ Bank of America, N.A. Member FDIC. Equal Housing Lender

my hair has turned white and

©2008 Bank of America Corporation

wiry and falls out in clumps,

I might experience some re-
morse. I may regret having
+($7,1*$1'$,5&21',7,21,1* spent so much of my life in
  front of a computer keyboard
instead of straddling a station-
ary bike. But until the dawn-

FINANCIAL COACHING ing of that day, I’ll ride my

little old lady’s bike every now
and then and keep working
Coordination of all aspects my jaws up and down hoping
of your financial life. for a trickle down result. The
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• Comprehensive fee-based my youth; the good news is I
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www.lowcountrysun.sc • JANUARY 2010 19
 Who qualifies as a Baby Boomer?
The term “Baby Boomers” describes the generations
of Americans born in the post-World War II “baby boom.”
While some historians believe that Baby Boomers were
born between 1946 and 1964, no consensus has ever
been reached. In ad-
dition to the contro-
versy surrounding
the years in which
the baby boom be-
gan and ended, there
is also disagreement
about whether those
individuals born in
the second half of
the boom are actually
members of another
generation, which
has been called
“Generation Jones.”
Under this rubric, for
example, Bill Clinton
and George W. Bush
qualify as “Boomers,” while Barack Obama, born in 1961,
would be considered a “Joneser.”

Crossword Solution
from page 30

20 JANUARY 2010 • www.lowcountrysun.sc

By Liz Sharp
Wow, can you believe it is
actually 2010??
What is in store for you in
this New Year? Are you mak-
ing resolutions? Frankly, are
you struggling like many of
us??? Hopefully the turn of
the calendar year can provide
fresh insight, a fresh start, new
vision and hope. It is time for
reflection and forgiveness -in-
cluding of ourselves -and a
time for taking the reins and
making good things happen.
Sometimes, that simply means
making the very most of what
we have, learning to find peace
in our current situations. The
comments I’m getting from
readers are mainly about mak-
ing adjustments, learning to
live and do with less, learning
to live without fear of the fu-
ture.
Dear Liz,
Our resolutions this year
are to re-vamp our finances,
and learn to live happily with
less! HELP! I’m struggling
most with feeling deprived,
and frankly feel sorry for my-
self at times. (at 55!) I just
didn’t expect things to be this
difficult in this “golden” time
of our lives.
“Poor” Attitude
Charleston, SC
Dear “Attitude,”
You are so right, that your
success in making appropriate
adjustments will depend upon
a “rich” attitude. Every one of
Dear Liz, heart ache and problems. You with. (!!) Setting a time limit
My two sons just moved are right to want to give them is appropriate. Since both are
back in to our home, one after support and encouragement. I employed, they need to reas-
divorce and one after separa- am assuming they have moved sess what type of living ar-
tion! I learned a long time ago in because their wives have re- rangements they can afford on
how to “detach” in a healthy mained in their marital homes. their own, and the direction
way -and just support them You must be reeling, however, they want their lives to take
with love and encouragement. due to the timing of the ends I have a ball-park time-
I want to set a deadline for how of these marriages. I hope you frame of three months -and
long they can say -but am not will take care of yourself in the they each should be paying
sure if this is the right thing. process, since this is also a loss rent or compensating you in
They both are employed, one for you. other ways. When adults move
is 30 and the other is 25. First, it is important that back home, there can be a ten-
Un-empty nest, they each are in their own dency to “regress” and become
Moncks Corner, SC counseling to determine their somewhat (or greatly) depen-
Dear “un-empty” part in the break up -their part dent. Paying rent, contributing
You are already ahead in the selection of mates to be- to the household and planning
of the game in that you have gin with -and avoid spending for their new living quarters
healthy boundaries -and know time and money in counseling can help to keep them ground-
us needs to take stock of what how to separate yourself in just rehearsing the faults of ed, and your sanity intact.
we truly have (counting our an appropriate way from their the spouses they no longer are
blessings!) and assessing what
is truly necessary to live a de-
cent life. It is amazing to learn
that some of the poorest peo-
ple in very poor countries can
be among the happiest, most
LOOSE DENTURES?
hopeful in attitude and spirit.
Having and losing, changing
lifestyles, is NOT EASY. We
do feel deprived. When you
add marital contention to that,
it can become unbearable.
So as you adjust your bud-
get, your goals, your lifestyle
-work to grow closer to your
spouse and other family. Do
things together that cost little
or nothing. Play games, walk
on the beach, watch old mov-
ies. If so inclined, pray togeth-
er, read scriptures together.
Gain the riches that cannot
be taken away, regardless of
the economy, and you will be
wealthy, indeed.

The Fix Now you can

There recently was an article in the St. Petersburg Fl.
Times. The Business Section asked readers for ideas
on: “How Would You Fix the Economy?”
have what you crave!
I think this guy nailed it!

Dear Mr. President,

Visit Dr. Joseph Gillespie in the morning,
Please find below my suggestion for fixing America ‘s have the “Mini-Implant System” placed in
economy. Instead of giving billions of dollars to compa- less than two hours, then go out and
nies that will squander the money on lavish parties and
unearned bonuses, use the following plan. You can call it enjoy your favorite lunch.
the “Patriotic Retirement Plan”

There are about 40 million people over 50 in the work This is a one-stage procedure that involves
force. Pay them $1 million apiece severance for early
retirement with the following stipulations:
minimally invasive surgery, no sutures, nor the
typical months of healing.
1) They MUST retire. Forty million job openings - Unem-
ployment fixed.
Call for your complimentary consultation
2) They MUST buy a new American CAR. Forty million
cars ordered – Auto Industry fixed.

3) They MUST either buy a house or pay off their mort-

gage – Housing Crisis fixed.
Dr. Joseph Gillespie
It can’t get any easier than that!!

P.S. If more money is needed, have all members in Con-

843-388-9690
gress pay their taxes. 1051 Johnnie Dodds Blvd., Suite A
Mr. President, while you’re at it, make Congress retire Mt. Pleasant, SC 29464
on Social Security and Medicare. I’ll bet both programs
would be fixed pronto! www.smilemtp.com
www.lowcountrysun.sc • JANUARY 2010 21
Hardwood cabinets enhance universal design
A comfortable yet more
accessible and barrier-free
home are the desired aims
of universal design. A term
coined in the 1980s by archi-
tect Ron Mace, universal de-
sign is defined as “the design
of products and environments
to be usable by all people, to
the greatest extent possible,
without the need for adapta-
tion or specialized design.”
For the now aging Baby
Boomer generation, which
comprises about one-third of
the U.S. population, universal
design is just what the doctor
ordered.
American Hardwoods and
Universal Design
Universal design makes
homes practical and user-
friendly, and whether remod-
eling or buying, as these ac-
tive, older adults contemplate
future health and mobility
issues, they want to remain
in their homes and continue
to live independently. To sat-
isfy their desire for a warm,
beautiful space, incorporating
American hardwoods into the
homes makes them attractive
and inviting places in which to
live.
According to the Ameri-
can Hardwood Information
Center, (www.HardwoodInfo.
com), and Gil Thurm, ex-
ecutive vice president of the
Hardwood Manufacturers As-
sociation, “when it comes to
universal design, American
hardwoods are the all-natural
choice for sturdy, attractive
and healthy design materials.
The wide range of species -
oak, cherry, maple, and more
- provide a spectrum of colors
and grain patterns to satisfy
any decorating scheme.”
Kitchens and Bath
Modern kitchens are much
more than a place for food
preparation. Now family gath-
ering places, even centers to
entertain guests, kitchens need
to be comfortable, convenient
and safe for everyone. Wall-
mounted cabinets, for exam-
ple, leave floor spaces clear
and easy to clean. Add an all-
natural material like American
hardwoods, and you have a
healthy, beautiful kitchen as
well.
Here are some design fea-
tures to raise the level of con-
venience and usability for ev-
eryone:
w Varied-height cabinets and
countertops will accommodate
multi-cook families, so parent
and child may prepare a meal
together.
w Make components accessi-
ble whether standing or seated.
w Sliding drawers, rollout
22 JANUARY 2010 •
monly found in universal de-
Throughout the Home sign plans. Providing easy ma-
Built-ins and wall-mount- neuverability for wheelchairs
ed cabinets provide open floor and mobile storage units,
space to accommodate wheel- simple regular maintenance
chairs and walkers. Media such as dust mopping, sweep-
room cabinets house and hide ing and vacuuming keep wood
electrical components. Larg- floors looking great.
er bedrooms often feature a American hardwoods are also
breakfast bar containing cabi- non-toxic and do not trap al-
nets for storage, a small refrig- lergens such as mold spores
erator and countertop space and dust, and are often recom-
for brewing coffee. Walk-in mended by doctors for individ-
closets with built-in drawers, uals with allergies or asthma.
pull-out trays and multi-height
hang bars help keep every- A Perfect Match
thing organized and easily ac- For those looking to add
cessible. the functionality and comfort
To add style to the mix, of universal design, a simple
cabinetry enhances this kitchen’s universal design features, such as easily
solid hardwood cabinets com- key word search, “universal
accessible appliances, multi-height work surfaces and an open floor plan.
Photo courtesy of Wellborn Cabinet, Inc
plement existing furniture and home design,” on any Internet
room decor and add a level of search engine is a great place
quality unmatched by other to begin. Then enjoy the best
shelves and lazy Susans make sider a cabinet on wheels, construction materials. With of both worlds by incorporat-
items easier to reach. stored under the sink and mov- a host of species to choose ing the timeless beauty and
w At the base of floor cabi- able. from, major cabinet mak- warmth of American hard-
nets, keep the toe/kick space Solid hardwood cabinets, ers are embracing these ideas woods into your plan.
deep enough to accommodate vanities and flooring add a with special lines and features Learn more about solid
wheelchairs. degree of elegance to the re- that blend the concepts to add American hardwood cabi-
w Lower cabinet doors and model. Don’t worry about function, comfort and beauty. netry, flooring, furniture and
drawers will require rein- water damage. Today’s water- There is a style of cabinet for hardwood sustainability at the
forced hardware in case they resistant finishes form a water- every room design. American Hardwood Infor-
are leaned on for support. tight seal protecting the wood mation Center at www.Hard-
w D-shaped or lever-style yet allowing it to expand and Healthy Materials woodInfo.com. Courtesy MS
handles and magnetic touch- contract, normally. Hardwood floors are com-
and-release cabinet doors are
perfect for hands of any size or
strength.
w To allow full use of the
cabinet door frame consider
swing-away hinges.
w Under-the-counter refrigera- What’s the Difference Between Mold and Mildew?
tor drawers and other flexible
appliances make a kitchen Because mold and mildew commonly grow in the same types of environments -- warm, damp areas
more accessible for someone - they are often mistaken for one another. In actuality, mold and mildew are different types of fungi de-
wheelchair bound. spite sharing many similar characteristics, including spreading out from spores. Mildew is found more
Similar universal design ideas often in showers, fabrics and paper, while mold is more often found in foods. Mold can range in color
can be applied when remodel- from black to red to green, while mildew is typically white or gray.
ing a bathroom:
w Vary the height of vanities to Although both mold and mildew can be problematic for individuals with allergies or asthma, it’s typically
lessen the need to crouch. mold that causes people to be most weary. That’s because some molds have toxins called mycotoxins
w Provide seated users ad- to which some people may be severely allergic. Inhalation of certain molds can also cause respiratory
equate under-the-sink knee problems. Mildew can generally be cleaned off of hard surfaces with a mildew cleaner or a bleach-and-
space. water solution. If mold is very prevalent in a home, it may be best to call in a professional to determine
w For additional storage, con- the best course of removal to prevent spores from spreading and causing health problems.
Eggs, pancakes, sandwiches, soups,
desserts and the largest selection of Home Improvement
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More food for your dollar!
Pressure Washing
Breakfast, lunch or dinner
served anytime. Quality, Timely Work!
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www.lowcountrysun.sc
 FEBRUARY: SHAG LESSONS 16 DR. MARTIN LUTHER KING JR.
Indigo Shopping Plaza COMMEMORATIVE CONCERT
1662 Savannah Highway Suite 220 6:00PM
Tuesdays Basic I 7 PM Royal Missionary Baptist Church
with Barbara and Jerry Wade 4761 Luella Avenue, N. Charleston
Tuesdays Basic II 8 PM The Charleston Symphony
with Barbara and Jerry Wade Orchestra Spiritual Ensemble.

Wednesday Intermediate Lessons
with Don and Jane Edwards and


Inspirational concert titled “Lift
Every Voice and Sing!” as a tribute Preserve Your Independence
Thursdays Basic I 7 PM to the life and legacy of Dr. Martin Lu
with Carl and Cindy Ware ther King, Jr. For tickets (limit 4), Stay in the home you love with confidence
and help 24/7 with the push of a button.
Thursdays Basic II 8 PM send a self addressed stamped en-
with Carl and Cindy Ware velope with request to Tickets/City of
Saturdays at 3 PM until 5 PM

Call 720-8440
North Charleston Cultural Arts De-
Junior Lessons are free. partment/ P. O. Box 190016, North
843-852-2978 or 843 814-0577 Charleston, or pick up in person at the
5, 7 “THE DRAGONS WAY” QIGONG CLASSES
Indigo Shopping Plaza


N. Charleston Cultural Arts Department
office at North Charleston City Hall Roper St. Francis Lifeline
1662 Savannah Highway Suite 220. (2500 City Hall Lane) FREE with ticket
A natural guide to weight loss that in advance. Info 843-740-5854
lasts. This is an internal Martial Arts culturalarts@northcharleston.org.
that has been used in China for over 22 PET HELPERS OYSTER ROAST
5,000 years. .The classes are for any Charleston Crab House on January 22
one who wants to become at 145 Wappoo Creek Drive, James
healthy, have more energy, and reduce Island 6pm-9pm. Enjoy the fine food at
stress. The First Introductory Six Week the Charleston Crab House with 100%
Courses are only $99.00. of the proceeds going directly to Pet
843-852-2978 or 843 814-0577 to set Helpers Adoption Center and Spay/Neu
up a consultation ter Clinic! Email kmehle@pethelpers.
Tuesday: January 5, 11PM-1 PM org for more info.
Thursday: January 7, 4 PM-6 PM
24 TOTAL HEALTH FAIR
11 & 13 AARP DRIVER SAFETY Omar Shrine Convention Center, Mt.
PROGRAM. Pleasant from Saturday, January 23,
9 a.m. – 12 p.m. until Sunday, January 24.
Mount Pleasant Senior Services Ctr. 10:00 AM till 5:00 PM. 
The driver safety course helps drivers $5 per person. The first 250 attendees
age 50+ adjust driving habits. Upon will receive free goodie bags at the
completing the course, drivers may door. Blood drive with the American
qualify for an automobile insurance
discount from their insurance company. 
Red Cross on Saturday from 11:00AM (843) 762-2218 (800) 375-0351
till 4:00PM
This course requires no driving. $14; Visit our website www.Charleston www.franklin-funding.com
$12 for AARP members. HealthFair.com or call 843.402.0310
Call 856-2166 for info. for more information and list of sched
Mount Pleasant Recreation Department. uled events for the weekend.
Gary Jaster at 856-2166 or visit www.
townofmountpleasant.com. Jan 25 – Feb. 15
12 “DR. LOVEGROVE’S DETOXIFICATION BEGINNER SHAG COURSE
AND WEIGHT LOSS STRATEGIES FOR Mondays, 6 – 7 p.m.,
THE NEW YEAR Park West Recreation Complex, MP.
info@lovegrovehealthsolutions.com Learn South Carolina’s state dance
Whole Foods Market, Mt Pleasant $40/residents; $47 for non-residents/
6-7 pm 4-weeks. Register in advance.
Health talk will be presented by Dr. Mount Pleasant Recreation Department.
Pat rick Lovegrove who specializes in Chuck Delorme at 856-2166 or visit
Preventive-Aging, Holistic Medicine, www.townofmountpleasant.com.
Weight loss and Pain Management. He 29 FOURTH ANNUAL BE WELL HEALTH AND
will discuss Bio-identical hormone WELLNESS FAIR FOR OLDER ADULTS
replacement to balance and optimize 9:00 am – 12:00 pm
your lab level. 843-819-2384 Rodenberg Hall, Franke at Seaside.
info@lovegrovehealthsolutions.com 1885 Rifle Range Road, Mt.Pleasant.
12 NEW YEAR, NEW YOU! Discover how to stay healthy,
“NATURAL WAYS TO DETOXIFY AND active, and independent. Franke at
PURIFY THE BODY” Seaside has invited 30 local resource Award Winning Fitness Programs For Adults Age 50+
6:30 pm groups and businesses to participate.
Mount Pleasant Senior Center. 865 Riverland Drive, Charleston, SC 29412
Total Life Care will be hosting a Free
community lecture presented by Dr. 30 MEN’S CLUB OF OUR LADY OF GOOD (843)762-9555
Stephanie Latter. COUNSEL OYSTER ROAST
Total Life Care Charleston January 30
825 Wappoo Road in West Ashley 5 to 8 PM
RSVP: Seated is limited Father Kelly Hall, 105 West Huron Av-
Call 843.402.0310 to enue, Folly Beach.
reserve your space. Oysters, hot dogs, hamburgers, catfish
Visit www.TLCCharleston.com for stew, iced tea, and cakes. Tickets sold
more information. Sunday Masses and will be available at
the door. Admission is $25.00. Children
and non-oyster eaters will be $10.
$1 donation for beer. 795-2622

www.lowcountrysun.sc • JANUARY 2010 23

 Dogs Can Transform the Lives of People
Man’s best friend cer-
tainly may be the unassum-
ing canine. But dogs are
more than pets who fetch
slippers and wag their tails
when their owners arrive
home. Dogs can provide in-
valuable services to individ-
uals who may be impaired
or simply need a little com-
panionship to live indepen-
dent lives.
According to Working
Like Dogs, a resource for
people around the world
with working dogs and ser-
vice dogs, assistance dogs
transform the lives of their
human partners with debili-
tating physical and mental
disabilities by serving as
their companion, helper,
aide, best friend, and close
member of their family. As-
sistance Dogs can be from a
variety of breeds including
labrador retrievers, golden
retrievers, standard poo-
dles, and even shelter dogs.
These specially trained
dogs perform many tasks
1. Older Americans account
for $2 trillion or 50% of all
spending.
2. Older Americans control
$7 trillion in wealth.
3. We are the only publi-
cation in the Lowcountry
dedicated to reaching older
Americans.
4. The Lowcountry Sun dis-
tributes free newspapers
every month to over 200
premium locations and to
more than 40,000 readers.
5. We target one of the fast-
est growing segments of
the population.
The Tri-County’s Premier Publication
For the Young and Active After 50
843-345-1314
Check us out at
www.lowcountrysun.sc
Check us out
on Facebook at
www.facebook.com/
lowcountrysun
and follow us on twitter
@ LowCountrySun
24 JANUARY 2010 •
for their partners with dis- sistance dogs are dedicated als come out of their shells, • Companionship: If you
abilities and are classified to their humans, who rely something that may not yet live alone or recently expe-
in the following ways: on them to achieve their be possible with a fellow rienced a loss, a dog can be
Guide Dogs daily function. But while human being. the companion you enjoy
Assist people with vision there are a number of func- Dogs can also help with coming home to after a long
loss, leading these indi- tions the trained working or a number of medical con- day. Pets can actually be
viduals around physical ob- service dog may master, the ditions, such as relieving there for you when people
stacles and to destinations regular, run-of-the-mill pet stress and helping with de- can’t. Research has shown
such as seating, crossing can also serve special func- pression. They may also re- that nursing home residents
streets, entering or exiting
doorways, elevators, and
stairways.
Service Dogs
Assist people with dis-
abilities with walking, bal-
ance, dressing, transferring
from place to place, re-
trieving and carrying items,
opening doors and drawers,
pushing buttons, and pull-
ing wheelchairs. They can
also aide with household
chores, such as putting in
and removing clothes from
the washer and dryer.
Hearing Alert Dogs
Alert people with a hear-
ing loss to the presence
of specific sounds such as
doorbells, telephones, cry-
ing babies, sirens, another
person, buzzing timers or
sensors, knocks at the door
or smoke, fire and clock Studies show that people with pets live longer, have better blood pressure and suffer
alarms. less stress than nonowners.
Seizure Alert/Seizure
Response Dogs
Alert or respond to tions in his or her lifetime. duce blood pressure as well report less loneliness when
medical conditions, such as Therapy dogs are often as popular medications. visited by dogs than when
heart attack, stroke, diabe- volunteer dogs who visit the • Blood Pressure: Accord- they spend time with other
tes, epilepsy, panic attack, elderly or those who have ing to research, while ACE people.
anxiety attack, post-trau- experienced some other inhibiting drugs can gener- • Social Interaction: A
matic stress and seizures. trauma. The dogs are instru- ally reduce blood pressure, friendly dog can make you
All of these types of as- mental in helping individu- they aren’t as effective at seem more approachable
controlling spikes in blood and also offer opportuni-
pressure due to stress and ties for conversation while
tension. However, a recent out and about. Fellow dog-
study of hypertensive New walkers may come up to
York stockbrokers who got you to chat about your dog’s
dogs or cats were found breed, which could turn out
they had lower blood pres- to be an opening for friend-
sure and heart rates than ship.
those who didn’t have pets. Whether they’re profes-
• Stress: Petting a dog or sional working dogs or the
cat is known to calm anxi- everyday pet, dogs can pro-
ety and promote a feeling of vide many services to their
relaxation. This can help re- human companions.
lieve stress as well as medi- Courtesy MS
tating or yoga.
• Exercise: A dog will en-
courage you to get out and
walk at least twice a day.
4 Check
us out
ONLINE
This will also help with re-
lieving stress and provide
much-needed physical ac-
tivity.
www.
lowcountrysun.sc
www.lowcountrysun.sc
 As they edge toward and ing at home when they ap- keep their coverage.
through their 50s, younger proach retirement age and
baby boomers are expe- may also be devoting time Working retirement
riencing both tough chal- and resources to the care of Many young boom-
lenges and new opportuni- aging parents. In addition, ers are taking a hard look
ties. Longer life spans and a rising numbers of adults are at semi-retirement. They
deep desire to remain rele- choosing to move back to envision an active retire-
vant and youthful mean that their family homes due to ment and see it as a new
boomers can look forward job loss or difficulty secur- way of working, rather than
to a variety of lifestyles in ing that first job after col- a retreat from the world of
their older years. lege, meaning a delay in work. Volunteering is also
At the same time, younger “emptying the nest.” With seen as part of that active
boomers may be saddled nests no longer being emp- retirement, fulfilling a need
with commitments to two ty, scaling down and selling to contribute and continue
generations -- their children the large family home is be- feeling vital.
as well as their aging par- ing postponed, along with
ents. This reality can place retirement and other “gold- How many Baby Boomers
limits on their resources en years” activities. are there?
and freedom. Here is a brief Press accounts give var-
look at some of the issues To your health ious numbers, with 79 mil-
facing the youngest boom- Boomers are enjoying lion a popular choice. There
ers as they move into the longer, active life spans and were actually 76 million
latter phase of middle age. are determined to forestall births in the United States
the onset of old age. At the from 1946 to 1964, inclu-
Family matters same time, studies show sive, the 19 years usually
Changing family dy- that many younger boom- called the “baby boom.” Of
namics have also brought ers will experience serious the 76 million born, about
up new issues. Since large illnesses earlier in life than 4 million had died by April
numbers of boomers started past generations and will re- 1, 2000 (when Census 2000
Many baby boomers are exercising more, extending their
having families later in life, main in the work force past was taken), leaving some 72
life expectancy and forestalling the onset of old age.
many still have children liv- retirement age in order to million survivors.

www.lowcountrysun.sc • JANUARY 2010 25

 TOP OF THE LINE TOURS

MYSTERY TRIP # 70 JANU-
ARY 19 – 25, 2010 7 days/6
nights lodging. 11 Meals.
Can’t tell you where – but
rest assured you will have
a great time!!! $971.00 PP/
MD $1016.00 PP/NMD
FRANKENMUTH – THUN-
DER BAY ELK PRESERVE
THE “SNOW TRAIN”
FEBRUARY 9 – 16, 2010
8 days/7 nights lodg-
ing. 10 Meals. Fran-
kenmuth, Michigan
– Bavarian Inn Lodge; German entertainer;
Bronner’s Christmas World; Thunder Bay
Elk Preserve, Hillman, Michigan; sleigh ride
through elk preserve; five-course dinner and
wine tasting; Sault Ste. Marie, Ontario, Can-
ada; day long excursion into the Agawa Can-
yon on board the “Snow Train”; Cumberland
Inn and Museum. $1131.00 PP/MD $1189.00
PP/NMD
HISTORIC SAVANNAH AND
LOWCOUNTRY TOUR
FEBRUARY 20 – 21, 2010
2 days/1 nights lodging.
Guided tour of Historic
Savannah; lunch at Pau-
la Deen’s – “Lady & Sons
Restaurant”; tickets to show at the Savan-
nah Theater; dinner cruise on the Savannah
River Queen; tour of Tybee Island and Tybee
Lighthouse; lunch at Tubby’s Tank House;
visit Byrd Cookie Company. $311.00 PP/MD
$327.00 PP/NMD
THE “OTHER SIDE” OF
ORLANDO & DISNEY,
TOO! 0 FEBRUARY 24
– 28, 2010 – 5 days/4
nights lodging. 9 GOLDEN ISLES & CHER-
Meals. Sleuth’s Mys-
tery Dinner Show, Rivership Romance Lun-
cheon Cruise on the St. John’s River, Ara-
bian Nights Dinner Show, one-day pass to
Walt Disney World park of your choice and
Jungle Adventures Nature Park. $623.00 PP/
MD $657.00 PP/NMD
TEXAS ON TOUR – MARCH 3 –
11, 2010 – 9 days/8 nights
lodging. 12 Meals. Tours
of or visits to Birmingham,
AL; Vicksburg, MS with
step-on guide; Tyler, TX
Rose Gardens; Waco, TX, Dr. Pepper Muse-
um, Texas Rangers Museum, LBJ Museum
and Ranch, LBJ State Historic Site in John-
son City, TX; San Antonio, TX with step-on
guide; Houston, TX; Johnson Space Cen-
ter; Galveston, TX with step-on guide; Beau
Rivage Casino Hotel in Biloxi, MS; Callaway
Gardens, Pine Mountain, GA; and lunch at
the Blue Willow Inn in Social Circle, GA.
$1188.00 PP/MD $1244.00 PP/NMD
JACKSONVILLE, FL AND
OKEFENOKEE SWAMP,
GA – MARCH 13 – 14,
2010 – 2 days/1 nights
lodging. 3 Meals.
Lunch and show at
the Alhambra Dinner Theatre – “42nd St.”;
Jacksonville Kennel Club with dinner buf-
fet; admission and tour of the Okefenokee
Swamp, guided boat tour, Pioneer Express
Railroad train tour and Eye on Nature Show.
$262.00 PP/MD $276.00 PP/NMD
RY BLOSSOMS IN GEOR-
GIA – MARCH 21 – 24,
2010 – 4 days/3 nights
lodging. 6 Meals.
Two nights lodging
on Jekyll Island on the beach, tram tour of
Jekyll Island Historic District, dinner at Black-
beard’s Restaurant, guided tour of Historic
Brunswick, GA, guided tour of St. Simon
Island with admission to Fort Frederica, din-
ner in The Village, free time at Center City
Park in Macon, GA, riding tour of the Macon
Cherry Blossom Trail, tour and dinner at Sid-
ney Lanier Cottage, illuminated driving tour
of Macon, admission to Hay House and the
Cannonball House and free time at the Mul-
berry Street Arts Festival and International
Food Festival in Macon. $574.00 PP/MD
$601.00 PP/NMD
WASHINGTON, D.C. IN
THE SPRING – MARCH
26 – 29, 2010 – 4
days/3 nights lodg-
ing. 6 Meals. Tour
of Mt. Vernon Estate
and Gardens, lunch
at the Mt. Vernon Inn, visit Hains Point Park,
evening driving tour of illuminated memori-
als, driving tour of Washington, DC plus a
free day to see the sights you want to see.
$495.00 PP/MD $519.00 PP/MD

LOOK WHAT’S COMING IN 2010!!

MARCH 16 – 18 HISTORIC THOMASVILLE & BAINBRIDGE, GA SEPT 14 – 17 FALL IN THE SMOKIES-MAGGIE VALLEY &
APRIL 8 – 14 NASHVILLE, MEMPHIS & TUNICA PIGEON FORGE
APRIL 25 – MAY 2 BROADWAY LIGHTS & AMISH SIGHTS (NYC & PA) SEPT 21 – 29 FALL IN THE OZARKS-EUREKA SPRINGS & BRANSON
APRIL 16 – 21 SOUTHERN SPRING GARDENS TOUR OCTOBER 2 – 10 CAPE COD & MARTHA’S VINEYARD
MAY 4 – 10 AMANA COLONIES & PELLA TULIP FESTIVAL OCTOBER 16 – 22 ATLANTIC CITY/CAPE MAY/PHILADELPHIA
MAY 12 – 19 TULIP TIME – NIAGARA FALLS & OTTAWA OCTOBER 30 FT. MILL – NARROWAY – “BILLY LOVES BOBBY SUE”
MAY 16 – 21 HATS OFF TO LOUISVILLE & ASHEVILLE NOVEMBER 18 – 22 AN AMISH CHRISTMAS-LANCASTER, PA
MAY 24 – JUNE 16 CANYONS & PACIFIC COAST HWY NOVEMBER 27 FT. MILL – NARROWAY – “THE REAL CHRISTMAS STORY”
JUNE 19 FT. MILL – NARROWAY – “THE 4TH CROSS” NOV 30 – DEC 5 CHRISTMAS IN NEW YORK CITY
JUNE 22 – 29 MYSTERY TRIP #71 DECEMBER 7 – 9 CALLAWAY GARDENS & LAKE LANIER CHRISTMAS
JULY 6 – 10 NC COASTAL ADVENTURE DECEMBER 13 – 15 CHATTANOOGA CHOO CHOO CHRISTMAS
JULY 11 – 29 ATLANTIC PROVINCES OF CANADA DECEMBER 17 CAROLINA OPRY CHRISTMAS SHOW
AUGUST 4 – 24 PACIFIC NW & CANADA’S NATURAL TREASURES DECEMBER 18 – 19 JACKSONVILLE, FL & SAVANNAH THEATER
AUGUST 6 – 8 LITTLE SWITZERLAND, NC DECEMBER 27 – 28 CHRISTMAS @ BILTMORE ESTATES
AUG 30 – SEPT 10 GRAND HOTEL, FALL TRAIN & DEC. 30 – JAN. 2, 2011 NEW YEARS @ OPRYLAND HOTEL
UPPER MI PENINSULA JAN. 14 – 29, 2011 CELEBRITY CONSTELLATION EXOTIC SOUTHERN CARIB-
BEAN CRUISE

PLUS MORE ADVENTURES TO BE ANNOUNCED!

CALL 843-766-0747 FOR MORE INFO., DETAILED BROCHURE & PRICING!!
Call our office for detailed brochures on all of
the above trips or for other available trips.
Save money and join
Top of The Line Tours Travel Club
Give the gift of travel • Gift Certificates
are available! It makes a perfect birthday,
anniversary or holiday gift!

1908-G Savannah Plaza • Charleston, SC • 843-766-0747 • 1-800-845-7659

26 JANUARY 2010 • www.lowcountrysun.sc
Affordable Vacation Ideas
for Active Boomers
There are countless va-
cation destinations that offer
breathtaking scenery and com-
fortable accommodations with
endless opportunities to relax
and enjoy your well-deserved
time off. Many destinations
are not only inexpensive, but
are no more than just a few
hours drive, making them
truly affordable. Even if these
ideas don’t tickle your fancy,
you won’t have to search hard
to find similar deals.
The Great Outdoors
With a wide range of regional,
state and national park camp-
grounds from coast to coast,
camping has always been one
of the most affordable ways to
stay and play.
Best known for the massive
granite rock formations Half
Dome and El Capitan looking
down over Yosemite Valley.
Yellowstone National Park, WY
Home of the famed “Old Faith-
ful” geyser, numerous other
hot springs, geothermal miner-
al pools and deposits, Yellow-
www.lowcountrysun.sc
stone also hosts an abundance
of wild grizzly bear, bison and
wolves.
A Day at the Beach
The United States alone has
thousands of miles of coast-
line, with most of its sandy
beaches open to the public,
free of charge and many with
affordable lodgings.
South Padre Island, TX
One of the most popular beach
destinations in the U.S.
Carolina Beach, NC
A seaside town with beaches
that aren’t crowded, reason-
ably priced accommodations
and affordable activities.
Cannon Beach, OR
Only hours from Portland and
Seattle, this northwest oasis
has affordable accommoda-
tions as well as state parks and
other campgrounds close by.
A Little Romance?
If you’re looking for a quiet
and affordable getaway for
just the two of you, consider
some place new and different.
Gatlinberg, TN
A beautiful secluded destina-
tion in the middle of the Great
Smokey Mountains with walk-
ing trails and a tramway to the
mountaintop.
Lake Quinault, WA
A large lake just a few hours
from Seattle that hosts a rustic,
century-old lodge surrounded
by a temperate rainforest.
Rincon, Puerto Rico
Away from the tourists, this
low-cost getaway has beauti-
ful beaches, inexpensive ho-
tels and friendly locals.
Action and Adventure
Opportunities for afford-
able adventure abound, espe-
cially if you consider destina-
tions off the beaten track.
Big Horn Mountains, WY
Paradise Guest Ranch hosts
horseback riding, overnight
pack trips and rustic western-
style cabins.
Baja California
Four and seven-day trips
across Baja in open-wheel
tour cars with seasoned guides
The nation’s many beaches is an affordable and enjoyable vacation op-
tion for baby boomers.
by Wide Open Baja Company
come with first-rate accommo-
dations, service and meals.
Himalayas, Nepa
Explore the villages, trails,
palaces and temples of greater
Nepal with Peak Endeavour
Nepal Trek. Hike around the
famed Annapurna Massif and
the peaks of Khumbu with
views of Mt. Everest. Stay in
small guest lodges or choose a
camping trek.
Courtesy MS
• JANUARY 2010 27
• Mature travelers took nearly
210 million trips in 2009, ac-
counting for 31% of all do-
mestic trips (business and
leisure).
• Senior travelers will travel
3+ times each year, more than
any other age group.
• Adventure tourism is in-
creasing among 50+ travel-
ers. Boomers can be found
“riding elephants in India,
horseback riding in Costa
Rica and bungee-jumping in
New Zealand.”
- Randall Travel Marketing
The Jukebox became very popular in the 1950’s with the Juke joints, ice cream shops and the
like, where teenagers hung out with friends, eat hamburgers and drank soda but the jukebox
was created well before the 1950’s and has been able to stay alive today.
Weren’t jukeboxes always with
us? Like rocks and air? It’s hard
to imagine America without them.
Before iPod playlists, before boom-
boxes, before mix tapes, even before
band t-shirts, it was the jukebox that
helped us express who
we are.
It was heady stuff.
A little intimidating at
first to walk into the
neon green and red
aura, to touch the sleek
chrome reminiscent of
every cool car you ever
wanted. For a dime
(three plays for a quar-
ter), this behemoth of
music taste would do
your bidding, using
your song to tell the
world how you feel
Jukeboxes have been
part of Americana for
many many years. Mention a “juke-
box” and you have images of young
teenagers dancing to a swinging
beat. Many movies set in the 40s
and 50s have secenes set around
plugging a coin into a jukebox and
picking a favorite song.
The term “jukebox” started
around the 1930s in the United
States and is apparently derived
from the African-American slang
term “juke” or “jook”, meaning
“dance”. The jukebox or music box
was first seen back in the late 1800s
but it didn’t gain in popular use
until they could be electrically run
and amplified and the first selective
jukebox was built in 1928. Their
heyday was from the 1940s through
the 1950s and 60s and even though
it is known more for the rock and
roll era it was also very popular in
the “swing era” before that.
Advertise with the
Tricounty’s Premier
Publication
for those
50 and after:
Call
Torrey Monroe
843-345-1314
lowcountrysun@
comcast.net
28 JANUARY 2010 •
In 1927 the Automatic Musi- in their rec room or home bar and your collection are online auctions
cal Instrument Company debuted a watch their friends and family en- and especially eBay. It has been
public coin-operated record player. joy the look, sound and feel of the said that “you can see more in 10
Juke joints that survived on dance jukebox era. Others collect them minutes on your computer than in a
music couldn’t always afford an or- for their collectors value and some whole weekend of running around
chestra, but they could sure afford can go for very high prices. If you
a nickel. Jukebox- want to get into jukbox collections
Roadside diners of
es fit where bands you will probably also want to en- America boasted countertop
couldn’t, and they sure you look to buy manuals and jukeboxes just like this
kept their mouths parts as well to rebuild or maintain 1950’s Crosley
shut during Prohibi- the models you come across. You Select-O-Matic style.
may also want to get into col-
Rock-Ola’s Bubbler juke- lecting old 78 or 45 vinyl re- to antique shops and swap meets.”
box pipes bubbles of air cords as well since those are Browse online to see what is avail-
merrily to the top of the used inside the machines to able as well as to gain a good edu-
produce that fabulous sound. cation on how to identify the mod-
8 bubble tubes, while a
You may even need to find els you want to get into collection.
“Kaleidoscope” of colors
a jukebox mentor or repair Knowing what you are doing
flows through 4 color person to help you learn the from that stand point can save you
cylinders. ropes. a whole lot of money. Once you get
There are a number of places the jukebox collecting bug going
tion. to look for old jukeboxs including your family and friends will be en-
One of the most fa- old dance halls or music halls that joying the get togethers you throw
mous jukebox is the still have stuff in storage. But one even more. Rock on!
Wurlitzer with its familiar rounded of the best places to find items for
top and the front lights that gave it
impact. The Wurlitzer jukebox was
fisrt used in the 1940s but it became
very famous during the rock and
roll era of the 50s into the 60s. The
Wurlitzer “1015-Bubbler” model is
probably the most popular jukbox
and highly sought after by collec-
tors but other collector favorites
are the Rock-Ola models 1413 and
1422, the eeburg M100C, the early
AMI “Top Flight” Model [1936-38]
and the AMI Continental which was
especailly popular in Europe.
Many people love to collect
jukeboxes, especially the Wurlitzer,
for your business in 2009.
for the feelings of nostalgia and
history. They love to set them up Have a happy
and prosperous 2010!
• Friendly Atmosphere EveryTuesday is
• Personalized Service
• Gold Crown
Senior Savings
Memberships Available Day!
1219 N. Main Street • Summerville, SC
(In the Main Market Center between Lowes and Belk)
Mon-Sat 10am-8pm • Sun 12 Noon - 5pm
851-2378
www.lowcountrysun.sc
Understanding Winter Pruning
By James Parker
As the winter months roll
in people often wonder what
their lawn maintenance com-
pany will be doing for their
yard during the off-season. I
can tell you from personal
experience that it takes more
effort to maintain a yard dur-
ing the winter months than the
summer. Hard to believe? It’s
true enough that the grass does
not grow, but weeds continue
to grow. Bushes, depending
upon the type, needs some type
of care, and cleaning up leaves
and branches takes three times
longer to remove than just cut-
ting the grass. Some winter
pruning is involved with pe-
rennial flowers though most
summer blooming perennials
and flowers go dormant during
the winter. Examples of these
that need pruning are Lantana,
Hydrangea, and ornamental
grasses.
Lantana can often spread
beyond it’s intended area.
Winter time is a great time to
cut back your Lantana. You
may even need to cut it down
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davidsonwebsolutions.com
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www.lowcountrysun.sc
Out in the Yard
By James Parker
to the stub if it is a mature plant
that is exceeding it’s intended
boundaries in the summer. I
often try to leave enough nub
showing so that once spring
arrives I don’t mistake it for
a weed. The opposite of this
would be when I have newly
planted Lantana or perennials
that have not fully grown into
the intended area. In this case
no pruning would be done and
the plant would continue to
grow in girth or width to fill in
the area.
Hydrangeas have the same
tendency as the Lantana. Over
time they too outgrow their
space and need to be cut back.
Be sure to leave a nub you can
see in the spring time. If you
Bonded and Insured, Est. 1983
Family-Owned and Operated
want it to continue to grow
leave it alone or lightly snip it
on the ends to promote branch-
Larger pampas grasses need to be tamed before summer
growth begins. The smaller ones can be left alone.
ing.
Ornamental grasses are
a little more tricky. It’s been
a long tradition to cut back
pampas grasses which usually
provides greener growth in the
summer. This is especially true
for wind whipped or browned
pampas grass. The problem is
that when you prune back a
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pampas grass you are actually
cutting off the tips that have
the flower thus removing some
winter color. I feel that for
small to medium size pampas
grasses it is sometimes best to
leave them alone. If they are
extremely large they do need
taming. We personally use a
chain saw to prune them. In my
opinion, the smaller ornamen-
tal grasses such as Miscanthus,
Sweet Grass, Breeze Grass
and Sea Oat should really nev-
er be cut back as their tassels
are the pretty winter flowers.
Daniel Garrett
Call Us Today to
3469 Long Point Rd. Schedule a
Mt. Pleasant, SC 29464 FREE Pick-Up of
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Sweet Grass in particular is so
slow to recover that even years
later you can tell where it was
pruned. The brownish foliage
is part of this type plant.
Flowering shrubs are get-
ting ready to bloom within
the next three months and are
creating the buds that will
produce these flowers. Prun-
ing these shrubs will not keep
them from flowering (you
may lose some of the inten-
sity of the flowers). Common
varieties of this type plant are
Azaleas and Camellias. With
non-flowering evergreens, the
winter time is a good time to
prune them 6-8” below where
you want them to actually be.
Then, when the new growth
in the Spring comes out your
plant will be fuller, thicke,r and
greener than it was the year
prior, even if it looks branchy
after the initial pruning. If you
have any pruning questions
please feel free to contact me
and Happy Gardening!
James Parker
Pleasant Landscapes
www.pleasantlandscapes.com
East Cooper 843-886-9314
Summerville 843-851-8008
Johns Island 843-768-6808
Daniel Island 843-216-4796
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To Advertise
with the
Tricounty’s
Premier
Publication
50 and after:
Call
Torrey Monroe
843-345-1314
lowcountry-
sun@comcast.
net
• JANUARY 2010 29
 25. Ph____ - pictures
26. Armed conflict
27. Expression of doubt
28. A collection of facts
29. Average golf scores
31. Raised railroad
32. Vestment gown
33. Boats for Noah
35. Western state
37. Primp
39. Celestial body
41. Steps for limited space
45. Tee____ - conical tents
46. Foray
47. Big-eyed scad genus
48. An automobile
49. Curved segment
50. “____e and
Sensibility” by Austin
51. Brew
52. Black or
Mediterranean
53. A digital tape record-
ing of sound
CLUES ACROSS 15. Calypter
1. Former CIA 17. Swiss river CLUES DOWN
4. Unhappy 18. A baby’s father 1. Moonfish
7. Don’t know when yet 19. House decor 2. Flies alone
10. Party men & women 22. Magical incantations 3. Sags or droops
12. A braid 23. Thigh armor 4. Short bouts
14. A scrap of cloth 24. Dick & Jane’s dog 5. ____ Ladd, actor
6. Afghan language
7. Windows over doors
8. Scout acheivement
insignias
9. Turkish leader titles
11. Noctambulists
13. Exam
16. On a boat or ship
18. Perturbations
20. Far beyond the norm
21. Vietnamese currency
unit
28. Hindquarters
29. St. ____ girl, brand
of beer
30. Communion tables
33. Earnest or urgent
request
34. A very large body of
water
36. Mended
38. Mediation council
39. Weaverbird genus
40. Ethiopian lake
41. Prevents harm to
creatures
42. Bur____ - joint sacs
43. Prong
44. Formerly (archaic)
Crossword answers
on page 20

Advertise ONLINE
www.lowcountrysun.sc

Support Local
Located in the heart of Mt Pleasant
Contact me for all your travel needs! Kathy Comar Bustos

www.SoutheasternCruises.com 843.856.0027
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Khouri Chiropractic For an appointment call

119 East Bay Street, Suite 100
Charleston, SC 29401 843.853.BACK

30 JANUARY 2010 • www.lowcountrysun.sc

 Midlife is when the growth of the hair on our legs slows down.
This gives us plenty of time to care for our newly acquired mustache.

Who said that?

The world is more like it is now than it ever
has been before. - Dwight D. Eisenhower
It’s God’s job to forgive Bin Laden... It’s our
job to arrange the meeting -USMC
A man is dining in a fancy restaurant and there is a gorgeous
redhead sitting at the next table. He has been checking her out
since he sat down, but lacks the nerve to talk with her.
Suddenly she sneezes, and her glass eye comes flying out of its
socket toward the man. He reflexively reaches out, grabs it out
of the air, and hands it back.

EVER WONDER ... ‘Oh my, I am so sorry,’ the woman says as

Why the sun lightens our
hair, but darkens our skin?
Why women can’t put on
mascara with their mouth
closed?
Why don’t you ever see
the headline ‘Psychic Wins
Lottery’?
Why is ‘abbreviated’ such
a long word?
Why is it that doctors call
what they do ‘practice’?
Why is lemon juice made
with artificial flavor, and
dish washing liquid made
with real lemons?
Why is the man who
invests all your money
called a broker?
Why is the time of day with
the slowest traffic called
rush hour?
Why isn’t there mouse-
flavored cat food?
Why didn’t Noah swat
those two mosquitoes?
Why do they sterilize the
needle for lethal injec-
tions?
You know that indestruc-
tible black box that is used
on airplanes? Why don’t
they make the whole plane
out of that stuff?!
Why don’t sheep shrink
when it rains?
Why are they called
apartments
when they are all stuck
together?
If con is the opposite of
pro, is Congress the op-
posite of progress?
If flying is so safe, why do
they call the airport the
terminal?
she pops her eye back in place.
‘Let me buy your dinner to make it up to you,’
she says.
They enjoy a wonderful dinner together, and after-
wards they go to the theatre followed by drinks.
They talk, they laugh, she shares her deepest dreams
and he shares his. She listens.
After paying for everything, she asks him if he
would like to come to her place for breakfast in
the morning. It seems they were made for each
other.
The next morning, she cooks a gourmet meal with all the trim-
mings. The guy is amazed. Everything had been SO incredible!
‘You know,’ he said, ‘you are the perfect woman. Are you this
nice to every guy you meet?’
‘No,’ she replies. . . you just happened to catch my eye!
Twenty two states that banned texting while driving also
offer some kind of traffic awareness service that drivers
can access through their (wait for it) cell phones, ac-
cording to the AP.

Attention: The average adult male shaves

off 1 lb of beard per year.
injured by jewelry each year.

For those over 65 with Life Insurance Policies

A hard working adult sweats up
to 4 gallons per day. Most of the
sweat evaporates before a per-
If you or someone you know is over 65 and con-
son realizes it’s there though!
sidering surrendering or allowing their life in-
surance policy to lapse, please talk to us before Men get hiccups more often than
doing so. women do.
We may be able to obtain value for your policy 54% of Americans fold toilet
that the insurance companies will never explain paper neatly. 35% wad it. What
about the other 11%?
to you.
Nearly all boys grow at least as
If you or someone you know is over 65 and con-
tall as their mothers.
sidering surrendering or allowing their life in-
surance policy to lapse, please talk to us before
Senior Life, LLC A person would die if all of the
doing so.
843-388-7001 toxic ingredients of one cigarette
were directly injected into the
Qualified policies may be worth double the surrender value of the policy. bloodstream.
For a free confidential review, please call Senior Life at 843-338-7001 55,700 people in the US are
Men can read smaller print than
women; women can hear better.
An estimated one in five Ameri-
cans – some 38 million – don’t
like sex.
On average, people spend more
than five years of their lives
dreaming.
In the course of a lifetime the av-
erage person will grow 2 meters
of nose hair.
The average American makes six
trips to the bathroom every day;
that’s about 2 1/2 years of your
life down the drain.
The average American spends
six months at red lights.

www.lowcountrysun.sc • JANUARY 2010 31

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